Credit Card Features and Benefits
Lucrative features and benefits you can't say no to.
Enjoy special birthday rewards and cross-payment thresholds on specific categories.
Lucrative cashback offers with an instant amount credit feature.
Get top-up and balance transfer facilities on a credit card with attractive rates.
Make your travel hassle-free with credit cards that offer extensive rewards.
Explore your options for an accelerated reward credit card with zero per cent interest.
Enjoy low-interest rates, discounts, and cashback on your credit card payments.
Popular Credit Cards Offers
Scout through some of the best hand-picked credit card offers.
IDFC First Millenia
First Millenia is an innovative Credit Card for young professionals. Not only does it come with an attractive and chic design, but it also offers users an array of lucrative benefits.Annual Fee: No Annual or Joining Fee
- Grab welcome gift vouchers worth more than INR 500 for purchases above INR 15,000 within the first three months of IDFC First Millenia Card use.
- Includes an array of benefits such as a 25% discount on movie tickets, railway lounge visits, roadside assistance, fuel surcharge waiver, and much more.
- Enjoy the provision of lifetime free usage and low-interest rates.
Standard Chartered Platinum Rewards
Earn attractive rewards on every payment of INR 150 across various avenues, including dining, travel, shopping, and more, with the lucrative Platinum Rewards Credit Card.Annual Fee: Minimum of INR 250 annual fees.
- The variant comes with the provision of additional lifetime credit cards. So gift your family members the perks of supplementary credit cards with lifetime free access today!
- Enjoy the satisfaction of secure payments with the Platinum Rewards Credit Cards, wherein transactions are contactless and guarded.
- No processing fee on outstanding payment conversion into EMIs.
YES Prosperity Reward Plus
Stunning and accelerated reward options on multiple avenues through YES Cart and extra reward points for payments in dining and travel. Also, enjoy fuel waivers.Annual Fee: INR 399 on first-year membership.
- Grab exciting reward points on every transaction of INR 200 across various categories of expenses, including entertainment and leisure.
- Spend efficiently with the YES Prosperity Reward Plus Credit Card, which has an exclusive reward point system and hassle-free redeemable options.
- Enjoy alluring rewards with exciting discount options and easy EMI payment facilities.
Flipkart Axis Bank
Deep dive into the world of fun spending and convert your transactions into accelerated rewards, unlimited cashback, and much more. Grab exciting welcome gifts as well!Annual Fees: INR 500 from 2nd year onwards.
- Shopping made rewarding with a long list of cashback offers on purchases from Flipkart and an array of preferred merchants.
- Enjoy the generous welcome package of INR 1100, INR 500 worth of Flipkart vouchers, and 15% cash back on the first transaction.
- Make your travel and dining fun and lavish. Enjoy 4 complimentary lounge access per year and avail of attractive discounts on various restaurants.
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Frequently Asked Questions
From refinancing to reducing your interest, we have the answers right here.
What do you mean by credit card balance?
A credit card balance refers to the money a person owes on their credit card account. It is the total amount of purchases, cash advances, and other charges that have been made on the card minus any payments or credits that have been applied to the account.
What is a credit card statement?
A credit card statement is a document provided by a credit card issuer that lists all transactions made on the credit card for a specific billing period.
How does a credit card works?
A credit card allows the cardholder to borrow money from the issuing bank or financial institution up to a specific credit limit. When the cardholder purchases or withdraws cash, they borrow money from the bank and will be required to pay it back, along with any interest or fees, at a later date.
Does my credit card number change when I renew it?
It depends on the issuing bank and the type of renewal. In some cases, the credit card number may remain the same, while it may be changed in others. It is best to check with your issuing bank to confirm if your credit card number will change upon renewal.
What do you mean by credit card limit?
A credit card limit is the maximum amount of credit that a financial institution or lender is willing to extend to a borrower. The lender determines this limit based on factors such as the borrower's credit score, income, and credit history.
Can I get a credit card without a job?
Getting a credit card without a job may be possible, but it will likely be more difficult. Lenders typically require proof of income to approve a credit card application, so if you don't have a job, you may need to provide alternative forms of income, such as government benefits, rental income, or income from investments.
How many credit cards should I have?
It depends on your financial situation and goals. Some people may only need one credit card for everyday expenses and emergencies, while others may benefit from having multiple cards for different purposes.
How long are Credit Cards usually valid?
Credit cards are usually valid for 3-5 years. The expiration date is typically printed on the front of the card, and the cardholder must request a new card before the expiration date. Some issuers may automatically send a new card before the expiration date.
Can I get a credit card without having a credit score?
It may be easier to get a credit card with a credit score in India. Most financial institutions require a credit score to approve a credit card application. However, some options are available for individuals without a credit score, such as secured credit cards, credit cards for first-time applicants, etc.
Can I set a transaction limit on my credit card?
You can set a transaction limit on your credit card. This is often referred to as a spending limit or credit limit. You can contact your credit card issuer and request to have a spending limit set on your account.
Credit Card Guide
Get in-depth knowledge about all things related to loans and your finances
PNB Credit Card Customer Care Number
The PNB customer care number allows 24x7 access to Punjab National Bank’s credit card support services. The Punjab national customer care numbers allow cardholders to make their enquiries at no cal
What is a Credit Card Grace Period?
A grace period is a period that falls between the billing date and the due payment date. You’ll be charged a minimum amount on purchases during this period, or there will be no charges at all. It’s
What is a Credit Card Cash Advance?
A credit card cash advance is the withdrawal of the cash from your credit card account. In simple words, when a credit card user utilises the credit card in an ATM to withdraw cash, that is called