Urban Money
Eligibility calculator

Eligibility calculator


Get faster approval for limitless and all-purpose Credit Cards that boasts alluring reward points, attractive interest rates, and lifetime access.


Credit Card by Top Banks

Spend smartly with credit cards offered by top banks.

Credit Card Features and Benefits

Lucrative features and benefits you can't say no to.



Enjoy special birthday rewards and cross-payment thresholds on specific categories.



Lucrative cashback offers with an instant amount credit feature.

Balance Transfer

Balance Transfer

Get top-up and balance transfer facilities on a credit card with attractive rates.



Make your travel hassle-free with credit cards that offer extensive rewards.

Zero Percent

Zero Percent

Explore your options for an accelerated reward credit card with zero per cent interest.

Low Interest

Low Interest

Enjoy low-interest rates, discounts, and cashback on your credit card payments.

Popular Credit Cards Offers

Scout through some of the best hand-picked credit card offers.

100% paperless Approval
IDFC First Millenia<br/>  Credit Card

IDFC First Millenia
Credit Card

First Millenia is an innovative Credit Card for young professionals. Not only does it come with an attractive and chic design, but it also offers users an array of lucrative benefits.

Annual Fee: No Annual or Joining Fee
  • icon Grab welcome gift vouchers worth more than INR 500 for purchases above INR 15,000 within the first three months of IDFC First Millenia Card use.
  • icon Includes an array of benefits such as a 25% discount on movie tickets, railway lounge visits, roadside assistance, fuel surcharge waiver, and much more.
  • icon Enjoy the provision of lifetime free usage and low-interest rates.
100% paperless Approval
Standard Chartered Platinum Rewards<br/>Credit Card

Standard Chartered Platinum Rewards
Credit Card

Earn attractive rewards on every payment of INR 150 across various avenues, including dining, travel, shopping, and more, with the lucrative Platinum Rewards Credit Card.

Annual Fee: Minimum of INR 250 annual fees.
  • icon The variant comes with the provision of additional lifetime credit cards. So gift your family members the perks of supplementary credit cards with lifetime free access today!
  • icon Enjoy the satisfaction of secure payments with the Platinum Rewards Credit Cards, wherein transactions are contactless and guarded.
  • icon No processing fee on outstanding payment conversion into EMIs.
100% paperless Approval
YES Prosperity Reward Plus<br/>Credit Card

YES Prosperity Reward Plus
Credit Card

Stunning and accelerated reward options on multiple avenues through YES Cart and extra reward points for payments in dining and travel. Also, enjoy fuel waivers.

Annual Fee: INR 399 on first-year membership.
  • icon Grab exciting reward points on every transaction of INR 200 across various categories of expenses, including entertainment and leisure.
  • icon Spend efficiently with the YES Prosperity Reward Plus Credit Card, which has an exclusive reward point system and hassle-free redeemable options.
  • icon Enjoy alluring rewards with exciting discount options and easy EMI payment facilities.

Get your latest Credit Score, FREE

Frequently Asked Questions

From refinancing to reducing your interest, we have the answers right here.

What do you mean by credit card balance?

A credit card balance refers to the money a person owes on their credit card account. It is the total amount of purchases, cash advances, and other charges that have been made on the card minus any payments or credits that have been applied to the account.

What is a credit card statement?

A credit card statement is a document provided by a credit card issuer that lists all transactions made on the credit card for a specific billing period.

How does a credit card works?

A credit card allows the cardholder to borrow money from the issuing bank or financial institution up to a specific credit limit. When the cardholder purchases or withdraws cash, they borrow money from the bank and will be required to pay it back, along with any interest or fees, at a later date.

Does my credit card number change when I renew it?

It depends on the issuing bank and the type of renewal. In some cases, the credit card number may remain the same, while it may be changed in others. It is best to check with your issuing bank to confirm if your credit card number will change upon renewal.

What do you mean by credit card limit?

A credit card limit is the maximum amount of credit that a financial institution or lender is willing to extend to a borrower. The lender determines this limit based on factors such as the borrower's credit score, income, and credit history.

Can I get a credit card without a job?

Getting a credit card without a job may be possible, but it will likely be more difficult. Lenders typically require proof of income to approve a credit card application, so if you don't have a job, you may need to provide alternative forms of income, such as government benefits, rental income, or income from investments.

How many credit cards should I have?

It depends on your financial situation and goals. Some people may only need one credit card for everyday expenses and emergencies, while others may benefit from having multiple cards for different purposes.

How long are Credit Cards usually valid?

Credit cards are usually valid for 3-5 years. The expiration date is typically printed on the front of the card, and the cardholder must request a new card before the expiration date. Some issuers may automatically send a new card before the expiration date.

Can I get a credit card without having a credit score?

It may be easier to get a credit card with a credit score in India. Most financial institutions require a credit score to approve a credit card application. However, some options are available for individuals without a credit score, such as secured credit cards, credit cards for first-time applicants, etc.

Can I set a transaction limit on my credit card?

You can set a transaction limit on your credit card. This is often referred to as a spending limit or credit limit. You can contact your credit card issuer and request to have a spending limit set on your account.

Credit Card Guide

Get in-depth knowledge about all things related to loans and your finances

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