Paying your utility bills has never been so easy with features like Auto Pay, Register & Pay and Fast Pay.

Utility Bill Payments

More Time to Pay Your Credit Card Bills.

The Crowning Symbol of Success

Upto 5% cashback @ Rs. 299.

10X/5X on domestic/international spends.

Up to 2% cashback @ Rs. 199.

1 Point per Rs. 100 on utilities (max 100 points per txn).

1 Point per Rs. 100 on other spends incl. insurance.

Max 25,000 points per statement cycle (excl. utilities).

1 Point = Re. 0.25 via rewards catalogue.

Reward Points

5% cashback (3 times in 90 days) on retail spends.

Min spend Rs. 7,500; Max cashback Rs. 500 per 30 days.

2% cashback (3 times in 90 days) on retail spends.

Min spend Rs. 10,000; Max cashback Rs. 1,000 per 30 days.

Milestone Cashback

Extra 5% cashback on grocery, travel, dining, electronics & apparel.

Max cashback Rs. 1,000 per category per 30 days.

Category Cashback @ Rs. 199–299

AU Small Finance Credit Card

Upto 2% Cashback on bills & other retail spends.

Upto 5% Cashback on spends.

Upto 2 complimentary at railway stations.

Additional cashback of Rs. 50 on completing a minimum of Rs. 10,000 retail spends in every statement cycle.

Milestone Benefit.

1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 5,000 across all petrol pumps.

Maximum waiver of Rs. 100 per statement cycle.

Fuel Surcharge Waiver.

Vouchers worth Rs.500 on Rs. 10,000 spend.

Upto 2 reward points per Rs.100 spent on online.

Upto 2 complimentary lounge access per calendar quarter at railway stations.

1.5% cashback on all POS retail spends at merchant outlets.

Maximum cashback of Rs. 100 per statement cycle.

1 Reward Point per Rs. 100 retail spends (except fuel) on POS after maximum cashback limit is reached.

Cashback.

500 Bonus Reward Points on Rs. 20,000 retail spends or more in a calendar month.

Maximum fuel surcharge waiver of Rs. 150 per statement cycle.

Upto 10 Reward Points per Rs.100 on spends.

Upto 1,000 bonus reward points on your birthday.

Vouchers worth Rs. 2,000 on a minimum of Rs. 30,000 spends.

Zomato Pro annual membership on Rs. 50,000 spent in any calendar month (once per card anniversary year).

500 bonus reward points on spending Rs. 50,000 per quarter.

1,000 bonus reward points on spending Rs. 1 lakh per calendar quarter.

Rs. 1,000 vouchers on minimum Rs. 2.50 lakh spends in a card anniversary year.

Milestone Benefits.

Airport Lounges.

Railway Lounge Access.

Complimentary Lounge Access.

24×7 concierge services for travel, dinner bookings, and more.

Call 1800 210 0298 (toll-free) or 022-42320298 to avail the service.

Concierge Services.

Maximum waiver of Rs. 250 per statement cycle.

Up to 16 complimentary movies tickets.

Upto 16 domestic/international lounge access.

Buy 1 Get 1 Free movie ticket on BookMyShow.

Upto 8 complimentary golf games/lessons per year.

1,000 reward points on reaching the monthly retail spends of Rs. 75,000.

Complimentary Taj Epicure membership on reaching annual retail spends of Rs. 12 lakh.

Card fee waived on reaching Rs. 8 lakh annual retail spends.

A low forex mark-up fee of 0.99%.

Forex Mark-up Fee.

4 complimentary airport meet & assist concierge services with VIP check-in per year, max. 1 per quarter.

24×7 global concierge assistance.

1% fuel surcharge waiver of up to Rs. 1,000 per month on all fuel transactions.

Fuel Benefit.

Air Accident Cover: Up to Rs. 2 crore.

Card Liability Cover: Up to Rs. 15 lakhs.

Credit Shield: Up to Rs. 15 lakhs.

Purchase Protection: Up to Rs. 50,000.

Insurance Coverage.

Vouchers worth Rs. 1,000 on spends of Rs.2 Lac.

Upto 2 domestic/international lounge access.

Upto 2 lounge access at railway stations.

Complimentary Epicure Membership on minimum retail spends of Rs. 8 lakh in an anniversary year.

Yearly Milestone Benefits.

Low forex mark-up fees of 1.99% on international transactions.

Forex Markup.

Call 1800 210 0298 (toll free) or 022-42320298.

Upto 1% fuel surcharge waiver for fuel transactions up to Rs. 1,000 per statement cycle.

Encash offer will be over and above your credit limit

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 500 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome benefit: Complimentary Swiggy One Membership for 3 </label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>10% Cashback on Swiggy | 5% Cashback on online spends (capped at Rs 1500 per billing cycle)</label>

        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1% Cashback on offline spends (capped at Rs 500 per billing cycle)</label>
        </li>
		
		
		
    </ul></div>

Upto 5% cashback on everyday spends.

Upto 10% cashback on spends at Swiggy.

Annual fee waived on ₹2L+ yearly spend.

4 free rounds + 12 golf lessons, 50% off beyond.

Golf benefits via Mastercard.

HDFC Credit Card

Reward points per Rs. 100 on spends.

Prime membership discount up to 50% on dining.

Complimentary Total Protect insurance cover.

2 reward point for every Rs. 100 on other spends.

Value of 1 reward point = Rs. 0.2.

Reward Structure

2000 bonus reward points on spending Rs. 30,000 in every 90 days.

Milestone

1% fuel surcharge waiver on transactions ranging between Rs. 400 and Rs. 4,000.

Fuel

EazyDiner Prime membership (3 months) with exclusive benefits like 2X EazyPoints, redeemable across hotel stays and free meals and 500 bonus EazyPoints on activation.

3-month EazyDiner Prime membership renewal on spending Rs. 30,000 in every 90 days.

Extra 20% off up to Rs. 500 on payment via PayEazy (valid for up to three times every month).

Dining Benefits

IndusInd Bank

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Joining Fees: </b>Unlock benefits at only ₹999 + taxes – Join now!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Enjoy a full year of benefits – Just ₹999 + taxes!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Introductory Offer 1: </b>Users get bonus cashback 2 worth Rs. 1,000 on card activation. Both primary as well as add-on users are individually eligible for this benefit on their respective card spends.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Dining Discount Offers: </b>Up to 15% off on dining bills at 200+ partner restaurants via Live+ Dining Programme.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fee Waiver: </b>HSBC offers annual fee waiver to Live+ credit card users if their credit card spends amount to more than Rs. 2 lakh in a year.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Complimentary Lounge Benefits: </b>HSBC Live+ credit card users can avail up to 4 complimentary visits to domestic airport lounges in a year, maximum 1 visit per calendar quarter.</label>
    </li>
  </ul>
</div>

Upto 15% off on dining at partner restaurants.

Up to 10% Cashback on dining, grocery & more.

Complimentary domestic lounge visits every year.

Up to ₹3,000 annual savings on fuel.

Amazon voucher worth ₹250 on completing online application and Video KYC.

No liability on fraudulent transactions after reporting card loss/theft.

Replacement card issued within 3 days via Visa Global Assistance/HSBC helpline.

HSBC Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Enjoy 10X Reward Points on Dining, Grocery & Movie spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2000 Bonus Reward Points on spends of 2,000 in first 60 days.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1% fuel surcharge waiver across all pertrol pumps in India.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy reversal of Annual Fee of 499 on reaching spends of 1 Lakh in a membership year.</label>
        </li>
</ul></div>

Enjoy 10X Reward Points on Dining, Grocery & Movie spends.

2,000 Bonus Reward Points.

1% fuel surcharge waiver across all petrol pumps in India.

Enjoy reversal of annual fee on reaching spends of 1 Lakh in a membership year.

SBI Credit Card

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Card
Interest Charges
Perks 
Reward Points


SBI Aurum Credit Card
3.50% per month
Amazon Prime EazyDiner Prime
BB Star
Lenskart Gold
One-Year Club Marr

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