Get up to 5% cashback on online purchases from top e-commerce platforms. 1% cash back on other retail spends, making everyday purchases rewarding​.

Cashback

Earn up to 10X reward points on select categories like travel, dining, and online shopping. Redeem points for flight bookings, hotel stays, and merchandise.

Reward Points

Receive complimentary memberships and gift vouchers when activating your card or meeting initial spending requirements.

Welcome Gifts and Perks

Enjoy up to 50 days of interest-free credit from the date of purchase, which allows you more flexibility to manage your finances​.

Interest-Free Period

HDFC Bank provides multiple credit card options, allowing you to choose one that best fits your lifestyle and spending habits.

Wide Range of Choices

HDFC Bank now allows RuPay Credit Cards to be linked with UPI, enabling you to enjoy credit card rewards with UPI payment convenience.

Make UPI Payments

Banks offer business credit cards for SMEs, providing longer interest-free periods, rewards for business spending, and insurance coverage.

Business Credit Cards

Premium cards offer exclusive lounge access, golf games, concierge services, movie tickets, and dining discounts, making your life more enjoyable.

Lifestyle Benefits

Save fuel expenses with a 1% surcharge waiver, applicable on transactions between Rs. 400 and Rs. 5,000, up to a maximum of Rs. 500 per statement cycle.

Fuel Surcharge Waiver

Make quick and secure payments with contactless technology, which is ideal for fast transactions at retail outlets.

Contactless Payments

Earn Rewards on Every Spend With HDFC Bank Credit Card.

Unlock Unlimited Excitement

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 499 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>2% back as NeuCoins on Non-EMI Spends on partner Tata Brands</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1% back as NeuCoins on Non-Tata Brand Spends, Merchant EMI Spends and on UPI spends via RuPay Credit card</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Lounge Access – 4 Domestic in a year</label>
        </li>
		
		
		
    </ul></div>

Save up to 7% on Tata Neu.

Complimentary lounge access.

Upto 2% value back as NeuCoins.

1% fuel surcharge waiver.

Annual fee waiver on spending Rs. 1 Lakh in a year.

HDFC Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 500 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome benefit: Complimentary Swiggy One Membership for 3 </label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>10% Cashback on Swiggy | 5% Cashback on online spends (capped at Rs 1500 per billing cycle)</label>

        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1% Cashback on offline spends (capped at Rs 500 per billing cycle)</label>
        </li>
		
		
		
    </ul></div>

Upto 5% cashback on everyday spends.

Upto 10% cashback on spends at Swiggy.

Annual fee waived on ₹2L+ yearly spend.

4 free rounds + 12 golf lessons, 50% off beyond.

Golf benefits via Mastercard.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>Annual Fee - Rs. 500 + Taxes | Renewal Fee waived on annual spends of Rs 50 K</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>Welcome/ Renewal Benefit : Rs 500 Cash Points on annual fee payment</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>10X CashPoints(Amazon, BB, Flipkart, Swiggy etc) and 5X CashPoints on EMI spends</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
            <label>Upto 20% discount on partner restaurants via Dineout</label>
        </li>
</ul></div>

Convert big purchases into easy EMIs.

Contactless payments up to Rs. 5,000.

Get 500 CashPoints on joining fee.

500 CashPoints on payment of renewal fee every year.

Renewal Benefit.

Gift voucher worth Rs. 500 on reaching quarterly spends of Rs. 50,000 or more.

Milestone Benefit.

Up to 20% off on partner restaurants via Swiggy Dineout.

Dining Discount.

1% fuel surcharge waiver on a minimum transaction of Rs. 400 and a maximum transaction of Rs. 5,000, up to Rs. 250 per statement cycle.

Fuel Surcharge Waiver.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 1,499 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% back as NeuCoins on Non-EMI Spends on partner Tata Brands</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1.5% back as NeuCoins on Non-Tata Brand Spends, Merchant EMI Spends and on UPI spends via RuPay Credit card</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Lounge Access – 8 Domestic, 4 International in a year</label>
        </li>
		
		
		
    </ul></div>

1,499 NeuCoins on first Tata Neu transaction.

Low 2% forex markup fee.

8 domestic + 4 international lounge visits/year.

Annual fee waiver on spending Rs. 3 Lakh in a year.

Annual Fee Waiver

1% fuel surcharge waiver up to Rs. 500/month on spends Rs. 400–5,000.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 2,500 + Taxes | Renewal Fee waived on annual spends of Rs 4 Lac  </label>      
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome Benefit - Complimentary Club Vistara Silver Tier and MMT Black Elite membership </label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>4 RP on every Rs 150 spent | 5X Reward Points at M&S, Myntra, Nykaa, Reliance Dig.</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Up to 10X Reward points on MMT, Flight & staying spends via Smartbuy</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Lounge Access – 12 Domestic, 6 International in a year</label>

        </li>
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Spends based vouchers</label>
        </li>
    </ul></div>

Upto 5X rewards on Nykaa, Myntra & more.

Complimentary domestic & international lounge access.

Gift voucher worth Rs. 2,500 on payment of joining fee.

Spend Rs. 1.5 Lakh/quarter to get Rs. 1,500 vouchers (Marks & Spencer, Reliance Digital, Myntra, Marriott).

Spend Rs. 5 Lakh/year for Rs. 5,000 flight voucher; Rs. 7.5 Lakh/year for additional Rs. 5,000 flight voucher.

Milestone Benefits.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 3000 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>8 MB Points for every INR 150 spent at hotels participating in Marriott Bonvoy (capped at INR10,00,000 per month) | 4 MB Points for every INR 150 spent on Travel, Dining & Entertainment (capped at INR 5,00,000 per month) | 2 MB Points for every INR 150 spent on all other applicable purchases</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1 Free Night stay at hotels participating in Marriott Bonvoy, Marriott Bonvoy Silver Elite Status & 10 Elite Night Credits on Joining/Annual Membership Fee payment</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary lounge access (12 domestic, 12 international) & 8 Golf games/ lessons</label>
        </li>
		
		
		
    </ul></div>

Up to 8 Marriott Bonvoy Points on your spends.

Up to 24 free lounge visits in a year.

Upto 2 complimentary golf access per quarter across the globe.

On reaching certain spending thresholds, cardholders get the following benefits:

1 Free Night Award on spending 6 lakh in an anniversary year.

1 Free Night Award on spending Rs. 9 lakh in an anniversary year.

1 Free Night Award on spending Rs. 15 lakh in an anniversary year.

Milestone Benefits

Zero lost card liability in case of fraudulent transactions made on the credit card.

Exclusive 24/7 concierge services.

Complimentary insurance covers: Delay / Loss in Check in Baggage ($250), Loss of Travel Documents ($250), Flight Delay ($250), Air Accidental Cover of Rs. 10 Lakhs, Emergency Medical Expenses of Rs. 15 Lakhs, Credit Shield Cover of Rs. 1 Lakh, and Loss Liability Cover of Rs. 1 Lakh.

Other Benefits

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 500 + Taxes | Renewal Fee waived on annual spends of Rs 50 K</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% of spends as fuel points at IndianOil outlets upto 250 fuel points per month for 1st 6 months and 150 fuel points per month post 6 months from card issuance</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% of spends as fuel points on Groceries, Bill Payments (upto 100 Fuel Points per month)</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1 Fuel Point for every Rs.150 spent on all other purchases</label>
        </li>
    </ul></div>

1% fuel surcharge waiver (Max ₹250/month).

Free IndianOil XTRAREWARDSTM membership.

Annual fee waived on ₹50,000+ spend.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 1000 + Taxes </label>       
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Renewal Fee waived on annual spends of Rs 1 Lac</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
            </label>Welcome Benefit – Rs 1000 RPs</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% Cashback (Amazon, BMS, Cultfit, Myntra, Swiggy, Uber etc) and 1% Cashback on other spends </label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Upto 20% discount on partner restaurants via Dineout</label>
        </li>
    </ul></div>

1,000 bonus points on card activation.

Upto 5% cashback on popular everyday brands.

Up to 20% savings on partner restaurants.

Get 1% fuel surcharge waiver on transactions Upto Rs. 5,000.

 Either avail 1 complimentary lounge access OR a voucher worth Rs. 1,000 from the list of associated brands.

On spending Rs. 1 Lakh in a quarter.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 12,500 + Taxes | Renewal Fee waived on annual spends of Rs 10 Lac</label>        
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome Benefit - Complimentary Club Marriott membership for first year of cardholding</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5 RP on every Rs 150 spent</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Book stay for 3 nights, pay for 2 and 1+1 complimentary weekend buffet at participating ITC Hotels</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Unlimited complimentary airport lounge access globally and golf games</label>
        </li>
		
    </ul></div>

Unlimited domestic & international lounge access.

Save on your stay at ITC and Marriott Hotels.

Book stay for 3 nights at participating ITC Hotels and pay for 2 nights only using HDFC Infinia Credit Card.

Get 1+1 complimentary buffet at participating ITC Hotels.

Hotel and Dining Benefits with ITC Hotels

Complimentary Club Marriott membership for the first year as welcome benefit.

Up to 20% off on food, stays, and spa services at participating Marriott hotels in Asia Pacific.

Club Marriott Membership

Forex mark-up fee of 2% on transactions made in foreign currency.

Applicable on all international transactions.

Low Forex Mark-up Fee

Unlimited complimentary golf games.

Available at participating golf courses in India and abroad.

Golf Benefit

Global concierge service: assistance with travel reservations, airport VIP services, golf, dining, gift delivery, etc.

Flat 15% discount on dining via Swiggy Dineout at participating restaurants.

Other Features

Air accident death cover worth Rs. 3 Crore; emergency overseas hospitalization up to Rs. 50 lakhs.

Credit shield insurance up to Rs. 9 lakhs; spend Rs. 10 Lakh in preceding year to waive annual fee.

Insurance & Waivers

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 2,500 + Taxes | Renewal Fee waived on annual spends of Rs 3 Lac</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Complimentary Welcome memberships of Swiggy One and Times Prime</label> 
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Buy 1 Get 1 Free' on movie/non-movie weekend tickets via BookMyShow</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>4 RP on every Rs 150 spent | Upto 10X Reward Points via Smartbuy and 5X for spends on Swiggy & Zomato</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>2 complimentary Airport Lounge Access every quarter, worldwide</label>
        </li>
		
		<li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Spends based vouchers from Marriott Experience, Decathlon, Barbeque Nation etc</label>
        </li>
    </ul></div>

Exclusive discounts at spas, gyms, hotels & wellness.

24×7 concierge for dining, golf & car rentals.

Free premium memberships on Rs. 1.5L spend in 90 days.

Annual membership renewal on Rs. 8L spend.

2 monthly vouchers from cult.fit, BookMyShow, TataCLiQ, or Ola worth Rs. 500.

Eligible on spends of Rs. 80,000 per month.

Monthly Milestone Benefits

6 complimentary golf games per quarter.

Available at finest golf courses worldwide.

Unlimited airport lounge access worldwide for primary and add-on user.

Low forex mark-up fee of 2%.

Lounge Access and Other Travel Benefits

Flat 10% extra off on restaurant bills.

Offer valid via Swiggy Dineout.

Dining Benefit

Priority check-in and baggage assistance through Fast Track Airport Experience.

Exclusive dining and spa offers at premium locations.

Diners Exclusive Offers

Air accidental insurance Rs. 2 Crore; emergency hospitalization Rs. 50 Lakh.

Credit Liability Cover up to Rs. 9 Lakh; Travel Insurance Cover Rs. 55,000 (baggage delay).

Insurance Benefits

1% fuel surcharge waiver on transactions above Rs. 400.

Maximum waiver Rs. 1,000 per statement cycle.

From everyday purchases to dining and travelling.

Turn purchases of ₹2,500 or above into low-cost EMIs.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Earn ten POPcoins for every Rs. 100 spent on online transactions.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn two POPcoins for every Rs. 100 spent on offline purchases.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Get accelerated POPcoins across 500+ selected brands via the POPclub app.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Link your RuPay Credit Card on POPUPI to earn additional POPcoins.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Receive 500 POPcoins as a welcome bonus upon card activation.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy five free deliveries on Blinkit.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Get a Rs. 750 voucher for use on Cleartrip.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy a three-month Zomato Gold Mini membership.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn a six-month PharmEasy Plus membership.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Get two free bike rides each month, worth Rs. 100.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn a Rs. 500 voucher for Cult Sport.</label>
        </li>
</ul></div>

Earn 10 POPcoins for every Rs. 100 spent on online transactions.

Earn 2 POPcoins for every Rs. 100 spent on offline purchases.

Get accelerated POPcoins across 500+ selected brands via the POPclub app.

Link your RuPay Credit Card on POPUPI to earn additional POPcoins.

Receive 500 POPcoins as a welcome bonus upon card activation.

Enjoy 5 free deliveries.

Blinkit.

Get a Rs. 750 voucher.

Free cancellations and rescheduling at Rs. 1.

Cleartrip.

3-month Zomato Gold Mini membership.

Zomato.

6-month PharmEasy Plus membership.

PharmEasy.

2 free bike rides per month worth Rs. 100.

Rapido.

Rs. 500 voucher.

Cult Sport.

Earn 1,500 POPcoins on spending Rs. 1.5 lakh.

Additional Perks.

Yes Pop-Club Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>4% value-back on fuel transactions by earning 20 EDGE reward points per Rs. 100 spent at any IOCL outlets. Applicable on fuel transactions between Rs. 400 and Rs. 4,000 per month.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1% value-back by earning 5 EDGE reward points per Rs. 100 spent on online shopping. Applicable on online transactions between Rs. 100 and Rs. 5,000.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1 EDGE reward point on every Rs. 100 spent, except on rent, wallet, insurance, gold/jewellery, utilities & government-related spends.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>10% discount on booking movie tickets through BookMyShow app or website.</label>
        </li>
 </ul></div>

Upto 5% value-back on Indian Oil fuel spends.

Domestic airport lounge visits every year.

2X rewards on grocery & supermarket spends.

1% unlimited fuel surcharge waiver on fuel spends made at all IOCL outlets across India.

Fee waived off on spending Rs. 3.5 lakh in the previous year.

Up to 15% discount, max. Rs. 500 off once per month, on dining bills worth min. value of Rs. 2,500 at partner restaurants via EazyDiner.

Dining Discount

Indian Oil Axis Bank Credit Card is available on the Rupay Network. Consumers can add this Rupay Credit Card to their UPI apps and continue to avail benefits on UPI transactions as well.

Note

Axis Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Up to 5% savings on your fuel expenses.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2.5% savings as Rewards on Grocery & Utility expenses.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2.5% savings as Rewards on IDFC FIRST FASTag recharge.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2X Rewards on other retail transactions.</label>
        </li>
</ul></div>

Up to 6.5% savings on your fuel expenses.

Upto 5% savings as Rewards on Grocery & Utility expenses.

Upto 25% off on 1 movie/month via Paytm.

Annual fee waiver on spending Rs. 1.5 lakh in the previous year.

Complimentary roadside assistance worth Rs. 1,399 up to 4 times in a year.

Personal accident cover worth Rs. 2 lakh and lost card liability cover worth Rs. 25,000.

Rs. 500 gift voucher on the 1st HPCL fuel transaction.

5% cashback of up to Rs. 1,000 on first EMI conversion.

Welcome Benefits

IDFC First Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none; padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Joining benefit of 2,000 Reward Points on activation and fee payment and ₹100 cash back on HP Pay App</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>4% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL fuel pumps, at any bank POS machine</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Additional 1.5% back (in Loyalty Points) on all fuel purchases through the HP Pay app at HPCL outlets</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Complimentary 24x7 Road Side Assistance (RSA) services</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>5% back (in Reward Points) on utility, grocery and departmental store purchases</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>1 complimentary domestic airport lounge access, per quarter</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>2 Reward Points per ₹100 spent on retail purchases, except on fuel</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>25% discount, up to ₹100 per transaction, on movie ticket bookings on BookMyShow and INOX, twice a month on each</label>
    </li>
  </ul>
</div>

Joining Benefit: 2,000 Reward Points + ₹100 cashback on HP Pay.

4% cashback + 1% fuel surcharge waiver at HPCL.

Extra 1.5% back in Loyalty Points via HP Pay.

Complimentary 24x7 Road Side Assistance (RSA) services.

5% back (in Reward Points) on utility, grocery and departmental store purchases.

1 complimentary domestic airport lounge access, per quarter.

2 Reward Points per ₹100 spent on retail purchases, except on fuel.

25% discount, up to ₹100 per transaction, on movie ticket bookings on BookMyShow and INOX, twice a month on each.

Personal accident insurance.

ICICI Credit Card

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