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BENEFITS & PRIVILEGES
Make the Most of Life With HDFC Bank Credit Card
Cashback
Get up to 5% cashback on online purchases from top e-commerce platforms. 1% cash back on other retail spends, making everyday purchases rewarding.
Reward Points
Earn up to 10X reward points on select categories like travel, dining, and online shopping. Redeem points for flight bookings, hotel stays, and merchandise.
Welcome Gifts and Perks
Receive complimentary memberships and gift vouchers when activating your card or meeting initial spending requirements.
Interest-Free Period
Enjoy up to 50 days of interest-free credit from the date of purchase, which allows you more flexibility to manage your finances.
Wide Range of Choices
HDFC Bank provides multiple credit card options, allowing you to choose one that best fits your lifestyle and spending habits.
Make UPI Payments
HDFC Bank now allows RuPay Credit Cards to be linked with UPI, enabling you to enjoy credit card rewards with UPI payment convenience.
Business Credit Cards
Banks offer business credit cards for SMEs, providing longer interest-free periods, rewards for business spending, and insurance coverage.
Lifestyle Benefits
Premium cards offer exclusive lounge access, golf games, concierge services, movie tickets, and dining discounts, making your life more enjoyable.
Fuel Surcharge Waiver
Save fuel expenses with a 1% surcharge waiver, applicable on transactions between Rs. 400 and Rs. 5,000, up to a maximum of Rs. 500 per statement cycle.
Contactless Payments
Make quick and secure payments with contactless technology, which is ideal for fast transactions at retail outlets.
Credit Card by HDFC Bank
Spend smartly with credit cards offered by HDFC Bank.
MILLENNIA
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Credit Card Guide
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