Rishabh Baisoy
Senior Content Writer
With a background in journalism and mass communications, Rishabh might be clueless about his plans for the evening, but he clearly knows what to write. A proud cinephile, Rishabh makes the perfect choice to discuss any movie with. Poetry holds a special place in his heart, which mingles well with his wanderlust personality. While he physically exists in India, his heart beats for the red part of Merseyside. Rishabh educates and empowers readers towards financial success at Urban Money.
94
Articles
3 Yrs
Experience
Areas of Financial Expertise
- Home Loan
- Personal Loan
- Credit Cards
- Credit Score
- All
- Bank Calculator
- Banking
- Credit Card
- Credit Score
- Home Loan
- Personal Loan
- Vehicle Loan
All Categories
Personal Loan EMI Calculator
A monthly EMI calculator for a personal loan helps you estimate monthly instalments based on loan amount, interest rate, and tenure. It simplifies personal loan interest rate calculations by showing EMI, total interest, and repayment amount, helping you assess affordability before applying.
Published Date
Jan 19, 2026Updated Date
Jan 19, 2026Personal Loan Prepayment Calculator 2026 - Calculate Interest Savings
A personal loan prepayment calculator helps you estimate the interest you save when you pay part or all of your outstanding loan before its scheduled end date. Making an extra payment on your personal loan can save you tens of thousands of rupees in interest, but only if you know…
Published Date
Apr 27, 2026Updated Date
Sep 7, 2026Incred Financial Personal Loan Interest Rates September 2026
The InCred Financial Services Limited personal loan interest rate ranges from 13.49% to 36% per annum and is offered on a reducing balance basis. The final rate depends on the borrower’s credit score, income stability, loan amount, and repayment tenure. EMI and total repayment vary significantly across the interest rate…
Published Date
Jan 23, 2026Updated Date
Sep 17, 2026Personal Loan Balance Transfer
A personal loan balance transfer lets you move your existing loan from one bank to another. This potentially helps secure lower interest rates or better terms. It is done to reduce EMI, lower total interest outgo, or adjust loan tenure, provided eligibility and charges make financial sense.
Published Date
Jan 13, 2026Updated Date
Jan 13, 2026Apply ₹5 Lakh Personal Loan Online in 2026 - Quick Approval
A 5 lakh personal loan is an unsecured loan offered by banks and NBFCs for expenses like medical needs, home repairs, education, or travel. The EMI depends on the chosen interest rate and repayment tenure. This page explains the 5 lakh personal loan EMI, interest rates, and how EMI changes…
Published Date
Feb 16, 2026Updated Date
Aug 11, 2026Tips to Manage and Pay Off Credit Card Debt Quickly
Credit card debt builds slowly. One month you carry a small balance; next month there’s interest, and before you realise it, the number starts to feel uncomfortable. The way out isn’t complicated. But it does need consistency. If you’re trying to figure out how to pay off credit card debt,…
Published Date
Mar 26, 2026Updated Date
Mar 26, 2026Best YES Bank Shopping Credit Card 2026
Key Highlights of the YES Bank Shopping Credit Card Here are some of the main features of the YES Bank shopping credit card: Feature Details Card Type YES Bank Shopping Credit Card Reward for Online Spending Higher reward points on online shopping Reward for Offline Spends Reward points on in-store…
Published Date
Jan 8, 2026Updated Date
Jan 8, 2026Personal loan with a 300 CIBIL score: Is it even possible?
A credit score ranges from 300 to 900, with higher scores indicating better creditworthiness. A score of 300 is considered very poor and suggests a history of missed payments, defaults, or other financial difficulties. As a result, lenders perceive individuals with such a score as high-risk borrowers. This often leads…
Published Date
Sep 10, 2026Updated Date
Sep 10, 2026Personal loan for a 400 CIBIL score: What's realistically available
A CIBIL score of 400 does not serve as the lower limit of the scoring range. At this level, the disparity between a borrower's score and the minimum eligibility criteria set by most lenders is significant, making traditional personal loan options largely inaccessible. The available alternatives are fewer than most…
Published Date
Sep 18, 2026Updated Date
Sep 18, 2026
- ‹ Prev
- 1
- 2
- 3
- …
- 11
- Next ›
