Urban Money Blogs

  • RBI Repo Cut 2025: Home Loan Rates Drop Across 6 Banks

    December 10, 2025

    Following the RBI’s 5 December repo rate cut to 5.25%, six major banks have begun trimming home loan benchmarks, so borrowers may soon see lower interest rates on floating-rate loans and lighter EMIs on existing home loans and for fresh applications. Home loan borrowers are set to get relief after…

  • RBI Repo Rate Cut December 2025 : What It Means for You?

    December 05, 2025

    RBI has rolled out another repo rate cut on 5th December with immediate effect. The rate has come down to 5.25% after a 25 basis point cut. This entails that home loan EMIs may come down for many borrowers. The RBI rate cut latest news has confirmed that the Monetary…

  • RBI's New Weekly Credit Score Rules

    November 28, 2025

    On 26 November, the Reserve Bank of India (RBI) issued draft guidelines under which Credit Information Companies (CICs) will be required to update credit scores every 7 days, starting 1 April 2026. This move is expected to make loan approvals smoother for borrowers who have to wait weeks for their…

  • Urban Money Clocks 58% Revenue Growth in FY25, Sets Sights on a Bigger Year Ahead

    November 11, 2025

    Urban Money has recorded one of its sharpest jumps in performance, closing FY25 with revenue touching Rs 714 crore, a clear step up from Rs 453 crore the year before. The company’s lending engine has been accelerated by rising demand for home loans and deeper digital partnerships with banks and…

  • RBI Holds Repo Rate at 5.5%, Keeps GDP Growth Forecast at 6.5%

    August 26, 2025

    The RBI kept the repo rate steady at 5.5 per cent on Wednesday. The decision was taken at the end of the Monetary Policy Committee meeting. Governor Sanjay Malhotra said the committee maintained a neutral stance. He noted that inflation had eased, but conditions abroad remain unstable. Tariff disputes and…

  • SBI Raises Home Loan Rates to 8.70%: What It Means for Borrowers

    August 18, 2025

    From August 1, 2025, SBI has increased its home loan interest rates by 25 basis points. The bottom rate holds at 7.50 per cent. At the top, the rate has moved to 8.70 per cent, above the earlier cap of 8.45 per cent. The change follows the Reserve Bank of…

  • SBI Slashes Lending and Deposit Rates After RBI's Jumbo Repo Cut

    June 19, 2025

    In a move reflecting the broader shift in monetary policy, the State Bank of India (SBI) has announced a reduction in its key lending and deposit rates. The revision follows the Reserve Bank of India’s (RBI) decision on June 6 to cut the repo rate by 50 basis points, bringing…

  • Top 5 Legal Documents You Need for a Hassle-Free Home Loan Process

    June 18, 2025

    Getting a home loan can be smooth if you have all the right documents. Lenders need certain legal documents for a home loan to verify your identity, income, and property details. Having these ready in advance can speed up the process and increase your chances of approval. In this guide,…

  • RBI's Rate Cut: The Domino Effect of 50 BPS Cut on Real Estate

    June 10, 2025

    The RBI has recently lowered the repo rate by 0.5 percentage points, bringing it to 5.5%. This change will ease the financial burden on home loan borrowers by reducing their monthly EMIs. In India, most new home loans are connected to the repo rate through the Repo Linked Lending Rate…

  • Repo Rate Slashed by 50 Points: Here’s What It Means for Borrowers

    June 06, 2025

    RBI Governor Sanjay Malhotra announced the third consecutive Repo Rate cut by the RBI on June 6, 2025. The rate now stands at 5.50% and will lower the overall cost of borrowing for regular Indian citizens. Since the February policy review, the RBI repo rate has been reduced by a…

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