LIC Hybrid Mutual Fund

LIC Hybrid Mutual Funds invest in a diversified portfolio that includes a specific proportion of debt securities and stocks. These funds, also known as balanced funds, enable an investor to earn consistent income as well as capital appreciation over a medium to long tenure. Five LIC Hybrid Mutual Fund schemes exist for investors with a medium risk tolerance.

Filters

SIP Duration

5Y Returns

  • 1Y Returns

  • 2Y Returns

  • 3Y Returns

  • 4Y Returns

  • 5Y Returns

Risk

  • High

  • Low

  • Low to Moderate

  • Moderate

  • Moderately High

  • Very High

  • 360 ONE Mutual Fund

  • Aditya Birla Sun Life Mutual Fund

  • Axis Mutual Fund

  • Bajaj Finserv Mutual Fund

  • Bandhan Mutual Fund

  • Bank of India Mutual Fund

  • Baroda BNP Paribas Mutual Fund

  • Canara Robeco Mutual Fund

  • DSP Mutual Fund

  • Edelweiss Mutual Fund

  • Franklin Templeton Mutual Fund

  • Groww Mutual Fund

  • HDFC Mutual Fund

  • HSBC Mutual Fund

  • Helios Mutual Fund

  • ICICI Prudential Mutual Fund

  • IDBI Mutual Fund

  • IIFCL Mutual Fund

  • IL&FS Mutual Fund (IDF)

  • ITI Mutual Fund

  • Invesco Mutual Fund

  • JM Financial Mutual Fund

  • Kotak Mahindra Mutual Fund

  • L&T Mutual Fund

  • LIC Mutual Fund

  • Mahindra Manulife Mutual Fund

  • Mirae Asset Mutual Fund

  • Motilal Oswal Mutual Fund

  • NJ Mutual Fund

  • Navi Mutual Fund

  • Nippon India Mutual Fund

  • Old Bridge Mutual Fund

  • PGIM India Mutual Fund

  • PPFAS Mutual Fund

  • Quant Mutual Fund

  • Quantum Mutual Fund

  • SBI Mutual Fund

  • Samco Mutual Fund

  • Shriram Mutual Fund

  • Sundaram Mutual Fund

  • Tata Mutual Fund

  • Taurus Mutual Fund

  • Trust Mutual Fund

  • UTI Mutual Fund

  • Union Mutual Fund

  • WhiteOak Capital Mutual Fund

  • Zerodha Mutual Fund

Fund Category

  • Aggressive Hybrid Fund
  • Arbitrage Fund
  • Balanced Advantage
  • Balanced Hybrid Fund
  • Capital Protection Funds
  • Conservative Hybrid Fund
  • Dynamic Asset Allocation
  • Equity Savings
  • Multi Asset Allocation
  • Real Estate

Best Mutual Funds 2024

Result Showing 1-25 of 28 Mutual Funds

    Mutual Fund Schemes
    Category
    Nav
    5Y Returns
    AUM
    (in Cr.)
    Compare
    hybrid
    188.80Feb 20, 2024
    13%
    ₹505

    Add to Compare

    hybrid
    18.40Feb 20, 2024
    12%
    ₹505

    Add to Compare

    hybrid
    168.86Feb 20, 2024
    11%
    ₹505

    Add to Compare

    hybrid
    15.49Feb 20, 2024
    11%
    ₹505

    Add to Compare

    hybrid
    18.37Feb 20, 2024
    10%
    ₹10

    Add to Compare

    hybrid
    27.19Feb 20, 2024
    10%
    ₹10

    Add to Compare

    hybrid
    15.15Feb 20, 2024
    10%
    ₹10

    Add to Compare

    hybrid
    19.26Feb 20, 2024
    9%
    ₹10

    Add to Compare

    hybrid
    18.21Feb 20, 2024
    9%
    ₹10

    Add to Compare

    hybrid
    24.44Feb 20, 2024
    9%
    ₹10

    Add to Compare

    hybrid
    81.17Feb 20, 2024
    8%
    ₹53

    Add to Compare

    hybrid
    16.31Feb 20, 2024
    8%
    ₹53

    Add to Compare

    hybrid
    14.52Feb 20, 2024
    7%
    ₹53

    Add to Compare

    hybrid
    12.70Feb 20, 2024
    7%
    ₹53

    Add to Compare

    hybrid
    74.24Feb 20, 2024
    7%
    ₹53

    Add to Compare

    hybrid
    13.04Feb 20, 2024
    7%
    ₹53

    Add to Compare

    hybrid
    12.54Feb 20, 2024
    6%
    ₹53

    Add to Compare

    hybrid
    12.47Feb 20, 2024
    7%
    ₹53

    Add to Compare

    hybrid
    13.10Feb 20, 2024
    5%
    ₹31

    Add to Compare

    hybrid
    12.31Feb 20, 2024
    5%
    ₹31

    Add to Compare

    hybrid
    11.91Feb 20, 2024
    5%
    ₹31

    Add to Compare

    hybrid
    12.64Feb 20, 2024
    5%
    ₹31

    Add to Compare

    hybrid
    12.35Feb 20, 2024
    5%
    ₹31

    Add to Compare

    hybrid
    12.27Feb 20, 2024
    5%
    ₹31

    Add to Compare

    hybrid
    11.96Feb 20, 2024
    0%
    ₹925

    Add to Compare

    Result Showing 1-25 of 28 Mutual Funds

    Investment Objective of LIC Hybrid Mutual Fund

    Over the medium to long term, LIC Hybrid Mutual Fund schemes seek to provide investors with consistent capital appreciation and income. These funds, also known as balanced funds, invest in stocks and fixed-income securities to deliver growth while maintaining a relatively stable portfolio. The hybrid fund’s type would determine the asset allocation proportion.

    An aggressive hybrid fund's equity allocation would be 65%-80%, whereas a conservative hybrid fund's equity allocation could be as low as 10%-25%. On the other hand, a multi-asset allocation fund may invest in multiple asset classes such as equity, debt, and gold. Considering your financial goals before investing in the best LIC hybrid mutual fund is best.

    Risks Involved in LIC Hybrid Mutual Fund

    LIC hybrid mutual fund risk ranges from moderately low to moderately high compared to equity and debt funds. The fund's value may fluctuate as the price of the underlying stocks and debt securities fluctuate. The level of risk is determined by exposure to equity as an asset class and portfolio diversification.

    A LIC hybrid mutual fund heavily invested in equities and long-term bonds is significantly riskier than a fund more focused on debt as an asset class. Before investing in a scheme, investors should consider their own risk tolerance.

    Return Potential of LIC Hybrid Mutual Fund

    LIC hybrid mutual fund returns are incidental to the risk that an investor takes. Balanced funds fall between equity and debt funds on the risk-return spectrum. The combination of stocks and bonds gives an edge to the LIC hybrid mutual fund performance, allowing them to deliver higher risk-adjusted returns with lower volatility. Historically, these funds have delivered average returns of 10%-12% over a 5-year or longer period. Recently, the returns from some equity-oriented balanced funds have been comparable to those from large-cap equity funds. This was due to greater exposure to mid-cap stocks. However, LIC hybrid mutual fund returns are not guaranteed, and fund performance may vary over time.

    Who Should Invest in LIC Hybrid Mutual Fund?

    LIC hybrid mutual fund schemes are appropriate for investors with a low tolerance for volatility. This may assist them in keeping track of the losses caused by dynamic asset allocation. However, if you are a more aggressive investor, you must invest in equity hybrid funds. You will be able to realise the full potential of equity in this manner. Furthermore, an investor with a moderate risk tolerance and long-term goals such as child education or retirement planning will find LIC hybrid mutual fund to be the best. The fund manager rebalances the LIC hybrid mutual funds portfolio to exploit market movements. Investors who want to avoid the stress of portfolio management may consider investing in these funds.

    Things To Consider Before Investing in LIC Hybrid Mutual Fund

    You must consider the following before investing in LIC hybrid mutual fund schemes.

    • Returns
    • Risk
    • Time Horizon
    • Cost
    • Investment Strategy

    Tax on LIC Hybrid Mutual Fund

    If investors redeem equity-based scheme units after a year or more of investment, they must pay Long-Term Capital Gain Taxes (LTCGT). They will be taxed at 10% on capital gains exceeding INR 1 lakh without the benefit of indexation. Taxes are not levied on amounts less than INR 1 lakh. For debt-oriented fund gains realised after three years, an individual must pay LTCGT of 20% with indexation benefit.

    Get your latest Credit Score, FREE

    Frequently Asked Questions (FAQs)

    How is LIC Hybrid Mutual Fund doing?

    The LIC hybrid mutual fund performance can be deemed good as the annual returns go up to 6.54%.

    Is LIC Hybrid Mutual Fund Safe?

    The consistency of returns of the LIC hybrid mutual fund scheme is comparable to that of most funds in its class. In a down market, it has a below-average ability to limit losses.

    Is it good to invest in equity funds?

    In the grand scheme of things, equity funds are a good investment strategy. It is a good way to profit from the stock market while saving for the future. Equity funds also outperform fixed deposits in terms of returns. This type of mutual fund is ideal for investors with a long time horizon. However, because mutual funds are subject to market risks, conducting thorough research before investing is critical.
    Urban Money