Urban Money

Punjab National Bank

Punjab National Bank

Punjab National Bank (PNB) is the first Swadeshi banking institution in the country, starting its operations on 12th April, 1895 in Lahore. It started its journey with authorized capital of Rs. 2 lakh and working capital of Rs. 20,000. The bank was founded in the spirit of Indian nationalism and was the first such institution managed purely by Indian citizens with capital derived from Indians as well. Nine banks have been fused/merged with Punjab National Bank till date.

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Loans offered by Punjab National Bank

  • Home Loan
Loan Amount:Up to ₹1Cr
Interest Rate:6.75%
Processing Fee:0.35%
Tenure:30 Years
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  • Personal Loan
Loan Amount:Up to ₹20L
Interest Rate:8.9% - 14.45%
Processing Fee:Up to 1%
Tenure:6 Years
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  • Loan Against Property
Loan Amount:₹2L - ₹5Cr
Interest Rate:8.8% - 11.15%
Processing Fee:
0 Processing Fee
Tenure:10 Years
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  • Business Loan
Loan Amount:₹50K - ₹15L
Interest Rate:12.65%
Processing Fee:1.8%
Tenure:5 Years
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ProductsInterest RateProcessing FeeLoan Amount/Tenure
Home Loan



Up to ₹1Cr

Tenure(Up to 30 Years)

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Personal Loan

8.9% - 14.45%

Up to 1%

Up to ₹20L

Tenure(Up to 6 Years)

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Loan Against Property

8.8% - 11.15%

0 Processing Fee

₹2L - ₹5Cr

Tenure(Up to 10 Years)

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Business Loan



₹50K - ₹15L

Tenure(1 - 5 Years)

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