Unlock Unlimited Excitement

Earn Rewards on Every Spend With HDFC Bank Credit Card.

HDFC Bank

Get Exclusive Benefits

From everyday purchases to dining and travelling.

HDFC Bank

Avail of SmartEMI

Turn purchases of ₹2,500 or above into low-cost EMIs.

HDFC Bank

Apply Credit Card Online

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BENEFITS & PRIVILEGES

Make the Most of Life With HDFC Bank Credit Card

HDFC Bank

Cashback

Get up to 5% cashback on online purchases from top e-commerce platforms. 1% cash back on other retail spends, making everyday purchases rewarding​.

HDFC Bank

Reward Points

Earn up to 10X reward points on select categories like travel, dining, and online shopping. Redeem points for flight bookings, hotel stays, and merchandise.

HDFC Bank

Welcome Gifts and Perks

Receive complimentary memberships and gift vouchers when activating your card or meeting initial spending requirements.

HDFC Bank

Interest-Free Period

Enjoy up to 50 days of interest-free credit from the date of purchase, which allows you more flexibility to manage your finances​.

HDFC Bank

Wide Range of Choices

HDFC Bank provides multiple credit card options, allowing you to choose one that best fits your lifestyle and spending habits.

HDFC Bank

Make UPI Payments

HDFC Bank now allows RuPay Credit Cards to be linked with UPI, enabling you to enjoy credit card rewards with UPI payment convenience.

HDFC Bank

Business Credit Cards

Banks offer business credit cards for SMEs, providing longer interest-free periods, rewards for business spending, and insurance coverage.

HDFC Bank

Lifestyle Benefits

Premium cards offer exclusive lounge access, golf games, concierge services, movie tickets, and dining discounts, making your life more enjoyable.

HDFC Bank

Fuel Surcharge Waiver

Save fuel expenses with a 1% surcharge waiver, applicable on transactions between Rs. 400 and Rs. 5,000, up to a maximum of Rs. 500 per statement cycle.

HDFC Bank

Contactless Payments

Make quick and secure payments with contactless technology, which is ideal for fast transactions at retail outlets.

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Credit Card by HDFC Bank

Spend smartly with credit cards offered by HDFC Bank.

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Credit Card Guide

Get in-depth knowledge about all things related to Credit Card and your finances

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