L&T Finance

L&T Finance

L&T Finance offers various financial solutions to meet your diverse needs. Whether you require L&T Finance bank loans for personal or business purposes, they've got you covered. With their customer-centric approach, getting an L&T Finance loan is hassle-free and tailored to your requirements. Need a consumer loan? L&T Finance is your go-to choice, offering competitive rates and flexible repayment options. Experience financial convenience and reliability with L&T Finance's commitment to your financial well-being.

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Loans offered by L&T Finance

L&T Finance LoansInterest RateProcessing FeeLoan Amount/Tenure

L&T Finance Personal Loan

12% - 20%

  • Consumer Loan: Up to 2% of principal outstanding plus applicable taxes
  • Micro Loan: 1% of loan amount plus applicable taxes
... more

₹50K - ₹7L

Tenure(1 - 4 Years)

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L&T Finance Home Loan



₹2L - ₹20Cr

Tenure(2 - 30 Years)

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L&T Finance Loan Against Property


Up to 2% of loan amount

Up to ₹20Cr

Tenure(Up to 20 Years)

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L&T Finance Business Loan

15.5% - 24%

1% of the loan amount (fixed)

Up to ₹50L

Tenure(5 - 6 Years)

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Features and Benefits of L&T Financial Services

  • Interest rates and plans that are competitive and tailored as per customer’s needs and requirements
  • Finance is provided for both paid and self-employed individuals
  • Process of documentation is quick and simple
  • Get a loan without showing Income Proof
  • Branches all around India
  • In the case of Farm Equipment Finance, personalised loans are available for customers with varying land holdings.
  • Transparent, technology-driven procedures
  • Faster loan approval and payout
  • Multiple repayment options 
  • Competitive processing fees

Overview of L&T Finance

Larsen & Toubro Ltd., well-known as L&T, one of India's largest conglomerates and non-banking financial companies, possesses a significant interest in certain domains such as engineering, construction, electronics manufacturing, information technology, and finance. L&T Financial Services (LTFS) is the brand name for LTFH's lending and non-lending operations, which provide financial solutions to a varied set of customers.

Rural Finance (Farm Equipment Finance, Two-Wheeler Finance, Micro Loans, and Consumer Loans), Housing Finance (Balance Transfer, Home Loans, Loan Against Property, and Real Estate), and Infrastructure Finance are all part of the lending business. LTFS is now India's No. 1 Farm Equipment Financier, among the top three Two-Wheeler Financiers and the third-largest micro loan provider.

The company's rural financing portfolio not only helps to create long-term livelihoods but also aligns with the government's goal of doubling agricultural output and farmers' income by 2022. The Infrastructure Finance division is India's largest arranger and funder of renewable energy, and the company's focus on scalability and sustainability guides it toward a long-term and sustainable portfolio of renewables, roads, and transmission prospects.

Vision of L&T Finance

To be an admired and inspirational financial institution, creating sustainable value for all the stakeholders.


From refinancing to reducing your interest, we have the answers right here.

Who is the CEO of L&T?

The Chief Executive Officer (CEO) of Larsen & Toubro (L&T) is S N Subrahmanyan. He is the successor of Anil Manibhai Naik, who was the CEO of the firm till July 2017. Since S N Subrahmanyan took over the company, he has been awarded various titles, including the latest “Best CEO in Infrastructure and Engineering Category” in 2022. 

How can I check my loan details in L&T?

There are three ways one can check their LTFS loan details. First, from the official website of LTFS, locate “Customer Support” in the top menu. Choose the type of loan you have taken. In the Self-help section, choose “Loan Details” and enter the Loan Agreement Number (LAN) and generate OTP. Enter the OTP and access the loan details in L&T. The other way is to send an SMS to 9212025555 from your registered mobile number. The last way is to contact their helpline number 7264888777 or email at customercare@ltfs.com.

How can I check EMI L&T Finance?

If you are using the Quick Pay option from the L&T Finance and Services official website, all you need to do is to enter your Loan Agreement Number (LAN) and the Captcha verification code. Once you have logged in to your dashboard, you will be able to check the details therein. In case you are using another payment method, such as PayTM, you can visit the L&T Loan Payment page on PayTM, enter your Loan Agreement Number, and phone number to check the L&T EMI details.

How do I check my L&T loan status?

You can check your L&T loan status by visiting their official website. Users have to click the customer support option from the menu. From there, they have to select their loan type. Once they enter the self-help portal of their loan, they have to select the loan details. The user can log in using his/her Loan Agreement Number (LAN) and check the status.

Where is the headquarters of L&T?

Larsen and Toubro (L&T), a conglomerate industry type company, has its headquarters in L&T House, Ballard Estate, Mumbai, Maharashtra.

How can I locate the nearest LTFS branch and address?

If anyone wants to locate the nearest LTFS branch and address, they can simply go to the official website of LTFS, navigate to the “Contact Us” section from the main menu, and scroll down to “Our Branches” section. Users can enter their desired city or select a city from the dropdown list and the business. The list of the nearest LTFS branches and their addresses will be displayed on the screen.

How can I check my L&T Finance loan account number?

Send a text to 9212025555 from your registered mobile number by simply typing “LAN”. This immediately prompts a response from the L&T servers and reveals your Loan Agreement Number of LAN associated with the sender's registered mobile number.

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