BENEFITS & PRIVILEGES
More reasons to love our Credit Card
Interest free cash withdrawal
from ATM upto 48 days
3X rewards
for offline purchases and rental spends
Accelerated rewards
6x for online purchases
No rush to redeem
Reward points that never expire
Movie offer
Discount offers between 25-50% on movie tickets every month
Dining offer
Upto 20% across 1500 restaurants
Welcome Offer
Gift Voucher worth ₹500 on spending ₹15,000 in first 3 months
Cashback on EMI
5% cashback (up to ₹1000) on the transaction value of first EMI done within 90 days of card generation
Get yourself insured
Personal Accident cover upto ₹10,00,000 (min. 1 transaction last month)
More offers
50+ in-app discounts; complimentary lounge and golf access on premium card variants
Get your latest Credit Score, FREE
From refinancing to reducing your interest, we have the answers right here.
There is NO Joining or Membership fee applicable on any of IDFC FIRST Bank Credit Cards.
IDFC FIRST Bank Bank Credit Cards are loaded with a host of benefits, offers & features.
Some of them are listed below and will be applicable as per card variant available with you:
Lifestyle benefits - Discounts on shopping, dining & movies, complimentary round of golf every month, etc.
Travel benefits - Complimentary airport lounge access.
Other benefits - various in-app online discounts, discounts on health and wellness outlets, etc.
There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card
Net Banking
Pre-login
Click on the “Generate Credit Card PIN” on the pre-login page [https://my.idfcfirstbank.com/login] Enter “Customer ID” & “Credit Card number” and click on Get OTP Verify using the OTP sent on your registered mobile number Enter and Re-enter PIN of your choice and click on confirm Your Credit Card PIN is set
Login
Login to your Net Banking account Select Credit Card section Select Set new PIN Enter and Re-enter PIN of your choice and click on Get OTP Please verify through the OTP sent to your registered mobile number Your Credit Card PIN is set Mobile Banking App
Pre-login
Select browse icon from the right side top menu on login page Enter “Customer ID” & “Credit Card number” and click on Get OTP Please verify through the OTP sent to your registered mobile number Enter and Re-enter PIN of your choice and click on confirm Your Credit Card PIN is set
Login:
Login to Mobile Banking App Access Credit Card section Select Set new PIN Enter and Re-enter PIN of your choice and click on Get OTP Your Credit Card PIN is set
Customer Care:
Dial our Customer Care and follow the instructions to generate the PIN
There is NO expiry date to the reward points accrued on your IDFC FIRST Bank Credit Card
For all transactions in India, yes, you will be asked for a PIN for completing the transactions. However, outside India, you will be asked for the PIN only if the POS terminal is enabled for PIN authentication.
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