Mahindra Manulife Hybrid Mutual Funds

 Investment Objective

The Mahindra Manulife Hybrid Mutual Fund aims to generate long-term capital appreciation and income by investing in a diversified portfolio of equity and debt instruments. The scheme seeks to provide investors with a mix of equity and debt exposure to provide capital appreciation and income. The hybrid mutual fund scheme will primarily invest in equity and equity-related instruments and debt and money market instruments.

Risks Involved in Mahindra Manulife Hybrid Mutual Fund

Before applying for Mahindra Manulife mutual funds, you must get familiar with the Mahindra Manulife Hybrid Mutual Fund risks. Having clarity on associated risks will help you to decode investment returns. 

1. Market Risk: As with any other investment, Mahindra Manulife Hybrid Mutual Funds are subject to market risk. The value of the investments may fluctuate due to changes in market conditions.
2. Interest Rate Risk: These funds may also be exposed to interest rate risk as they invest in debt instruments, which are susceptible to interest rate fluctuations.
3. Liquidity Risk: Investing in hybrid funds exposes investors to liquidity risk. These funds invest in both equity and debt instruments. Hence investors may need more time to liquidate their investments.
4. Credit Risk: Mahindra Manulife Hybrid Funds may also be exposed to credit risk as they invest in debt instruments. If the issuer of the debt instruments defaults on payment, then the value of the investment may be affected.

Familiarising yourselves with the associated risk factors will help investors decide on the best Mahindra Manulife Hybrid Mutual Fund schemes to invest in. 

Return Potential of Mahindra Manulife Hybrid Mutual Fund Schemes

Mahindra Manulife Hybrid Mutual Fund is a mutual fund that invests in a mix of stocks, bonds, and other securities to provide investors with a diversified investment portfolio. The fund aims to provide investors with long-term capital growth and regular income. The fund has the potential to generate returns of around 8-10% over the long term. The fund's performance may differ from other funds in the market. The actual returns depend on the fund manager's investment strategy and the performance of the underlying securities. The significant Mahindra Manulife Hybrid Mutual Fund returns make it an ideal instrument to invest in and generate a great fortune. 

Who Should Invest in Mahindra Manulife Hybrid Mutual Funds? 

Before investing in the Mahindra Manulife Hybrid Mutual Fund scheme, an investor must understand for whom this investment instrument is suitable. Mahindra Manulife Hybrid Mutual Fund is an appropriate investment option for investors looking to diversify their portfolio with a mix of equity and debt investments. This fund is suitable for investors with moderate risk appetites looking for long-term capital appreciation and steady returns. Investors with an average risk appetite looking for a balanced portfolio with a mix of equity and debt investments should consider investing in the best Mahindra Manulife Hybrid Mutual Fund.

Things To Consider Before Investing in Mahindra Manulife Hybrid Mutual Fund

Here is the list of pointers you must consider before investing in Mahindra Manulife Hybrid Mutual Fund schemes:

1. Fund Manager: It is essential to look into the fund manager's track record and experience when considering investing in a Mahindra Manulife Hybrid Mutual Fund. The fund manager should have a good understanding of the markets and be able to provide investors with sound investment advice. 
2. Investment Objectives: It is crucial to understand the fund's investment objectives before investing. It should align with the investor's risk appetite and financial goals. 
3. Fees and Expenses: High fees and expenses can significantly impact the fund's performance and investors' returns. 
4. Asset Allocation: Understanding the fund's asset allocation before investing is essential. The asset allocation should align with the investor's risk profile and financial objectives. 
5. Tax Implications: It is important to understand the tax implications of investing in a Mahindra Manulife Hybrid Mutual Fund. The taxes may vary depending on the type of fund and the investor's tax slab. 
6. Liquidity: It is crucial to understand the fund's liquidity before investing. Some funds may provide better liquidity than others, so the investor must conduct thorough research before investing.

Tax on Mahindra Manulife Hybrid Mutual Fund

The tax on Mahindra Manulife Hybrid Mutual Fund depends on the time the investment is held. If the investment is held for less than one year, the investor will be subject to a Short Term Capital Gains Tax (STCG) of 15%. If the investment is held for more than one year, the investor will be subject to a Long Term Capital Gains Tax (LTCG) of 10%.