Axis Bank

Features and Benefits of Axis Bank

1. Axis Bank has a modest eligibility condition for applying for a loan.
2. Axis Bank offers the most competitive interest rates compared to other lenders.
3. While providing you with a loan, the organization only asks for a few documents.
4. You can unlock numerous banking services by providing minimal documents.
5. Offers hassle-free and quick approval through an online portal.
6. Axis Mobile application eases numerous bank associated tasks such as transactions, statements, balance, and much more.
7. Throughout the loan application procedure, Axis Bank maintains the highest level of transparency.
8. Many people consider Axis Bank to be a reliable partner because it assists you in finding the best product to meet your financial needs.
9. This financial institution has a solid reputation for providing excellent customer service.
10. You can reach out to their customer service team via phone, email, or a smartphone app.

Axis Bank Overview

Axis Bank Limited, originally known as UTI Bank, is a Mumbai-based Indian banking and financial services corporation. It sells financial services to large and mid-sized corporations, small organisations and retail firms. The bank began operations as UTI on December 3, 1993, with a registered office in Ahmedabad and a corporate headquarters in Mumbai. Manmohan Singh, India's former finance minister, inaugurated the first branch in Ahmedabad on April 2, 1994. UTI Bank changed its name to Axis Bank on July 30, 2007. Right from that time, Axis Bank has been serving its customers with top-notch Retail Banking, Corporate Banking and International Banking services.

In India, Axis Bank ranks third in the list of largest private sector banks. The bank caters to a wide range of customer groups, including large and medium-sized businesses, agriculture, and retail businesses. Earlier, the bank had 4,594 domestic branches (together with extension counters), 11,333 ATMs, and 5,710 cash recyclers dispersed across the country. So far, the bank possesses six virtual centres and around 1500 virtual relationship managers.

Overseas operations are dispersed among eight worldwide offices, including branches in Singapore, Dubai (at DIFC), Gift City-IBU, as well as representative offices in Dhaka, Dubai, Abu Dhabi, Sharjah, and an overseas subsidiary in London. The foreign operation offices focus on Corporate Lending, Trade Finance, Syndication, Investment Banking and Liability Businesses.

Products Offered by Axis Bank

Axis Bank offers an extensive range of financial products to cope with customers' varying needs. Broadly these products are classified into two categories i.e. Retail, Agri and Rural. Here is a list of products offered by Axis Bank:

1. Retail Products

Accounts

With the world becoming cashless, having a bank account has become a requirement rather than a choice. Having a bank account effectively means that your money is safe 24 hours a day, seven days a week. However, security isn't the only benefit that Axis Bank provides. You may earn interest on savings, make quick payments, and keep track of all of your bills online.

Savings Account	Salary Account	Current Account	Safe Deposit Locker
To meet your banking needs, choose from a range of accounts.	Allow employees easy access to their pay with a variety of options.	Make as many withdrawals and deposits as your corporation needs.	Choose the size of your locker and keep your things safe.

Safe Custody	National Pension System (NPS)	Pension Disbursement Account	Sukanya Samriddhi Yojana
Keep documents along with other valuables in a secure location.	With this investment option, you can ensure a steady income in your latter years.	Easily manage your pension payments.	Save to fulfil financial needs such as a girl child's schooling and marriage.

Deposits

If you want to invest your money, bank deposits is foremost option, and for good reason: the high interest rates and low risk factor ensure that your funds are safe.

Digital Fixed Deposits	Fixed Deposits	Recurring Deposits
In minutes, you can open a Digital Fixed Deposit without a savings account.	Fixed Deposits are a great way to save and increase your money.	Make use of funds set aside each month for key events.
Tax Saver Fixed Deposits	Auto Fixed Deposits	Fixed Deposit Plus
Invest and save associated taxes!	Money is automatically transferred from a savings account to a fixed deposit.	Get a better return on your lump-sum money! Premature withdrawal is not permissible.

Cards

Credit Cards	Debit Cards	Prepaid Cards
With Axis Bank Credit Cards, you can get incredible discounts and reward offer.	Get secure access to funds at any time and from any location!	With these pre-paid cards, you may give gifts to loved ones or reward your employees!
Transit Cards	Commercial Credit Card	Commercial Debit Card
With Axis Bank's all-in-one smart card, shop and travel with ease!	With Axis Bank's Commercial Credit Cards, unlock better management of the company's costs.	Commercial Debit Cards provide simple travel solutions and expense management facilities.

Loans

Axis Bank believe that your life journey should be free of speed bumps. That is why it offers personalized Bank Loans with low interest rates. To get started, use loan calculators to determine your loan eligibility.

Home Loan	Personal Loan	Business Laon
Depending on your requirements, you can choose from a variety of house loans.	Take out a personal loan for a vacation, a house renovation, or a wedding at a low-interest rate.	Expand your business with less paperwork and rapid approvals.
Car Loan	Two Wheeler Loan	24*7 Loan Against Securities
A high Loan To Value Ratio can help you get a car loan.	With no money down and low-interest rates, it's possible to get a loan with no money down.	It is available 24 hours a day, 7 days a week, with interest payable only on the amount borrowed and no pre-payment penalties.
Commercial Vehicle Construction Equipment Loan	Education Loan	Loan Against Property
Offered for the acquisition of pre-owned commercial vehicles or the refinancing of previously owned cars.	Education Loans are offered for a number of courses and are disbursed quickly.	With a Loan Against Property, you can get a flexible payback period of up to 20 years.
Gold Loan	Loan Against FD	Holiday Laon
Get the most out of your gold by taking advantage of the finest interest rates available.	Take advantage of low-interest rates on your loan.	Obtain a loan ranging from INR 50,000 to INR 15,00,000

Insurance

Life Insurance	General Insurance	Health Insurance
Protect your family from the unexpected and provide for their financial needs by purchasing life insurance tailored to your needs and stage of life.	With Axis Bank’s selection of general insurance products, you can protect your valued things - automobile, two-wheeler, home, and business - and travel with ease.	With Axis Bank’s health insurance products, you can be financially prepared in the event of a medical or accident emergency.
Pradhan Mantri Suraksha Bima Yojana	Pradhan Mantri Jeevan Jyoti Bima Yojana
Invest in the Pradhan Mantri Suraksha Bima Yojna and be prepared for the unexpected.	A one-year renewable non-linked non-participating group term insurance plan.

Investments

Mutual Funds	Discover the best-performing mutual funds and invest in SIPs with ease.
Demat Account	An account that allows you to easily transform your physical possessions into electronic form for trade and convenient access.
RBI Floating Rate Savings Bonds 2020	Make low-risk investments that are convenient.
Public Provident Fund	Invest in a long-term savings instrument that offers tax benefits on both principal and interest.
Atal Pension Yojna	This scheme, which is administered by NPS and distributed by banks, can help you meet your retirement goals.
IPO Smart	Invest in initial public offerings (IPOs) without releasing your assets and continue to earn interest on them.
Axis Direct	An intuitive, easy-to-use portal for making informed investment decisions based on thorough research and analysis.

2. Agri and Rural Products

To fulfill the financial obligations of the farmers, Axis Bank offers an array of agri and rural products including loans, microfinance and financial inclusions.

Loans
Farmer Funding	Loans for Agri Traders and Processors	Warehouse Receipt Loans	MSME Samriddhi Loans
A facility that attempts to give farmers with timely loans to cover all of their farming, farm maintenance as well as  investment needs.	Axis Bank offers Agri Traders & Processors Loans with enticing features and perks.	To eliminate distress sales throughout harvest and neutralize seasonality, Axis Bank offers a customer-friendly loan facility.	For your non-agribusiness needs, Axis Bank offers a ready financing facility.
Tractor Loans	Gold loan	Microfinance	Surrogate Products for Rural Enterprises
Get the most competitive rates and a variety of appealing options on tractor loans.	Quick gold loans with low-interest rates and flexible repayment options.	Axis Bank provides microfinance to people from low-income families to assist them to support their Agri business.	Loans offering for Agri and  MSME, Traders & Processors with a slew of attractive features and  benefits.

Services Offered by Axis Bank

Retail Banking	International Banking	Corporate Banking
Individuals and small businesses can take advantage of the bank's lending services, as well as liability products, card services, Internet banking, automated teller machine (ATM) services, depository, financial advising, and non-resident Indian (NRI) services. The RBI's list of NEFT-enabled participating banks includes Axis Bank.	Through its branches in Singapore, Hong Kong, DIFC, Shanghai, and Colombo, the bank provides corporate banking, trade finance, treasury, risk management services, and retail liability products. In 2015, the representative office in Dhaka was established.	1) Transaction Banking On behalf of the Indian government and various state governments, Axis Bank provides transaction banking products and services to customers in the areas of current accounts, cash management, capital market services, trade, foreign exchange, cross-border trade, correspondent banking services, and tax collections. 2) Investment Banking and Trustee Services Through its owned subsidiaries, the bank provides investment banking services together with trusteeship services. Axis Capital Limited is an investment banking firm that specializes in equity capital markets, institutional stock brokerage, mergers and acquisitions advising.

Corporate Office Address

Axis Bank Limited, ‘Axis House’, C-2, Wadia International Centre, Pandurang Budhkar Marg, Worli, Mumbai, Pincode: 400 025

Contact Number	For Retail Products	For Agri and Rural Products
+91-22-24252525	1 - 860 - 419 - 5555	1 - 800 - 419 - 5577
+91-22-24251800	1 - 860 - 500- 5555
+91-22-43252525

NRI Phone Banking Numbers

Country	Contact Number
USA	1855 205 5577
Saudi Arabia	800 850 0000
UK	0808 178 5040
UAE	8000 3570 3218
Singapore	800 1206 355
Qatar	00 800 100 348
Canada	1855 436 0726
Australia	1800 153 861
(Non -Toll Free)	+91 40 67174100

Email ID

Category	Email ID
For queries associated to Bank Account	customer.service@axisbank.com
Queries associated with Credit Cards	creditcards@axisbank.com
Loan-related queries	loans@axisbank.com
Merchant Services	merchant.services@axisbank.com
For NRI Clients	nri.services@axisbank.com