FT Cash Personal Loan

Features and benefits of FTcash Personal Loan

FTcash offer a range of facilities or benefits for its customers when they go for a personal loan. Below mentioned are some features of the personal loan provided by FTcash

• Personal loans do not require providing any collateral. It is mainly based on the creditworthiness of the applicants 
• This loan has a Flexible end-user; it can be used for various purposes like to pay during a medical emergency, house renovation, travel, etc.
• The flexible tenure is something to cherish for. Cash offers personal loans that generally come with a reasonable tenure period ranging from 12 months to 60 months.
• The loan can be applied both online and offline but with minimal documentation.
• A personal loan can be approved within a few hours.

FT Cash personal loan overview

Taking a Personal loan can help you to borrow money and use it for various purposes. For instance, you can use it to pay for home decoration or perhaps for your dream holiday place not only that this loan can cover numerous personal expenses. However, sometimes it is considered as an unsecured loan as there is no need for collateral, but banks like FTcash can offer you a secured personal loan that you can use to fulfil your dreams.

To apply for an FTcash personal loan to take a step closer to your dreams.

Eligibility Criteria for FTcash personal loan

FTcash personal loan eligibility depends on several things. Here is the list to ensure that you meet all these limitations and are therefore eligible for a personal loan

• The age limit must be 21-68 years
• Only salaried people, business owners, self-employed professionals, retired people, students, and homemakers can apply for a personal loan.
• The employment status should be for 2-5 years.
• The employed person’s monthly income should be at least 5000/- or above.
• He or she must have work experience for 1-3 years and above.
• The credit score of the applicants must be 750 or more.

Documents Required for FTcash Personal Loan

Before applying for the loan, you must check if you meet FTcash personal loan requirements. That is why a person must submit all the documents to prove the authentication. This is the list of documents required for FTCash personal loan.

• Pan card
• Identity proof like Aadhar Card, Driving Licence, Passport, etc.
• Signature proof documents like pan card and Passport etc.
• Bank statement of the last seven months
• Salary slips of last four months 
• Balance sheet and profit and loss income certificate.

If you are applying online then you must fill the FTCash personal loan online application.

How EMI calculation works for FTcash Personal Loan

There are several online sites that can help you to deal with EMI calculation. All you are required to do is to enter the preferred loan amount, tenure period and interest rate, and processing fee, and now you can calculate the numbers to get the answer. For example, if your loan amount is four lakhs and your tenure period is 2.4 years, and the interest rate is 2.25%, your monthly personal loan EMI should be 14,677/-.

FTcash Customer Care Details

Are you not getting a hassle-free and seamless service from FTcash regarding the personal loan? Here is the customer care number +918291010706.