Punjab National Bank


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Loans offered by Punjab National Bank

Punjab National Bank LoansInterest RateProcessing FeeLoan Amount/Tenure

Punjab National Bank Personal Loan

10.4% - 16.95%

Up to 1% of the loan amount

Up to ₹20L

Tenure(Up to 6 Years)

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Punjab National Bank Home Loan

8.4% - 10.25%

0.25% of Loan amount (Minimum – Rs. 1000/- Maximum Rs. 1500/-)

₹1L - ₹5Cr

Tenure(1 - 30 Years)

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Punjab National Bank Loan Against Property

10.4% - 12.75%

0.75% of loan amount (Max. Rs 1 lakh)

₹2L - ₹5Cr

Tenure(Up to 10 Years)

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Punjab National Bank Business Loan

8.15% - 15%

Up to Rs.300/- per lakh or part thereof

₹50K - ₹15L

Tenure(1 - 5 Years)

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Features and Benefits of Punjab National Bank

Punjab National Bank is one of the oldest banks in India and has never failed to deliver their clients the best banking services. The variety of products like Punjab National Bank loans, fixed deposits, accounts, etc., are not the only features of the bank. The following features and benefits add to the bank’s attractiveness.

  • Customers may manage their cash and pay invoices more quickly by connecting to their accounts online.
  • It offers a full variety of banking products, including deposit accounts, PNB loans, payment and collection services, and investments.
  • The online banking service employs advanced encryption and multilayer authentication to safeguard users' privacy and financial information.
  • The product and service prices and fees are quite competitive.
  • Punjab National Bank provides good value to customers by giving competitive rates and fees.
  • A high level of customer service is provided, as well as personalised customer care and a variety of helpful advice.
  • India has a large network of branches and ATMs, making it easy for customers to access their money.
  • There is a multinational existence, with offices and branches all over the globe, allowing consumers to easily access cash and services on a worldwide scale.

Punjab National Bank Overview

Punjab National Bank (PNB), India's first Swadeshi bank, began operations from Lahore on April 12, 1895, with an authorised capital of Rs. 2 lakhs and working capital of Rs. 20,000. The bank was founded in the spirit of nationalism and was the first bank controlled entirely by Indians with Indian capital. During the Bank's long history, nine banks have merged or amalgamated with PNB. As of June 2023, the bank had 48,015 delivery channels, including 10,080 domestic branches, two international branches, 12,820 ATMs, and 25,115 business correspondents. To accommodate their needs, the bank aims to provide its customers with the best banking products like PNB loans, deposits, transfers, cash deposits etc.

Services Offered by Punjab National Bank

Services offered by a bank make it unique and desirable. The number of services available to a customer of PNB is given below:

  • UPI 123PAY
  • Loan EMI Repayment
  • Debit Card Transaction Enable/Disable
  • Point Of Sale (PoS)
  • BHIM Aadhaar Pay
  • Bharat/BHIM QR Code
  • Internet Payment Gateway (IPG)
  • PNB Cash Acceptor Cum ATM
  • Passbook Updation Machine (PUM)
  • Electronic Cheque Deposit Machine (ECDM)
  • Outward NACH Mandate Cancellation
  • Safety Ring
  • Credit Card Against FD Through PNBONE
  • Issuance of virtual-only credit cards through digital channels
  • PreQualified Credit Card
  • PNB Digital Rupee Privacy Policy
  • E-Mandate Registration
  • FinTech Initiatives
  • Positive Pay System (PPS)
  • Banking Services Through WhatsApp
  • OTP-Based Aadhaar Seeding
  • Retail Internet Banking
  • Corporate Internet Banking
  • Green PIN - Debit Card
  • Missed Call Services
  • E-Statement
  • SMS Banking

Punjab National Bank Corporate office Details with Contact numbers and Email ID

The customers of Punjab National Bank may need assistance in different banking activities like applying for PNB loans or doing cash transfers etc. The bank has set up customer service to help customers resolve their queries. The following are the details of customer care, including the corporate office details.

Corporate Office Address

Plot No 4, Sector -10 Dwarka New Delhi -110075

Customer Care Number

Toll-Free No.

  • 1800 1800
  • 1800 2021
  • 1800 180 2222
  • 1800 103 2222
Landline: 011-28044907


From refinancing to reducing your interest, we have the answers right here.

What are the Different Interest Rates in Punjab National Bank?

For term lengths ranging from seven days to ten years, the Punjab National Bank (PNB) offers fixed-rate (FD) interest rates to the general public of 3.50–7.00% p.a. and senior citizens of 4.00–7.50% p.a. PNB Tax Saving FDs have interest rates of 6.10% annually for the general public and 6.60% for senior citizen depositors.

Where is the Punjab National Bank Head Office?

The Punjab National Bank's head office is in Dwarka, New Delhi, India.

Who is the Founder of Punjab National Bank?

Dyal Singh Majithia is the founder of Punjab National Bank.

How Many Branches of Punjab National Bank are there in India?

Punjab National Bank has 12,248 branches in India.

Who is the CEO of Punjab National Bank?

Mr Atul Kumar Goel is the CEO  of Punjab National Bank.

Is Punjab National Bank under RBI?

Yes, Punjab National Bank comes under RBI.

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