HDFC Bank, synonymous with trust, is your one-stop destination for all banking needs. HDFC Bank loans cater to diverse needs, whether it's a home loan, personal loan, or business financing. Enjoy competitive interest rates and a hassle-free loan application process. HDFC Bank's consumer loans are designed to make your dreams a reality, offering convenience and affordability. Join the millions who trust HDFC Bank for their financial needs and embark on a journey of financial success. 

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Loans offered by HDFC Bank

HDFC Bank LoansInterest RateProcessing FeeLoan Amount/Tenure

HDFC Bank Personal Loan

10.5% - 24%

₹4,999 One time fee

₹50K - ₹40L

Tenure(1 - 5 Years)

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HDFC Bank Home Loan

8.35% - 9.4%

₹4,999 One time fee

₹1L - ₹10Cr

Tenure(1 - 30 Years)

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HDFC Bank Loan Against Property

9.5% - 11%

Up to 1% of loan amount (minimum Rs 75,000)

₹49L - ₹5Cr

Tenure(Up to 15 Years)

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HDFC Bank Business Loan

10% - 22.5%

  • Up to 2.00%* of the loan amount.
  • NIL Processing Fees for loan facility up to ₹5 Lakhs availed by micro and small Enterprises subject to URC submission prior to disbursal.
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₹50K - ₹50L

Tenure(1 - 4 Years)

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Features and Benefits of HDFC Bank

HDFC Bank offers a wide range of features and benefits that make it a popular choice for banking services. Here are some key highlights:

  • Extensive Branch and ATM Network: HDFC Bank has a vast network of branches and ATMs across India, ensuring convenient access to banking services.
  • Online and Mobile Banking: With HDFC Bank's user-friendly online and mobile banking platforms, customers can perform a variety of transactions, manage accounts, pay bills, and more from the comfort of their homes.
  • Diverse Product Portfolio: HDFC Bank provides a comprehensive range of financial products and services, including savings accounts, fixed deposits, loans, credit cards, insurance, investments, and more.
  • Competitive Interest Rates: The bank offers attractive interest rates on various deposit and loan products, allowing customers to grow their savings or access funds at competitive rates.
  • Personalised Customer Service: HDFC Bank strives to provide excellent customer service by offering dedicated relationship managers, 24/7 customer support, and personalised assistance to address any queries or concerns.
  • Innovative Technology: The bank continuously adopts innovative technologies to enhance customer experience, such as contactless payments, digital wallets, and secure authentication methods.
  • Reward Programs: HDFC Bank offers reward programs and cashback offers on credit and debit card transactions, allowing customers to earn benefits and savings on their everyday expenses.
  • International Banking: HDFC Bank facilitates easy and seamless international banking services, including foreign currency accounts, remittances, travel cards, and foreign exchange services.
  • Wealth Management Services: For high-net-worth individuals, HDFC Bank offers tailored wealth management services, investment advisory, portfolio management, and financial planning solutions.
  • Corporate Social Responsibility: HDFC Bank actively engages in corporate social responsibility initiatives, focusing on education, healthcare, rural development, and sustainability.

HDFC Bank Overview

HDFC Bank Limited is an Indian banking and financial services company headquartered in Mumbai. It is the largest private sector bank in India based on assets and the fourth largest bank globally by market capitalisation as of July 2023.

With a market capitalisation of $172 billion, it is the second-largest company listed on Indian stock exchanges. HDFC Bank has a strong presence in the country, operating with a network of 8,344 branches and 19,727 ATMs across 3,811 cities.

It employs approximately 177,000 permanent staff, making it one of the largest employers in India. The bank offers a comprehensive range of financial products and services, including personal banking, corporate banking, loans, credit cards, insurance, and investment banking.


From refinancing to reducing your interest, we have the answers right here.

How do I open an HDFC Bank account?

You can open an HDFC Bank account online as well as by visiting the branch. Provide the required details, complete your KYC process and your account will be created.

How can I open an account online at HDFC Bank?

You can open an HDFC Bank account online by following the below given steps:

  • Visit the HDFC website and click on the ‘Savings Account’ option under the ‘Save’ tab.
  • Enter your details and upload certain documents like Aadhaar, identity proof, address proof and PAN.
  • Complete your video KYC process.
  • Login via Net Banking to start transacting.

How can I register for HDFC net banking?

You can register for HDFC netbanking through phone banking, their official netbanking website, visiting an HDFC ATM or the nearest bank branch.

What is the maximum limit of HDFC Bank?

An HDFC Bank savings account has a limit of Rs. 25,000 per transaction and Rs. 2,00,000 per day.

Which account is best in HDFC Bank?

HDFC offers a number of savings account options to its customers, each having their own special features and benefits that truly makes it a unique financial offering.

How do I find my HDFC IFSC code?

You can find your HDFC IFSC code mentioned on the top left corner of your cheque leaf, along with the full address of your branch. Further, the HDFC bank IFSC code is also mentioned on the first page of your passbook. 

How can I get an MPIN from HDFC Bank?

Login to your netbanking account, click on account and then click on ‘Generate MPIN’ under the ‘Request’ section. The MPIN will be sent to you via SMS and email.

What is HDFC Bank SWIFT code in India?

The HDFC bank SWIFT code in India is HDFCINBBXXX.

What are the advantages of HDFC Bank?

Some of the benefits of opening an account with HDFC bank are preferential rates, processing fee waivers, international debit card, cashbacks, etc.

Where is the HDFC Bank head office?

The HDFC Bank head office is located in Mumbai, Maharashtra, India.

Who is the founder of HDFC Bank?

The founder of HDFC Bank is Deepak Parekh. He is also the chairman of the Housing Development Finance Corporation (HDFC), the parent company of HDFC Bank.

How many branches of HDFC Bank are there in India?

As of March 2023, HDFC Bank has 5,583 branches and 14,074 ATMs in India.

Is HDFC Bank under RBI?

Yes, HDFC Bank is under the Reserve Bank of India (RBI). The RBI is the central bank of India, and it regulates all banks operating in India.

Who is the CEO of HDFC Bank?

The CEO of HDFC Bank is Sashidhar Jagdishan. He has been the CEO of HDFC Bank since 2017.

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