56.99
NAV (Apr 19,2024)

HDFC Top 100 Fund - IDCW - 54EB is a top-performing mutual fund offered by HDFC. With an expense ratio of 1.66, it boasts a good return on investment. The fund has a PE ratio of 30.47 and a PB ratio of 5.24, indicating its potential for growth. With a scheme AUM of INR 30,261.71, it has an established track record since 1996. The minimum investment required is INR 100, and there is no lock-in period.

Hdfc Top 100 Fund Idcw 54eb Latest Trend

  • 1M
  • 2M
  • 3M

Hdfc Top 100 Fund Idcw 54eb Latest Trend

Risk Ratios

  • P/E Ratio
    UM_URBAN_MONEY

    30.47
  • P/B Ratio
    UM_URBAN_MONEY

    5.24
  • Alpha
    UM_URBAN_MONEY

    0.02
  • Beta
    UM_URBAN_MONEY

    0.95
  • Sharpe
    UM_URBAN_MONEY

    0.17
  • Sortino
    UM_URBAN_MONEY

    0.30

Fund Overview

Expense ratio
UM_URBAN_MONEY

1.66%

Exit Load
UM_URBAN_MONEY

0%

Lock-in
UM_URBAN_MONEY

No Lock-in

AUM (Fund Size)
UM_URBAN_MONEY

30261.71 Cr

Index
UM_URBAN_MONEY

Min. Investment
UM_URBAN_MONEY

SIP ₹100.00

Scheme Riskometer

Investors understand that their principal will be at
Very High

Investment Return Calculator

as on Apr 22, 2024

Total Invested Amount

3 Months Absolute Return (In %)

6 Months Absolute Return (In %)

1 Year Absolute Return (In %)

3 Year Absolute Return (In %)

5 Year Absolute Return (In %)

10,304.24 (3.04%)11,752.56 (17.53%)13,660.25 (36.60%)18,271.74 (82.72%)20,026.26 (100.26%)
30,912.72 (3.04%)35,257.68 (17.53%)40,980.75 (36.60%)54,815.22 (82.72%)60,078.78 (100.26%)
51,521.2 (3.04%)58,762.8 (17.53%)68,301.25 (36.60%)91,358.7 (82.72%)1,00,131.3 (100.26%)
82,433.92 (3.04%)94,020.48 (17.53%)1,09,282 (36.60%)1,46,173.92 (82.72%)1,60,210.08 (100.26%)
1,03,042.4 (3.04%)1,17,525.6 (17.53%)1,36,602.5 (36.60%)1,82,717.4 (82.72%)2,00,262.6 (100.26%)

Calculate Your Mutual Fund Returns

  • 500
  • 1 Lac
Years
  • 1
  • 30
%
  • 1
  • 30

Total investment

+

Profit

Fund Portfolio Allocation

  • Holdings
  • Sectors

Name

Assets

  • HDFC Bank Ltd9.25%
  • ICICI Bank Ltd9.10%
  • Reliance Industries Ltd6.67%
  • NTPC Limited5.62%
  • Infosys Limited5.39%
  • Larsen and Toubro Ltd4.91%
  • ITC Ltd4.84%
  • Axis Bank Ltd4.26%
  • Bharti Airtel Ltd4.07%
  • Coal India Ltd3.42%
  • Kotak Mahindra Bank Limited3.13%
  • Tata Consultancy Services Ltd3.05%
  • Indusind Bank Ltd2.86%
  • Sun Pharmaceutical Industries Ltd2.68%
  • Tata Motors Ltd2.60%
  • Power Finance Corporation Ltd2.20%
  • TREPS Tri party Repo2.17%
  • State Bank of India1.72%
  • Tata Consumer Products Limited1.67%
  • Cholamandalam Investment & Finance Co Ltd1.57%
  • Lupin Ltd1.47%
  • Titan Company Ltd1.26%
  • SRF Ltd1.14%
  • UltraTech Cement Limited1.13%
  • Hindustan Aeronautics Limited1.08%
  • Bharat Electronics Ltd1.01%
  • Dabur India Ltd1.00%
  • HCL Technologies Ltd0.96%
  • Aurobindo Pharma Ltd0.82%
  • Oil & Natural Gas Corporation Ltd0.71%
  • Hindustan Unilever Ltd0.70%
  • SBI Life Insurance Company Ltd0.69%
  • MANKIND PHARMA LIMITED0.68%
  • Cipla Ltd0.64%
  • Mahindra & Mahindra Ltd0.62%
  • Maruti Suzuki India Limited0.62%
  • Siemens Ltd0.51%
  • Hindalco Industries Ltd0.51%
  • Bajaj Auto Limited0.44%
  • Apollo Hospitals Enterprise Ltd0.42%
  • Tata Steel Ltd0.37%
  • Zee Entertainment Enterprises Ltd0.34%
  • Ambuja Cements Ltd0.32%
  • Life Insurance Corporation of India0.32%
  • United Spirits Limited0.30%
  • Wipro Ltd0.27%
  • Jio Financial Services Limited0.23%
  • Bank of Baroda0.20%
  • Bharat Petroleum Corporation Ltd0.06%
  • Net Current Assets-0.02%

Holdings Analysis

Peer Comparison

Pick your choice with our quick comparitive analysis

  • 6M
  • 1Y
  • 3Y
  • 5Y
Mutual Fund SchemesCategoryRiskAbsolute Return (6M)

Baroda BNP Paribas Large Cap Fund - Regular Plan - GrowthBaroda BNP Paribas Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

21.31%

Taurus Large Cap Fund - Regular Plan - GrowthTaurus Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

21.15%

Bandhan Large Cap Fund - Regular Plan - GrowthBandhan Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

17.55%

Nippon India Large Cap Fund - GrowthNippon India Large Cap Fund - Growth

EQUITY

Very High

16.49%

HSBC Large Cap Fund - GrowthHSBC Large Cap Fund - Growth

EQUITY

Very High

15.64%

Union Largecap Fund - Regular Plan - GrowthUnion Largecap Fund - Regular Plan - Growth

EQUITY

Very High

14.26%

Kotak Bluechip Fund - IDCWKotak Bluechip Fund - IDCW

EQUITY

Very High

14.12%

Franklin India Bluechip Fund - GrowthFranklin India Bluechip Fund - Growth

EQUITY

Very High

13.24%

DSP Top 100 Equity Fund - Regular Plan - GrowthDSP Top 100 Equity Fund - Regular Plan - Growth

EQUITY

Very High

13.23%

Aditya Birla Sun Life Frontline Equity Fund - GrowthAditya Birla Sun Life Frontline Equity Fund - Growth

EQUITY

Very High

11.96%

Mutual Fund SchemesCategoryRiskAbsolute Return (6Y)

Baroda BNP Paribas Large Cap Fund - Regular Plan - GrowthBaroda BNP Paribas Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

39.26%

WhiteOak Capital Large Cap Fund - Regular Plan - GrowthWhiteOak Capital Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

35.38%

Tata Large Cap Fund - Regular Plan - GrowthTata Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

33.92%

Invesco India Largecap Fund - GrowthInvesco India Largecap Fund - Growth

EQUITY

Very High

33.90%

ITI Large Cap Fund - Regular Plan - GrowthITI Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

32.77%

HSBC Large Cap Fund - GrowthHSBC Large Cap Fund - Growth

EQUITY

Very High

30.70%

DSP Top 100 Equity Fund - Regular Plan - GrowthDSP Top 100 Equity Fund - Regular Plan - Growth

EQUITY

Very High

29.31%

Groww Largecap Fund - Regular Plan - GrowthGroww Largecap Fund - Regular Plan - Growth

EQUITY

Very High

28.76%

Mahindra Manulife Large Cap Fund - Regular Plan - GrowthMahindra Manulife Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

27.41%

Mirae Asset Large Cap Fund - Regular Plan - GrowthMirae Asset Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

24.24%

Mutual Fund SchemesCategoryRiskAbsolute Return (6Y)

ICICI Prudential Bluechip Fund - GrowthICICI Prudential Bluechip Fund - Growth

EQUITY

Very High

20.47%

JM Large Cap Fund - Regular Plan - GrowthJM Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

18.82%

Tata Large Cap Fund - Regular Plan - GrowthTata Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

18.61%

Kotak Bluechip Fund - IDCWKotak Bluechip Fund - IDCW

EQUITY

Very High

15.69%

Taurus Large Cap Fund - Regular Plan - GrowthTaurus Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

15.38%

Bandhan Large Cap Fund - Regular Plan - GrowthBandhan Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

15.16%

Union Largecap Fund - Regular Plan - GrowthUnion Largecap Fund - Regular Plan - Growth

EQUITY

Very High

15.04%

UTI Large Cap Fund - Regular Plan - IDCWUTI Large Cap Fund - Regular Plan - IDCW

EQUITY

Very High

14.52%

PGIM India Large Cap Fund - GrowthPGIM India Large Cap Fund - Growth

EQUITY

Very High

13.56%

LIC MF Large Cap Fund - Regular Plan - GrowthLIC MF Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

11.66%

Mutual Fund SchemesCategoryRiskAbsolute Return (6Y)

Nippon India Large Cap Fund - GrowthNippon India Large Cap Fund - Growth

EQUITY

Very High

17.64%

Kotak Bluechip Fund - IDCWKotak Bluechip Fund - IDCW

EQUITY

Very High

16.58%

JM Large Cap Fund - Regular Plan - GrowthJM Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

16.51%

Bandhan Large Cap Fund - Regular Plan - GrowthBandhan Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

15.54%

SBI Blue Chip Fund - Regular Plan - GrowthSBI Blue Chip Fund - Regular Plan - Growth

EQUITY

Very High

14.98%

UTI Large Cap Fund - Regular Plan - IDCWUTI Large Cap Fund - Regular Plan - IDCW

EQUITY

Very High

14.82%

Franklin India Bluechip Fund - GrowthFranklin India Bluechip Fund - Growth

EQUITY

Very High

14.12%

Taurus Large Cap Fund - Regular Plan - GrowthTaurus Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

13.78%

LIC MF Large Cap Fund - Regular Plan - GrowthLIC MF Large Cap Fund - Regular Plan - Growth

EQUITY

Very High

13.73%

PGIM India Large Cap Fund - GrowthPGIM India Large Cap Fund - Growth

EQUITY

Very High

12.56%

Fund Managers

RB

Mr. Rahul BaijalFund Manager

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Compare with similar Funds

HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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HDFC Top 100 Fund - IDCW - 54EB

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The HDFC Top 100 Fund – IDCW – 54EB is a mutual fund managed by HDFC Asset Management Company, one of the largest fund houses in India. It typically operates as an open-ended equity scheme primarily focused on investing in large-cap stocks. Specifically, the HDFC Top 100 Fund targets the 100 largest companies in India, ranked based on their market capitalization.

Herein, IDCW stands for Income Distribution cum Capital Withdrawal, indicating that the fund periodically distributes a portion of its income (profits earned from its investments) to investors. The 54EB designation represents the ISIN code for this specific fund scheme within the HDFC Top 100 Fund, serving as a unique identifier.

Moreover, this fund has operated since August 19, 1996, and boasts a track record of delivering consistent returns throughout the years. The primary goal of this scheme is to offer long-term capital appreciation and income to its investors.

Thus, to help the Indian investor, Urban Money presents a comprehensive overview of the HDFC Top 100 Fund – IDCW – 54EB. In this all-in-one guide, we will discuss the fund’s essential parameters, holdings, returns, expense ratio, taxation, fund performance, and (almost) everything you need to know about the HDFC Top 100 Fund – IDCW – 54EB.

Key Parameters

Let’s take a look at a list of key parameters of HDFC Top 100 Fund – IDCW – 54EB.

Fund Type: Large-cap equity fund

Fund Manager: Rahul Baijal

Exit load: 1.0% of the sell value if the fund is sold before 365 days from the date of allotment.

Risk-O-Meter: Very High

Taxation

The taxation of HDFC Top 100 Fund – IDCW – 54EB can be segregated into two types: long-term capital gain tax and short-term capital gain tax.

  • Selling your capital after 1 year from the purchase date is considered a long-term capital gain, and the current tax rate is 10%, excluding any cess/surcharge. Notably, if your total long-term capital gain is below 1 lakh, you are not required to pay any tax.
  • Selling your capital before 1 year from the purchase date is considered a short-term capital gain, and the current tax rate is 15%, excluding any cess/surcharge.

Furthermore, in the case of dividend distribution tax, the dividend income from this fund will be combined with an investor’s total income and taxed based on their individual tax slabs. Namely, if you fall into the 20% tax slab, you will pay roughly one-fifth of the received dividends as taxes. Similarly, if you are in the 30% tax bracket, you will lose 30% of your dividend income.

Holdings

The HDFC Top 100 Fund – IDCW – 54EB has a total of 51 stocks in its portfolio. The fund has 96.82% of its investments in domestic equities, with 76.93% in large-cap stocks and 6.25% in mid-cap stocks. For more insight, please refer to the table below, which displays the fund’s top 10 holdings as of September 30, 2023:

Stock Invested in Sector % of Total Holdings Quantity
ICICI Bank Ltd. Private Sector Bank 9.46% ₹ 2.62 Cr
HDFC Bank Ltd. Private Sector Bank 9.18% ₹ 1.59 Cr
Reliance Industries Ltd. Refineries & Marketing 6.20% ₹ 69.82 L
ITC Limited Diversified FMCG 5.34% ₹ 3.17 Cr
National Thermal Power Corporation Ltd. Power Generation 5.09% ₹ 5.47 Cr
Infosys Ltd. Computers – Software & Consulting 5.07% ₹ 93.30 L
Axis Bank Ltd. Private Sector Bank 4.60% ₹ 1.17 Cr
Larsen & Toubro Ltd. Civil construction 4.01% ₹ 35.04 L
Bharti Airtel Ltd. Telecom – Cellular & Fixed Line Services 3.83% ₹ 1.09 Cr
State Bank Of India Public Sector Bank 3.35% ₹ 1.48 Cr

The Investment Objective of HDFC Top 100 Fund – IDCW – 54EB

The investment objective of HDFC Top 100 Fund – IDCW – 54EB is to provide long-term capital appreciation or income by investing predominantly in large-cap companies. Thus, the fund house predominantly invests in large-cap equity stocks that are among the top 100 companies in India, listed by market capitalization. The fund follows a bottom-up approach to stock selection and focuses on the quality of the business, the growth prospects, the valuation, and the corporate governance of the companies. The fund also invests a small portion of its assets in debt and money market instruments to provide liquidity and stability. Notably, the fund is well-suited for investors with a high-risk appetite and a long-term horizon.

Minimum Investment and Lock-in Period

The minimum investment and lock-in period of HDFC Top 100 Fund – IDCW – 54EB are as follows:

Minimum Investment

The minimum investment required to purchase or switch-in units of this fund is ₹ 5,000 and any amount thereafter. The minimum additional investment required to add more units of this fund is ₹ 1,000 and any amount thereafter. The minimum SIP (Systematic Investment Plan) investment required to invest in this fund through monthly or quarterly instalments is ₹ 100.

Lock-in Period

The lock-in period of a fund refers to the duration during which investors are restricted from redeeming or selling their units. In the case of the HDFC Top 100 Fund – IDCW – 54EA, there is no specific lock-in period. However, an exit load applies to early redemptions or switches. I.e., if investors redeem or switch out their units within 1 year from the date of allotment, an exit load of 1.0% of the sell value may levied. On the other hand, if redemptions or switches occur after 1 year from the date of allotment, there is no exit load.

AMC Information

The AMC information of HDFC Top 100 Fund – IDCW – 54EB is as follows:

  • Name: HDFC Mutual Fund
  • Contact Number: 1800-3010-6767 / 1800-419-7676
  • Address: HDFC House, 2nd Floor, H.T. Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai – 400020

FAQs

How to invest in an HDFC Top 100 Fund - IDCW - 54EB?

You can start investing in HDFC Top 100 Fund – IDCW – 54EB via the official website of HDFC Mutual Fund.

Is HDFC Top 100 Fund - IDCW - 54EB a risky investment?

The HDFC Top 100 Fund – IDCW – 54EB is classified as a high-risk investment. More precisely, the initial investment in this scheme is subject to substantial volatility and uncertainty. Thus, while the scheme may yield substantial returns in favourable market conditions, it can also result in significant losses during unfavourable market scenarios.

How good is HDFC Top 100 Fund - IDCW - 54EB for a long-term investment?

HDFC Top 100 Fund – IDCW – 54EB is an ideal option for long-term investment. Notably, the fund has performed well in the past, delivering an annualised return of 15.32% in the last 5 years, which is higher than the category average of 13.95%.

What are the top sectors HDFC Top 100 Fund - IDCW - 54EB has invested in?

The top sectors HDFC Top 100 Fund – IDCW – 54EB has invested in are as follows: Banking (28.39%), Energy (13.17%), Information Technology (11.23%), Fast-moving consumer Goods (10.02%), and Infrastructure (9.03).

How to Redeem HDFC Top 100 Fund - IDCW - 54EB?

You can redeem the fund either through the official website of HDFC Mutual Fund or by visiting any HDFC Mutual Fund branches in person.

How much does HDFC Top 100 Fund - IDCW - 54EB charge as an expense ratio?

The HDFC Top 100 Fund – IDCW – 54EB has an expense ratio of 1.69%.

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