Our Products

Urban Money comprehends a wide range of financial needs and provides a great deal of financial products to meet them right away. We open the finest paths to 50+ lenders offering home loans, business loans, personal loans, and a loan against property, being your true mortgage specialist. Obtain quick approvals by meeting the bare minimum of eligibility requirements. Seamless disbursements, and flexible loan repayment periods from leading credit providers can help you meet your financial responsibilities.

Personal Loan

If your plans have been on hold, it’s time you enjoy them with Urban Money’s instant personal loan services. We help you avail fast-approved loans from top-notch banking and non-banking institutions in India with instant access to funds at the lowest personal loan interest rate (starting from 8% per annum). Savour the benefits of pocket-friendly EMIs with flexible repayment tenures ranging from 12-60 months. Compare and choose the best personal loan offers via our inbuilt personal loan EMI calculator.

  • Interest Rate

    10.5% - 24%

  • Loan Amount

    ₹50K - ₹40L

  • EMI Per Lakh

    ₹2,149 - ₹2,877

  • Processing Fees

    ₹4,999 One time fee
  • Pre-Payment Charges

    • 4% of the outstanding principal (loan tenure between 13 - 24 months)
    • 3% of the outstanding principal (loan tenure between 25 - 36 months)
    • 2% of the outstanding principal (loan tenure if over 36 months)
    ... more

Quick Approval

  • Interest Rate

    10.5% - 16%

  • Loan Amount

    ₹2.5L - ₹50L

  • EMI Per Lakh

    ₹2,149 - ₹2,432

  • Processing Fees

    Upto 2.50% of loan amount plus applicable taxes
  • Pre-Payment Charges

      For salaried customers

    • 3% plus applicable taxes on principal outstanding after payment of 1st EMI and Nil if 12 or more EMIs are paid. For MSE classified customers, charges are Nil after payment of the 1st EMI for Loan amount upto 50 lakhs.
    ... more
  • Interest Rate

    10.49% - 22%

  • Loan Amount

    ₹50K - ₹40L

  • EMI Per Lakh

    ₹2,149 - ₹2,762

  • Processing Fees

    up to 2% of the loan amount + GST as applicable
  • Pre-Payment Charges

    • 5% + GST (as applicable)
    • Part-payment charges shall be charged on the amount of part payment. For loans disbursed 4th October, 2023 onwards:
    • *Pre-payment Charges shall be charged on principal outstanding
    ... more
  • Interest Rate

    10.49% - 36%

  • Loan Amount

    ₹20K - ₹1Cr

  • EMI Per Lakh

    ₹2,149 - ₹3,613

  • Processing Fees

    Up to 3.5% of the loan amount
  • Pre-Payment Charges

    Foreclosure charges 5% of the loan amount
  • Interest Rate

    10.99% - 20%

  • Loan Amount

    ₹1L - ₹40L

  • EMI Per Lakh

    ₹2,174 - ₹2,649

  • Processing Fees

    Up to 2%
  • Pre-Payment Charges

    Prepayment Charges

  • Allowed if borrower has paid at least 12 EMIs.
  • 20% of principal outstanding (13-24 months of EMI repayment)
  • ... more
  • Interest Rate

    11.99% - 25%

  • Loan Amount

    ₹50K - ₹25L

  • EMI Per Lakh

    ₹2,224 - ₹2,935

  • Processing Fees

    Processing Fee:6.00%
  • Pre-Payment Charges

    Pre-closure fee - 3% - 7% of principal outstanding (plus applicable tax)
  • Interest Rate

    13.99% - 42%

  • Loan Amount

    ₹50K - ₹75L

  • EMI Per Lakh

    ₹2,326 - ₹4,009

  • Processing Fees

    2.00% - 5.00%
  • Pre-Payment Charges

    Applicable as per the loan agreement

Quick Approval

  • Interest Rate

    Up to 25%

  • Loan Amount

    ₹50K - ₹5L

  • EMI Per Lakh

    ₹2,935

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.99%

  • Loan Amount

    ₹1L - ₹30L

  • EMI Per Lakh

    ₹2,124

  • Processing Fees

    one-time nominal processing fee up to 3% plus applicable taxes.
  • Pre-Payment Charges

    Pre-paying a Business Loan is a smart way to save on payment of additional interest, thereby keeping the overall costs low. With Poonawalla Fincorp’s Business Loan, you can prepay at your convenience and are not required to pay any fee for the same. This is because we levy zero prepayment charges on our Business Loan if paid from own sources. This helps you maximize your savings and focus on your business.
    ... more
  • Interest Rate

    10.99%

  • Loan Amount

    ₹50K - ₹40L

  • EMI Per Lakh

    ₹2,174

  • Processing Fees

    Up to 3% of loan amount
  • Pre-Payment Charges

    0-12 months: Lock-in period 1- 3 years: 4% + GST 3 years onwards: 2% + GST

Quick Approval

  • Interest Rate

    11% - 37%

  • Loan Amount

    ₹20K - ₹40L

  • EMI Per Lakh

    ₹2,174 - ₹3,678

  • Processing Fees

    Up to 3.93% of loan amount
  • Pre-Payment Charges

    2% + taxes

Quick Approval

  • Interest Rate

    10.99% - 19%

  • Loan Amount

    ₹75K - ₹35L

  • EMI Per Lakh

    ₹2,174 - ₹2,594

  • Processing Fees

    Up to 3.00%
  • Pre-Payment Charges

    • Part-prepayments can be made only after 6 months. They are allowed only once a year with a minimum gap of 6 months between two part-prepayments. Amount prepaid cannot exceed 25% of the principal outstanding and a charge of 2.5% (plus applicable taxes) will be applied amounts above 25% of the principal outstanding.
    • Foreclosure is allowed only after 6 months. A foreclosure charge of 3.5% + GST is applicable on the principal outstanding after 6 months. In case of foreclosure within 6 months after a part-prepayment, a foreclosure charge of 3.5% (plus applicable taxes) will be levied on the principal outstanding plus part-prepayment amount.
    • For loans above ₹ 7 lakhs, a 12-month clean payment track is a must for loan foreclosure and a charge of 3.5% + GST applies unless loan is closed with own funds.
    • For overdraft cases, loan foreclosure is allowed only after 6 months and a charge of 4.5% + GST is applicable on the dropped-down limit amount.
    ... more
  • Interest Rate

    13% - 28%

  • Loan Amount

    ₹1L - ₹30L

  • EMI Per Lakh

    ₹2,275 - ₹3,114

  • Processing Fees

    Up to 3% of the loan amount
  • Pre-Payment Charges

    • Pre-closure Charges - Rs 1,000 + GST
    • If part pre-payment is equal to 20% of the total amount disbursed- NIL
    • If part pre-payment is greater than 20% of the total amount disbursed- 3% + GST
    • No prepayment allowed in the first 12 months from the date of disbursement
    • Part prepayment amount should be greater than or equal to total 3 EMIs
    • For Flexi Personal Loan:

    • No charges for payment through mobile apps/portal
    • Part prepayment of loan facility towards limit reduction is not available
    • Foreclosure Charges

    • For Term Loan: 4% of the principal outstanding + GST
    • For Flexi Personal Loan: 4% of the withdrawn amount + GST
    • Foreclosure is allowed only 12 months after the loan disbursal Also know the processing fee for personal loan
    ... more
  • Interest Rate

    10.75% - 16.49%

  • Loan Amount

    ₹50K - ₹30L

  • EMI Per Lakh

    ₹2,162 - ₹2,458

  • Processing Fees

    Up to 3% of the borrowed loan amount
  • Pre-Payment Charges

    Up to 4% of the outstanding principal plus interest for the ongoing month
  • Interest Rate

    14% - 23%

  • Loan Amount

    ₹1L - ₹20L

  • EMI Per Lakh

    ₹2,327 - ₹2,819

  • Processing Fees

    Up to 2% of loan amount
  • Pre-Payment Charges

    • Between 13 to 18 months: 5% of outstanding principal.
    • After 18 months: 3% of outstanding principal.
    • After 12 regular EMIs: NIL
    ... more
  • Interest Rate

    14.99% - 24.99%

  • Loan Amount

    ₹1L - ₹10L

  • EMI Per Lakh

    ₹2,378 - ₹2,935

  • Processing Fees

    Up to 10% of loan sanctioned
  • Pre-Payment Charges

    5% of Principal foreclosed (post 6-month lock-in)
  • Interest Rate

    10.49%

  • Loan Amount

    ₹1L - ₹40L

  • EMI Per Lakh

    ₹2,149

  • Processing Fees

    Up to 2.49% of the loan amount
  • Pre-Payment Charges

    Charges on pre-closure-Pre-closure permitted after 6 months. 5% of principal outstanding (plus applicable tax)
  • Interest Rate

    11% - 24%

  • Loan Amount

    ₹50K - ₹10L

  • EMI Per Lakh

    ₹2,174 - ₹2,877

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    16% - 36%

  • Loan Amount

    ₹5K - ₹5L

  • EMI Per Lakh

    ₹2,432 - ₹3,613

  • Processing Fees

    --
  • Pre-Payment Charges

    --

Quick Approval

  • Interest Rate

    12.15%

  • Loan Amount

    ₹1L - ₹5L

  • EMI Per Lakh

    ₹2,232

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    16.37%

  • Loan Amount

    ₹50K - ₹10L

  • EMI Per Lakh

    ₹2,452

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    13.99%

  • Loan Amount

    ₹1K - ₹15L

  • EMI Per Lakh

    ₹2,326

  • Processing Fees

    3% onwards
  • Pre-Payment Charges

    >6 months: 5%
  • Interest Rate

    10.75% - 11.75%

  • Loan Amount

    ₹50K - ₹15L

  • EMI Per Lakh

    ₹2,162 - ₹2,212

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

    5% of the outstanding principal amount (fixed rate loan)
  • Interest Rate

    12% - 20%

  • Loan Amount

    ₹50K - ₹7L

  • EMI Per Lakh

    ₹2,224 - ₹2,649

  • Processing Fees

    • Consumer Loan: Up to 2% of principal outstanding plus applicable taxes
    • Micro Loan: 1% of loan amount plus applicable taxes
    ... more
  • Pre-Payment Charges

      Part Prepayment Charges

    • Consumer Loan: Up to 5% of prepaid amount plus applicable taxes (Part prepayment of up to 25% allowed twice per year)
    • Foreclosure Charges

    • Consumer Loan: 5% of outstanding principal amount plus applicable taxes
    • Micro Loan: Nil
    ... more

Quick Approval

  • Interest Rate

    10.99%

  • Loan Amount

    Up to ₹35L

  • EMI Per Lakh

    ₹2,174

  • Processing Fees

    Up to 2.75%of the loan amount
  • Pre-Payment Charges

    2% for payment of more than 25% of the outstanding principal balance.
  • Interest Rate

    Up to 16.25%

  • Loan Amount

    -

  • EMI Per Lakh

    ₹2,445

  • Processing Fees

    Up to 2%
  • Pre-Payment Charges

    Before 6 months of disbursement date: 5% of the principal outstanding plus GST
  • Interest Rate

    12% - 42%

  • Loan Amount

    Up to ₹3L

  • EMI Per Lakh

    ₹2,224 - ₹4,009

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    13% - 25%

  • Loan Amount

    ₹1L - ₹5L

  • EMI Per Lakh

    ₹2,275 - ₹2,935

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    10.5% - 25%

  • Loan Amount

    ₹50K - ₹40L

  • EMI Per Lakh

    ₹2,149 - ₹2,935

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    12.75% - 44%

  • Loan Amount

    ₹5K - ₹5L

  • EMI Per Lakh

    ₹2,263 - ₹4,144

  • Processing Fees

    Up to 2%-6% of loan amount
  • Pre-Payment Charges

    Nill
  • Interest Rate

    10.35% - 18.25%

  • Loan Amount

    ₹1L - ₹20L

  • EMI Per Lakh

    ₹2,142 - ₹2,553

  • Processing Fees

    NIL
  • Pre-Payment Charges

    NIL
  • Interest Rate

    18% - 25%

  • Loan Amount

    ₹2L - ₹20L

  • EMI Per Lakh

    ₹2,539 - ₹2,935

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    10.49% - 17.99%

  • Loan Amount

    ₹50K - ₹50L

  • EMI Per Lakh

    ₹2,149 - ₹2,539

  • Processing Fees

    Up to 3% of loan amount
  • Pre-Payment Charges

    • Pre-payment/pre-closure charges - Floating Rate Scheme - NIL
    • Fixed Rate Scheme (including Byom Loans)- 3%
    ... more
  • Interest Rate

    14.75% - 16.25%

  • Loan Amount

    ₹3L - ₹3L

  • EMI Per Lakh

    ₹2,366 - ₹2,445

  • Processing Fees

    Up to 1% of loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    11.49% - 16.49%

  • Loan Amount

    ₹1L - ₹30L

  • EMI Per Lakh

    ₹2,199 - ₹2,458

  • Processing Fees

    --
  • Pre-Payment Charges

    • Before completion of 12 EMIs: 2% of outstanding principal
    • After completion of 12 EMIs: 1% of outstanding principal
    ... more
  • Interest Rate

    12.99%

  • Loan Amount

    Up to ₹30L

  • EMI Per Lakh

    ₹2,275

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    10.25% - 26%

  • Loan Amount

    ₹3L - ₹75L

  • EMI Per Lakh

    ₹2,137 - ₹2,994

  • Processing Fees

    Up to 3% of the sanctioned loan amount
  • Pre-Payment Charges

    4% of outstanding principal (after repayment of 12 EMIs)
  • Interest Rate

    8.4%

  • Loan Amount

    ₹25L

  • EMI Per Lakh

    ₹2,047

  • Processing Fees

    Up to 1% (Maximum Rs 7,500)
  • Pre-Payment Charges

    There is no prepayment penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources.
    ... more
  • Interest Rate

    11%

  • Loan Amount

    -

  • EMI Per Lakh

    ₹2,174

  • Processing Fees

    NIL
  • Pre-Payment Charges

    NIL
  • Interest Rate

    11% - 15.5%

  • Loan Amount

    ₹25K - ₹5L

  • EMI Per Lakh

    ₹2,174 - ₹2,405

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    10.4% - 16.95%

  • Loan Amount

    Up to ₹20L

  • EMI Per Lakh

    ₹2,144 - ₹2,483

  • Processing Fees

    Up to 1% of the loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    11% - 12.4%

  • Loan Amount

    -

  • EMI Per Lakh

    ₹2,174 - ₹2,245

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

      Prepayment Charges

    • 5% Pre Closure Charge
    • After 6 months of account opening – 5%
    • Within 6 months of account opening – 6%
    ... more
  • Interest Rate

    10.25%

  • Loan Amount

    Up to ₹10L

  • EMI Per Lakh

    ₹2,137

  • Processing Fees

    Up to 1% (Maximum Rs 7,500)
  • Pre-Payment Charges

      Prepayment penalty

    • There is no prepayment penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources.
    ... more
  • Interest Rate

    10%

  • Loan Amount

    Up to ₹20L

  • EMI Per Lakh

    ₹2,125

  • Processing Fees

    1% of loan amount
  • Pre-Payment Charges

    • Documentation Charges - 0.20% of the loan amount + GST.
  • Interest Rate

    12% - 17%

  • Loan Amount

    ₹1L - ₹25L

  • EMI Per Lakh

    ₹2,224 - ₹2,485

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    11% - 30%

  • Loan Amount

    Up to ₹10L

  • EMI Per Lakh

    ₹2,174 - ₹3,235

  • Processing Fees

    Up to 5% of the loan amount
  • Pre-Payment Charges

    Foreclosure charges

    • 5% of the outstanding loan (if paid before 12 months)
    • 3% of the outstanding loan (if paid after 12 months )
    • /ul>

      Part foreclosure

      • Not allowed
    ... more
  • Interest Rate

    Up to 11.15%

  • Loan Amount

    Up to ₹10L

  • EMI Per Lakh

    ₹2,182

  • Processing Fees

    Up to 1.00% of loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    11% - 14%

  • Loan Amount

    ₹50K - ₹10L

  • EMI Per Lakh

    ₹2,174 - ₹2,327

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.99% - 16%

  • Loan Amount

    Up to ₹30L

  • EMI Per Lakh

    ₹2,124 - ₹2,432

  • Processing Fees

    Up to 2% of the disbursed loan amount. Processing fee paid/deducted is non refundable
  • Pre-Payment Charges

    • 5% within 1 year of tenure,
    • 4% within 2 years,
    • 3% within 3 years,
    • 2 % after 3 years.
    ... more
  • Interest Rate

    16% - 32%

  • Loan Amount

    ₹20K - ₹3L

  • EMI Per Lakh

    ₹2,432 - ₹3,359

  • Processing Fees

    Up to 4% of loan amount
  • Pre-Payment Charges

      Part payment charges

    • Up to 4% of the prepaid amount after 1st EMI
    • Foreclosure charges

    • Up to 4% of the outstanding amount after 1st EMI
    ... more

Quick Approval

  • Interest Rate

    9.99% - 39.99%

  • Loan Amount

    ₹2L

  • EMI Per Lakh

    ₹2,124 - ₹3,875

  • Processing Fees

    Up to 5%
  • Pre-Payment Charges

    • No pre-closure charges or hidden costs are involved.

Quick Approval

Dream vacation, emergency expenses or alternate loan repayments, Urban Money takes care of your financial health via instant personal loans. With a maximum limit of ₹50 lakhs, we ensure you get the lowest personal interest rate, starting at 8% p.a.

Home Loan

Urban Money comprehends your financial needs and offers home loans up to 95% of property valuation. Being your true mortgage loan specialist, we open the best routes to affordable home loan interest rates, speedy approvals, and minimal home loan eligibility criteria. Make the next move to your castle with our home loans with quick approval, fast-moving disbursements, flexible loan repayment periods, and low housing loan interest rates starting at 7%.

  • Interest Rate

    8.75% - 10.5%

  • Loan Amount

    ₹1L - ₹10Cr

  • EMI Per Lakh

    ₹2,064 - ₹2,149

  • Processing Fees

    Up to 3.5% of the loan amount
  • Pre-Payment Charges

    Foreclosure charges 5% of the loan amount
  • Interest Rate

    8.35% - 9.4%

  • Loan Amount

    ₹1L - ₹10Cr

  • EMI Per Lakh

    ₹2,044 - ₹2,095

  • Processing Fees

    ₹4,999 One time fee
  • Pre-Payment Charges

    • 4% of the outstanding principal (loan tenure between 13 - 24 months)
    • 3% of the outstanding principal (loan tenure between 25 - 36 months)
    • 2% of the outstanding principal (loan tenure if over 36 months)
    ... more
  • Interest Rate

    8.7% - 13.3%

  • Loan Amount

    ₹1L - ₹5Cr

  • EMI Per Lakh

    ₹2,061 - ₹2,291

  • Processing Fees

    0.50%(Min ₹10,000)one time fee
  • Pre-Payment Charges

    0 - 2%
  • Interest Rate

    8.7% - 9.6%

  • Loan Amount

    ₹10L - ₹10Cr

  • EMI Per Lakh

    ₹2,061 - ₹2,105

  • Processing Fees

    Up to 3% of loan amount
  • Pre-Payment Charges

    0-12 months: Lock-in period 1- 3 years: 4% + GST 3 years onwards: 2% + GST

Quick Approval

  • Interest Rate

    8.85% - 9.1%

  • Loan Amount

    ₹3L - ₹75L

  • EMI Per Lakh

    ₹2,069 - ₹2,081

  • Processing Fees

    The processing fee is 0.50% of the loan amount, plus applicable taxes
  • Pre-Payment Charges

    • NIL for ICICI Home Loans and ICICI Home Improvement Loans with a floating rate of interest.
    • 2% on the outstanding principal on full repayment for ICICI Bank Home Loan with a fixed rate of interest.
    • 2% on the outstanding principal on full repayment for Top Up Loan if the applicant or co-applicant is Non-Individual.
    • 4% on the outstanding amount of loan where the loan is given to Non Individual borrowers or with a fixed rate of interest to Individual borrowers.
    ... more
  • Interest Rate

    9.4% - 10.25%

  • Loan Amount

    ₹10L - ₹10Cr

  • EMI Per Lakh

    ₹2,095 - ₹2,137

  • Processing Fees

    Up to 2%
  • Pre-Payment Charges

    Prepayment Charges

  • Allowed if borrower has paid at least 12 EMIs.
  • 20% of principal outstanding (13-24 months of EMI repayment)
  • ... more
  • Interest Rate

    8.99% - 9.75%

  • Loan Amount

    ₹10L - ₹5Cr

  • EMI Per Lakh

    ₹2,075 - ₹2,112

  • Processing Fees

    3% onwards
  • Pre-Payment Charges

    >6 months: 5%
  • Interest Rate

    8.75% - 9.15%

  • Loan Amount

    ₹5L - ₹25Cr

  • EMI Per Lakh

    ₹2,064 - ₹2,083

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.6%

  • Loan Amount

    ₹2L - ₹20Cr

  • EMI Per Lakh

    ₹2,056

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.7% - 12%

  • Loan Amount

    ₹5L - ₹5Cr

  • EMI Per Lakh

    ₹2,061 - ₹2,224

  • Processing Fees

    Up to 2.75%of the loan amount
  • Pre-Payment Charges

    2% for payment of more than 25% of the outstanding principal balance.
  • Interest Rate

    8.45% - 15%

  • Loan Amount

    ₹1L - ₹15Cr

  • EMI Per Lakh

    ₹2,049 - ₹2,379

  • Processing Fees

    Up to 0.50 % of the loan amount + GST and other applicable statutory levies
  • Pre-Payment Charges

    NIL
  • Interest Rate

    9.75% - 13%

  • Loan Amount

    ₹7.5L

  • EMI Per Lakh

    ₹2,112 - ₹2,275

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    13.22%

  • Loan Amount

    ₹10L - ₹3Cr

  • EMI Per Lakh

    ₹2,287

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.5% - 11.25%

  • Loan Amount

    ₹1L - ₹5Cr

  • EMI Per Lakh

    ₹2,052 - ₹2,187

  • Processing Fees

    Up to 1% of the loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    8.5% - 9.4%

  • Loan Amount

    ₹1L - ₹1Cr

  • EMI Per Lakh

    ₹2,052 - ₹2,095

  • Processing Fees

    Up to Rs 4,999
  • Pre-Payment Charges

    Pre-closure Charges Allowed if borrower has paid at least 12 EMIs.

    For salaried:

    • 4% of principal outstanding (13-24 months)
    • 3% of principal outstanding (25-36 months)
    • 2% of principal outstanding (After 36 months)Part-payment Fees Allowed if borrower has paid at least 12 EMIs.
    ... more
  • Interest Rate

    7.55% - 8.05%

  • Loan Amount

    ₹5L - ₹10Cr

  • EMI Per Lakh

    ₹2,006 - ₹2,030

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.55%

  • Loan Amount

    ₹5L - ₹2Cr

  • EMI Per Lakh

    ₹2,054

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.75% - 15%

  • Loan Amount

    ₹5L - ₹10Cr

  • EMI Per Lakh

    ₹2,112 - ₹2,379

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.5%

  • Loan Amount

    ₹1L - ₹2Cr

  • EMI Per Lakh

    ₹2,052

  • Processing Fees

    Up to 2%-6% of loan amount
  • Pre-Payment Charges

    Nill
  • Interest Rate

    8%

  • Loan Amount

    ₹2.1L - ₹10Cr

  • EMI Per Lakh

    ₹2,028

  • Processing Fees

    Up to 3% of the borrowed loan amount
  • Pre-Payment Charges

    Up to 4% of the outstanding principal plus interest for the ongoing month
  • Interest Rate

    8.4% - 10.6%

  • Loan Amount

    ₹10L - ₹10Cr

  • EMI Per Lakh

    ₹2,047 - ₹2,154

  • Processing Fees

    NIL
  • Pre-Payment Charges

    NIL
  • Interest Rate

    11%

  • Loan Amount

    ₹5L - ₹2Cr

  • EMI Per Lakh

    ₹2,174

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    12.5% - 19.5%

  • Loan Amount

    Up to ₹50L

  • EMI Per Lakh

    ₹2,250 - ₹2,622

  • Processing Fees

    Up to 3% of the loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    11%

  • Loan Amount

    ₹1L - ₹7Cr

  • EMI Per Lakh

    ₹2,174

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.8% - 10.25%

  • Loan Amount

    ₹15L

  • EMI Per Lakh

    ₹2,066 - ₹2,137

  • Processing Fees

    Up to 3% of loan amount
  • Pre-Payment Charges

    • Floating Rate Scheme- NIL
    • Fixed Rate Scheme (including Byom Loans)- 3%
  • Interest Rate

    15% - 25%

  • Loan Amount

    ₹2L - ₹2Cr

  • EMI Per Lakh

    ₹2,379 - ₹2,935

  • Processing Fees

    Up to 10% of loan sanctioned
  • Pre-Payment Charges

    • 5% of Principal foreclosed (post 6-month lock-in)
  • Interest Rate

    13.75% - 17.75%

  • Loan Amount

    ₹2L - ₹75L

  • EMI Per Lakh

    ₹2,314 - ₹2,526

  • Processing Fees

    --
  • Pre-Payment Charges

    • Before completion of 12 EMIs: 2% of outstanding principal.
    • After completion of 12 EMIs: 1% of outstanding principal.
    ... more
  • Interest Rate

    9% - 16.75%

  • Loan Amount

    ₹5L - ₹50L

  • EMI Per Lakh

    ₹2,076 - ₹2,472

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9% - 11.5%

  • Loan Amount

    ₹5L - ₹25Cr

  • EMI Per Lakh

    ₹2,076 - ₹2,199

  • Processing Fees

    Rs. 2000 (For loan amount up to Rs. 10 lakh
  • Pre-Payment Charges

    Nil
  • Interest Rate

    13.22%

  • Loan Amount

    ₹1L - ₹3Cr

  • EMI Per Lakh

    ₹2,287

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    11.75% - 17%

  • Loan Amount

    ₹1L - ₹1Cr

  • EMI Per Lakh

    ₹2,212 - ₹2,485

  • Processing Fees

    Up to Rs 3,500
  • Pre-Payment Charges

    • For home loan + LAP(at fixed rates): 2% of outstanding loan + applicable GST.
    • For home loan + LAP (at variable rates): NIL
    • For project loan: 2% of outstanding loan + applicable GST.
    ... more
  • Interest Rate

    8.5% - 11.25%

  • Loan Amount

    ₹10L - ₹50L

  • EMI Per Lakh

    ₹2,052 - ₹2,187

  • Processing Fees

    Up to 1% of loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    8% - 18%

  • Loan Amount

    ₹20K - ₹75L

  • EMI Per Lakh

    ₹2,028 - ₹2,539

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    10.5% - 10.9%

  • Loan Amount

    ₹5L - ₹5Cr

  • EMI Per Lakh

    ₹2,149 - ₹2,169

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.1% - 14.75%

  • Loan Amount

    ₹20L - ₹10Cr

  • EMI Per Lakh

    ₹2,081 - ₹2,366

  • Processing Fees

    Up to 3% of the loan amount
  • Pre-Payment Charges

      Pre-closure Charges -

    • Rs 1,000 + GST, If part pre-payment is equal to 20% of the total amount disbursed- NIL
    • If part pre-payment is greater than 20% of the total amount disbursed- 3% + GST
    • No prepayment allowed in the first 12 months from the date of disbursement
    ... more
  • Interest Rate

    11% - 19%

  • Loan Amount

    ₹3L - ₹40L

  • EMI Per Lakh

    ₹2,174 - ₹2,594

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

    Nill
  • Interest Rate

    9.1% - 11.55%

  • Loan Amount

    ₹1L - ₹10Cr

  • EMI Per Lakh

    ₹2,081 - ₹2,202

  • Processing Fees

    Up to 2% of loan amount
  • Pre-Payment Charges

    • Between 13 to 18 months: 5% of outstanding principal.
    • After 18 months: 3% of outstanding principal.
    • After 12 regular EMIs: NIL
    ... more
  • Interest Rate

    9% - 22%

  • Loan Amount

    ₹1L - ₹1Cr

  • EMI Per Lakh

    ₹2,076 - ₹2,762

  • Processing Fees

    one-time nominal processing fee up to 3% plus applicable taxes.
  • Pre-Payment Charges

    • Pre-paying a Business Loan is a smart way to save on payment of additional interest, thereby keeping the overall costs low.
    • With Poonawalla Fincorp’s Business Loan, you can prepay at your convenience and are not required to pay any fee for the same.
    • This is because we levy zero prepayment charges on our Business Loan if paid from own sources.
    • This helps you maximize your savings and focus on your business.
    ... more
  • Interest Rate

    9.5% - 10.5%

  • Loan Amount

    Up to ₹5Cr

  • EMI Per Lakh

    ₹2,100 - ₹2,149

  • Processing Fees

    6.00%
  • Pre-Payment Charges

    Pre-closure fee = 3% - 7% of principal outstanding (plus applicable tax)
  • Interest Rate

    8.5% - 10.57%

  • Loan Amount

    Up to ₹75L

  • EMI Per Lakh

    ₹2,052 - ₹2,153

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.5% - 14.8%

  • Loan Amount

    Up to ₹50L

  • EMI Per Lakh

    ₹2,100 - ₹2,369

  • Processing Fees

    Up to 3% (plus applicable taxes) of the facility amount for sanctioned cases only
  • Pre-Payment Charges

    Up to 5.5% depending upon scheme and tenure completed
  • Interest Rate

    8.4% - 10.15%

  • Loan Amount

    ₹5L - ₹40Cr

  • EMI Per Lakh

    ₹2,047 - ₹2,132

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.05% - 13.45%

  • Loan Amount

    ₹10K - ₹50Cr

  • EMI Per Lakh

    ₹2,030 - ₹2,298

  • Processing Fees

    For Dropline OD: 1% of the limit subject to a maximum of Rs 10 lakh.
  • Pre-Payment Charges

    3% to 4% of the balance loan amount.
  • Interest Rate

    8.4% - 10.25%

  • Loan Amount

    ₹1L - ₹5Cr

  • EMI Per Lakh

    ₹2,047 - ₹2,137

  • Processing Fees

    0.25% of Loan amount (Minimum – Rs. 1000/- Maximum Rs. 1500/-)
  • Pre-Payment Charges

    NIL
  • Interest Rate

    8.4% - 9.9%

  • Loan Amount

    Up to ₹75L

  • EMI Per Lakh

    ₹2,047 - ₹2,120

  • Processing Fees

    --
  • Pre-Payment Charges

    • IB Pension Loan Scheme - Up to Rs 25,000- NIL
    • Above Rs 25,000- Rs 250
    • IB Clean Loan to Salaried - 1.00% on the loan amount
    ... more
  • Interest Rate

    8.3%

  • Loan Amount

    Up to ₹5Cr

  • EMI Per Lakh

    ₹2,042

  • Processing Fees

    Up to 1% of loan amount + GST
  • Pre-Payment Charges

    • On the floating rate of interest by the individual borrower: No charges.
    • On the floating rate of interest by non-individual borrower being applicant or co-applicant: 2% of principal prepaid.
    • On the fixed rate of interest by the individual borrower: 3% of principal prepaid; if prepayment is my own source then no fee is applicable.
    • On the fixed rate of interest by non-individual borrower being applicant or co-applicant: 3% of principal prepaid.
    ... more
  • Interest Rate

    8.5%

  • Loan Amount

    -

  • EMI Per Lakh

    ₹2,052

  • Processing Fees

    1% of loan amount
  • Pre-Payment Charges

    • Documentation Charges - 0.20% of the loan amount + GST
  • Interest Rate

    8.75% - 10.35%

  • Loan Amount

    ₹20L - ₹5Cr

  • EMI Per Lakh

    ₹2,064 - ₹2,142

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.5%

  • Loan Amount

    ₹1L - ₹15Cr

  • EMI Per Lakh

    ₹2,052

  • Processing Fees

    Flat Rs 3,000
  • Pre-Payment Charges

    • In case of fixed-rate home loan/applicants other than individuals - 2% on the principal repaid.
    • In the case of a floating home loan: prepayment charges are not applicable.
    ... more
  • Interest Rate

    8.55% - 10%

  • Loan Amount

    ₹5L - ₹5Cr

  • EMI Per Lakh

    ₹2,054 - ₹2,125

  • Processing Fees

    Up to 1.00% of loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    9% - 20%

  • Loan Amount

    ₹5L - ₹50L

  • EMI Per Lakh

    ₹2,076 - ₹2,649

  • Processing Fees

    Rs 5,000 (including GST)
  • Pre-Payment Charges

    Nil
  • Interest Rate

    8.45%

  • Loan Amount

    ₹3L - ₹30Cr

  • EMI Per Lakh

    ₹2,049

  • Processing Fees

    Up to 2% of the disbursed loan amount. Processing fee paid/deducted is non refundable
  • Pre-Payment Charges

    • 5% within 1 year of tenure,
    • 4% within 2 years,
    • 3% within 3 years,
    • 2 % after 3 years.
    ... more

Make your dream home a reality with our leading home loan services. Urban Money has tied knots with an array of banks providing nimble and hassle-free mortgage loans. Unlock home credit loans with a host of benefits, like low housing loan interest rates and smaller EMIs to space out your payments over a longer tenure.

Loan Against Property

At Urban Money, we understand your urgent need for finances. Tailoring the best loan against property options from premium banking and non-banking institutions, we ensure fast LAP approval with minimal documentation. Offering a robust response to your immediate needs of consolidating debts or paying extensive medical bills, we even help you avail a loan against property without income proof and ensure competitive LAP interest rates between 8%-25% p.a. Guiding you to the right financial path, we at Urban Money furnish flexible repayment options via a comprehensive and comparative EMI analysis.

  • Interest Rate

    10.5% - 10.95%

  • Loan Amount

    ₹5L - ₹5Cr

  • EMI Per Lakh

    ₹2,149 - ₹2,172

  • Processing Fees

    1% or Rs 10,000, whichever is higher
  • Pre-Payment Charges

    • Upto 25% of the principal outstanding repaid in the quarter – NIL Charges
    • More than 25% of principal outstanding repaid in a quarter.
    • 3% charges on excess amount repaid.
    • For non-individuals: 3% part prepayment charge on outstanding principal.
    • For individuals with end use as business: 3% on outstanding principal.
    • For individuals with end use other than business: NIL.
    • For non-individuals: 3% foreclosure charge on outstanding principal is applicable.
    • For individuals with end use as business: 3% foreclosure charge on outstanding principal.
    • For individuals with end use other than business: NIL
    ... more
  • Interest Rate

    9.15%

  • Loan Amount

    ₹10L

  • EMI Per Lakh

    ₹2,083

  • Processing Fees

    Up to 1%
  • Pre-Payment Charges

    NIL for Term Loans given to Individual Borrowers for non-business end use.

Quick Approval

  • Interest Rate

    9% - 20%

  • Loan Amount

    ₹10L - ₹7Cr

  • EMI Per Lakh

    ₹2,076 - ₹2,649

  • Processing Fees

    Up to 3% of loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    10.85% - 12.5%

  • Loan Amount

    ₹10L - ₹5Cr

  • EMI Per Lakh

    ₹2,167 - ₹2,250

  • Processing Fees

    Up to 1% of loan amount
  • Pre-Payment Charges

    Pre-payment charges-4%
  • Interest Rate

    9.5% - 11%

  • Loan Amount

    ₹49L - ₹5Cr

  • EMI Per Lakh

    ₹2,100 - ₹2,174

  • Processing Fees

    Up to 1% of loan amount (minimum Rs 75,000)
  • Pre-Payment Charges

    • NIL, if the prepaid amount does not exceed 25% of the principal amount
    • 2.5%, if the prepaid amount exceeds 25% of the principal amount.
    ... more
  • Interest Rate

    10.5%

  • Loan Amount

    ₹3L - ₹5Cr

  • EMI Per Lakh

    ₹2,149

  • Processing Fees

    Up to 2% of the sanctioned loan amount (subject to minimum of Rs 10,000)
  • Pre-Payment Charges

    Nil (if both primary & co-applicants for the loan are individuals)
  • Interest Rate

    9.75%

  • Loan Amount

    ₹30L - ₹5Cr

  • EMI Per Lakh

    ₹2,112

  • Processing Fees

    1% onwards
  • Pre-Payment Charges

    • For prepayments up to 25% of principal outstanding.
  • Interest Rate

    10.25%

  • Loan Amount

    ₹10L - ₹1.5Cr

  • EMI Per Lakh

    ₹2,137

  • Processing Fees

    Up to 2% of the disbursed loan amount
  • Pre-Payment Charges

    • NIL , for individual borrowers for purposes other than business.
  • Interest Rate

    9.6%

  • Loan Amount

    Up to ₹20Cr

  • EMI Per Lakh

    ₹2,105

  • Processing Fees

    Up to 2% of loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    9.85%

  • Loan Amount

    ₹10L - ₹3Cr

  • EMI Per Lakh

    ₹2,117

  • Processing Fees

    Up to 1.25% of the finance amount
  • Pre-Payment Charges

    • Lock-in period -12 months
  • Interest Rate

    9.85% - 18%

  • Loan Amount

    Up to ₹5Cr

  • EMI Per Lakh

    ₹2,117 - ₹2,539

  • Processing Fees

    Up to 3.54%
  • Pre-Payment Charges

    4.72%
  • Interest Rate

    24%

  • Loan Amount

    ₹50K - ₹12Cr

  • EMI Per Lakh

    ₹2,877

  • Processing Fees

    nil
  • Pre-Payment Charges

    • Within 6 months from the Agreement Date - 5%.
  • Interest Rate

    10.1%

  • Loan Amount

    ₹10L - ₹3Cr

  • EMI Per Lakh

    ₹2,130

  • Processing Fees

    Up to 1.25% of the finance amount
  • Pre-Payment Charges

    • Lock-in period - 12 months
  • Interest Rate

    Up to 17%

  • Loan Amount

    ₹10L - ₹5Cr

  • EMI Per Lakh

    ₹2,485

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.25% - 16.72%

  • Loan Amount

    ₹2L - ₹5Cr

  • EMI Per Lakh

    ₹2,088 - ₹2,470

  • Processing Fees

    2% of the loan applied for + GST
  • Pre-Payment Charges

    • NIL – In case property is in the name of Individual & loan.
  • Interest Rate

    11% - 24%

  • Loan Amount

    ₹75K - ₹15L

  • EMI Per Lakh

    ₹2,174 - ₹2,877

  • Processing Fees

    upto 5% of loan amount.
  • Pre-Payment Charges

    • Upto 4%+GST.
  • Interest Rate

    9.75%

  • Loan Amount

    ₹5L - ₹2Cr

  • EMI Per Lakh

    ₹2,112

  • Processing Fees

    Up to 3% of loan amount
  • Pre-Payment Charges

    NIL
  • Interest Rate

    Up to 9.5%

  • Loan Amount

    ₹1L - ₹50L

  • EMI Per Lakh

    ₹2,100

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    7.99% - 16.75%

  • Loan Amount

    ₹10L - ₹50L

  • EMI Per Lakh

    ₹2,027 - ₹2,472

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    17.5% - 23.5%

  • Loan Amount

    Up to ₹50L

  • EMI Per Lakh

    ₹2,512 - ₹2,848

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    13.75% - 15.75%

  • Loan Amount

    ₹3L - ₹10L

  • EMI Per Lakh

    ₹2,314 - ₹2,419

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    Up to 18.25%

  • Loan Amount

    ₹3L - ₹25L

  • EMI Per Lakh

    ₹2,553

  • Processing Fees

    Up to 2%
  • Pre-Payment Charges

    • Prepayment charge is not applicable to Individual applicant with individual co-applicant.
  • Interest Rate

    9.98% - 18.2%

  • Loan Amount

    ₹1L - ₹2Cr

  • EMI Per Lakh

    ₹2,124 - ₹2,550

  • Processing Fees

    Up to 2% of Loan Amount plus applicable taxes
  • Pre-Payment Charges

    • Nil with variable interest rates after 12 months.
  • Interest Rate

    8.5% - 20.6%

  • Loan Amount

    ₹2L - ₹10Cr

  • EMI Per Lakh

    ₹2,052 - ₹2,683

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    12.8% - 18.5%

  • Loan Amount

    ₹1L - ₹25L

  • EMI Per Lakh

    ₹2,265 - ₹2,567

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.5% - 12.25%

  • Loan Amount

    ₹8L - ₹1.5Cr

  • EMI Per Lakh

    ₹2,100 - ₹2,237

  • Processing Fees

    Up to 1% of loan amount (minimum Rs 75,000)
  • Pre-Payment Charges

    NIL, if the prepaid amount does not exceed 25% of the principal amount 2.5%
  • Interest Rate

    10.65%

  • Loan Amount

    ₹1L - ₹2Cr

  • EMI Per Lakh

    ₹2,157

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

    • 5% of prepaid amount plus taxes (within 12 months of 1st disbursement).
  • Interest Rate

    9.5%

  • Loan Amount

    ₹3L - ₹10Cr

  • EMI Per Lakh

    ₹2,100

  • Processing Fees

    1.25% of loan amount + GST
  • Pre-Payment Charges

    • 5% on principal amount, if paid within 12 months.
  • Interest Rate

    11.5%

  • Loan Amount

    Up to ₹5Cr

  • EMI Per Lakh

    ₹2,199

  • Processing Fees

    Up to 1% of the loan amount
  • Pre-Payment Charges

    • 2% of the principal amount of Loan being prepaid + applicable taxes.
  • Interest Rate

    Up to 11%

  • Loan Amount

    ₹1L - ₹10Cr

  • EMI Per Lakh

    ₹2,174

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    14.99% - 24.99%

  • Loan Amount

    Up to ₹2Cr

  • EMI Per Lakh

    ₹2,378 - ₹2,935

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.75% - 20%

  • Loan Amount

    ₹15L - ₹1Cr

  • EMI Per Lakh

    ₹2,064 - ₹2,649

  • Processing Fees

    Up to 1.25% of the finance amount
  • Pre-Payment Charges

    Lock-in period: 12 months After 12 months, part prepayments of up to 25% of the principal outstanding
  • Interest Rate

    10% - 16.5%

  • Loan Amount

    Up to ₹75Cr

  • EMI Per Lakh

    ₹2,125 - ₹2,458

  • Processing Fees

    2% of the loan applied for + GST
  • Pre-Payment Charges

    Lock in period is 24 months (No foreclosure allowed)
  • Interest Rate

    9.13%

  • Loan Amount

    ₹5L - ₹5Cr

  • EMI Per Lakh

    ₹2,082

  • Processing Fees

    Up to 0.75% of the loan sanctioned
  • Pre-Payment Charges

    For individual borrowers: NIL
  • Interest Rate

    10.85% - 16.5%

  • Loan Amount

    ₹2L - ₹25Cr

  • EMI Per Lakh

    ₹2,167 - ₹2,458

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    14.5% - 16.5%

  • Loan Amount

    ₹2L - ₹35L

  • EMI Per Lakh

    ₹2,353 - ₹2,458

  • Processing Fees

    2.50% plus GST
  • Pre-Payment Charges

    Foreclosure/Part prepayment within 1 year of disbursement: 5% of loan amount plus prepaid taxes
  • Interest Rate

    9%

  • Loan Amount

    ₹2L - ₹5Cr

  • EMI Per Lakh

    ₹2,076

  • Processing Fees

    A processing fee of 0.50% on your sanctioned loan amount plus GST is applicable.
  • Pre-Payment Charges

    Zero charges are applied when you choose to foreclosure or prepay your loan availed for any purpose other than business end usage.
    ... more
  • Interest Rate

    12.6%

  • Loan Amount

    ₹50L - ₹3Cr

  • EMI Per Lakh

    ₹2,255

  • Processing Fees

    1% of the limit sanctioned with a minimum of Rs.3000/-
  • Pre-Payment Charges

    NIL
  • Interest Rate

    10.3% - 12.8%

  • Loan Amount

    Up to ₹10Cr

  • EMI Per Lakh

    ₹2,139 - ₹2,265

  • Processing Fees

    Up to 75% of applicable charges
  • Pre-Payment Charges

    1% of the loan amount
  • Interest Rate

    11.5%

  • Loan Amount

    Up to ₹10Cr

  • EMI Per Lakh

    ₹2,199

  • Processing Fees

    NIL
  • Pre-Payment Charges

    Up to 3% is levied on outstanding loan amount and it can be done only after six months of taking the loan.
  • Interest Rate

    8% - 18%

  • Loan Amount

    ₹10L

  • EMI Per Lakh

    ₹2,028 - ₹2,539

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.25% - 11.2%

  • Loan Amount

    -

  • EMI Per Lakh

    ₹2,040 - ₹2,184

  • Processing Fees

    Up to 1% of loan amount (minimum Rs 75,000)
  • Pre-Payment Charges

    • NIL, if the prepaid amount does not exceed 25% of the principal amount
  • Interest Rate

    11.75% - 17%

  • Loan Amount

    ₹25L - ₹1Cr

  • EMI Per Lakh

    ₹2,212 - ₹2,485

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    10.49% - 26%

  • Loan Amount

    ₹30K - ₹50L

  • EMI Per Lakh

    ₹2,149 - ₹2,994

  • Processing Fees

    Up to 3% of the sanctioned loan amount
  • Pre-Payment Charges

    4% of outstanding principal (after repayment of 12 EMIs)
  • Interest Rate

    10.5% - 13.15%

  • Loan Amount

    ₹25L - ₹75L

  • EMI Per Lakh

    ₹2,149 - ₹2,283

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9.7%

  • Loan Amount

    ₹10L - ₹10Cr

  • EMI Per Lakh

    ₹2,110

  • Processing Fees

    0.75% of loan amount subject to minimum of Rs 5000 + GST.
  • Pre-Payment Charges

    up to 12 months, it can be renewed under certain guidelines.
  • Interest Rate

    11.05% - 14.05%

  • Loan Amount

    ₹1L - ₹20L

  • EMI Per Lakh

    ₹2,177 - ₹2,329

  • Processing Fees

    NIL
  • Pre-Payment Charges

    NIL
  • Interest Rate

    10.45% - 11.7%

  • Loan Amount

    Up to ₹10Cr

  • EMI Per Lakh

    ₹2,147 - ₹2,209

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    10.4% - 12.75%

  • Loan Amount

    ₹2L - ₹5Cr

  • EMI Per Lakh

    ₹2,144 - ₹2,263

  • Processing Fees

    0.75% of loan amount (Max. Rs 1 lakh)
  • Pre-Payment Charges

    • For loan upto Rs 50 lakh – Rs 2500/-
  • Interest Rate

    10% - 20%

  • Loan Amount

    ₹10L - ₹5Cr

  • EMI Per Lakh

    ₹2,125 - ₹2,649

  • Processing Fees

    Rs 10,000 plus GST (per property)
  • Pre-Payment Charges

    • Up to 4% plus GST.
  • Interest Rate

    9.75%

  • Loan Amount

    ₹3L - ₹30Cr

  • EMI Per Lakh

    ₹2,112

  • Processing Fees

    1% of the loan amount sanctioned or INR10,000
  • Pre-Payment Charges

    • Up to 25% of the loan amount sanctioned in every financial year.
  • Interest Rate

    10% - 15%

  • Loan Amount

    -

  • EMI Per Lakh

    ₹2,125 - ₹2,379

  • Processing Fees

    --
  • Pre-Payment Charges

    --

Loan Against Property (LAP) doesn't have to be complicated. Discover your residential or commercial property’s hidden potential to fulfil your financial needs with Urban Money. Get quick approvals, attractive LAP interest rates with minimal paperwork.

Business Loan

We provide what your business needs. At Urban Money, we understand, address and absolve your need for capital via extensive business loan services. Tailoring business loans for startups, MSMEs and larger organisations, we help our clients choose the best lenders from an exhaustive list of public and private banks and NBFCs via cutting-edge comparative analysis of business loan interest rates. Get faster loan processing and easy disbursal with minimal documentation to escalate your business to new heights only at Urban Money.

  • Interest Rate

    10.75% - 25%

  • Loan Amount

    ₹50K - ₹10Cr

  • EMI Per Lakh

    ₹2,162 - ₹2,935

  • Processing Fees

    Upto 2.00% + Taxes applicable
  • Pre-Payment Charges

    Nill/2% of sanction limit
  • Interest Rate

    16% - 28%

  • Loan Amount

    ₹3L - ₹75L

  • EMI Per Lakh

    ₹2,432 - ₹3,114

  • Processing Fees

    Up to 2%
  • Pre-Payment Charges

    Up to 4% of outstanding amount.

Quick Approval

  • Interest Rate

    10% - 22.5%

  • Loan Amount

    ₹50K - ₹50L

  • EMI Per Lakh

    ₹2,125 - ₹2,790

  • Processing Fees

    • Up to 2.00%* of the loan amount.
    • NIL Processing Fees for loan facility up to ₹5 Lakhs availed by micro and small Enterprises subject to URC submission prior to disbursal.
    ... more
  • Pre-Payment Charges

    • 06 – 24 months: 4% of total principal outstanding.
    • 25 – 36 months: 3% of total principal outstanding.
    • More than 36 months: 2% of total principal outstanding.
    • Note:The bank does not permit part/full prepayment of loans until repayment of at least 6 EMIs.
    • The bank allows part-payment of up to 25% of the principal outstanding, after payment of 12 EMIs, once in the financial year and twice during the entire loan tenure.
    • The bank does not levy any foreclosure/prepayment charges for fixed rate business loan facility of up to Rs. 50 Lakh availed by Micro & Small Enterprises (MSE) and closure from own sources
    ... more
  • Interest Rate

    13%

  • Loan Amount

    Up to ₹75L

  • EMI Per Lakh

    ₹2,275

  • Processing Fees

    Processing fee (% of sanction limit) 1%
  • Pre-Payment Charges

    • Prepayment / foreclosure charges for MSME 2%.
  • Interest Rate

    16%

  • Loan Amount

    Up to ₹50L

  • EMI Per Lakh

    ₹2,432

  • Processing Fees

    Up to 2.5% of loan amount
  • Pre-Payment Charges

    Part prepayment is not allowed
  • Interest Rate

    17% - 21%

  • Loan Amount

    Up to ₹50L

  • EMI Per Lakh

    ₹2,485 - ₹2,705

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    24%

  • Loan Amount

    ₹10L - ₹50L

  • EMI Per Lakh

    ₹2,877

  • Processing Fees

    3% of the disbursed loan amount
  • Pre-Payment Charges

    5% of the principal outstanding (For fixed & floating rates, both)
  • Interest Rate

    9.75% - 25%

  • Loan Amount

    ₹5L - ₹30L

  • EMI Per Lakh

    ₹2,112 - ₹2,935

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    12% - 17.5%

  • Loan Amount

    ₹5L - ₹75L

  • EMI Per Lakh

    ₹2,224 - ₹2,512

  • Processing Fees

    Up to 2.75% of the loan amount plus GST
  • Pre-Payment Charges

    4.5% on future principal outstanding on existing loan plus GST
  • Interest Rate

    Up to 26%

  • Loan Amount

    ₹5L - ₹40L

  • EMI Per Lakh

    ₹2,994

  • Processing Fees

    Up to 2%
  • Pre-Payment Charges

    Allowed only after 12 months of the loan sanction Charges will be applicable as mentioned in the sanction letter.
    ... more
  • Interest Rate

    10% - 42%

  • Loan Amount

    ₹1L - ₹1Cr

  • EMI Per Lakh

    ₹2,125 - ₹4,009

  • Processing Fees

    Less than 2% of the loan amount
  • Pre-Payment Charges

    Up to 3% - 6% (eligible 6 months after the disbursement of the loan amount)
  • Interest Rate

    14%

  • Loan Amount

    ₹50K - ₹1Cr

  • EMI Per Lakh

    ₹2,327

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

    • 2% of the amount prepaid.
  • Interest Rate

    12.75% - 44%

  • Loan Amount

    ₹1L - ₹50L

  • EMI Per Lakh

    ₹2,263 - ₹4,144

  • Processing Fees

    2% to 6% plus GST with an additional amount of up to Rs 500 charged as convenience fees
  • Pre-Payment Charges

    For prepayment / foreclosure within 1 – 6 months of EMI repayment: 7% plus GST
  • Interest Rate

    18%

  • Loan Amount

    ₹3.5L - ₹25Cr

  • EMI Per Lakh

    ₹2,539

  • Processing Fees

    Micro Million: Upto 3.5% of the loan amount + taxes
  • Pre-Payment Charges

    4% of the principal amount + taxes
  • Interest Rate

    17%

  • Loan Amount

    ₹5L - ₹30L

  • EMI Per Lakh

    ₹2,485

  • Processing Fees

    2% plus the applicable GST
  • Pre-Payment Charges

    After 36 months of agreement : 2% plus applicable GST
  • Interest Rate

    22.9% - 23.1%

  • Loan Amount

    ₹5K - ₹1L

  • EMI Per Lakh

    ₹2,813 - ₹2,825

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    15% - 24%

  • Loan Amount

    ₹1L - ₹75L

  • EMI Per Lakh

    ₹2,379 - ₹2,877

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    15%

  • Loan Amount

    ₹50K - ₹2Cr

  • EMI Per Lakh

    ₹2,379

  • Processing Fees

    2%-3%
  • Pre-Payment Charges

    NIL

Quick Approval

  • Interest Rate

    Up to 18%

  • Loan Amount

    ₹1L - ₹50L

  • EMI Per Lakh

    ₹2,539

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    18%

  • Loan Amount

    ₹50K - ₹2.5L

  • EMI Per Lakh

    ₹2,539

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    18%

  • Loan Amount

    ₹50K - ₹1Cr

  • EMI Per Lakh

    ₹2,539

  • Processing Fees

    • Indifi Term Loan: 2%
    • Indifi Business Loan Line of Credit: 2%
    • Indifi Merchant Cash Advance: 2%
    • Indifi Business Loan for Women: 2%
    • Indifi Flipkart Seller Loan: 3%
    • Indifi Amazon Seller Loan: 3%
    ... more
  • Pre-Payment Charges

    Indifi Business Loan for Construction Business: 4%.
  • Interest Rate

    19%

  • Loan Amount

    ₹50K - ₹25L

  • EMI Per Lakh

    ₹2,594

  • Processing Fees

    Up to 3% of the loan amount
  • Pre-Payment Charges

    5% of the principal outstanding
  • Interest Rate

    14% - 24%

  • Loan Amount

    ₹15L - ₹50L

  • EMI Per Lakh

    ₹2,327 - ₹2,877

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    14% - 26%

  • Loan Amount

    ₹1L - ₹35L

  • EMI Per Lakh

    ₹2,327 - ₹2,994

  • Processing Fees

    • 2.5% of Loan amount for Business Loans (loan amount greater than Rs 25 lakh)
    • 3% of Loan amount for small business Loans (Rs 5 lakh to Rs 25 lakh)
    • (No processing fee applicable for small business loans below Rs 5 lakh)
    ... more
  • Pre-Payment Charges

    • Zero foreclosure permitted before repayment of 6 EMIs.
    • On payment of 7 to 18 EMIs – 5% of principal outstanding.
    • On payment of more than 18 EMIs – 3% of principal outstanding.
    • Note: The foreclosure charges are not applicable for facility sanctioned to MSMEs with floating interest rate loans and for fixed interest rate loans with loan amounts of up to Rs 50 lakh.
    ... more
  • Interest Rate

    10.5%

  • Loan Amount

    ₹1L - ₹9L

  • EMI Per Lakh

    ₹2,149

  • Processing Fees

    Up to 3.5%
  • Pre-Payment Charges

    5% of outstanding principal
  • Interest Rate

    13.99%

  • Loan Amount

    ₹5L - ₹25L

  • EMI Per Lakh

    ₹2,326

  • Processing Fees

    0.50% for salaried and 1% for SENP (plus applicable taxes and other bona fide levies, if any)
  • Pre-Payment Charges

    Rs.500 (Nil if requested once in quarter)
  • Interest Rate

    15% - 28%

  • Loan Amount

    ₹1L - ₹30L

  • EMI Per Lakh

    ₹2,379 - ₹3,114

  • Processing Fees

    For Medical Equipment Loans: minimal charges
  • Pre-Payment Charges

    4% of outstanding loan amount plus taxes
  • Interest Rate

    12.5% - 16%

  • Loan Amount

    ₹1L - ₹40L

  • EMI Per Lakh

    ₹2,250 - ₹2,432

  • Processing Fees

    Up to 2% (plus applicable taxes) of the facility amount
  • Pre-Payment Charges

    • Charged as per the terms and conditions mentioned in the sanction letter.
    • No foreclosure charges for Micro and Small enterprises.
    ... more
  • Interest Rate

    15.5% - 24%

  • Loan Amount

    Up to ₹50L

  • EMI Per Lakh

    ₹2,405 - ₹2,877

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    15%

  • Loan Amount

    Up to ₹40Cr

  • EMI Per Lakh

    ₹2,379

  • Processing Fees

    Up to 1.99%
  • Pre-Payment Charges

    Allowed after 24 EMI's, 5% charges up to 6 months and at 4% after that.
  • Interest Rate

    19%

  • Loan Amount

    ₹5L - ₹75L

  • EMI Per Lakh

    ₹2,594

  • Processing Fees

    Up to 2.75% of the loan amount plus GST
  • Pre-Payment Charges

      Processing fees

    • Up to 2.75% of the loan amount plus GST
    • Foreclosure charges

    • 4.5% on future principal outstanding on existing loan plus GST
    • No foreclosure allowed for the first 9 months
    ... more
  • Interest Rate

    8.25% - 18%

  • Loan Amount

    ₹1L - ₹40L

  • EMI Per Lakh

    ₹2,040 - ₹2,539

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

    No pre-payment permitted until repayment of 12 EMIs
  • Interest Rate

    12% - 18%

  • Loan Amount

    ₹1L - ₹30L

  • EMI Per Lakh

    ₹2,224 - ₹2,539

  • Processing Fees

    Up to 2% of the sanctioned loan amount
  • Pre-Payment Charges

    Up to 2% of the outstanding amount
  • Interest Rate

    11.9% - 21.35%

  • Loan Amount

    Up to ₹40L

  • EMI Per Lakh

    ₹2,219 - ₹2,725

  • Processing Fees

    For availing fresh business loan: Up to 2% plus GST
  • Pre-Payment Charges

    06 – 24 months: 4% of total principal outstanding,
  • Interest Rate

    6.75% - 13.5%

  • Loan Amount

    ₹5L - ₹50L

  • EMI Per Lakh

    ₹1,968 - ₹2,301

  • Processing Fees

    Up to 3% of the loan amount
  • Pre-Payment Charges

    Up to 12 months : 2% ,More than 12 months: Nil
  • Interest Rate

    9% - 12%

  • Loan Amount

    ₹25L - ₹5Cr

  • EMI Per Lakh

    ₹2,076 - ₹2,224

  • Processing Fees

    2% of the amount disbursed
  • Pre-Payment Charges

    EDI (Equated Daily Installment)
  • Interest Rate

    11.1% - 16%

  • Loan Amount

    ₹1L - ₹2Cr

  • EMI Per Lakh

    ₹2,179 - ₹2,432

  • Processing Fees

    Up to 3% of the loan amount
  • Pre-Payment Charges

    Up to 12 months : 2% ,More than 12 months: Nil
  • Interest Rate

    9.5% - 11.55%

  • Loan Amount

    ₹50K - ₹20Cr

  • EMI Per Lakh

    ₹2,100 - ₹2,202

  • Processing Fees

    Up to 75% of applicable charges
  • Pre-Payment Charges

    0.25% per lakh or part there of with a minimum of Rs. 500 or 1% of the loan amount
  • Interest Rate

    14.99% - 24.99%

  • Loan Amount

    ₹5L - ₹50L

  • EMI Per Lakh

    ₹2,378 - ₹2,935

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    13.5% - 19.5%

  • Loan Amount

    ₹5L - ₹50L

  • EMI Per Lakh

    ₹2,301 - ₹2,622

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    17%

  • Loan Amount

    ₹25L

  • EMI Per Lakh

    ₹2,485

  • Processing Fees

    Up to 4% of the sanctioned loan amount
  • Pre-Payment Charges

    • 4% of principal amount
  • Interest Rate

    8.75% - 14.58%

  • Loan Amount

    ₹30L - ₹1Cr

  • EMI Per Lakh

    ₹2,064 - ₹2,357

  • Processing Fees

    Up to 2% of the loan amount
  • Pre-Payment Charges

    4% of the principal outstanding
  • Interest Rate

    11.4% - 15.5%

  • Loan Amount

    Up to ₹15L

  • EMI Per Lakh

    ₹2,194 - ₹2,405

  • Processing Fees

    Up to 1% (Maximum Rs 7,500)
  • Pre-Payment Charges

    There is no prepayment penalty if the loan is adjusted by the borrower from his/her own verifiable legitimate sources.
    ... more
  • Interest Rate

    11.2% - 16.3%

  • Loan Amount

    Up to ₹50Cr

  • EMI Per Lakh

    ₹2,184 - ₹2,448

  • Processing Fees

    Flat Rs 10,000
  • Pre-Payment Charges

    NIL
  • Interest Rate

    8.05% - 13.45%

  • Loan Amount

    ₹50K - ₹5Cr

  • EMI Per Lakh

    ₹2,030 - ₹2,298

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    8.15% - 15%

  • Loan Amount

    ₹50K - ₹15L

  • EMI Per Lakh

    ₹2,035 - ₹2,379

  • Processing Fees

    Up to Rs.300/- per lakh or part thereof
  • Pre-Payment Charges

    2% on the outstanding pre-paid
  • Interest Rate

    10.2% - 12.95%

  • Loan Amount

    ₹5L - ₹5Cr

  • EMI Per Lakh

    ₹2,135 - ₹2,273

  • Processing Fees

    --
  • Pre-Payment Charges

    --
  • Interest Rate

    9% - 36%

  • Loan Amount

    Up to ₹75L

  • EMI Per Lakh

    ₹2,076 - ₹3,613

  • Processing Fees

    Up to 4% of loan amount sanctioned
  • Pre-Payment Charges

    For unsecured loans:

  • 6% of outstanding principal amount for loan foreclosure within 12 months of loan sanction
  • 5% of outstanding principal amount for loan foreclosure after 12 months of loan sanction
  • For secured loans (immovable property):

  • 6% of outstanding principal amount for early payment/loan foreclosure within 12 months of loan sanction.
  • 4% of outstanding principal amount for early payment (more than 25% of principal outstanding at beginning of financial year) / loan foreclosure after 12 months of loan sanction.
  • ... more
  • Interest Rate

    10% - 24%

  • Loan Amount

    -

  • EMI Per Lakh

    ₹2,125 - ₹2,877

  • Processing Fees

    --
  • Pre-Payment Charges

    --

Offering premium lending solutions, Urban Money assists diverse clients via comprehensive business loan services. Bridging the gap between lenders and loan providers, we ensure lightning-fast processing of business loans with minimal documentation and maximum efficacy.

Frequently Asked Questions (FAQs)

What factors do lenders consider when approving a loan?

There are several key factors that lenders consider when deciding whether to sanction a loan or not. One of the primary factors is the credit score of the potential borrower and their credit history. This is to assess the financial history of the customer. Other than that, the borrower’s income and employment stability are also considered.

What is the difference between secured and unsecured loans?

The primary difference between an unsecured loan and a secured loan is collateral. In the case of a secured loan, the borrower has to pledge an asset to the lender. This could be their property or their vehicle. This is mainly because the lender can keep the asset in case the borrower fails to repay the loan amount. On the other hand, an unsecured loan does not entail any need for collateral. However, in the case of an unsecured loan, the borrower’s creditworthiness is thoroughly assessed by the lender.

What is the loan term?

The loan term, or loan duration, is a crucial part of the loan wherein the borrower is expected to repay the whole borrowed amount. This term is usually defined by the lender on the basis of the customer’s creditworthiness and borrowing history.

Can I prepay or pay off the loan early?

Yes, you can repay the loan amount early as part of the prepayment policies defined by banks. However, one must review their loan agreement as there might be prepayment penalties involved. These vary from bank to bank.

How does loan refinancing work?

Refinancing a loan is a great way to reduce the interest rates on an existing debt. With refinancing, a borrower can avail of the benefit of a new loan that will help them pay their existing debt and continue with a reduced monthly installment payment.

Can I get a loan without a steady income?

Yes, there are provisions for availing of a loan without any steady income or documents. Various financial institutions offer these benefits to their customers on the basis of a pre-approved financing. Borrowers can check out the best possible interest rates and other policies from various lenders and decide on the bank that suits their financial capacity.

How does a loan default affect me?

Loan default can affect a borrower’s creditworthiness, which can impact their credit score and reliability. In more serious scenarios, the loan defaulters can also face criminal charges and imprisonment. Therefore, it is always best to assess loan repayment capacity and loan eligibility before applying for one.

Urban Money