BENEFITS & PRIVILEGES
More reasons to love our Yes Bank Credit Card
Competitive Interest Rates
YES Bank Credit Card comes with attractive and competitive interest rates which starts at 3.60% on a revolving credit balance.
Reward Points
Grab lifetime reward points redeemable across various categories along with the provision to share them with friends and family.
No rush to redeem
With more secure and stable fund clearance, there is no rush to redeem your reward points. Enjoy lifetime access to rewards and benefits.
Movie offer
Procure your ticket to premium access with the YES Bank credit card with provisions including buy-one-get-one-free offers and special discounts.
Dining offer
Make your dining experience convenient with specialised discounts on selective restaurant partners with the YES Bank credit card payment.
Welcome Offer
On signing up for a YES Bank credit card and get free gift vouchers worth INR 1500 on your first transaction.
Convert Purchases into EMIs
Enjoy the advantage of making your purchases into simplified chunks of EMIs with flexible repayment tenure options.
Get yourself insured
Use the YES Bank credit cards to avail yourself of the benefits of an array of insurance policies.
More offers
Provision to earn accelerated reward points on transactions at hotels and restaurants. Additionally, make travel fun with rewarding schemes on purchases on the go.
Lifestyle Benefits
Fantastic opportunity to get rewarding benefits with complimentary domestic and international lounge access, golf lessons, and fuel purchase discounts.

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Frequently Asked Questions
From refinancing to reducing your interest, we have the answers right here.
How can we earn reward points on YES Bank credit cards?
Spend on your YES Bank credit card, sign up for bonus offers, use your card for specific purchases, make use of additional features, participate in promotional offers, refer a friend, redeem your points, etc.
What to do if I notice an unauthorised transaction on my YES Bank credit card?
- If you notice an unauthorised transaction on your YES Bank credit card, you should immediately contact YES Bank customer service. Moreover, you should block the card, dispute the transaction, monitor your account, keep records, and file a police complaint if needed.
How much is the minimum credit score required for a YES Bank credit card?
The minimum credit score required for a YES Bank credit card may vary depending on the type of card and the applicant's credit history. Generally, a score of 700 or above is considered suitable for approval. However, checking with YES Bank directly for their specific credit score requirements is best.
Can we use my YES Bank credit card internationally?
You can use your YES Bank credit card internationally, but you will need to inform the bank beforehand and ensure that your card has international transaction capabilities. You may also be charged a foreign transaction fee for using your card internationally.
How can we view monthly statements for a YES Bank credit card?
You can view your monthly statement for your YES Bank credit card by logging into your account on the YES Bank website or mobile app. If you do not have an account, you can create one by providing your card details and personal information. Once you have logged in, you should be able to view your statement and other account information.
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