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Build Bold, Build Big - Get Smart Construction Equipment Financing
Big dreams require bigger machines! Let Urban Money help you finance major construction equipment at affordable prices, divided into monthly instalments, within your desired timeframe.
Feature | Details |
---|---|
Loan Amount | INR 5 Lakhs to INR 5 Crores |
Loan financing | Up to 100% of the equipment’s value |
Type of equipment available |
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Strong Features, Smarter Construction Equipment Financing
Fast. Flexible. Frictionless: Features that Impress
Quick Approvals
Start building without any delays with instant approvals.
Budget-friendly Rates
Affordable loan terms that fit your project rhythm
One-Stop Financing for All Your Machines
Finance all construction equipment in a single place.
Zero Guesswork, All Clarity
Don’t pay a single cent in hidden charges.
Who Can Apply For A Construction Equipment Loan?
Credit score over 700? You're basically a VIP around here.
Applicant Type | Individuals, Proprietors, Partnership Firms, Pvt. Ltd./Ltd. Companies |
Age | 21 to 65 years at loan maturity |
Business Vintage | Minimum 1–2 years |
GST Registration | Required for registered firms |
Choose a Heavy Machinery Loan That Won't Bulldoze Your Budget
Because not all financing partners are built equal, see why Urban Money does the job perfectly.
Buy When The Opportunity Strikes
Get instant approvals so you never miss a business opportunity.
Built For Builders
Tailored loan solutions designed specifically for contractors, fleet owners, and construction pros.
Ease Up On The Paperwork?
Enjoy a 100% digital application with minimal documentation.
Save As You Like
Compare and choose among the top competitive interest rates to smooth your cash flow.
Customised Loan Amount
We help you find the best financing partner that offers the maximum loan amount.
Call Us! Whenever, Wherever
We provide prompt customer support service because emergencies don’t come according to schedule.
How To Apply For A Construction Equipment Loan?
Get Instantly Approved Loans in a few clicks.
Submit Application Form
Enter your basic contact details and your financial requirements. We might ask for some documents as proof.
1
Get Immediate Approval
Enjoy an instant loan approval. We process your application without any hassles.
2
Cash Out That Cheque
Once approved, your loan amount will be disbursed within 24-48 hours so that you can start your project as quickly as possible.
3

Smart EMI Calculator for
Construction Equipment Loan
Loan Amount
Interest Rate
Loan Term
Break-up of Total Payment
₹ NaN Per Month EMI for -1 Years
Principal Amount (Total Amount for loan)
₹10,00,000
Interest Payable (Total Interest throughout the loan duration)
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View EMI Payment Schedule
Get Construction Equipment Loan From Leading Lenders
We partner with over 50 Banks and NBFCs to help you enjoy the lowest interest rates for construction equipment loans.

Gear Up For A Smooth Ride To Construction Equipment Loan
Follow these tips and tricks to maximise savings and minimise hassle.
- Polish Your Credit Profile
- Choose The Right Lender
- Make Bigger Down Payments
- Leverage Pre-payment Options
- Flexible Tenure
- Refinancing all Construction Equipment
Documents Required For A Construction Equipment Loan
Create a checklist of the required documents to ensure a smooth and speedy heavy equipment loan approval process.
KYC Documents
- For the Firm/Company:
- Udyam Registration Certificate
- GST Registration Certificate
- Shop Act License
- Proof of factory ownership or a rent agreement
- For the Proprietor/Partners/Directors:
- PAN card, Aadhaar card, Driving License, Voter ID, or Passport (any one)
- Residential ownership proof or rent agreement
- For Co-Applicants (if any):
- PAN card, Aadhaar card, Driving License, Voter ID, or Passport (any one)
- Residential ownership proof or rent agreement
Financial Documents
- Income Tax Returns (ITR)
- Computation of income
- Balance Sheet
- Profit & Loss Statement
- Audit reports and schedules (if applicable)
- Last 2 years' financial statements
Banking Documents
- Last 6 months’ bank statements of all active accounts (Current, Cash Credit, Overdraft)
- Copies of live loan sanction letters, repayment schedules (RPS), and statements of accounts (SOAs)
Other Supporting Documents
- A proforma invoice or machinery quotation with the full scope of supply
- Work orders or confirmed purchase orders
- Company profile overview
- Passport-size photos, mobile numbers, and email addresses of applicants and co-applicants

Get your CIBIL Credit Report worth ₹500 for FREE
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Looking for Clarity? Browse Through Our FAQs
Let us clarify all your doubts on construction equipment loans.
Which construction machines can be financed through a loan?
You can obtain a loan for Backhoe Loaders, Excavators and mini Excavators, Cranes, Wheel Loaders, Motor Graders, Pavers, Compactors, Concrete Mixers, and Forklifts on Urban Money.
Need help? Contact Us
Can new contractors or first-time equipment buyers qualify for a loan?
Any start-up contractor or first-time buyer can obtain a loan after submitting the essential documents.
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Are self-employed individuals or business owners eligible for superbike loans?
Self-employed professionals and business owners can apply for superbike loans.
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Do I need to be GST-registered to apply for a construction equipment loan?
GST registration is required to apply for a construction equipment loan.
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Is financial documentation required to get a construction equipment loan?
You must show your bank statement or balance sheet as proof of income for a construction equipment loan.
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What is the age criterion to apply for a construction equipment loan?
One must be between 21 and 65 years old to apply for a construction equipment loan.
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Is it necessary to provide a price quote for the equipment I want to purchase?
You must submit a quotation for the construction equipment you plan to purchase.
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What is the highest loan amount I can get for construction equipment?
Construction equipment loans can go up to INR 5 crore, based on the type of equipment
Need help? Contact Us