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IndusInd Bank
Indusind Bank can provide multiple financing options designed to support your home ownership goals. Borrowers can avail loans up to ₹5 Crores with repayment tenures of up to 30 years, providing flexibility in planning their finances. The interest rates start at an attractive 8.50% per annum and the bank only charges a minimal processing fee of 1% of the total loan amount. One of the standout features of IndusInd Bank’s home loan offering is the fast approval process, with loans typically sanctioned within a few working days. Additionally, the bank allows financing of up to 85% of the property’s value, making it an ideal option for both salaried and self-employed individuals.
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Loans offered by IndusInd Bank
| IndusInd Bank Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
IndusInd Bank Personal Loan | 10.49% | Up to 3% of the sanctioned loan amount | ₹3L - ₹75L Tenure(1 - 50 Years) | Know More |
IndusInd Bank Home Loan | 7.5% - 10.44% | Upto 1% of loan amount | Up to ₹75L Tenure(1 - 30 Years) | Know More |
IndusInd Bank Loan Against Property | 8.5% - 13.5% | Up to 3% of the sanctioned loan amount | ₹30K - ₹50L Tenure(1 - 6 Years) | Know More |
IndusInd Bank Business Loan | 15.99% | Up to 2% of the loan amount | ₹30L - ₹1Cr Tenure(Up to 10 Years) | Know More |
Features and Benefits of IndusInd Bank
The IndusInd Bank entails the following features and benefits to its customer base:
- The IndusInd Bank offers cutting-edge technology-driven solutions to the customer base so that they can facilitate transactions from the comfort of their homes. The bank has always been an early adopter of technology so that they can remain up to date with the advancement in the banking sector.
- Customers can choose from the range of products and services offered by IndusInd Bank. These products were designed to align with the investment and budgetary goals of the customers. The bank offers competitive interest rates on its financial and investment products.
- The IndusInd Bank offers a straightforward application procedure that can be concluded online conveniently. The Bank also offers customers personalised services through its branches across the country. The bank offers its clients a streamlined loan disbursal process with minimal documentation.
- The brand consistently aims to revive its services through technological advancements to provide streamlined services to its users.
IndusInd Bank Overview
The IndusInd Bank features on the list of the new-age private banks in India, headquartered in the financial capital of India, offering a wide range of services to customers around the country. In the banking sector, the bank specialises in retail banking. The bank commenced its operations in 1994, offering services to its corporate and individual clientele and catering to their needs by employing new-age technology. The bank has 2,015 branches, banking outlets and 2,886 ATMs strategically located in 786 locations throughout the country, through its branches in London, Dubai, and Abu Dhabi. The bank is listed in major stock exchanges such as BSE, NSE, and other commodity exchanges. The bank aims to provide a customer-centric approach to providing banking solutions to its customers. The bank has contributed significantly to revolutionising the banking sector. The bank has been identified as a forerunner regarding productivity, technology, and profitability.
Services Offered by IndusInd Bank
IndusInd Bank offer a wide range of services to its customers, such as:
- Online Banking Services: You can access your account, transfer funds, pay bills, invest, book lockers, and more through IndusNet, the internet banking service of IndusInd Bank.
- Mobile Banking Services: You can use your smartphone to perform banking transactions, check balances, view statements, locate ATMs, and more through IndusMobile, the mobile banking app of IndusInd Bank.
- Video Banking Services: You can interact face-to-face with a bank executive and get personalised assistance for your banking needs through IndusInd Video Branch, the video banking service of IndusInd Bank.
- Phone Banking Services: You can call the customer care number of IndusInd Bank and get instant solutions for your queries and complaints through IndusInd Phone Banking, the phone banking service of IndusInd Bank.
- ATM Banking Services: You can withdraw cash, deposit cash or cheques, pay bills, recharge mobiles, and more through IndusInd ATM Banking, the ATM banking service of IndusInd Bank.
- SMS Banking Services: You can get account information, mini statement, cheque status, and more through IndusInd SMS Banking, the SMS banking service of IndusInd Bank.
- Email Banking Services: You can email the bank and get a response within 24 hours through IndusInd Email Banking, the email banking service of IndusInd Bank.
FAQs
From loans to affordable interest rates, we have the answers for everything you need to know.
Where is the IndusInd Bank head office?
The IndusInd Bank is headquartered in Mumbai.
Who is the founder of IndusInd Bank?
IndusInd Bank was founded in 1994 by a platform conceived and promoted by Srichand P Hinduja, a leading NRI businessman and head of the Hinduja Group.
How many branches of IndusInd Bank are there in India?
The IndusInd Bank has 2,015 branches strategically located across the country.
Is IndusInd Bank under the RBI?
IndusInd Bank is under the RBI as it is a scheduled commercial bank regulated by the Reserve Bank of India (RBI). IndusInd Bank became the first bank to go live on RBI’s Account Aggregator Framework in October 2020, which enables customers to share their financial information with other financial institutions.
Who is the CEO of IndusInd Bank?
The current CEO of IndusInd Bank is Mr. Sumant Kathpalia, who took charge on March 24, 2020. He succeeded Mr Romesh Sobti, the bank’s CEO from FY 2007-08. Mr Kathpalia is a career banker with years of rich experience in large multinational banks such as Citibank, Bank of America and ABN AMRO before joining IndusInd Bank. He has been reappointed as the MD & CEO of the bank for a further period of three years, with effect from March 24, 2023, up to March 23, 2026.
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