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College students pursuing their degrees in educational institutions of India can avail of student credit cards specifically designed to cater to their requirements. These student credit cards can be availed of by any student who has reached the age of 18. The applicants for the student credit card are not required to produce any income proof to apply for the same. Generally, these cards are valid for up to five years, and the banks also offer lower interest rates owing to the target audience.
|Credit Card||Annual Fee||Feature Offered|
|SBI Student Plus Advantage Credit Card||Rs 500||The credit card holder can utilize the reward points. One can earn one reward point over every transaction of Rs 100.|
|ICICI Bank Student Forex Card||Rs 199||20% Discount on courier service. And a 40% excess baggage discount.|
|Kotak 811 #Dream Different Credit Card||Nil||Avail of Credit Limit of up to 90% on the fixed deposit amount|
|ICICI Coral Contactless Credit Card||Rs 500||Can earn 2 reward points on every Rs 100 spent|
|Bihar Student Credit Card||No Annual Fee||A government scheme launched to provide financial assistance to students|
|West Bengal Student Credit Card||No Annual Fee||Lucrative interest rates to the student so that they can pursue higher education|
|HDFC Forex Plus Card||Rs 500 to Rs 700
(Might differ in Premium cards)
|● Lounge Access
● Travel Insurance
|HDFC Multi Currency ForexChip Plus Chip Card||No Annual Fee||● Cashback
● Emergency Cash Assistance
● Reward Points
|Axis Bank Insta Easy Credit Card||No Annual Fee||● Zero Late Payment Charges
● Zero Fees
● Avail discounts on Travel
|ICICI Student Travel Card||Variable: Based on travel distance||● 24*7 Support
● Travel Insurance for Groups
● Customised Travel Packages
The SBI Student Plus Advantage card can be availed by Indian students who have taken an education loan from the SBI. Individuals who maintain an SBI FD account with the bank can also apply for this card. This card offers the following features to the students.
The ICICI Bank student forex card can be employed for students in India, where they can apply for this prepaid instrument. This financial institution levies a joining fee of Rs 499 and an annual fee of Rs 199 from the applicants. One can avail of the following features and benefits:
The Kotak Mahindra Bank offers student credit cards to cater to their credit needs. Credit card holders with Kotak Mahindra Bank can avail of the following benefits and features.
The ICICI coral credit card allows students in India to facilitate cashless transactions and avail of the following benefits and features:
The students in Bihar can apply under the Bihar student Credit card scheme. To apply under this scheme, the student should be a citizen of Bihar who has completed their higher secondary education. They should be pursuing courses in institutions authorized by the state government. The cardholders can avail of the following benefits:
The Higher Education department of West Bengal launched the West Bengal student credit card scheme to provide students with financial assistance to pursue their education. Students pursuing their postgraduate degrees can avail themselves of WBSSC. The scheme offers the following benefits:
The HDFC Forex plus card provides an avenue to credit card holders pursuing their education abroad.
The HDFC Multicurrency Platinum Forex Plus Chip card is accessible in over 20 countries to cater to students pursuing their education abroad. This credit instrument allows the facilitation of money transfers through secured wallets online.
An instant, paperless credit card that can be activated instantly through the Axis Mobile app. It allows customers to avail of a credit limit of up to Rs. 1,00,000 instantly and can be used for online shopping and other transactions.
• Instant activation of the card within a few minutes
• No paperwork or physical card is required
• Credit limit of up to Rs. 1,00,000
• Access to exclusive offers and cashback
• Flexible repayment terms
• No annual fees or joining fees
• Up to 45 days of the interest-free credit period
• Option to choose from multiple payment options
The ICICI Bank Student Travel Card is a prepaid travel card designed specifically for students. It is an ideal way to manage and spend money while studying abroad safely. The card offers various benefits like
Financial institutions have allowed students to foray into the credit card industry. But they have set certain parameters that students shall meet to safeguard them.
The financial institutions have established the following eligibility criteria for the applicants:
The applicant must produce the following documents to conclude their Student Credit Card Application Status:
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The SBI Student Plus Advantage credit card is regarded as one of India's best student credit cards.
The Kotak 811 #Dream different student credit cards offer zero annual fees to their issuers.
The annual fee on the wide range of student credit cards available market differs from
The student loan cards are issued against a student loan, allowing the students to facilitate transactions directly from their bank account.
The minimum age to apply for a student credit card is 18 years.
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