Urban Money Blogs

  • PNB Credit Card Customer Care Number

    September 18, 2023

    The PNB customer care number allows 24x7 access to Punjab National Bank’s credit card support services. The Punjab national customer care numbers allow cardholders to make their enquiries at no call charges whatsoever. Customers can use PNB credit cards for daily use for extravagant purchases.The PNB credit card customer care…

    Category:CIBIL Score
  • What is a Credit Card Grace Period?

    September 13, 2023

    A grace period is a period that falls between the billing date and the due payment date. You’ll be charged a minimum amount on purchases during this period, or there will be no charges at all. It’s not a requirement for credit card companies to provide a grace period. However,…

    Category:CIBIL Score
  • RBI Home Loan Guidelines 2023

    September 11, 2023

    The Reserve Bank of India is the highest banking and financial authority in India. Along with the Government of India, the central bank revamps and updates its policies to publish RBI guidelines for home loans every year. The guidelines specify the home loan rules that are to be followed by…

    Category:Home Loan
  • What is a Credit Card Cash Advance?

    September 07, 2023

    A credit card cash advance is the withdrawal of the cash from your credit card account. In simple words, when a credit card user utilises the credit card in an ATM to withdraw cash, that is called a Credit card cash advance. Cash advance requires users to use their credit…

    Category:CIBIL Score
  • (Memorandum of Deposit) MOD in Home Loan

    September 05, 2023

    Out of the numerous documents a home loan applicant has to sign, a Memorandum of Deposit (MoD) is among the most important ones. Knowing only the loan terms and mere verbal interactions with bank agents isn’t enough for a home loan seeker. To be an intelligent borrower, one must be…

    Category:Home Loan
  • Top 10 Best Personal Loan Bank List in India 2023

    September 01, 2023

    India, with its robust banking system and evolving digital landscape, has witnessed an upsurge in the demand for personal loans over the past decade. Personal loans, often touted as the go-to financial solution for immediate needs, can be a lifesaver when addressing unplanned emergencies, home renovations, higher education, or even…

  • Top 10 Realty Developers in India

    September 01, 2023

    The feeling when you buy your first car, the feeling of going on that first trip, and the feeling of buying your first dream house make our lives whole. These are the kinds of goals we set for ourselves in life! When talking about buying your first home, they say…

    Category:Home Loan
  • ROI - Return on Investment

    August 31, 2023

    In the realm of decision-making, understanding the potential benefits of investments is crucial for success. At the heart of this evaluation lies Return on Investment (ROI), a pivotal metric that illuminates gains and losses, informing choices that shape professional and personal paths.ROI is a financial ratio that measures an investment's…

    Category:Home Loan
  • Home Loan Age Limits in India

    August 23, 2023

    In the dynamic landscape of financial services, certain eligibility criteria play a pivotal role in determining individuals' access to various offerings. One such critical factor is the age limit.In the context of India, understanding the minimum and maximum age limits for home loans is of utmost significance. These criteria not…

    Category:Home Loan
  • MNSSBY Bihar Student Credit Card

    August 18, 2023

    MNSSBY (Mukhyamantri Nischay Swayam Sahayata Bhatta Yojana) Bihar Student Credit Card is a scheme introduced by the Government of Bihar in India. It aims to provide financial assistance to students pursuing higher education in recognized institutions. The program seeks to enable students to pursue their education without facing financial constraints.…

    Category:CIBIL Score
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