Best IDFC FIRST Bank Movies Credit Card 2026

Key Highlights of IDFC FIRST Bank Movies Card

If you’re evaluating the IDFC FIRST Bank Movies Card, you can easily see its benefits in one place. A simple table outlines offers related to movies, rewards, travel, fuel, and daily payments.

Movie Benefits of IDFC FIRST Bank Movie Credit Card

The easiest way to determine whether the IDFC FIRST Bank Movie Credit Card suits your movie habits is to review how IDFC FIRST Bank presents its entertainment benefits. The details are direct, and once you break them into clean points, the whole structure becomes easier to follow. Here is a clear list to guide you:

Buy 1 Get 1 movie ticket offer

On cards like FIRST Select, you get a buy-one-get-one deal on movie tickets on the District by Zomato app. The official blog mentions a discount of up to ₹125 on the second ticket, available twice a month, which effectively offers lower-priced weekend shows if you book regularly.

Flat percentage discount on movie tickets

In the credit card lineup, some cards are listed with “25% off on movie tickets” as a key feature (e.g., FIRST Classic and FIRST EA₹N in the product carousel). This is a flat percentage discount, not BOGO, so it applies even if you are booking a single seat.

Buy-1-Get-1 on premium cards too

The FIRST Wealth Credit Card is described with “Buy-1-Get-1 Movie ticket offers” in the bank’s own product grid. That means even the higher-tier lifestyle cards keep a strong movie angle, not just entry or mid-range variants.

Access through partner platforms (District / Zomato, etc.)

The official guide for FIRST Select clearly shows that you access the offer by booking in the District app by Zomato, selecting your show, and then applying the specific credit card offer or promo code at checkout. This app-based journey unlocks the BOGO discount at payment.

Regular, predictable monthly savings for movie-goers

Using the FIRST Select example, the bank estimates that using the BOGO benefit twice a month can save around ₹250 per month, or roughly ₹3,000 a year, on movies alone. The idea is that if you already go to the theatre often, the card converts those fixed expenses into recurring savings.

Broader “entertainment” coverage around movies

On the general entertainment benefits page, IDFC FIRST positions its credit cards as a way to access exclusive movie deals, discounted tickets, and event and live performance access, all under the entertainment category. In simple terms, movie perks fall within a broader entertainment category, so you are not limited to cinema screens.

Reward Points Benefits of IDFC FIRST Bank Movies Credit Card

The reward structure of the IDFC FIRST Bank Movies Credit Card is more straightforward than most people expect. IDFC FIRST lays out the earning and redemption rules clearly and organises them so you can see how your daily spending turns into points. Breaking it into focused pointers makes the whole picture easier to follow. Here is the breakdown:

Higher points when your monthly spend crosses ₹20,000

These cards offer up to 10X never-expiring reward points on incremental spends above ₹20,000 per statement cycle. Once you cross that mark, every additional rupee starts earning at a higher rate.

Base rewards on normal monthly spends.

For spending up to ₹20,000 in a billing cycle, you typically get 3X never-expiring reward points, which cover most regular card swipes during the month.

1X rewards on “essential” categories.

Transactions like insurance premiums and utility bill payments still earn 1X reward points, so even your compulsory monthly bills quietly add to your reward balance instead of being “zero-benefit” spends.

Points earned across everyday categories

IDFC FIRST positions its rewards programme so that you earn points on shopping, dining, travel and utility payments in general, not just on one or two niche categories. That means your routine grocery runs, dining out, and online spending all help you earn points.

Reward points that never expire

One of the headline features on the official site is never-expiring rewards. You do not have to redeem within a year or two, which is helpful if you prefer to save up for a larger redemption later.

Flexible ways to redeem

You can redeem your points for travel bookings, shopping vouchers, cashback, or to pay directly for purchases through the bank’s channels. Whether you are planning a trip or just want to knock off part of your shopping bill, you have options.

Use points almost like cash at checkout

IDFC FIRST clearly mentions that reward points are “as good as cash” and can be used instantly at online and physical stores with a single click. In simple terms, when enough points build up, they can directly reduce what you pay out of pocket.

Fees & Charges of IDFC FIRST Bank Movies Credit Card

Fees play a significant role in how comfortable a credit card feels over time. For the IDFC FIRST Bank Movies Credit Card, consolidating everything in a single, clear list makes it easier to understand ongoing costs. Here is a straightforward breakdown of the official charges:

Eligibility Criteria IDFC FIRST Bank Movies Credit Card

Before completing any form for the IDFC FIRST Bank Movies Credit Card, it is helpful to pause and review what the bank expects from applicants. The checks are standard. Age, income, stability, credit history, and proper KYC. IDFC FIRST has listed these conditions openly and compiled them into a clear list:

Documents Required for IDFC FIRST Bank Movie Credit Card

For the IDFC FIRST Bank Movie Credit Card, the process is smoother if you already know which documents the bank will request. Instead of guessing, we can follow what IDFC FIRST itself mentions across its official pages. The requirements have been discussed below in simple pointers:

1. Photo ID proof (KYC): IDFC FIRST Bank needs one valid identity document. In their credit card and FinFIRST guides, they commonly list PAN card, Aadhaar card, passport, voter ID, or driving licence as acceptable ID proofs.
2. Address proof: You must also provide evidence of your address. Accepted address documents typically include a passport, a driving licence, a recent electricity or telephone bill, a bank statement, or a voter ID with your current address.
3. Income proof for salaried applicants: For regular salaried applicants, IDFC FIRST generally requests the latest salary slips (typically from the past 1–3 months) and recent bank statements showing salary credit. Some partner listings also list Form 16 as acceptable proof of income.
4. Income proof for self-employed applicants: If you are self-employed, the bank or its partners may require documents like ITR copies, audited financials, and recent bank statements as income proof.
5. PAN details: A PAN card is mandatory for a credit card, and IDFC FIRST clearly treats it as a core KYC document in its own content and KYC blogs. Keep the physical card and number handy, as they are required on the form and for back-end checks.
6. Aadhaar for digital / video KYC: On the FIRST Millennia online application flow, IDFC FIRST asks for Aadhaar number or Virtual ID to complete eKYC or video KYC.
7. Recent, clear soft copies: The bank’s online application guide highlights that keeping scanned or photographed copies of your ID, address proof and income documents ready makes the process smoother. If you are applying through the website or app, clear images with all corners visible really help.
8. Additional documents, if asked: Credit card partners and eligibility pages also add a small note that the document list is indicative. IDFC FIRST may request further documents, such as updated bank statements or an alternative proof of address, depending on your profile and city. It is normal for them to ask one or two additional items during verification.

How to Apply for the IDFC FIRST Bank Movies Credit Card through Urban Money

Applying for an IDFC FIRST Bank Movies Credit Card through Urban Money is well-suited and straightforward for first-time users. The process is quick, and you can complete it in a few minutes with basic information. Here is how you can do it step by step:

• Visit the Urban Money website and go to the credit cards section.
• Select the IDFC FIRST Bank Movies Credit Cards you want from the list of available options.
• Click on the IDFC FIRST Bank Movies Credit Card option shown on the page.
• Fill in your name, contact number, income details and city.
• Upload the required documents, including PAN, ID proof, and address proof.
• Submit the form so Urban Money can verify your details and assist you further.

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