Commercial Vehicle Loans Made Easy
Get financed in a flash: Hit the open road with minimum payments, maximum speed
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Your Grand Vision Powered By A Grand Commercial Vehicle Loan
Finance your commercial fleet through Urban Money - Offering smart moves for every business size.
| Feature | Details |
|---|---|
| Loan Amount | INR 5 Lakhs to 50 Lakhs |
| Finance Percentage | 100% Vehicle Value |
| Repayment Tenure | Up to 5 Years |
| Eligibility Criteria | Indian Citizens between the ages of 21 and 65 |
| Vehicle Type | Bus, Truck, Tanker, Tipper, Transit Mixers and Tempos- New and Used |
| Down Payment | Minimal down payment, with some vehicles also being available at 0% deposit |
Commercial Vehicle Loan Features That Drive Success
Urban Money: Your partner for commercial vehicle financing defined by ease, efficiency, and economical financing
Flexible EMI Options
Enjoy a higher level of finance customisations.
Seamless Digital Management
Manage your loans anywhere, anytime with any digital device.
Expert Support
Customer service that goes beyond general loan assistance
No Hidden Charges
Receive complete transparency on your loan agreements.
Are You Eligible For A Commercial Vehicle Loan?
Check the eligibility criteria for a commercial vehicle loan application.
| Criterion | Requirement |
| Age | 21-65 years |
| Employment Type | Salaried and Self-Employed Individuals |
| Work Experience | At least 1 to 3 years of stable employment and income |
| Credit Score | CIBIL Score of 500 or More |
| Financing | 100% Value of the Vehicle |
| GST Registration | Mandatory for Businesses |
Your One-Stop Commercial Vehicle Loan Solutions: Urban Money
Ditch the old books! Finance your next commercial vehicle loan with Urban Money. Here’s Why!
More Savings, Less Strain
Enjoy a free cash flow with the lowest interest rates and flexible EMI payments.
Paperwork! What’s That?
Sign up for a loan anywhere, anytime- Quick, Easy and 100% Online.
No Fees, No Shock
We only offer transparent loan agreements with zero hidden charges.
Supported by Top-Leading Lenders
We have partnered with India’s most trusted banks and NBFCs, bringing you only the most competitive loan offers.
Refinancing was Never this Easy
It’s never too late to level up! Refinance your loan with minimal steps and zero hassle.
No Downtime, No Downpayment
Urban Money offers special schemes for commercial vehicles without any down payment and quick loan disbursal.
Apply For A Commercial Vehicle Loan Online In Just 3 Simple Steps
From eligibility to disbursal — here's how to secure your Commercial Vehicle loan without stepping out.
Fill in the Application Form
Fill out your application form and submit online copies of the necessary documents remotely.
1
Get Approved in 3..2..1...
Why wait for weeks? Get instant loan approval within 24-48 hours.
2
Funds Credited Instantly!
After the relevant documents are approved and submitted, the loan amount will be deposited directly into your bank account.
3
Smart EMI Calculator for
Commercial Vehicle Loan
Loan Amount
₹
Interest Rate
%
Loan Term
Yr
Break-up of Total Payment
₹ NaN Per Month EMI for -1 Years
Principal Amount (Total Amount for loan)
₹10,00,000
Interest Payable (Total Interest throughout the loan duration)
Total Amount payable
View EMI Payment Schedule
We Team Up With The Best!
More than 50 banks and NBFCs are ready to offer you a commercial vehicle loan on your terms.
Navigate Your Way To A Commercial Vehicle Loan With Ease
Proven tips and tricks that help you save thousands
- Low CIBIL Score? Think of a credible co-applicant
- Compare vehicles and loan structures
- High down payment = Lower EMIs
- Pre-approval saves time, stress, and surprises
- Choose a vehicle that works, not just what looks cool
- Prioritise EMI affordability over Loan Eligibility
Document Checklist For Commercial Vehicle Loan
Getting your commercial vehicle loan is simpler than you think. Here is a checklist for all documents that you might need to submit to apply for a commercial vehicle loan:
General Documents:
- Identity Proof like Aadhaar Card, PAN Card, and Passport
- Address Proof, like Utility Bills and Driving License
- Age Proof like Birth Certificate and 10th grade Marksheet
- Vehicle Loan Agreement, which Quotes the Vehicle’s Price
For Salaried Individuals
- Latest 3 months' salary slips
- Form 16 or ITR Documents
- Employment Certificate
For Self-Employed Professionals:
- Audited Balance Sheets
- Last 3 months Bank Statements
- Professional License or Business Registration Certificate
For Self-Employed Non-Professionals:
- Proof of Business for the past 2-3 months
- Business Registration Documents and Address Proof
- Apply Now
What Our Customers Say
Hear from customers who trusted Urban Money and achieved their financial goals with us.
sattu keshari
a week ago
⭐⭐⭐⭐⭐
rahul pal
a week ago
Sunil Ambekar
a week ago
sanjay Chaurasia
a week ago
Written By
Reviewed ByLast Updated: 31 August 2026
Frequently asked Questions (FAQ)
Wondering how Urban Money secures the best interest rates for your Commercial Vehicle Loan? We’ve got answers to some of your most common questions right here.
Which vehicles are eligible under a commercial vehicle loan?
Urban Money helps you finance various commercial vehicles, including buses, trucks, tankers, tippers, transit mixers and tempos.
Need help? Contact Us
How does a commercial vehicle loan differ from a personal vehicle loan?
A personal vehicle loan is for private vehicles for individual use, while commercial vehicle loans are designed for vehicles used for business or income-generating purposes.
Need help? Contact Us
