Urban Money

Ujjivan Small Finance Bank

Ujjivan Small Finance Bank
4.5

Ujjivan Small Finance Bank has a presence throughout 24 Indian States and Union Territories while possessing a customer base of 59.7 lakh individuals and more than 575 touch points for banking. It has 16,251 employees on its rolls as of 30th September, 2021, while having a steady presence in 248 districts in all.

OTP Send

Enter 6 Digit OTP

We have just sent a verificaton code to
Mobile XXXXX

Check Ujjivan Small Finance Bank Loan Eligibility

+91
bt svg

Loans offered by Ujjivan Small Finance Bank

  • Home Loan
Loan Amount:₹2L - ₹75L
Interest Rate:13.75% - 15.75%
Processing Fee:1% - 2%
Tenure:20 Years
Know More
  • Personal Loan
Loan Amount:₹1L - ₹10L
Interest Rate:Up to 11.49%
Processing Fee:Up to 2%
Tenure:5 Years
Know More
  • Loan Against Property
Loan Amount:₹3L - ₹10L
Interest Rate:13.75% - 15.75%
Processing Fee:1.2% - 2%
Tenure:20 Years
Know More
  • Business Loan
Loan Amount:₹10L - ₹25L
Interest Rate:12% - 19%
Processing Fee:Up to 2.5%
Tenure:10 Years
Know More
ProductsInterest RateProcessing FeeLoan Amount/Tenure
Home Loan

13.75% - 15.75%

1% - 2%

₹2L - ₹75L

Tenure(3 - 20 Years)

Know More
Personal Loan

Up to 11.49%

Up to 2%

₹1L - ₹10L

Tenure(1 - 5 Years)

Know More
Loan Against Property

13.75% - 15.75%

1.2% - 2%

₹3L - ₹10L

Tenure(1 - 20 Years)

Know More
Business Loan

12% - 19%

Up to 2.5%

₹10L - ₹25L

Tenure(3 - 10 Years)

Know More

Ujjivan Small Finance Bank Overview

Ujjivan Small Finance Bank has a presence throughout 24 Indian States and Union Territories while possessing a customer base of 59.7 lakh individuals and more than 575 touch points for banking. It has 16,251 employees on its rolls as of 30th September, 2021, while having a steady presence in 248 districts in all. 

  • Ujjivan Small Finance Bank is a bank that focuses on the mass market, serving un-served and underserved customers, while remaining committed towards enhancing financial inclusion in India. 
  • The promoter entity, Ujjivan Financial Services Limited or UFSL, started functioning in 2005 as an NBFC, with a predominant mission towards offering a complete range of financial solutions for economically active poor
  • Ujjivan Small Finance Bank strives to promote digital and financial inclusion while offering more personalized experiences for customers as well. With technology being a major enabler of growth, the bank is continually scaling up its overall reach throughout the country with a view towards enhancing customer experiences greatly. 
  • Being a responsible banking institution, it remains committed towards creating positive community impact through various financial literacy and development initiatives. 
  • After obtaining its license from the RBI, UFSL established its small finance bank and started operations from the 1st of February, 2017. 
  • It also had a successful IPO in the year 2019. 
  • It also offers maximum customer convenience with provisions like tablet-based origination, internet banking, phone banking and its mobile application.

The mission of the bank is to provide financial services to the un-served and underserved customers and transform to a mass market bank.

Services Offered by Ujjivan Small Finance Bank

Mobile Banking ATM
Personal Net Banking Safe Banking
Phone Banking Cash Deposit Machine
SMS And Missed Call Banking Branch Banking
Regular Savings Account Sampoorna Nidhi
Classic Savings Account Debit Card
Garima Savings Account Sampoorna Lakshya
Privilege Savings Account Personal Loan
Senior Citizen Savings Account Affordable Housing Loans
Minor Savings Account Vehicle Loans
Digital Savings Account New Micro Loans
Fixed Deposit Retail Forex & Trade
Tax Saver Fixed Deposit Third Party Product (Insurance)
Recurring Deposit(RD) Sampoorna Family Banking
Digital Fixed Deposit Life Events Based Banking

Corporate Office and Contact Details

  • Registered Office- Grape Garden, Number 27, 3rd A Cross, 18th Main, 6th Block, Koramangala, Bengaluru- 560095, Karnataka
  • Phone Number- +91 80 40712121

FAQs

From refinancing to reducing your interest, we have the answers right here.

Who is the CEO of Ujjivan Small Finance Bank?

Ittira Davis has been appointed as the CEO and managing director of Ujjivan Small Finance Bank.

What type of bank is Ujjivan Bank?

Ujjivan Small Finance Bank Limited is one of the leading small finance banks in India. The bank is committed to serving the underserved and unserved segment via digital and financial inclusion.

Is Ujjivan Bank Govt or private?

It’s a private bank as in 2004, the bank was incorporated as a private limited company under the Companies Act 1956.

Is Ujjivan Bank under RBI?

Yes, the Bank is now regulated by the Reserve Bank of India (RBI).

What is the minimum balance in Ujjivan Bank?

The minimum account balance required in Ujjivan Bank is ₹ 5,000.

How many branches does Ujjivan Small Finance Bank have in India?

Ujjivan Small Finance Bank has 575 Ujjivan SFB branches spread across 24 States & Union Territories.

Where is the headquarters of Ujjivan Small Finance Bank?

Ujjivan Small Finance Bank is headquartered in Bengaluru, Karnataka.

What is the rate of interest for Ujjivan Small Finance Bank?

The interest rates for Platina Fixed Deposit- Domestic, NRE, and NRO for Ujjivan Small Finance Bank may vary on the basis of tenure. For 12 months, the rate of interest is 0.0665%, whereas for 5 years, the applicable interest rate is 6.40%. Senior citizens can avail loans at attractive rates starting at 0.75%.

What is the Ujjivan Small Customer Care Number?

For any queries or complaint associated with the accounts in Ujjivan Small Finance Bank, you can contact their customer care by calling them on the toll-free number- 1800 208 2121.

Get your latest Credit Score, FREE

Related Articles

Get in-depth knowledge about all things related to loans and your finances

How to Take Business Loan under CGTMSE Scheme?
Shiv Kumar GuptaJul 01, 2022

How to Take Business Loan under CGTMSE Scheme?

The Credit Guarantee Fund Trust for Micro and Small Enterprises was incorporated in 2000 by the Government of India under the Small Industries Development Bank of India and the Ministry of Micro, Small, and Medium Ent

Read More
Personal Loan for NRIs : Types, Features, Eligibility, and Interest Rates
Shiv Kumar GuptaJun 29, 2022

Personal Loan for NRIs : Types, Features, Eligibility, and Interest Rates

Most people in the country consider relocating abroad for higher education, better economic opportunities, or the desire to start a new life. Adapting to an entirely new living environment in a new country has i

Read More
Unsecured Business Loan - Eligibility, Documents & Interest Rates
Satish PrajapatiJun 28, 2022

Unsecured Business Loan - Eligibility, Documents & Interest Rates

What is an Unsecured Business Loan?

An unsecured Business loan is the type of loan granted to an applicant from a bank or financial institution without any pledged collateral. These business loans are

Read More