Personal Loan in Jaipur

Are you looking for a personal loan in Jaipur? Whether planning your dream vacation, a wedding, a home renovation or need funds for unexpected expenses,  an easy personal loan in Jaipur can help you achieve your goals without hassle. Numerous banks and financial institutions in Jaipur offer convenient personal loan options with flexible repayment plans and competitive interest rates to meet your needs.

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Best Personal Loan Offers in Jaipur - Nov 2025

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RBL Bank

RBL Bank Personal Loan in Jaipur starting at.

18%

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Federal Bank

Federal Bank Personal Loan in Jaipur starting at.

11.99% - 18.99%

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karnataka bank

karnataka bank Personal Loan in Jaipur starting at.

11.21% - 16.21%

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IDBI Bank

IDBI Bank Personal Loan in Jaipur starting at.

11% - 15.5%

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YES Bank

YES Bank Personal Loan in Jaipur starting at.

10.85% - 21%

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ICICI Bank

ICICI Bank Personal Loan in Jaipur starting at.

10.6% - 16.5%

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karur Vysya Bank

karur Vysya Bank Personal Loan in Jaipur starting at.

10.6% - 13.6%

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Punjab National Bank

Punjab National Bank Personal Loan in Jaipur starting at.

10.5% - 17.05%

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IndusInd Bank

IndusInd Bank Personal Loan in Jaipur starting at.

10.49%

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State Bank of India

State Bank of India Personal Loan in Jaipur starting at.

10.05% - 15.05%

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HDFC Bank

HDFC Bank Personal Loan in Jaipur starting at.

9.99% - 24%

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IDFC FIRST Bank

IDFC FIRST Bank Personal Loan in Jaipur starting at.

9.99%

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Kotak Bank

Kotak Bank Personal Loan in Jaipur starting at.

9.98%

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Axis Bank

Axis Bank Personal Loan in Jaipur starting at.

9.9% - 21.55%

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HSBC

HSBC Personal Loan in Jaipur starting at.

9.89% - 14%

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Why Opt for a Personal Loan in Jaipur?

Jaipur, the Pink City, is known for its famous culture and growing opportunities. A personal loan in Jaipur can be your financial safety net that offers flexible terms and quick approvals from many lenders. It’s an easy and reliable way to meet your financial needs.

  • Quick Approval and Disbursal: Most lenders in Jaipur offer speedy approvals, with funds often credited within 24-48 hours of application.
  • No Collateral Required: Personal loans are unsecured, meaning you don’t need to pledge any asset as security.
  • Flexible Loan Amounts: Borrow the amount you need, whether a small amount for minor expenses or a large sum for major goals.
  • Competitive Interest Rates: Jaipur’s financial institutions offer attractive interest rates, especially for those with good credit scores.
  • Easy Application Process: Applying for a personal loan in Jaipur is simple and hassle-free, with online and offline options.
  • Flexible Repayment Options: Choose a repayment tenure that fits your budget, ranging from a few months to a few years.

Personal Loan EMI Calculator

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Table of Content

1. Interest Rates, Fees & Charges for Personal Loans

2. Types of Personal Loans Available in Jaipur

3. Eligibility Criteria for Personal Loans in Jaipur

4. Features and Benefits of Personal Loans in Jaipur

5. Accessing Different Loan Amounts in Jaipur

Read more

Interest Rates, Fees & Charges for Personal Loans

Personal loans come with varying interest rates, fees, and charges that directly affect the total cost of borrowing. Interest rates start from 9.60%, depending on your credit score, income, and lender policies. 

  • Check Personal Loan Interest Rates of Top Banks

Types of Personal Loans Available in Jaipur

Jaipur offers a variety of personal loans suitable to meet different financial needs, ensuring flexibility and convenience for borrowers.

  1. Unsecured Loans: These require no collateral and are ideal for expenses like weddings, travel, or emergencies.
  2. Secured Loans: Backed by assets like property, these loans often have lower interest rates for larger amounts.
  3. Debt Consolidation Loans: Combine multiple debts into a single payment for better financial management.
  4. Specialised Loans: Options include loans for home renovations, education, or purchasing consumer durables.

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Eligibility Criteria for Personal Loans in Jaipur

When applying for a personal loan in Jaipur, it’s important to meet the eligibility requirements set by lenders. Check the eligibility criteria to acquire an easy personal loan in Jaipur:

Criteria Details
Age Applicants must be between 22 and 60 years old.
Income A minimum monthly income of ₹15,000 is usually required, though some lenders may expect higher earnings.
Employment Status Salaried: Minimum two years of work experience, with at least one year in the current job.

Self-Employed: Minimum four years of business continuity.
Credit Score A good credit score, preferably 750 or above, significantly boosts approval chances.
Residency Applicants should have a stable residential history, ideally at their current Jaipur address, for at least one year.
Features and Benefits Personal Loans in Jaipur offer various advantages.

Features and Benefits of Personal Loans in Jaipur

Personal loans in Jaipur offer a convenient solution for various financial needs that provide flexibility and quick access to funds:

  • High Loan Amounts: Borrow up to ₹30 lakh with flexible loan tenures.
  • Quick Approvals and Disbursal: Enjoy quick approvals (5 minutes) and disbursal within 24 hours.
  • Hassle-Free Process: Minimal documentation and no collateral required for unsecured loans.
  • Affordable Interest Rates: Competitive rates starting at 9.60% make repayments easier.
  • Convenient Management: Manage your loan easily with online account management portals.

Accessing Different Loan Amounts in Jaipur

Depending on the lender, personal loan amounts in Jaipur can go up to ₹30 lakhs for significant financial goals. This flexibility ensures borrowers can find options according to their needs. Comparing lenders helps you secure the ideal loan amount and terms. Refer to the table below for comprehensive details on the loan amounts provided by lenders in Jaipur

  • Get Instant Personal Loan Online Upto ₹ 20 Lakhs

Today’s Gold Rate per Gram in Jaipur

Last updated on Nov 27, 2025

Location

Jaipur

Gold

  • 22K RATE/GM

    ₹ 1,17,250 

  • 24K RATE/GM

    ₹ 1,27,900 

Silver Price Gram in Jaipur

Last updated on Nov 28, 2025

Location

Jaipur

Silver

  • 10 GRAM

    ₹ 1,730

  • 100 GRAM

    ₹ 17,300

IFSC Code Finder

Locate any details of Bank branch in India.

Jaipur

Rajasthan

FAQs

How can I apply for a personal loan in Jaipur?

To apply for a personal loan in Jaipur, visit the UrbanMoney website. Browse your options, verify your eligibility, and apply for the loan hassle-free.

What are alternatives available for personal loans in Jaipur?

Alternatives to personal loans in Jaipur include gold loans, loans against property, loans against fixed deposits, and peer-to-peer lending. Depending on your needs and eligibility, you can consider credit card loans or loans against insurance policies.

What is the maximum loan amount I can get in Jaipur?

In Jaipur, personal loans typically range from ₹10,000 to ₹30 lakh, depending on your eligibility, income, and credit score. The exact amount may vary based on the lender’s policies.

What happens if I default on my personal loan in Jaipur?

In Jaipur, instant personal loan approval times can vary depending on the lender and your eligibility. Some lenders offer instant approvals, with funds disbursed within 24 hours, while others may take 2 to 3 days for processing and verification.

What are the repayment options for personal loans in Jaipur?

In Jaipur, personal loans offer repayment options with tenures ranging from 12 to 96 months. Some lenders also allow part-prepayments or foreclosures, depending on their policies.

Can I prepay or foreclose my personal loan in Jaipur?

You can prepay or foreclose your personal loan in Jaipur, subject to the lender’s terms. Some lenders may charge a fee ranging from 2% to 7% of the outstanding loan amount.

Can I transfer my existing personal loan to another lender in Jaipur?

Yes, you can transfer your existing personal loan to another lender if you find a better deal or benefit of reducing your interest rate or EMI. This process is called a personal loan balance transfer, and it entails paying off your current loan with a new loan from a different lender.

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