Hdfc Small Cap Fund Regular Plan Growth

The HDFC Small Cap Fund – Regular Plan- Growth is an open-ended mutual fund scheme offered by HDFC Mutual Fund House. The fund ensures a minimum of 65% of investments in stocks of small-cap companies. Small-cap companies are the ones ranked from position 251 onwards in terms of market capitalisation. This fund is best suited for investors looking to make long term gains on their investments.

HDFC Small Cap Fund – Regular Plan- Growth is managed by experts with longstanding financial experience and expertise. Being a growth fund, the dividend payouts are negligible. Along with ensuring capital appreciation, the profits are reinvested in the fund for better experience and growth. 

HDFC Mutual Fund is among the leading mutual fund houses currently operating in India. Therefore, investors can be assured of lucrative returns and safe investments.

Key Parameters of the Fund

Take a look at the highlights of HDFC Small Cap Fund – Regular Plan- Growth to gain an all round perspective.

• Fund House: HDFC Mutual Fund
• Fund Type: Diversified Equity
• Benchmark Index: S&P BSE 250 SmallCap Index (Total Returns Index)
• Time Horizon: 3+ years
• Riskometer: Very High
• Fund Manager: Chirag Setalvad
• Current NAV: 101.79 as of 22nd August 2023
• Fund Size: 21,066.56 crores as of 31st July 2023
• Exit Load: 1% upon redemption within a year.
• Expense Ratio: 66%
• Minimum Investment Amount: 100
• Minimum Additional Investment Amount: 100
• Minimum SIP Investment Amount: 100
• Minimum Withdrawal: 1000

Tax Deductions

The tax treatment of profits made from HDFC Small Cap Fund – Regular Plan- Growth is specified below:

• A short-term capital gains tax (STCG) of 15% will be levied upon redemption within 1 year.

• Gain of Rs. 1 lakh on redemptions made after a year of investment to be exempted from deductions.

• Gains exceeding Rs. 1 lakh on redemptions made after a year of investment will be subject to a Long Term Capital Gain Tax (LTCG) of 10%.

• A TDS of 10% will be deducted by the fund house on dividend incomes over Rs.5000.

• The dividend incomes from the fund are added to the investor’s regular income and taxed according to the respective income slab.

Major Holdings

The portfolio division of HDFC Small Cap Fund – Regular Plan- Growth stands as follows:

• Equity funds: 92.65%
• Debt funds: 0.00%
• Cash and Cash Equivalents: 7.35%

The fund’s major portfolio holdings and sector allocation as of 31st March 2023 are specified in the tables below.

Top 5 Portfolio Holdings 

Sector Allocation 

 Return History

The return statistics of HDFC Small Cap Fund – Regular Plan- Growth as of March 31, 2023 are as follows:

Investment Objective: HDFC Small Cap Fund – Regular Plan- Growth

The main goals of the mutual fund scheme are to:

• Offer long-term capital appreciation to the investors.
• Invest in small cap companies.
• Generate wealth for its customers.

Minimum Investment and Lock-In Period

A minimum investment of Rs. 100 is required to start investing in HDFC Small Cap Fund – Regular Plan- Growth. The additional investment, SIP investment and withdrawal amounts, all stand at a minimum level of Rs. 100.

HDFC Mutual Fund levies no lock-in restrictions over small cap fund investors. It means that investors can redeem the units of the fund as and when they want. However, an exit load of 1% is applicable if the fund units are redeemed within a year of investment.

AMC Information

HDFC Asset Management Company, a joint venture between HDFC Limited and abrdn Investment Management Limited, spreads over 200 cities. The company owns one of the country’s largest mutual fund houses, HDFC Mutual Fund. With Total Assets Under Management (AUM) worth Rs. 4.4 trillion, it is one of the most highly reputed AMCs in India.

Here are the contact details of the company:

• Registered Office: HDFC House, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai – 400 020.
• Contact Number: 1800-3010-6767/ 1800-419-7676
• E-mail: hello@hdfcfund.com
• Official Website: hdfcfund.com