5% cashback (up to ₹1000) on the transaction value of first EMI done within 90 days of card generation

Cashback on EMI

Interest free cash withdrawal

3X rewards

Accelerated rewards

No rush to redeem

Discount offers between 25-50% on movie tickets every month

Movie offer

Dining offer

Gift Voucher worth ₹500 on spending ₹15,000 in first 3 months

Welcome Offer

Personal Accident cover upto ₹10,00,000 (min. 1 transaction last month)

Get yourself insured

50+ in-app discounts; complimentary lounge and golf access on premium card variants

More offers

Customers love this Credit Card

Top reasons why our

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Unlimited Reward points that never expire.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Use Reward points to instantly pay for online or in-store purchases.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1X Reward Points on Insurance premium payments and Utility bill payments.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday.</label>
        </li>
</ul></div>

Cashback capped at Rs. 1,000 on the 1st EMI transaction.

Upto 25% off on movie tickets.

0% interest charged on credit card cash withdrawals.

4 complimentary railway lounge visits per quarter.

Rs. 500 Gift Voucher: On spending at least Rs. 5,000 within 30 days of card issuance.

0% interest charged on credit card cash withdrawals at ATMs for up to 45 days.

Interest-Free Cash Advances

1% fuel surcharge waiver, up to Rs. 200 per month, on fuel spends of Rs. 200 to Rs. 5,000.

Fuel Benefit

Complimentary assistance up to 4 times, worth Rs. 1,399, through Global Assure.

24/7 Roadside Assistance

Personal accident cover of Rs. 2 lakh and lost card liability cover worth Rs. 25,000.

Insurance Coverage

IDFC First Credit Card

Up to 10X reward points.

Upto 25% discount on tickets.

No joining/annual fee.

Up to 15% off at more than 3000+ health and wellness outlets.

Monthly 25% discount (up to Rs. 100) on purchase of movie tickets via District by Zomato mobile app.

Movies

4 complimentary railway lounge visits every quarter (subject to monthly spend of Rs. 20,000).

Lounge Access

1% fuel surcharge waiver up to Rs. 200 every month on fuel spends of Rs. 200 to Rs. 5,000.

Fuel

Up to 20% off on dining at more than 1,500 restaurants.

Dining

Personal accident cover worth Rs. 2 lakh & complimentary lost card liability cover of Rs. 25,000.

Insurance

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Unlimited & never expiring Reward Points.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1X Reward Points on Insurance premium and Utility bill payments.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Use Reward points to instantly pay for online or in-store purchases.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>3X Reward Points on rental and property management transactions.</label>
        </li>
</ul></div>

Upto 10X rewards on monthly spends.

Up to 4 airport lounge visits per quarter

Upto 5% cashback on your 1st EMI transaction.

2 complimentary domestic airport spas & lounges visits per quarter.

2 complimentary visits to international airport lounges per quarter.

4 complimentary railway lounge visits at select stations.

Low forex mark-up fee of 1.5%.

Air Accident Cover of Rs. 1 crore, Personal Accident Cover of Rs. 10,00,000 and Lost Card Liability Cover of Rs. 50,000.

Comprehensive Travel Insurance Cover of USD 1200.

Cancellation for any reason (CFAR) insurance for 2 claims up to Rs. 10,000, available for hotel and flight booking cancellations.

Travel Benefits and Insurance Cover

‘Buy one, get one’ offer on movie tickets up to Rs. 250 on Paytm mobile app (valid twice per month).

300+ offers from top merchants.

Up to 20% discount at 1500+ restaurants.

Up to 15% discount at 3000+ Health & Wellness outlets.

2 complimentary golf rounds per month for every Rs. 20,000 of monthly statement spends.

Fuel surcharge waiver of 1%, at all fuel stations across India, up to 300 per month on transaction value between Rs. 200 to Rs. 5000.

Lifestyle and Fuel Benefits

Discount on airport meet and greet and airport transfer services.

Personalized concierge services.

Visa Infinite Benefits

Interest-free cash withdrawal anywhere in the world.

EMI conversion facility for transactions above Rs. 2,500.

Other Features

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Up to 5% savings on your fuel expenses.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2.5% savings as Rewards on Grocery & Utility expenses.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2.5% savings as Rewards on IDFC FIRST FASTag recharge.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2X Rewards on other retail transactions.</label>
        </li>
</ul></div>

Up to 6.5% savings on your fuel expenses.

Upto 5% savings as Rewards on Grocery & Utility expenses.

Upto 25% off on 1 movie/month via Paytm.

Annual fee waiver on spending Rs. 1.5 lakh in the previous year.

Complimentary roadside assistance worth Rs. 1,399 up to 4 times in a year.

Personal accident cover worth Rs. 2 lakh and lost card liability cover worth Rs. 25,000.

Rs. 500 gift voucher on the 1st HPCL fuel transaction.

5% cashback of up to Rs. 1,000 on first EMI conversion.

Welcome Benefits

<div><h3>Key Features:</h3><ul style="list-style-type: none; padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>8 complimentary Domestic airport lounge access in a year</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>BookMyShow & Inox, 25% discount on 2nd ticket up to Rs 150 (2 times in a month)</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Welcome Vouchers of (Tata Cliq, Uber, EaseMy Trip, Tata Croma) worth ₹5,000+ on paying joining fee</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>4 Complimentary rounds of golf (one round on spends of every ₹50,000 in previous month)</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>1% fuel surcharge waiver at all fuel stations</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>2 Reward Points on every ₹100 Domestic Spends, 4 Reward Points on every ₹100 International Spends, 1 Reward Point on every ₹100 on Utilities and Insurance</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>3,000 ICICI Bank Reward Points on spends of ₹3,00,000 and 1500 Reward Points each time you cross ₹1,00,000 spends thereafter in an anniversary year (maximum of 15,000 Reward Points per year)</label>
    </li>
  </ul>
</div>

Welcome vouchers worth ₹5,250 on joining.

25% off on 2 BMS/INOX tickets, twice a month.

1 free golf round per ₹50,000 spent (Max 2/month).

2 complimentary visits to domestic airport lounges per quarter on reaching Rs. 75,000 quarterly spends.

8 complimentary visits to railway lounges per year.

3,000 reward points on reaching Rs. 3 lakh annual spends.

1,500 reward points for every additional Rs. 1 lakh spent after reaching Rs. 3 lakh annual spends.

Milestone Benefits

ICICI Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Welcome e-gift voucher worth 5,000 from leading brands.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2 free movie tickets worth 500 every month from BookMyShow.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Complimentary International and Domestic Airport Lounge visits in a year.</label>
        </li>
</ul></div>

Rewards points annually.

Vouchers on card activation.

Complimentary International and Domestic Airport Lounge visits in a year.

SBI Credit Card

Up to 16 complimentary movies tickets.

Upto 16 domestic/international lounge access.

Buy 1 Get 1 Free movie ticket on BookMyShow.

Upto 8 complimentary golf games/lessons per year.

1,000 reward points on reaching the monthly retail spends of Rs. 75,000.

Complimentary Taj Epicure membership on reaching annual retail spends of Rs. 12 lakh.

Card fee waived on reaching Rs. 8 lakh annual retail spends.

Milestone Benefits.

A low forex mark-up fee of 0.99%.

Forex Mark-up Fee.

4 complimentary airport meet & assist concierge services with VIP check-in per year, max. 1 per quarter.

24×7 global concierge assistance.

Concierge Services.

1% fuel surcharge waiver of up to Rs. 1,000 per month on all fuel transactions.

Fuel Benefit.

Air Accident Cover: Up to Rs. 2 crore.

Card Liability Cover: Up to Rs. 15 lakhs.

Credit Shield: Up to Rs. 15 lakhs.

Purchase Protection: Up to Rs. 50,000.

Insurance Coverage.

AU Small Finance Credit Card

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