Quant Debt Mutual Fund

Under the umbrella of debt mutual funds, QUANT Debt Mutual Fund offers 9 various types of mutual fund plans. As of April 2023, QUANT AMC schemes had a combined AUM of Rs 20,002 crores. The debt schemes include money market funds, money market funds, credit risk funds, corporate bond funds, banking, ultra short to long duration funds, PSU funds, and liquid funds.

Best Mutual Funds 2024

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Mutual Fund Schemes
NAV
5Y Returns
AUM(in Cr.)
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37.95Mar 28, 2024
5%
₹1,929
38.81Mar 28, 2024
6%
₹1,929
14.28Mar 28, 2024
4%
₹1,929
13.25Mar 28, 2024
4%
₹1,929
13.49Mar 28, 2024
3%
₹1,929
15.60Mar 28, 2024
3%
₹1,929
12.86Mar 28, 2024
3%
₹1,929
15.16Mar 28, 2024
3%
₹1,929
12.07Mar 28, 2024
0%
₹1,929
10.92Mar 28, 2024
0%
₹123
10.95Mar 28, 2024
0%
₹123
10.94Mar 28, 2024
0%
₹123
10.91Mar 28, 2024
0%
₹123
10.85Mar 28, 2024
0%
₹69
10.86Mar 28, 2024
0%
₹69
10.97Mar 28, 2024
0%
₹69
10.98Mar 28, 2024
0%
₹69

Investment Objective

Quant Debt Mutual Funds seek to offer consistent returns and capital safety to investors over the short to medium term. These funds make investments in fixed income securities such government securities, treasury bills, and other money market instruments. A rating agency assigns a distinct credit rating to each of the debt securities. These ratings aid in determining the issuer's dependability in terms of principal and interest repayment at maturity. Based on the fund's investment goal and underlying ratings, the fund manager will select the debt securities. An investor in a debt fund would get returns in the form of interest payments and a steady rise in the fund's value over the specified time frame.

Risks Involved in Quant Debt Mutual Fund

Compared to equities funds, Quant Debt Mutual Fund have minimal to moderately high market risk. The value of the fund may fluctuate depending on how much the underlying debt security costs. The amount of interest rates, governmental initiatives, tax regulations, and other economic changes may have an impact on the cost of debt securities. The price of the debt security may decline or rise as a result of an increase or drop in the overall interest rates. The duration of the portfolio and the typical maturity have an impact on risk as well. The longer time frame amount MF Short-term debt funds are less risky than equity funds in the market. Similar to this, low-rated debt funds will be more susceptible to market risk than high-rated debt funds. Before investing, investors may take into account their own risk appetite. The Quant Debt Mutual fund does not, however, ensure that the investment goal will be met.

Return Potential of Quant Debt Mutual Fund

Returns are a byproduct of the investor's assumed risk. In comparison to conventional fixed income investing, Quant Debt Mutual Funds produce better returns. Over a period of say five years, these funds have historically been known to produce average returns of about 7%–10%. The tenure of the loan funds and credit ratings both affect the level of returns. To make up for the significant risks involved, low-rated products like Credit Risk products offer larger returns. On the other hand, due to the low risk involved, highly rated products like Corporate Bond products give relatively smaller returns. Similar to this, long-term investments like Gilt funds provide better returns than short-term investments. Quant Debt Mutual Funds do not, however, promise guaranteed returns, and their performance may change over time.

Who Should Invest in Quant Debt Mutual Fund?

Quant Debt Mutual Funds are appropriate for cautious investors looking for capital growth and consistent income over, say, a five-year period. These funds could add stability to an equity-oriented portfolio as they are more stable than equity funds. Liquid funds are ideal for investors that want high liquidity from their investments. You can increase your overall income by using the dividend option offered by Quant Debt Mutual Funds. Debt fund investments may be the most tax-efficient ones for long-term investors in higher tax bands. When debt fund units are redeemed, long-term capital gains have the advantage of indexation and are subject to a 20% tax rate.

Things To Consider Before Investing in Quant Debt Mutual Fund

If one is placing an investment in the Quant Debt Mutual Fund scheme, then following factors need to be taken into account.

  • NAV of Quant Debt Mutual Fund
  • Ratio of Expense
  • Maturity
  • Duration
  • The Risks

Tax on Quant Debt Mutual Fund

Debt funds are mutual funds that hold no more than 35% of their assets in equity and more than 65% of their assets in debt. On April 1, 2023, the indexation benefit for PPFAS debt mutual funds will expire, and a short-term capital gain will be deemed to have been realised. As a result, the gains from debt funds will now be included in your taxable income and subject to slab rate taxation.

A 20% tax with an indexation advantage was previously applied to long-term capital gains from debt funds.

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FAQs

How is Quant Debt Mutual Fund doing?

A healthy return on investment is guaranteed for investors in the Quant Debt Mutual Fund due to its strong performance. Before investing, investors are urged to conduct thorough research and thoroughly read all fund-related papers.

Is Quant Debt Mutual Fund Safe?

Quant Debt Mutual Fund's fund managers distribute money in a way that diversifies portfolios and lowers risk.

Is it good to invest in equity funds?

Equity funds offer the best returns of all investment classes. Investors should think about investing in equity funds if they have long-term capital-generation objectives.

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