Tata Equity Mutual Fund

The Tata Equity Mutual Fund, a financial product of India's reputed Tata Mutual Fund Company, provides an opportunity for investors seeking long-term capital growth. It invests predominantly in equity and equity-related securities across various market sectors, ensuring a diversified portfolio. Bluechip funds, mid-cap, small-cap, opportunity funds, flexi-cap, index funds, and other investment options are all part of TATA Equity plans.

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Mutual Fund Schemes
NAV
5Y Returns
AUM(in Cr.)
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35.55Mar 27, 2024
29%
₹5,819
35.55Mar 27, 2024
29%
₹5,819
35.55Mar 27, 2024
29%
₹5,819
32.23Mar 27, 2024
27%
₹5,819
32.23Mar 27, 2024
27%
₹5,819
32.23Mar 27, 2024
27%
₹5,819
92.18Mar 27, 2024
26%
₹1,561
175.93Mar 27, 2024
26%
₹1,561
48.19Mar 27, 2024
26%
₹9,271
48.19Mar 27, 2024
26%
₹9,271
163.86Mar 27, 2024
25%
₹1,561
77.67Mar 27, 2024
25%
₹1,561
405.68Mar 27, 2024
25%
₹3,040

Investment Objective of Tata Equity Fund

The long-term goal of Tata MF Equity Funds is to give investors a chance to increase their wealth. According to their mandate, which is defined in their plan information documents, these funds invest primarily in equities and equity-related securities in a particular proportion. After conducting a thorough study, the fund manager will select high-quality equities to guarantee that the portfolio returns continue to meet expectations and category benchmarks. The underlying stock-picking technique may be growth at fair prices, value, or growth. Increases in the underlying stock prices over a specific investment horizon lead to capital appreciation. Additionally, it takes place when the dividends paid out by the fund are reinvested to buy more units of the plan. The Tata MF Equity Fund does not, however, promise that the investment goal will be met.

Risks Involved in Tata Equity Mutual Fund

Comparing equity funds to debt funds and balanced funds, Tata MF equity funds have a fairly high to high market risk. The value of the fund may change as and when the price of the underlying stock does. Changes in the stock market's price and volume, interest rates, currency rates, governmental policies, tax regulations, and other economic developments could all have an impact on stock values. The degree of portfolio diversity also affects how much risk there is. Market risk is higher for sector- or theme-based Tata MF Equity funds than for diversified equity funds. Comparatively speaking, large-cap equity funds will be less risky than small-cap or mid-cap equity funds. Before investing in a scheme, investors may take into account their personal risk tolerance.

Return Potential of Tata Equity Mutual Fund

Returns are a byproduct of the investor's assumed risk. Compared to debt funds and balanced funds, returns from Tata equity mutual funds are higher. These funds have a track record of producing returns that hover around 12% on average during periods longer than five years. Tata Equity mutual funds, however, can not offer assured returns, and the performance of the funds may change over time. A focused fund may have a larger return potential than a broad equities fund due to its increased risk. On the other hand, large-cap funds are renowned for offering consistent returns during all market cycles. One may think about diversifying the overall portfolio with a few small- or mid-cap funds to increase returns.

Who Should Invest in Tata Equity Mutual Fund?

For investors looking for long-term wealth appreciation over a period of five years or more, Tata Equity Mutual Funds are a good choice. These funds are intended for investors with a comparatively higher risk tolerance because the fund value may increase or decrease depending on market conditions. Tata Equity Mutual Funds are the best option for achieving long-term objectives, including funding a child's education, saving for retirement, and purchasing a home, because of their high return producing potential. You must maintain your investment during the designated investment horizon, which is typically 10–12 years or even more, in order to realise the full potential of equity funds. This could also imply keeping only those surpluses in these accounts that are earmarked for long-term investments and that you won't need anytime soon.

Things To Consider Before Investing in Tata Equity Mutual Fund

For investors who are looking for long-term financial growth over a period of five years or more, Tata Equity Mutual Fund is an excellent choice. These funds are intended for investors with a comparatively higher risk tolerance because the value of the fund could increase or decrease depending on market conditions. Tata Equity MF’s are the ideal choice for achieving long-term objectives, such as paying for a child's education, saving for retirement, and purchasing a home, due to their high return producing potential. You must hold onto your investment for the specified investment horizon, which is often 10–12 years or longer, in order to fully realise the potential of equity funds.

Tax on Tata Equity Mutual Fund

The current tax rate is 10% if your total long-term capital gain in the Tata Equity Mutual Fund exceeds Rs 1 lakh in a fiscal year. There are no taxes or other fees.

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FAQs

How is Tata Equity Mutual Fund doing?

As of May 11, 2023, the Tata Equity PE Fund's Regular Plan's Current Net Asset Value for the Growth Option is Rs 218.41. It has trailing returns of 5.55% (1 year), 26.33% (3 years), 8.62% (5 years), and 17.43% (since debut).

Is Tata Equity Mutual Fund Safe?

It is a moderately risky fund that has generated a CAGR/annualised return of 17.7% since its inception. In the area of Value, it is placed at 7. 2021's return was 28%, 2022's was 5.9%, and 2020's was 12.5%.

Is it good to invest in equity funds?

Equity mutual funds provide risk diversification by investing in a portfolio of stocks from several industry sectors. Mutual fund schemes diversify across stocks and sectors in an effort to considerably reduce stock and sector-specific risks.

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