Axis Bank

4.5

Axis Bank is your gateway to financial empowerment. Whether you need an Axis Bank loan for your personal goals or business ventures, they offer tailored solutions to match your requirements. Axis Bank's loans come with attractive interest rates and flexible repayment options, ensuring a smooth financial journey. Looking for a consumer loan? Axis Bank has you covered with its seamless application process and quick approvals. Make Axis Bank your partner in prosperity today.

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Loans offered by Axis Bank

Axis Bank LoansInterest RateProcessing FeeLoan Amount/Tenure

Axis Bank Personal Loan

10.49% - 22%

up to 2% of the loan amount + GST as applicable

₹50K - ₹40L

Tenure(1 - 7 Years)

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Axis Bank Home Loan

8.7% - 13.3%

0.50%(Min ₹10,000)one time fee

₹1L - ₹5Cr

Tenure(1 - 25 Years)

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Axis Bank Loan Against Property

10.5% - 10.95%

1% or Rs 10,000, whichever is higher

₹5L - ₹5Cr

Tenure(Up to 20 Years)

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Axis Bank Business Loan

10.75% - 25%

Upto 2.00% + Taxes applicable

₹50K - ₹10Cr

Tenure(0 - 15 Years)

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Features and Benefits of Axis Bank

Axis Bank offers personal and corporate banking services to its customers. Some features that set it apart from other banks are listed below:

  • Largest ATM Network: Amongst the private sector banks in India, Axis Bank offers the largest ATM network. An Axis Bank ATM can even be found at an altitude of 13,200 feet. In 2003, the UTI Bank launched the world’s highest ATM in Thegu, Sikkim.
  • International Presence: Apart from over 4,000 domestic branches, Axis Bank also has eight global offices with branches in countries like Singapore, UAE and the UK and cities like Dubai, Dhaka, Abu Dhabi and Sharjah.
  • Biometric KYC: Axis Bank was the first Indian bank to introduce bio-metric KYC documentation. The banks allow KYC verification using fingerprint scanning for their products and services. Moreover, the bank also introduced e-KYC in collaboration with Visa Inc.
  • Premium Customer Services: Axis Bank is known for its top-class customer service. The bank responds to its customer's queries through the several helpline numbers issued by it. Over the years, Axis Bank customers have reported strong trust and high satisfaction with the bank.
  • Wide Range of Products: Axis Bank offers a one-stop banking solution to its customers. It does so by providing all the leading banking products and services so that the customers do not have to knock on the doors of any other bank. The bank caters to every financial need with services from branch banking to mobile banking and products from deposits to Digital Rupee.

Axis Bank - An Overview

The popularity of Axis Bank loans is a testament to the bank’s stronghold in the Indian financial sector. Formerly known as Union Trust of India (UTI) Bank, it is the country’s third-largest private sector bank. The bank was promoted in 1993 and officially adopted the name ‘Axis Bank’ in 2007. Headquartered in Mumbai, the bank extends retail and corporate banking services today with top-class industry standards. With appealing ad campaigns and the trademark burgundy theme, Axis Bank has branded itself as one of the premium banks in the country.

Axis Bank is amongst the select financial institutions which enjoy domestic and international presence. The bank enjoys the backing of the Administrator of the Specified Undertaking of the Unit Trust of India (SUUTI) and Life Insurance Corporation of India (LIC) as its promoters. Axis Bank offers full financial services to Large and Mid-Corporates, MSMEs, and Agriculture and Retail Businesses.

 

Services Offered by Axis Bank

Branch Banking

Let us begin with the most traditional method of accessing banking services. Axis Bank offers a host of financial services through a network of over 4,000 domestic branches. More than 15,000 ATMs and cash recyclers help facilitate cash deposits and withdrawals at the customer’s convenience. Axis Bank’s representatives can be contacted at any branch for any redressal or query.

Internet Banking

Axis Bank provides 24x7 Internet Banking services to ease customers' banking experience. Axis Bank loan applications online, request services, investment services and account details are some services that can be accessed through Internet Banking using login credentials.

Mobile Banking

Axis Mobile offers complete safety and security of operations. Account access, Axis Bank loans, UPI transactions, mutual funds investments and bill payments are only some of the plethora of features available on the Axis Mobile app. Another app, Axis OK, allows customers to access mobile banking services without the Internet. The app is only available for Android devices and registers users using their registered mobile number.

Personal Banking

Axis Bank offers credit and investment opportunities to regular customers through its Personal Banking services. Axis Bank covers Retail, Agri, and Rural Banking under its personal banking umbrella. It offers a range of products like Savings Accounts, Deposits and Axis Bank loan applications to its retail customers. Farmer Funding Loans, Tractor Loans and Financial Inclusion are some of the bank’s premium Agri and Rural banking products.

Business Banking

Startups and businesses can make financial transactions using Axis Bank’s Business Banking services. Axis Bank’s corporate banking offers Current Account services to business owners of all scales - from MSMEs to small businesses. Businesses can disburse or accept payments, finance their credit needs and fulfil capital requirements using these services. Startup Banking and MNC Banking are some of its other premium offerings. 

Unique Deals

Axis Bank partners with leading market brands across industries to provide exclusive offers and deals to its customers. Brands offer special prices, big savings and limited-time deals to Axis Bank customers. From travel to food and gifting to electronics, Axis Bank deals offer great benefits to their clients through vouchers, reward points and cashbacks.

Remote Banking

Axis Bank’s remote banking facilities offer personalised and individual-centred services to its select customers. A digital relationship manager is assigned to the customer always to take care of their financial and banking needs. Customers with access to the bank’s remote banking services are offered exclusive rates, specialised financial advice, and other benefits.

NRI Banking 

Non-Resident Indians can also avail of Axis Bank’s services. Axis Bank’s NRI Banking focuses specifically on the needs of NRIs with products and services dedicated to this category. NRI accounts, NRI Axis Bank loans and NRI-centric deposits are some of the many offerings of the bank.

Digital Account

Axis Bank allows customers to open a savings account without visiting a branch. Using the digital account opening feature, an instant account can be extended to access all the banking facilities. Once the online application is submitted, the bank will conduct a digital KYC via video call. Upon completing the digital KYC, a savings account will be instantly opened, and an e-debit card will be issued to the customer. 

WhatsApp Banking

With advancing technology, chatbots have replaced customer care numbers to address customer queries. Axis Bank Whatsapp Banking is available 24x7 for everyone, customers and non-customers. One can send a simple ‘Hi’ message to 7036165000 on WhatsApp to enquire about anything. The users need not worry about the safety and security of their interaction as the chat is end-to-end encrypted.

Voice Banking

Voice Banking makes even Internet and mobile banking seem outdated. Axis Bank has partnered with Amazon Alexa to offer voice banking services. A range of services, such as account details, transaction history and card billings, can be accessed using simple voice commands. After generating a voice PIN, one can simply link their Axis Bank account with the Amazon device.

Axis Bank Corporate Office Details with Contact Number and Email Id

Axis Bank’s corporate office is in Worli, Mumbai, Maharashtra. The complete contact details of the bank can be found below:

Office Address: Axis Bank Ltd., Corporate Office, Bombay Dyeing, Mills Compound, Pandurang Budhkar Marg, Worli, Mumbai, PINCODE - 400025

  • Telephone: 022-24252525
  • Email: PNO@axisbank.com
  • Retail Services Helpline: 1-860-419-5555/ 1-860-500-5555
  • Corporate Banking Helpline: 1-860-500-4971
  • Agri and Rural Services Helpline: 1-800-419-5577

FAQs

From refinancing to reducing your interest, we have the answers right here.

Can I open an Axis Bank account online?

Yes, you can open an Asian Bank account online through their official website. The procedure is quick and seamless. You just need to enter a few details, including your name, PAN number, address, DOB, etc. In addition, attach the scanned copies of the required documents.

Can I open a bank account in Axis Bank with zero balance?

Axis Bank offers a wide range of savings bank accounts to cope with their customers' distinct needs. From a Digital Savings Account to a Basic Savings Account, choose the one that best fits your requirements with a zero-balance feature.

How do I register for Axis Bank net banking online?

The Axis Bank allows its customers to register for net banking services online through their official portal. Go through the internet banking page and log in using your credentials, i.e., your Customer ID or phone number mentioned on your passbook.

You will be redirected to another page asking for details associated with your debit card. Enter specified details including, debit card number, pin, expiry date, and CVV. Accept the terms and conditions to move further with the procedure.

Set your password for net banking and validate the same. You will get the confirmation message on your registered mobile number.

What is the Axis Bank Ltd. IFSC Code List?

The Axis Bank Ltd. IFSC Code list contains the bank’s IFSC codes of its branches in metropolitan cities, like New Delhi: UTIB0000049, Gurgaon: UTIB0000540, Maharashtra: UTIB0000592 and West Bengal: UTIB0001926.

What is the minimum balance in Axis Bank?

For seamless transaction processing, you need to maintain a minimum balance within the account. However, the minimum balance that you need to maintain may vary on the basis of the type of Axis Bank savings account you have. In general, the minimum balance falls in the range of INR 2,500 to INR 1,00,000.

What is mPIN in Axis Bank?

The mPIN (Mobile Banking Personal Identification Number) in Axis Bank is a numeric code of 4 digits. This code is mandatory for making mobile transactions. The mPIN has been designed to cater secure transactions. It is recommended to change this pin frequently.

What KYC documents will I have to submit to apply for a loan from Axis Bank?

Axis Bank asks for certain KYC documents, including identity proof, residence proof and age proof.

How do I find my MPIN number?

You can easily get your mPIN number through Axis Bank mobile application. All you have to do is login to your Axis Bank mobile app and click on Forgot mPIN and enter the required details. Set an mPIN that you can easily memorise.

How can I get the Axis Bank SWIFT code?

You can easily get your Axis Bank SWIFT code either via its mobile app or your bank statement. The bank statement enlists the SWIFT code associated with your bank account in the top section. The pre-set format for SWIFT code is AXCPINB1XXX, where XXX is determined based upon the type of account

What benefits does Axis Bank provide on loans?

Axis Bank offers certain benefits on all types of loans, such as minimal documentation, quick approval, online KYC, best interest rates and flexible loan tenure.

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