Paying your utility bills has never been so easy with features like Auto Pay, Register & Pay and Fast Pay.

Utility Bill Payments

More Time to Pay Your Credit Card Bills.

The Crowning Symbol of Success

Upto 5% cashback @ Rs. 299.

10X/5X on domestic/international spends.

Up to 2% cashback @ Rs. 199.

1 Point per Rs. 100 on utilities (max 100 points per txn).

1 Point per Rs. 100 on other spends incl. insurance.

Max 25,000 points per statement cycle (excl. utilities).

1 Point = Re. 0.25 via rewards catalogue.

Reward Points

5% cashback (3 times in 90 days) on retail spends.

Min spend Rs. 7,500; Max cashback Rs. 500 per 30 days.

2% cashback (3 times in 90 days) on retail spends.

Min spend Rs. 10,000; Max cashback Rs. 1,000 per 30 days.

Milestone Cashback

Extra 5% cashback on grocery, travel, dining, electronics & apparel.

Max cashback Rs. 1,000 per category per 30 days.

Category Cashback @ Rs. 199–299

AU Small Finance Credit Card

Upto 2% Cashback on bills & other retail spends.

Upto 5% Cashback on spends.

Upto 2 complimentary at railway stations.

Additional cashback of Rs. 50 on completing a minimum of Rs. 10,000 retail spends in every statement cycle.

Milestone Benefit.

1% fuel surcharge waiver for transactions between Rs. 400 and Rs. 5,000 across all petrol pumps.

Maximum waiver of Rs. 100 per statement cycle.

Fuel Surcharge Waiver.

Vouchers worth Rs.500 on Rs. 10,000 spend.

Upto 2 reward points per Rs.100 spent on online.

Upto 2 complimentary lounge access per calendar quarter at railway stations.

1.5% cashback on all POS retail spends at merchant outlets.

Maximum cashback of Rs. 100 per statement cycle.

1 Reward Point per Rs. 100 retail spends (except fuel) on POS after maximum cashback limit is reached.

Cashback.

500 Bonus Reward Points on Rs. 20,000 retail spends or more in a calendar month.

Maximum fuel surcharge waiver of Rs. 150 per statement cycle.

Upto 10 Reward Points per Rs.100 on spends.

Upto 1,000 bonus reward points on your birthday.

Vouchers worth Rs. 2,000 on a minimum of Rs. 30,000 spends.

Zomato Pro annual membership on Rs. 50,000 spent in any calendar month (once per card anniversary year).

500 bonus reward points on spending Rs. 50,000 per quarter.

1,000 bonus reward points on spending Rs. 1 lakh per calendar quarter.

Rs. 1,000 vouchers on minimum Rs. 2.50 lakh spends in a card anniversary year.

Milestone Benefits.

Airport Lounges.

Railway Lounge Access.

Complimentary Lounge Access.

24×7 concierge services for travel, dinner bookings, and more.

Call 1800 210 0298 (toll-free) or 022-42320298 to avail the service.

Concierge Services.

Maximum waiver of Rs. 250 per statement cycle.

Up to 16 complimentary movies tickets.

Upto 16 domestic/international lounge access.

Buy 1 Get 1 Free movie ticket on BookMyShow.

Upto 8 complimentary golf games/lessons per year.

1,000 reward points on reaching the monthly retail spends of Rs. 75,000.

Complimentary Taj Epicure membership on reaching annual retail spends of Rs. 12 lakh.

Card fee waived on reaching Rs. 8 lakh annual retail spends.

A low forex mark-up fee of 0.99%.

Forex Mark-up Fee.

4 complimentary airport meet & assist concierge services with VIP check-in per year, max. 1 per quarter.

24×7 global concierge assistance.

1% fuel surcharge waiver of up to Rs. 1,000 per month on all fuel transactions.

Fuel Benefit.

Air Accident Cover: Up to Rs. 2 crore.

Card Liability Cover: Up to Rs. 15 lakhs.

Credit Shield: Up to Rs. 15 lakhs.

Purchase Protection: Up to Rs. 50,000.

Insurance Coverage.

Vouchers worth Rs. 1,000 on spends of Rs.2 Lac.

Upto 2 domestic/international lounge access.

Upto 2 lounge access at railway stations.

Complimentary Epicure Membership on minimum retail spends of Rs. 8 lakh in an anniversary year.

Yearly Milestone Benefits.

Low forex mark-up fees of 1.99% on international transactions.

Forex Markup.

Call 1800 210 0298 (toll free) or 022-42320298.

Upto 1% fuel surcharge waiver for fuel transactions up to Rs. 1,000 per statement cycle.

Encash offer will be over and above your credit limit

<div><h3>Key Features:</h3><ul style="list-style-type: none; padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>8 complimentary Domestic airport lounge access in a year</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>BookMyShow & Inox, 25% discount on 2nd ticket up to Rs 150 (2 times in a month)</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Welcome Vouchers of (Tata Cliq, Uber, EaseMy Trip, Tata Croma) worth ₹5,000+ on paying joining fee</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>4 Complimentary rounds of golf (one round on spends of every ₹50,000 in previous month)</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>1% fuel surcharge waiver at all fuel stations</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>2 Reward Points on every ₹100 Domestic Spends, 4 Reward Points on every ₹100 International Spends, 1 Reward Point on every ₹100 on Utilities and Insurance</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>3,000 ICICI Bank Reward Points on spends of ₹3,00,000 and 1500 Reward Points each time you cross ₹1,00,000 spends thereafter in an anniversary year (maximum of 15,000 Reward Points per year)</label>
    </li>
  </ul>
</div>

Welcome vouchers worth ₹5,250 on joining.

25% off on 2 BMS/INOX tickets, twice a month.

1 free golf round per ₹50,000 spent (Max 2/month).

2 complimentary visits to domestic airport lounges per quarter on reaching Rs. 75,000 quarterly spends.

8 complimentary visits to railway lounges per year.

Lounge Access

3,000 reward points on reaching Rs. 3 lakh annual spends.

1,500 reward points for every additional Rs. 1 lakh spent after reaching Rs. 3 lakh annual spends.

Milestone Benefits

ICICI Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Unlimited Reward points that never expire.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Use Reward points to instantly pay for online or in-store purchases.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1X Reward Points on Insurance premium payments and Utility bill payments.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday.</label>
        </li>
</ul></div>

Cashback capped at Rs. 1,000 on the 1st EMI transaction.

Upto 25% off on movie tickets.

0% interest charged on credit card cash withdrawals.

4 complimentary railway lounge visits per quarter.

Rs. 500 Gift Voucher: On spending at least Rs. 5,000 within 30 days of card issuance.

0% interest charged on credit card cash withdrawals at ATMs for up to 45 days.

Interest-Free Cash Advances

1% fuel surcharge waiver, up to Rs. 200 per month, on fuel spends of Rs. 200 to Rs. 5,000.

Fuel Benefit

Complimentary assistance up to 4 times, worth Rs. 1,399, through Global Assure.

24/7 Roadside Assistance

Personal accident cover of Rs. 2 lakh and lost card liability cover worth Rs. 25,000.

Insurance Coverage

IDFC First Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Welcome e-gift voucher worth 5,000 from leading brands.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2 free movie tickets worth 500 every month from BookMyShow.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Complimentary International and Domestic Airport Lounge visits in a year.</label>
        </li>
</ul></div>

Rewards points annually.

Vouchers on card activation.

Complimentary International and Domestic Airport Lounge visits in a year.

SBI Credit Card

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