Union Bank of India Net Banking

Union Bank of India Net Banking

Union Bank of India Net Banking is a way that allows you to avail of nearly all the services the bank provides without the necessity of visiting bank branches in person. Thus, customers can manage their accounts, execute fund transfers, and access various other essential services from anywhere and at any given time, ultimately eliminating both time and geographical constraints alike. As a result, it offers unparalleled convenience, flexibility, and accessibility that traditional banking methods simply cannot match.

In this all-in-one guide, we will delve into various aspects of UBI Net Banking, including the types of net banking services offered, the registration process, login procedures, how to reset passwords or create transaction passwords, and much more. Let’s scroll down to learn more. 

Types of Net Banking Provided by Union Bank of India

Primarily, Union Bank of India Net Banking can be categorised into two types: Union Bank of India Retail Net Banking and Union Bank of India Corporate Net Banking. Let's take a detailed look at both of these types.

Union Bank of India Retail Net Banking

Retail Net Banking is designed to provide personalised financial services tailored to individuals and microenterprises. It typically allows you to access services such as fund transfers, bill payments, account statements, etc. Essentially, with UBI Retail Net Banking, you can manage your finances, access credit, and deposit your funds with the utmost ease and security.

Union Bank of India Corporate Net Banking

Corporate Internet Banking is offered to non-individual customers, specifically corporate clients. These may include proprietorships, private limited companies, public limited companies, trusts, etc. Ideally, UBI Corporate Net Banking empowers entrepreneurs and business professionals to efficiently manage multiple accounts, initiate bulk payments, and access a range of other corporate banking services.

Services Offered by UBI Net Banking

Union Bank of India Net Banking offers a wide array of services, making it a one-stop solution for various banking needs. Here are some of the key services you can avail of via Union Bank of India net banking:

  • You can view your account balance, statement, and transaction history online.
  • You can transfer funds to any bank account in India using NEFT or RTGS.
  • You can pay your bills, taxes, and shop online using your net banking account.
  • You can open a fixed deposit account, order a chequebook, and buy general insurance. 
  • You can recharge prepaid mobile/DTH and book air or railway tickets online.
  • You can apply for loans, track loan status, and make loan EMI payments online through Union Bank of India Net Banking.
  • You can access your account from anywhere in the world 24x7.

Union Bank of India Net Banking Registration (Modes)

For Union Bank of India Net Banking registration, in fact, you can rely on three different kinds of modes: Online Registration, Branch Registration, and ATM Registration. Let’s examine each one individually and select the most convenient for you.

Online Registration

Following is the step-by-step procedure for Union Bank of India Net Banking Registration Online:

Step 1: Visit the official website of the Union Bank of India.

Step 2: Select the “Digital Banking” option and click “Internet Banking.” You can find these options in the horizontal menu bar on the home screen. Smartphone users can access them by tapping the hamburger button on the home screen's left side.

Step 3: As you view the array of services the bank provides, click the “Internet Banking Login” link from the Internet Banking section.

Step 4: Opt for either Retail User Login or Corporate User Login from the drop-down menu.

Step 5: You will be redirected to the new page where you can enter your user ID and password. As you are a new user, click on “New User? Register Here,” choose Online Registration Mode, and then click the “Continue” button.

Step 6: A short digital application form will appear on your screen. Enter the required information, including your account number, date of birth, PAN number, and captcha code. Once you have finished, click on “Continue.”

Step 7: You will receive an OTP on your registered mobile number. Subsequently, enter the OTP and click on “Confirm.”

Step 8: You will be asked to create your own user ID and password. Choose a user ID that is easy to remember and a strong and secure password. Click on “Submit.”

Step 9: You will also be asked to select three challenge questions and answers for enhanced security. Choose easy questions for you to answer and hard for others to guess. Click on “Submit.”

Step 10: You have successfully registered for Union Bank of India Net Banking. Now, you can log in to your account using your user ID and password.

Branch Registration.

Following is the step-by-step procedure for Union Bank of India Net Banking Registration via visiting the bank branch in person. 

Step 1: Visit the nearest branch of Union Bank of India and ask for the internet banking registration form.

Step 2: Fill out the form with your personal and account details and submit it to the branch office, along with the necessary documents. 

Step 3: You will receive a user ID and password on your registered email address within a few days. 

Step 4: You can now start using Net Banking by logging in with your user ID and password on the Union Bank of India website or via the Vyom App.

Step 5: You can also change your password and set up security questions for enhanced security.

Union Bank of India Net Banking Registration via ATM.

Following is the step-by-step procedure for Union Bank of India Net Banking Registration via ATM.

Step 1: Visit any Union Bank of India ATM and insert your ATM card.

Step 2: Enter your PIN and select the option of Internet Banking Registration.

Step 3: You will receive a confirmation message on the ATM screen and a user ID and password on your registered mobile number.

Step 4: You can use your user ID and password to log in to your net banking account on the Union Bank of India website or the Vyom App.

Step 5: You can also change your password and set up security questions for enhanced security.

Union Bank of India Net Banking Login Process

For Union Bank of India net banking login, you can follow these steps:

  • Go to the Union Bank of India website or the Vyom App.
  • Select “Digital Banking” and “Internet Banking” from the home screen menu.
  • Choose “Retail User Login” or “Corporate User Login” from the drop-down menu.
  • You will be redirected to a new page where you need to enter your user ID, password, and captcha. 
  • Enter the required information and click on the “Login” button. 
  • You will be asked to answer one of your challenge questions for enhanced security. Enter the correct answer and click on “Submit.”
  • You have successfully completed the process of Union Bank of India net banking login. Thus, you can access various services and features offered by Union Bank of India Net Banking.

How to Reset UBI Net Banking Password?

Let’s take a look at the following steps for resetting the password on Union Bank of India Net Banking.

Online Reset

You can reset your password online by visiting the Union Bank of India website or the Vyom App. Click on the link “Forgot/Reset Password” and select “Online Reset-Having Debit Card.” Enter your account number, debit card details, and OTP. You can then create your own password and security questions. 

Offline Reset

Visit the nearest branch of Union Bank of India and ask for the Internet Banking registration form. Fill out the form and submit it to the branch officer. You will receive a user ID and password on your registered email address within a few days. You can use them to log in to your net banking account and change your password and security questions.

How Do I Create a Transaction Password in Union Bank of India’s Online Banking?

To enhance security during online fund transfers, you must create a 4-digit password in Union Bank. This password is a mandatory requirement for initiating any transaction through net banking or mobile banking. Thus, it confirms the transaction's authenticity and prevents any potential fraud. 

To create a transaction password in Union Bank of India’s Online Banking via online, you can follow these steps:

Step 1: Go to the official website of the Union Bank of India.

Step 2: Choose “Digital Banking” and click “Internet Banking” from the horizontal menu bar on the home screen.  If you're using a smartphone, simply tap the hamburger button on the home screen's left side.

Step 3: Now, you will be directed to a new page where you can find the “Internet Banking” section and click the “Internet Banking Login” link.

Step 4: Tap on the “Forgot/Reset Password” option, then choose “Online reset of Login/Transaction password(s) – Retail users with Debit Card,” and finally, click the “Continue” button.

Step 5: You will be redirected to a new screen where you must enter information that includes your user ID, account number, date of birth, and PAN card number.

Step 6: Click on “Continue”, and you will be redirected to another page where you might enter your Union Bank Debit Card details, including the credit card number and ATM PIN.

Step 7: Subsequently, you need to provide details of any transaction made in your Union Bank account. Following that, enter the transaction amount and specify whether it was a Debit or Credit transaction. Ultimately, click on the “Continue” button. 

Step 8: In a jiffy, an OTP is sent to your registered mobile number. Upon receiving it, enter the OTP and click on “Continue.”

Step 9: Select the "Set Transaction Password" option on the following screen and input your new UBI transaction password twice.

Step 10: You have successfully created a transaction password in Union Bank of India Net Banking.

FAQs

How can I register for Union Bank of India net banking?

You can easily register for Union Bank of India net banking through the official website of Union Bank of India or the Vyom App. Additionally, you also have the option to register by visiting an ATM or a bank branch in person.

Is Union Bank of India net banking safe and secure?

Yes, Union Bank of India Net Banking is completely safe and secure as long as you keep your user ID and password confidential

What are the benefits of using Union Bank of India Net Banking?

Using Union Bank of India Net Banking empowers you to avoid visiting bank branches for banking services such as reviewing your bank account, transferring funds, paying bills, applying for loans, and more.

Can I transfer funds to other bank accounts through Union Bank of India net banking?

Yes, you can transfer funds to other bank accounts via Union Bank of India net banking using either the NEFT or IMPS method.

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