Instant Car Loans That Drive Your Dreams
Get attractive interest rates and experience fast disbursal.
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Urban Money Edge: Car Loan Highlights
Get an instant overview of everything about new car loans that deliver speed, value, and convenience.
| Feature | Details |
|---|---|
| Loan Amount | ₹1 Lakh – ₹1 Crore |
| Interest Rates | 7.5% – 12.5% p.a. |
| Tenure | 1 – 7 Years |
| Processing Fee | 0.5% – 2% |
| Funding | Up to 100% of the on-road price |
| Eligibility | Salaried & Self Employed |
| CIBIL Score | 700+ preferred |
| Prepayment | Allowed (may include charges) |
| Approval Time | 1–3 Days |
Gear Up With The Best Car Loan Features
These features, from great car loan interest rates to fast disbursal, are designed to get you on the road sooner.
Easy Repayment Terms
Flexible EMI options. Repay your car loan conveniently.
Up to 100% On-Road Value
Finance up to 100% of your car's on-road price. Drive now.
Digital Application
Apply for a car loan online in minutes. Quick, paperless, and easy process.
Fast Disbursal
Quick loan approval & disbursal. Get your car funds swiftly.
Do You Qualify? See Car Loan Eligibility Criteria Below
A quick overview of the car loan eligibility criteria.
| Criterion | Requirement |
| Age | 60 years |
| Employment | Salaried / Self-Employed |
| Income | Min. Threshold Met |
| Credit Score | 700+ |
| Work Experience | 1-2 years+ |
Why Is Urban Money Your Ideal Car Loan Partner?
We're working to make your car ownership journey effortless and satisfying. Here’s how:
Competitive Car Finance Interest Rates
Enjoy attractive rates. Save more on your car loan EMIs.
Zero Foreclosure Charges
Pay off your loan early with no extra fees. Save on interest.
100% Digital Process
Apply for a car loan online, from start to finish. Quick, easy, paperless.
No Credit Score Impact
Check eligibility without affecting your credit score. Apply safely.
Instant Funds
Get your emergency funds in as little as a few minutes, depending on your eligibility.
Easy Instalments
Your car loan EMI customised as per your needs and affordability.
Apply For A Car Loan Online In Just 3 Simple Steps
From eligibility to disbursal — here's how to secure your car loan without stepping out.
Check Your Car Loan Eligibility
Enter basic details like your income, employment type, and city to know your eligibility in seconds.
1
Compare & Choose the Best Car Loan
Explore personalised offers with the lowest car loan interest rates from trusted banks and NBFCs.
2
Apply Online & Get Quick Disbursal
Upload documents digitally and receive quick loan approval.
3
Smart EMI Calculator for
Car Loan
Loan Amount
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Interest Rate
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Loan Term
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Break-up of Total Payment
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Principal Amount (Total Amount for loan)
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Interest Payable (Total Interest throughout the loan duration)
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View EMI Payment Schedule
Trusted Lending Partners, Bespoke Car Loan Solutions
We've partnered with 50+ top banks and NBFCs to offer the best car loan interest rates and flexible financing options.
Smart Strategies For Your Best Car Loan Online
A little preparation goes a long way. Here's how to ensure you're getting great car loan percentage rates.
- Improve Your Credit Score
- Opt for Shorter Tenure
- Avoid Hidden Charges
- Plan Your Down Payment
- Pick the Right Lender
- Check Bank Deals
Car Loan Documents You Need
A quick checklist of the necessary paperwork for your Urban Money car loan.
Common Documents (Required for All Applicants):
- PAN Card (Copy)
- Aadhaar Card (Copy - for ID & Address Proof)
- Recent Passport-sized Photographs
For Salaried Applicants
- Latest Salary Slips (e.g., last 3 to 6 months)
- Bank Account Statements (e.g., last 6 months, showing salary credits)
- Form 16 or Income Tax Returns (Latest)
- Employment ID Card / Proof of Employment (e.g., Appointment Letter)
For Self-Employed Applicants / Business Owners:
- Income Tax Returns of the last 2 to 3 years
- Financial Statements for the previous 2-3 years
- Bank Account Statements of the last 6 to 12 months
- Proof of Business Existence (e.g., GST Registration, Shop Act License, Partnership Deed, etc.)
- Office Address Proof
- Apply Now
What Our Customers Say
Hear from customers who trusted Urban Money and achieved their financial goals with us.
sattu keshari
a week ago
⭐⭐⭐⭐⭐
rahul pal
a week ago
Sunil Ambekar
a week ago
sanjay Chaurasia
a week ago
Written By
Reviewed ByLast Updated: 3 August 2026
Frequently asked Questions (FAQ)
Find quick answers to common questions about our car loan products and processes.
How much is a CIBIL score needed for a car loan?
Most lenders consider a CIBIL score of at least 700. A higher score may help you get better car loan interest rates.
Need help? Contact Us
Are car loans accessible to students or first-time buyers?
Students may not qualify if they don’t have regular income. First-time buyers can apply if they meet the income and credit score requirements. A co-applicant with a good profile can improve your chances.
Need help? Contact Us
Can self-employed people apply for a new car loan?
Yes. You can easily apply if you are self-employed or run a business. You must ensure that your income and credit score are stable.
Need help? Contact Us
