Best AU Small Finance Movies Credit Card 2026

Key Highlights of the AU Small Finance Movie Card

If you are deciding whether the AU Small Finance Movie Card fits your lifestyle, it helps to see everything in one place. Sole benefits are presented in a simple table so you can quickly scan what the card offers in movies, rewards, travel, fuel, and daily payments.

Movie Benefits of the AU Small Finance Movie Credit Card

The link to films stems from how AU places its entertainment-based offers across its regular cards, such as Zenith+, Vetta, LIT, and others. The bank uses partnerships, seasonal campaigns, and category-based promotions to highlight movie spending, ticket bookings, and entertainment rewards.

Limited-period entertainment campaigns that include movies

AU runs special “entertainment” promotions in which spending on categories such as movies, amusement parks, and gaming parlours is counted toward extra rewards or vouchers. Movies are explicitly listed as an eligible category in these campaign T&Cs.

Festive campaigns with BookMyShow and multiplex tie-ups

In the Heart to Cart booklet, AU showcases movie ticket deals with BookMyShow and leading multiplex chains, including PVR/INOX and Cinépolis, for its cardholders. The booklet highlights “Buy 1 Get 1 Free” on BookMyShow for select cards and “up to” savings on partner cinemas as part of the festival line-up.

Movies are often clubbed with general credit card usage

Many AU offers are not limited to movies; they treat movie tickets as part of wider spend targets. For example, generic credit card campaigns reward total spending and can be triggered by any eligible purchase, including cinema spend made on AU cards during the window.

Amazon/brand vouchers are redeemable for tickets

Several AU credit card campaigns offer Amazon or other brand vouchers once a minimum spend is reached. These can then be used on platforms that sell movie tickets, which is why some users treat them as indirect support for movies.

Details change by campaign and by card

The exact movie-linked offers vary across PDFs and campaign pages, and they are often targeted only to cardholders who receive specific communications. The current movie picture depends on which AU card is held and which live offer that card is mapped to.

Reward Points: Benefits of the AU Small Finance Movie Credit Card

AU groups the reward structure into a few clear buckets, so it is easier to read than a long list of rules. You earn points from regular spending, get extra points for hitting monthly targets, receive limited-time campaign bonuses, and receive adjustments if a transaction is reversed or refunded.

Regular Reward Points

These are the points that accrue from normal, day-to-day spending. Most regular card purchases earn points at the base rate (for example, ₹100 spent on shopping or bills gives a fixed number of points). Some categories, such as travel, dining, or international spending, are typically tagged as “premium” and earn points at a higher rate. This is the steady stream of points that accumulates with each eligible transaction.

Monthly Milestone Reward Points

In addition to regular earnings, there is a monthly target for retail spending. If the total eligible spend for a statement cycle exceeds this set amount, a lump-sum bonus of extra points is awarded in a single transaction. It functions like a bonus slab for heavy users that month, unlocking only when the full target is reached.

Campaign-Based Reward Points

From time to time, AU runs short-term campaigns just for Zenith+ cardholders. During these windows, the bank sends specific spending goals over SMS or email. Hitting each goal within the campaign period earns extra points, in addition to the usual and monthly milestone points. These offers are time-bound and follow their own terms and dates.

Adjusted Reward Points

Whenever a transaction is refunded, reversed or partially cancelled, the linked points are also checked. If a purchase that initially earned points is later reversed, the same number of points is deducted, so the final balance reflects only net spending. This keeps the Reward Points tally accurate and in line with the actual money spent on the card.

Fees & Charges of AU Small Finance Movie Credit Card

Here are the fees of the AU Small Finance movie credit card.

Eligibility Criteria for the AU Small Finance Movie Credit Card

Before completing any form for the AU Small Finance Movie Credit Card, it is helpful to pause and review the bank’s expectations for applicants. The checks are standard. Age, income, stability, credit history, and proper KYC. AU has listed these conditions openly and compiled them into a clear list:

Documents Required for AU Small Finance Movie Credit Card

Here’s a clear, well-researched overview of the documents AU Small Finance Bank typically requests when issuing a credit card. Since the bank does not publish a product called a “Movie Credit Card”, the documentation follows the same rules used for cards like Zenith+, Vetta, Altura and LIT.

• Proof of identity: AU accepts any government-issued ID that clearly shows your name, photograph and date of birth. This is part of the standard KYC check every applicant must complete.
• Proof of address: You need one valid document that proves your current address. AU accepts common address records that clearly mention your full residential address.
• Income proof for salaried applicants: Salaried applicants are asked to provide recent salary slips and bank statements showing regular salary credits. Some cases may also require Form 16.
• Income proof for self-employed applicants: Self-employed applicants must provide ITR filings, audited financial statements, or business bank statements that demonstrate stable income.
• Photograph and PAN: A recent photograph and PAN are required to complete the application and KYC process.
• Additional documents, if requested by the bank: AU may request extra papers in some cases, such as employment proof, updated statements, or clarification documents, before final approval.

How to Apply for the AU Small Finance Movie Credit Card through Urban Money

Applying for an AU Small Finance Movie Credit Card through Urban Money is well-suited and straightforward for first-time users. The process is quick, and you can complete it in a few minutes with basic information. Here is how you can do it step by step:

• Visit the Urban Money website and go to the credit cards section.
• Select the AU Small Finance Movie Credit Cards you want from the list of available options.
• Click on the AU Small Finance Movie Credit Card option shown on the page.
• Fill in your name, contact number, income details and city.
• Submit the form. Once Urban Money verifies your contact details, an expert will reach out for further assistance.