DHFL was established and incorporated by Rajesh Kumar Wadhawan on 11 April 1984. The name of the company was changed to Dewan Housing Development Finance Ltd. and later to Dewan Housing Finance Corporation. In 2010, DHFL acquired the Deutsche Postbank Home Finance unit for ?1079 crores. On 18 December 2013, DHFL acquired a 74% stake in DHFL Pramerica Life Insurance Company Ltd

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Loans offered by DHFL

DHFL LoansInterest RateProcessing FeeLoan Amount/Tenure

DHFL Personal Loan



Up to ₹30L

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DHFL Home Loan



₹1L - ₹7Cr

Tenure(Up to 30 Years)

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DHFL Loan Against Property



Up to ₹10Cr

Tenure(Up to 15 Years)

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DHFL Business Loan


2% plus the applicable GST

₹5L - ₹30L

Tenure(Up to 5 Years)

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Features and Benefits of DHFL

DHFL (now Piramal Housing Finance) understands the importance of owning a home and offers affordable housing loans to customers. Here are a few features and benefits:

  • Wide Range of Products: DHFL could offer a variety of financial products, including home loans, loan against property, and builder loans, meeting diverse customer needs.
  • Flexible Repayment: The company might provide flexible repayment options, allowing customers to choose a repayment plan that best suits their financial situation.
  • Competitive Interest Rates: DHFL could offer competitive interest rates on its loan products, making home buying affordable for many.
  • Easy Application Process: The company could have a straightforward and efficient application process, with customer service support to assist applicants.
  • Tailored Financial Advice: DHFL may provide expert financial advice tailored to the needs of each customer, helping them make informed decisions.

DHFL Overview

Established in 1984, Dewan Housing Finance Corporation Ltd. (DHFL) has significantly shaped India's financial landscape, empowering millions to realise their homeownership dreams. As a comprehensive financial services provider, DHFL's offerings extend beyond just home loans. The company provides an array of products, including loans for property purchase, construction, and renovation, loans against property, business loans, medical equipment loans for healthcare professionals, and much more.

To further enrich its customers' financial health, DHFL also offers fixed deposit schemes, featuring attractive interest rates and flexible tenures. The financial powerhouse doesn't stop there - it ventures into the realm of insurance, providing solutions for life, health, and general protection. Moreover, DHFL provides wealth creation and asset management services through its mutual fund products.

Services Offered by DHFL

The services offered by DHFL cater to a wide range of financial needs, from securing a home to expanding a business, and from creating a safety net of insurance to growing wealth via investments. With its customer-centric approach, DHFL continues to be a preferred financial services provider. Some of the services offered by DHFL are:

Home Loans for Buying, Constructing, or Renovating a House

DHFL offers comprehensive home loan solutions designed to cater to various needs. These range from purchasing a new house, constructing your dream home, or undertaking renovations to give your existing house a fresh look. Key features of DHFL Home Loans include:

  • Competitive interest rates
  • Flexible repayment tenures
  • Loan amounts depending upon the customer's financial profile and the property value
  • Streamlined application and approval process

Loan Against Property for Personal or Business Needs

To cater to immediate financial requirements, DHFL provides Loan Against Property services. These loans can be utilised for diverse personal or business needs such as:

  • Financing a child's education
  • Covering medical expenses
  • Business expansion
  • Debt consolidation
  • Major life events The loan amount is determined by the market value of the property, and the repayment term can be flexible.

Business Loans for Working Capital, Expansion, or Equipment Purchase

DHFL supports business owners and entrepreneurs with tailored Business Loans. These are designed to fund:

  • Working capital needs
  • Business expansion plans
  • Equipment purchases

The business loans feature competitive interest rates, flexible repayment options, and a hassle-free application process.

Medical Equipment Loans for Doctors and Healthcare Professionals

To support the healthcare sector, DHFL offers specialised loans for the purchase of medical equipment. Aimed at doctors and healthcare professionals, these loans help them to:

  • Upgrade existing equipment
  • Purchase new medical technology
  • Expand services to offer more advanced care

Fixed Deposit Schemes with Attractive Interest Rates and Flexible Tenures

For those looking for safe and steady returns, DHFL offers Fixed Deposit schemes. The schemes come with:

  • Attractive interest rates
  • Flexible tenures ranging from 12 to 120 months
  • The provision to receive periodic interest payouts or to reinvest the interest

Insurance Services for Life, Health, and General Protection

In collaboration with leading insurance providers, DHFL offers a suite of insurance products to safeguard customers' health, life, and general assets. Insurance services provided include:

  • Life insurance plans for family protection, retirement planning, wealth creation, etc.
  • Health insurance plans to cover hospitalisation and other medical expenses
  • General insurance for motor, travel, home, etc.

Mutual Fund Products for Wealth Creation and Asset Management

DHFL presents an array of Mutual Fund products to help customers grow their wealth over time. These mutual fund services allow customers to:

  • Diversify their investments across asset classes
  • Choose from equity, debt, or hybrid funds based on risk appetite
  • Avail professional fund management and advisory services

DHFL Corporate Office Details with Contact Numbers and Email ID

DHFL is a leading housing finance company that offers various products and services to its customers. The company is committed to providing excellent customer service and support to its existing and potential customers. If you have any queries, complaints, or feedback regarding DHFL products or services, you can easily get in touch with them through various channels.

Here are the DHFL corporate office details with contact numbers and email ID:

  • DHFL Corporate Office Address: Piramal Capital & Housing Finance Limited (Piramal Finance), formerly known as Dewan Housing Finance Corporation Ltd., 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070
  • DHFL Corporate Office Contact Number: 1800 266 6444 (Toll Free)
  • DHFL Corporate Office Email ID: customercare@piramal.com
  • DHFL Nodal Officer Details: Nodal Officer - Mr. Kishore Dalwani, Piramal Capital & Housing Finance Limited (Piramal Finance), formerly known as Dewan Housing Finance Corporation Ltd., 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070. Email: nodal.officer@piramal.com Contact Number: 022- 69181439


From refinancing to reducing your interest, we have the answers right here.

Where is the DHFL head office?

The DHFL head office is located in Mumbai, India.

Who is the founder of DHFL?

The founder of DHFL is Rajesh Kumar Wadhawan, who established and incorporated the company on 11 April 1984.

How many branches of DHFL are there in India?

DHFL has over 300 branches across India.

Is DHFL under RBI?

Yes, DHFL is under RBI supervision and regulation. The RBI had put DHFL under administrator after charges of syphoning off funds and corruption were filed against the promoter family, including the chairman, Kapil Wadhawan. The RBI also approved the resolution plan submitted by the Piramal Group to revive DHFL under the Insolvency and Bankruptcy Code (IBC). The RBI also re-classified DHFL as a non-deposit taking housing finance company before approving the Piramal group’s bid.

Who is the CEO of DHFL?

The current CEO of DHFL is Vajinath M. Gavarshetty, who assumed his office with effect from November 21, 2019. He reports to R. Subramaniakumar, the administrator appointed by the RBI. Gavarshetty is the ex-chief general manager of the State Bank of India. He replaced Harshil Mehta, who was appointed CEO of DHFL in January 2015.

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