Get up to 5% cashback on online purchases from top e-commerce platforms. 1% cash back on other retail spends, making everyday purchases rewarding​.

Cashback

Earn up to 10X reward points on select categories like travel, dining, and online shopping. Redeem points for flight bookings, hotel stays, and merchandise.

Reward Points

Receive complimentary memberships and gift vouchers when activating your card or meeting initial spending requirements.

Welcome Gifts and Perks

Enjoy up to 50 days of interest-free credit from the date of purchase, which allows you more flexibility to manage your finances​.

Interest-Free Period

HDFC Bank provides multiple credit card options, allowing you to choose one that best fits your lifestyle and spending habits.

Wide Range of Choices

HDFC Bank now allows RuPay Credit Cards to be linked with UPI, enabling you to enjoy credit card rewards with UPI payment convenience.

Make UPI Payments

Banks offer business credit cards for SMEs, providing longer interest-free periods, rewards for business spending, and insurance coverage.

Business Credit Cards

Premium cards offer exclusive lounge access, golf games, concierge services, movie tickets, and dining discounts, making your life more enjoyable.

Lifestyle Benefits

Save fuel expenses with a 1% surcharge waiver, applicable on transactions between Rs. 400 and Rs. 5,000, up to a maximum of Rs. 500 per statement cycle.

Fuel Surcharge Waiver

Make quick and secure payments with contactless technology, which is ideal for fast transactions at retail outlets.

Contactless Payments

Earn Rewards on Every Spend With HDFC Bank Credit Card.

Unlock Unlimited Excitement

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 499 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>2% back as NeuCoins on Non-EMI Spends on partner Tata Brands</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1% back as NeuCoins on Non-Tata Brand Spends, Merchant EMI Spends and on UPI spends via RuPay Credit card</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Lounge Access – 4 Domestic in a year</label>
        </li>
		
		
		
    </ul></div>

Save up to 7% on Tata Neu.

Complimentary lounge access.

Upto 2% value back as NeuCoins.

1% fuel surcharge waiver.

Annual fee waiver on spending Rs. 1 Lakh in a year.

HDFC Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 500 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome benefit: Complimentary Swiggy One Membership for 3 </label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>10% Cashback on Swiggy | 5% Cashback on online spends (capped at Rs 1500 per billing cycle)</label>

        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1% Cashback on offline spends (capped at Rs 500 per billing cycle)</label>
        </li>
		
		
		
    </ul></div>

Upto 5% cashback on everyday spends.

Upto 10% cashback on spends at Swiggy.

Annual fee waived on ₹2L+ yearly spend.

4 free rounds + 12 golf lessons, 50% off beyond.

Golf benefits via Mastercard.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>Annual Fee - Rs. 500 + Taxes | Renewal Fee waived on annual spends of Rs 50 K</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>Welcome/ Renewal Benefit : Rs 500 Cash Points on annual fee payment</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>10X CashPoints(Amazon, BB, Flipkart, Swiggy etc) and 5X CashPoints on EMI spends</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>Upto 20% discount on partner restaurants via Dineout</label>
        </li>
</ul></div>

Convert big purchases into easy EMIs.

Contactless payments up to Rs. 5,000.

Get 500 CashPoints on joining fee.

500 CashPoints on payment of renewal fee every year.

Renewal Benefit.

Gift voucher worth Rs. 500 on reaching quarterly spends of Rs. 50,000 or more.

Milestone Benefit.

Up to 20% off on partner restaurants via Swiggy Dineout.

Dining Discount.

1% fuel surcharge waiver on a minimum transaction of Rs. 400 and a maximum transaction of Rs. 5,000, up to Rs. 250 per statement cycle.

Fuel Surcharge Waiver.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 1,499 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% back as NeuCoins on Non-EMI Spends on partner Tata Brands</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1.5% back as NeuCoins on Non-Tata Brand Spends, Merchant EMI Spends and on UPI spends via RuPay Credit card</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Lounge Access – 8 Domestic, 4 International in a year</label>
        </li>
		
		
		
    </ul></div>

1,499 NeuCoins on first Tata Neu transaction.

Low 2% forex markup fee.

8 domestic + 4 international lounge visits/year.

Annual fee waiver on spending Rs. 3 Lakh in a year.

Annual Fee Waiver

1% fuel surcharge waiver up to Rs. 500/month on spends Rs. 400–5,000.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 2,500 + Taxes | Renewal Fee waived on annual spends of Rs 4 Lac  </label>      
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome Benefit - Complimentary Club Vistara Silver Tier and MMT Black Elite membership </label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>4 RP on every Rs 150 spent | 5X Reward Points at M&S, Myntra, Nykaa, Reliance Dig.</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Up to 10X Reward points on MMT, Flight & staying spends via Smartbuy</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Lounge Access – 12 Domestic, 6 International in a year</label>

        </li>
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Spends based vouchers</label>
        </li>
    </ul></div>

Upto 5X rewards on Nykaa, Myntra & more.

Complimentary domestic & international lounge access.

Gift voucher worth Rs. 2,500 on payment of joining fee.

Spend Rs. 1.5 Lakh/quarter to get Rs. 1,500 vouchers (Marks & Spencer, Reliance Digital, Myntra, Marriott).

Spend Rs. 5 Lakh/year for Rs. 5,000 flight voucher; Rs. 7.5 Lakh/year for additional Rs. 5,000 flight voucher.

Milestone Benefits.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 3000 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>8 MB Points for every INR 150 spent at hotels participating in Marriott Bonvoy (capped at INR10,00,000 per month) | 4 MB Points for every INR 150 spent on Travel, Dining & Entertainment (capped at INR 5,00,000 per month) | 2 MB Points for every INR 150 spent on all other applicable purchases</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1 Free Night stay at hotels participating in Marriott Bonvoy, Marriott Bonvoy Silver Elite Status & 10 Elite Night Credits on Joining/Annual Membership Fee payment</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary lounge access (12 domestic, 12 international) & 8 Golf games/ lessons</label>
        </li>
		
		
		
    </ul></div>

Up to 8 Marriott Bonvoy Points on your spends.

Up to 24 free lounge visits in a year.

Upto 2 complimentary golf access per quarter across the globe.

On reaching certain spending thresholds, cardholders get the following benefits:

1 Free Night Award on spending 6 lakh in an anniversary year.

1 Free Night Award on spending Rs. 9 lakh in an anniversary year.

1 Free Night Award on spending Rs. 15 lakh in an anniversary year.

Milestone Benefits

Zero lost card liability in case of fraudulent transactions made on the credit card.

Exclusive 24/7 concierge services.

Complimentary insurance covers: Delay / Loss in Check in Baggage ($250), Loss of Travel Documents ($250), Flight Delay ($250), Air Accidental Cover of Rs. 10 Lakhs, Emergency Medical Expenses of Rs. 15 Lakhs, Credit Shield Cover of Rs. 1 Lakh, and Loss Liability Cover of Rs. 1 Lakh.

Other Benefits

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 500 + Taxes | Renewal Fee waived on annual spends of Rs 50 K</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% of spends as fuel points at IndianOil outlets upto 250 fuel points per month for 1st 6 months and 150 fuel points per month post 6 months from card issuance</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% of spends as fuel points on Groceries, Bill Payments (upto 100 Fuel Points per month)</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1 Fuel Point for every Rs.150 spent on all other purchases</label>
        </li>
    </ul></div>

1% fuel surcharge waiver (Max ₹250/month).

Free IndianOil XTRAREWARDSTM membership.

Annual fee waived on ₹50,000+ spend.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 1000 + Taxes </label>       
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Renewal Fee waived on annual spends of Rs 1 Lac</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
            </label>Welcome Benefit – Rs 1000 RPs</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% Cashback (Amazon, BMS, Cultfit, Myntra, Swiggy, Uber etc) and 1% Cashback on other spends </label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Upto 20% discount on partner restaurants via Dineout</label>
        </li>
    </ul></div>

1,000 bonus points on card activation.

Upto 5% cashback on popular everyday brands.

Up to 20% savings on partner restaurants.

Get 1% fuel surcharge waiver on transactions Upto Rs. 5,000.

 Either avail 1 complimentary lounge access OR a voucher worth Rs. 1,000 from the list of associated brands.

On spending Rs. 1 Lakh in a quarter.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 12,500 + Taxes | Renewal Fee waived on annual spends of Rs 10 Lac</label>        
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome Benefit - Complimentary Club Marriott membership for first year of cardholding</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5 RP on every Rs 150 spent</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Book stay for 3 nights, pay for 2 and 1+1 complimentary weekend buffet at participating ITC Hotels</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Unlimited complimentary airport lounge access globally and golf games</label>
        </li>
		
    </ul></div>

Unlimited domestic & international lounge access.

Save on your stay at ITC and Marriott Hotels.

Book stay for 3 nights at participating ITC Hotels and pay for 2 nights only using HDFC Infinia Credit Card.

Get 1+1 complimentary buffet at participating ITC Hotels.

Hotel and Dining Benefits with ITC Hotels

Complimentary Club Marriott membership for the first year as welcome benefit.

Up to 20% off on food, stays, and spa services at participating Marriott hotels in Asia Pacific.

Club Marriott Membership

Forex mark-up fee of 2% on transactions made in foreign currency.

Applicable on all international transactions.

Low Forex Mark-up Fee

Unlimited complimentary golf games.

Available at participating golf courses in India and abroad.

Golf Benefit

Global concierge service: assistance with travel reservations, airport VIP services, golf, dining, gift delivery, etc.

Flat 15% discount on dining via Swiggy Dineout at participating restaurants.

Other Features

Air accident death cover worth Rs. 3 Crore; emergency overseas hospitalization up to Rs. 50 lakhs.

Credit shield insurance up to Rs. 9 lakhs; spend Rs. 10 Lakh in preceding year to waive annual fee.

Insurance & Waivers

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 2,500 + Taxes | Renewal Fee waived on annual spends of Rs 3 Lac</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Welcome memberships of Swiggy One and Times Prime</label> 
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>4 RP on every Rs 150 spent | Upto 10X Reward Points via Smartbuy and 5X for spends on Swiggy & Zomato</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>2 complimentary Airport Lounge Access every quarter, worldwide</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Spends based vouchers from Marriott Experience, Decathlon, Barbeque Nation etc</label>
        </li>
    </ul></div>

Exclusive discounts at spas, gyms, hotels & wellness.

24×7 concierge for dining, golf & car rentals.

Free premium memberships on Rs. 1.5L spend in 90 days.

Annual membership renewal on Rs. 8L spend.

2 monthly vouchers from cult.fit, BookMyShow, TataCLiQ, or Ola worth Rs. 500.

Eligible on spends of Rs. 80,000 per month.

Monthly Milestone Benefits

6 complimentary golf games per quarter.

Available at finest golf courses worldwide.

Unlimited airport lounge access worldwide for primary and add-on user.

Low forex mark-up fee of 2%.

Lounge Access and Other Travel Benefits

Flat 10% extra off on restaurant bills.

Offer valid via Swiggy Dineout.

Dining Benefit

Priority check-in and baggage assistance through Fast Track Airport Experience.

Exclusive dining and spa offers at premium locations.

Diners Exclusive Offers

Air accidental insurance Rs. 2 Crore; emergency hospitalization Rs. 50 Lakh.

Credit Liability Cover up to Rs. 9 Lakh; Travel Insurance Cover Rs. 55,000 (baggage delay).

Insurance Benefits

1% fuel surcharge waiver on transactions above Rs. 400.

Maximum waiver Rs. 1,000 per statement cycle.

From everyday purchases to dining and travelling.

Turn purchases of ₹2,500 or above into low-cost EMIs.

Reward points per Rs. 100 on spends.

Prime membership discount up to 50% on dining.

Complimentary Total Protect insurance cover.

2 reward point for every Rs. 100 on other spends.

Value of 1 reward point = Rs. 0.2.

Reward Structure

2000 bonus reward points on spending Rs. 30,000 in every 90 days.

Milestone

1% fuel surcharge waiver on transactions ranging between Rs. 400 and Rs. 4,000.

Fuel

EazyDiner Prime membership (3 months) with exclusive benefits like 2X EazyPoints, redeemable across hotel stays and free meals and 500 bonus EazyPoints on activation.

3-month EazyDiner Prime membership renewal on spending Rs. 30,000 in every 90 days.

Extra 20% off up to Rs. 500 on payment via PayEazy (valid for up to three times every month).

Dining Benefits

IndusInd Bank

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Joining Fees: </b>Unlock benefits at only ₹999 + taxes – Join now!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Enjoy a full year of benefits – Just ₹999 + taxes!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Introductory Offer 1: </b>Users get bonus cashback 2 worth Rs. 1,000 on card activation. Both primary as well as add-on users are individually eligible for this benefit on their respective card spends.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Dining Discount Offers: </b>Up to 15% off on dining bills at 200+ partner restaurants via Live+ Dining Programme.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fee Waiver: </b>HSBC offers annual fee waiver to Live+ credit card users if their credit card spends amount to more than Rs. 2 lakh in a year.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Complimentary Lounge Benefits: </b>HSBC Live+ credit card users can avail up to 4 complimentary visits to domestic airport lounges in a year, maximum 1 visit per calendar quarter.</label>
    </li>
  </ul>
</div>

Upto 15% off on dining at partner restaurants.

Up to 10% Cashback on dining, grocery & more.

Complimentary domestic lounge visits every year.

Up to ₹3,000 annual savings on fuel.

Amazon voucher worth ₹250 on completing online application and Video KYC.

No liability on fraudulent transactions after reporting card loss/theft.

Replacement card issued within 3 days via Visa Global Assistance/HSBC helpline.

HSBC Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Enjoy 10X Reward Points on Dining, Grocery & Movie spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2000 Bonus Reward Points on spends of 2,000 in first 60 days.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1% fuel surcharge waiver across all pertrol pumps in India.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy reversal of Annual Fee of 499 on reaching spends of 1 Lakh in a membership year.</label>
        </li>
</ul></div>

Enjoy 10X Reward Points on Dining, Grocery & Movie spends.

2,000 Bonus Reward Points.

1% fuel surcharge waiver across all petrol pumps in India.

Enjoy reversal of annual fee on reaching spends of 1 Lakh in a membership year.

SBI Credit Card

Vouchers worth Rs. 1,000 on spends of Rs.2 Lac.

Upto 2 domestic/international lounge access.

Upto 2 lounge access at railway stations.

Complimentary Epicure Membership on minimum retail spends of Rs. 8 lakh in an anniversary year.

Yearly Milestone Benefits.

Low forex mark-up fees of 1.99% on international transactions.

Forex Markup.

24×7 global concierge assistance.

Call 1800 210 0298 (toll free) or 022-42320298.

Concierge Services.

Upto 1% fuel surcharge waiver for fuel transactions up to Rs. 1,000 per statement cycle.

AU Small Finance Credit Card

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