Ujjivan Small Finance Bank
Ujjivan Small Finance Bank has a presence throughout 24 Indian States and Union Territories while possessing a customer base of 59.7 lakh individuals and more than 575 touch points for banking. It has 16,251 employees on its rolls as of 30th September, 2021, while having a steady presence in 248 districts in all.
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Check Ujjivan Small Finance Bank Loan Eligibility
Loans offered by Ujjivan Small Finance Bank
- Home Loan
| Loan Amount | : | ₹2L - ₹75L |
| Interest Rate | : | 13.75% - 15.75% |
| Processing Fee | : | 1% - 2% |
| Tenure | : | 20 Years |
- Personal Loan
| Loan Amount | : | ₹1L - ₹10L |
| Interest Rate | : | Up to 11.49% |
| Processing Fee | : | Up to 2% |
| Tenure | : | 5 Years |
- Loan Against Property
| Loan Amount | : | ₹3L - ₹10L |
| Interest Rate | : | 13.75% - 15.75% |
| Processing Fee | : | 1.2% - 2% |
| Tenure | : | 20 Years |
- Business Loan
| Loan Amount | : | ₹10L - ₹25L |
| Interest Rate | : | 12% - 19% |
| Processing Fee | : | Up to 2.5% |
| Tenure | : | 10 Years |
| Products | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
| Home Loan | 13.75% - 15.75% | 1% - 2% | ₹2L - ₹75LTenure(3 - 20 Years) | Know More |
| Personal Loan | Up to 11.49% | Up to 2% | ₹1L - ₹10LTenure(1 - 5 Years) | Know More |
| Loan Against Property | 13.75% - 15.75% | 1.2% - 2% | ₹3L - ₹10LTenure(1 - 20 Years) | Know More |
| Business Loan | 12% - 19% | Up to 2.5% | ₹10L - ₹25LTenure(3 - 10 Years) | Know More |
Ujjivan Small Finance Bank Overview
Ujjivan Small Finance Bank has a presence throughout 24 Indian States and Union Territories while possessing a customer base of 59.7 lakh individuals and more than 575 touch points for banking. It has 16,251 employees on its rolls as of 30th September, 2021, while having a steady presence in 248 districts in all.
- Ujjivan Small Finance Bank is a bank that focuses on the mass market, serving un-served and underserved customers, while remaining committed towards enhancing financial inclusion in India.
- The promoter entity, Ujjivan Financial Services Limited or UFSL, started functioning in 2005 as an NBFC, with a predominant mission towards offering a complete range of financial solutions for economically active poor.
- Ujjivan Small Finance Bank strives to promote digital and financial inclusion while offering more personalized experiences for customers as well. With technology being a major enabler of growth, the bank is continually scaling up its overall reach throughout the country with a view towards enhancing customer experiences greatly.
- Being a responsible banking institution, it remains committed towards creating positive community impact through various financial literacy and development initiatives.
- After obtaining its license from the RBI, UFSL established its small finance bank and started operations from the 1st of February, 2017.
- It also had a successful IPO in the year 2019.
- It also offers maximum customer convenience with provisions like tablet-based origination, internet banking, phone banking and its mobile application.
The mission of the bank is to provide financial services to the un-served and underserved customers and transform to a mass market bank.
Services Offered by Ujjivan Small Finance Bank
| Mobile Banking | ATM |
| Personal Net Banking | Safe Banking |
| Phone Banking | Cash Deposit Machine |
| SMS And Missed Call Banking | Branch Banking |
| Regular Savings Account | Sampoorna Nidhi |
| Classic Savings Account | Debit Card |
| Garima Savings Account | Sampoorna Lakshya |
| Privilege Savings Account | Personal Loan |
| Senior Citizen Savings Account | Affordable Housing Loans |
| Minor Savings Account | Vehicle Loans |
| Digital Savings Account New | Micro Loans |
| Fixed Deposit | Retail Forex & Trade |
| Tax Saver Fixed Deposit | Third Party Product (Insurance) |
| Recurring Deposit(RD) | Sampoorna Family Banking |
| Digital Fixed Deposit | Life Events Based Banking |
Corporate Office and Contact Details
- Registered Office- Grape Garden, Number 27, 3rd A Cross, 18th Main, 6th Block, Koramangala, Bengaluru- 560095, Karnataka
- Phone Number- +91 80 40712121
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Who is the CEO of Ujjivan Small Finance Bank?
Ittira Davis has been appointed as the CEO and managing director of Ujjivan Small Finance Bank.
What type of bank is Ujjivan Bank?
Ujjivan Small Finance Bank Limited is one of the leading small finance banks in India. The bank is committed to serving the underserved and unserved segment via digital and financial inclusion.
Is Ujjivan Bank Govt or private?
It’s a private bank as in 2004, the bank was incorporated as a private limited company under the Companies Act 1956.
Is Ujjivan Bank under RBI?
Yes, the Bank is now regulated by the Reserve Bank of India (RBI).
What is the minimum balance in Ujjivan Bank?
The minimum account balance required in Ujjivan Bank is ₹ 5,000.
How many branches does Ujjivan Small Finance Bank have in India?
Ujjivan Small Finance Bank has 575 Ujjivan SFB branches spread across 24 States & Union Territories.
Where is the headquarters of Ujjivan Small Finance Bank?
Ujjivan Small Finance Bank is headquartered in Bengaluru, Karnataka.
What is the rate of interest for Ujjivan Small Finance Bank?
The interest rates for Platina Fixed Deposit- Domestic, NRE, and NRO for Ujjivan Small Finance Bank may vary on the basis of tenure. For 12 months, the rate of interest is 0.0665%, whereas for 5 years, the applicable interest rate is 6.40%. Senior citizens can avail loans at attractive rates starting at 0.75%.
What is the Ujjivan Small Customer Care Number?
For any queries or complaint associated with the accounts in Ujjivan Small Finance Bank, you can contact their customer care by calling them on the toll-free number- 1800 208 2121.
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