ICICI Bank

4.5

ICICI Bank is among the nation's leading private-area banks. One can benefit from compensating retail, business, discount, and NRI banking administrations from IDFC Bank. Clients can extend their venture portfolios and guarantee themselves against life's vulnerabilities by utilising ICICI Bank's administrations. From ICICI loans to different cards, everything is shrouded in definite aid.

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Loans offered by ICICI Bank

ICICI Bank LoansInterest RateProcessing FeeLoan Amount/Tenure

ICICI Bank Personal Loan

10.5% - 16%

Upto 2.50% of loan amount plus applicable taxes

₹2.5L - ₹50L

Tenure(1 - 6 Years)

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ICICI Bank Home Loan

8.85% - 9.1%

The processing fee is 0.50% of the loan amount, plus applicable taxes

₹3L - ₹75L

Tenure(5 - 30 Years)

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ICICI Bank Loan Against Property

10.85% - 12.5%

Up to 1% of loan amount

₹10L - ₹5Cr

Tenure(Up to 15 Years)

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ICICI Bank Business Loan

12.5% - 16%

Up to 2% (plus applicable taxes) of the facility amount

₹1L - ₹40L

Tenure(1 - 7 Years)

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Benefits and Features of ICICI BANK

ICICI Bank is a popular bank in India with many cool things to offer! Here are some of the awesome things they do:

  • Quick Loans: ICICI Bank helps you get money for your needs fast!
  • Banking Around the World: ICICI Bank helps people with money stuff not only in India but also in many other countries.
  • Insurance: They help keep you and your stuff safe by giving special insurance just for you!
  • Helping Small Businesses: ICICI Bank helps small businesses and people who want to start their own shops.
  • Good Deals on Loans: If you need to borrow money, ICICI Bank can give it at a fair price, so you don't have to pay too much extra.
  • Helping Everyone with Money Needs: ICICI Bank is there to help everyone, no matter what they need help with related to money.
  • Short Turnaround Time: ICICI Bank offers a quick turnaround time of 7-10 working days.

Overview of ICICI Bank

ICICI Bank, known originally as the Industrial Credit and Investment Corporation of India Bank, stands at the forefront of India's private banking sector. Its inception in 1994 marked the beginning of a remarkable journey, propelling it to become one of the country's largest and most influential financial institutions. This essay will delve into the historical background, impressive growth trajectory, extensive services, and notable contributions of ICICI Bank to the Indian banking sector and the nation's economy.

Providing a vast spectrum of financial products and services tailored to meet the needs of individuals, businesses, and institutions is a hallmark of ICICI Bank. Its diverse portfolio encompasses retail banking, corporate banking, investment banking, asset management, insurance, and a wide range of digital banking solutions. Among the services available to customers are savings and current accounts, loans, credit cards, wealth management, mutual funds, and insurance products.

FAQs

From refinancing to reducing your interest, we have the answers right here.

How do I open a zero balance account in ICICI bank online?

You can open a zero balance ICICI account online by visiting the official ICICI website and clicking on the ‘Savings’ tab on the homepage. Just enter a few details about yourself, complete your KYC process and you’re all set.

How do I login to ICICI Bank net banking?

Given below are the steps to login to ICICI net banking:

  • Visit the official ICICI net banking portal.
  • Enter your username and password.
  • Click on the ‘Login’ button to access the account.

What is the ICICI Bank IFSC code?

In the ICICI bank IFSC code, the first four characters will be ICIC, and the last 6 characters will represent the branch code.

How to get my account number in ICICI bank if I forgot?

You can know all your ICICI Bank account details by giving a missed call on 9594612612. Alternatively, you can also know the details by sending an SMS to 9594612612.

What is the minimum limit in ICICI Bank?

The minimum monthly balance requirement for a regular savings account in ICICI Bank in urban locations is Rs. 10,000 and Rs. 5,000 for semi urban locations.

How many transactions are free in ICICI Bank?

ICICI Bank offers five free cash transactions per month. Post the first five, the user will be charged Rs. 20 per every financial transaction and Rs. 8.50 per non-financial transaction.

How much can I deposit in ICICI Bank?

The maximum amount inclusive of both home and non-home transactions that can be deposited in an ICICI Bank account is Rs. 2 lakhs.

How many types of accounts are there in ICICI Bank?

ICICI Bank offers around 10 feature rich savings account options for its customers.

What are the benefits of ICICI Bank?

Some of the benefits offered by ICICI Bank include Visa Benefits, Airport Lounge Access, INOX, Book My Show offers, Chip and PIN security and Fuel Savings.

How can I get MPIN of ICICI Bank?

Open the ICICI Bank netbanking app on your mobile. On the homepage of the app, click on ‘Forgot MPIN’. Click on ‘Yes’ to reactivate the account. Now you will have to redo the registration process by entering your username and password and create a new MPIN.

What is ICICI Bank SWIFT code in India?

The ICICI Bank SWIFT code for NRI remittances is ICICINBBNRI.

What is the full form of ICICI bank?

The full form of ICICI Bank is Industrial Credit and Investment Corporation of India.

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