L&T Finance

Features and Benefits of L&T Financial Services

• Interest rates and plans that are competitive and tailored as per customer’s needs and requirements
• Finance is provided for both paid and self-employed individuals
• Process of documentation is quick and simple
• Get a loan without showing Income Proof
• Branches all around India
• In the case of Farm Equipment Finance, personalised loans are available for customers with varying land holdings.
• Transparent, technology-driven procedures
• Faster loan approval and payout
• Multiple repayment options 
• Competitive processing fees

Overview of L&T Finance

Larsen & Toubro Ltd., well-known as L&T, one of India's largest conglomerates and non-banking financial companies, possesses a significant interest in certain domains such as engineering, construction, electronics manufacturing, information technology, and finance. L&T Financial Services (LTFS) is the brand name for LTFH's lending and non-lending operations, which provide financial solutions to a varied set of customers.

Rural Finance (Farm Equipment Finance, Two-Wheeler Finance, Micro Loans, and Consumer Loans), Housing Finance (Balance Transfer, Home Loans, Loan Against Property, and Real Estate), and Infrastructure Finance are all part of the lending business. LTFS is now India's No. 1 Farm Equipment Financier, among the top three Two-Wheeler Financiers and the third-largest micro loan provider.

The company's rural financing portfolio not only helps to create long-term livelihoods but also aligns with the government's goal of doubling agricultural output and farmers' income by 2022. The Infrastructure Finance division is India's largest arranger and funder of renewable energy, and the company's focus on scalability and sustainability guides it toward a long-term and sustainable portfolio of renewables, roads, and transmission prospects.

Vision of L&T Finance

To be an admired and inspirational financial institution, creating sustainable value for all the stakeholders.

Services Offered by L&T Financial Services

L&T Financial Services offers an array of products to cope with customers' varied requirements.

Two-Wheeler Loan	Corporate and Structured Finance
Farm-Equipment Finance	Infrastructure Finance
Real Estate Finance	SMB Loan
Micro Loans	Mutual Funds
Housing Finance

Farm-Equipment Finance

L&T Financial Services has a long history of promoting entrepreneurship and livelihoods in the rural finance sector. Every customer is guaranteed the finest rates with the goal of providing convenient financing for tractors and agricultural equipment. By offering flexible loan terms, L&T believes in enabling clients to alter their payment cycles.

Micro Loans

Micro loans are a type of financial business that provides loans at cheap rates to low-income people in order to help them become self-sufficient. In July 2008, L&T financial services began offering Micro Loans. Since then, they have been actively involved in assisting Indian women in obtaining a stable income through micro-unsecured loans. L&T financial services are presently one of India's major Micro Loan providers.

Housing Finance

Under housing finance, L&T offers certain financial products such as home loans, balance transfer loans, top-up loans, and loans against property.

Real Estate Finance

Throughout the project development life cycle, L&T Financial Services provides developers with the necessary funds for their proposed or current construction projects. L&T works with developers and builders to meet the needs of residential and commercial projects from start to finish. They believe in building long-term relationships with developers, and the goal is to engage with developer groups through a networking approach to meet their project requirements on a regular basis.

SMB Loan

L&T Financial Services offers Small and Medium Business (SMB) loans to take the business operations to the next level. Small and medium businesses, as well as professionals with their own business or practice, such as doctors, chartered accountants, and ICWAs, can benefit from tailored financial solutions. SMB Loans from L&T Financial services provide lightning-fast approvals with little documentation and competitive interest rates. LTFS SMB loans are your finest partners in success when your business or practice is ready to take the next step.

Corporate Office Address

L&T Finance Holdings Limited 6th Floor, Brindavan, Plot No. 177, C.S.T Road, Kalina, Santacruz (East), Mumbai – 400 098, Maharashtra, India

Contact Number and Email Address

	Phone Number	Email Address
Two-Wheeler/Farm Equipment Finance	7264888777	Customercare@ltfs.com
Micro Loans	18002587702	Customercare@ltfs.com
Housing/Real Estate Finance	9158004777	Customerservice@ltfs.com
SMB Loans	9158004777	smbfinance@ltfs.com