YES Bank Credit Card comes with attractive and competitive interest rates which starts at 3.60% on a revolving credit balance.

Competitive Interest Rates

Grab lifetime reward points redeemable across various categories along with the provision to share them with friends and family.

Reward Points

With more secure and stable fund clearance, there is no rush to redeem your reward points. Enjoy lifetime access to rewards and benefits.

No rush to redeem

Procure your ticket to premium access with the YES Bank credit card with provisions including buy-one-get-one-free offers and special discounts.

Movie offer

Make your dining experience convenient with specialised discounts on selective restaurant partners with the YES Bank credit card payment.

Dining offer

On signing up for a YES Bank credit card and get free gift vouchers worth INR 1500 on your first transaction.

Welcome Offer

Enjoy the advantage of making your purchases into simplified chunks of EMIs with flexible repayment tenure options.

Convert Purchases into EMIs

Use the YES Bank credit cards to avail yourself of the benefits of an array of insurance policies.

Get yourself insured

Provision to earn accelerated reward points on transactions at hotels and restaurants. Additionally, make travel fun with rewarding schemes on purchases on the go.

More offers

Fantastic opportunity to get rewarding benefits with complimentary domestic and international lounge access, golf lessons, and fuel purchase discounts.

Lifestyle Benefits

Welcome rewards Yes Pop-Club Credit Card

Get a rewarding experience with lifestyle benefits

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Earn ten POPcoins for every Rs. 100 spent on online transactions.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn two POPcoins for every Rs. 100 spent on offline purchases.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Get accelerated POPcoins across 500+ selected brands via the POPclub app.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Link your RuPay Credit Card on POPUPI to earn additional POPcoins.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Receive 500 POPcoins as a welcome bonus upon card activation.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy five free deliveries on Blinkit.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Get a Rs. 750 voucher for use on Cleartrip.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy a three-month Zomato Gold Mini membership.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn a six-month PharmEasy Plus membership.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Get two free bike rides each month, worth Rs. 100.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn a Rs. 500 voucher for Cult Sport.</label>
        </li>
</ul></div>

Earn 10 POPcoins for every Rs. 100 spent on online transactions.

Earn 2 POPcoins for every Rs. 100 spent on offline purchases.

Get accelerated POPcoins across 500+ selected brands via the POPclub app.

Link your RuPay Credit Card on POPUPI to earn additional POPcoins.

Receive 500 POPcoins as a welcome bonus upon card activation.

Enjoy 5 free deliveries.

Blinkit.

Get a Rs. 750 voucher.

Free cancellations and rescheduling at Rs. 1.

Cleartrip.

3-month Zomato Gold Mini membership.

Zomato.

6-month PharmEasy Plus membership.

PharmEasy.

2 free bike rides per month worth Rs. 100.

Rapido.

Rs. 500 voucher.

Cult Sport.

1% fuel surcharge waiver.

Earn 1,500 POPcoins on spending Rs. 1.5 lakh.

Additional Perks.

Yes Pop-Club Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Delightful global privileges for the International Indian!</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>International Concierge Services to assist you in availing the bespoke benefits on your card!</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Reserved only for a privileged few, by invitation only!</label>
        </li>
 </ul></div>

2X rewards on international spends.

Unlimited domestic & international visits.

Exclusive privileges with premium hotels.

Through the ‘Airport by Invitation’ service, get priority check-in, private lounge, private chauffeured car, assistance with customs and immigration clearance, etc.

VIP Meet and Greet service at the airport.

Other benefits like personal shopper, executive car transfers, meeting/conference room bookings, tarmac transfer, airport courier, etc.

Airport Privileges

Unlimited domestic lounge access for primary and add-on cardholders, along with 12 complimentary guest visits in a year.

Unlimited international lounge visits, along with 12 complimentary guest visits in a year.

Lounge Access

Save up to $1000 on a round-trip private air charter booked with Vitesse Worldwide, along with $500 saving towards any ground transportation.

Save up to $500 on one way private air charter booking, along with $200 saving towards any ground transportation.

Benefits on Air Charter

Save up to $75 per person on all cruise bookings made with Avalon Waterways, when booked directly with Mastercard Travel & Lifestyle services.

Cruise Program Benefits

35% discount on a 3-day rental (up to $100 per day) with Avis Car Rental.

10% discount on a 3-day rental (up to $200 per day) with Hertz Car Rental.

Car Rental Benefits

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>International Lounge Access.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Accelerated Rewards on Spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Movie Benefits.</label>
        </li>
 </ul></div>

Credit Shield Cover of up to Rs. 3 Lakh.

Lost Card Liability Cover of up to Rs. 3 Lakh.

25% discount on movie tickets booked via BookMyShow.

1% fuel surcharge waiver across all fuel pumps in India for transactions between Rs. 400 and Rs. 5,000.

Fuel Surcharge Waiver

Purchase protection cover of up to Rs. 50,000 against accidental damage of mobile and electronic gadgets purchases online (for 6 months).

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Reward points on Spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Additional 2X Reward Points.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>4 Reward Points on ₹200 spent.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Fuel surcharge waiver at stations in India.</label>
        </li>
 </ul></div>

4X rewards on online spends.

2X rewards on offline spends.

1% fuel surcharge waiver on fuel spends.

Credit shield worth Rs. 1 Lakh.

Lost card liability cover worth Rs. 1.3 Lakh.

Purchase protection cover of up to Rs. 50,000 for 6 months for accidental damage or burglary of mobile & electronics purchased online.

Insurance Benefits

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Accelerated Rewards on Online Shopping.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Preferential Foreign Currency Markup at 2.75%.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Dedicated Reward Redemption Portal.</label>
        </li>
 </ul></div>

2X rewards on online transactions.

Comparatively low forex mark-up fee of 2.75%.

Complimentary domestic lounge visit per quarter.

4 complimentary rounds of green fees every year at select golf courses in India.

1 complimentary golf lesson at select golf courses in India.

Golf Benefit

Lost card liability cover of up to Rs. 3 Lakh.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Accelerated YES Rewardz Points on Online Spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Buy 1 Get 1 Offera with Book My Show.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>60,000 YES Rewardz Points as Joining Benefitsb.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Purchase Protection Planc.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Best in industry Foreign Currency Mark-up of 1%.</label>
        </li>
 </ul></div>

Up to 4.5% back as reward points.

Save up to Rs. 2,400 per month on BookMyShow.

1% fuel surcharge waiver up to ₹1,000/month on spends.

Up to 24 complimentary visits to domestic airport lounges (6 per quarter) within India in a year for primary and add-on card users.

Unlimited complimentary access to airport lounges internationally for both primary as well as add-on cardholders.

8 complimentary domestic or international lounge visits in a year for guests.

1% foreign currency exchange mark-up fee on international transactions.

Low Forex Mark-up

Buy 1 get 1 offer with up to Rs. 800 off per movie ticket on BookMyShow with maximum 3 free tickets on purchasing 3 regular tickets per month.

Movie Offer

Up to 12 complimentary golf lessons in a year (1 per month) at select golf courses in India.

4 complimentary green fee waivers at select golf courses in India.

Golf Benefits

Up to 6 months purchase protection cover of Rs. 50,000 for any accidental damage of electronics purchased online.

Credit shield cover and lost card liability cover of Rs. 15 lakh each.

Insurance Cover

<div><h3>Key Features:</h3><ul style="list-style-type: none; padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Joining Fees: </b>Get started for just ₹4999 + taxes – Join once, unlock endless value.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Stay connected all year for only ₹499 + taxes – Annual benefits made affordable.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label>Earn ten POPcoins for every Rs. 100 spent on online transactions.</label>
	</li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label>Earn two POPcoins for every Rs. 100 spent on offline purchases.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label>Get accelerated POPcoins across 500+ selected brands via the POPclub app.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label>Link your RuPay Credit Card on POPUPI to earn additional POPcoins.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label>Receive 500 POPcoins as a welcome bonus upon card activation.</label>
    </li>
	
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Blinkit: </b>Enjoy five free deliveries on Blinkit.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Cleartrip: </b>Get a Rs.750 voucher for use on Cleartrip.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Zomato: </b>Enjoy a three-month Zomato Gold Mini memebership.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>PharmEasy: </b>Earn a six-month PharmEasy Plus memebership.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Rapido:</b>Get two free bike rides each month, worth Rs. 100.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Cult Sport: </b>Earn a Rs. 500 voucher for Cult Sport.</label>
    </li>
	
	<li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
        <label><b>Additional Perks: </b>
        <ul style="list-style-type: disc; padding-left: 20px; margin-top: 8px;">
          <li>Free cancellations and rescheduling at Rs. 1 on Cleartrip.</li>
          <li>Get a 1% fuel surcharge waiver.</li>
          <li>Earn 1,500 POPcoins on spending Rs. 1.5 lakh.</li>
        </ul>
		</label>
    </li>
  </ul>
</div>

Complimentary lounge visits every year.

Relatively low forex mark-up fee of 1.75%.

More rewards point on online spends.

Lost card liability cover of Rs. 15 to Rs. 30 Lakh.

1% fuel surcharge waiver up to Rs. 500 per month.

3 complimentary domestic lounge visits per quarter.

6 complimentary international lounge visits per calendar year.

Low Forex Mark-up Fee of 1.75%.

Travel Benefits

4 green fee waiver every year.

1 complimentary golf lesson every year.

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>4% value-back on fuel transactions by earning 20 EDGE reward points per Rs. 100 spent at any IOCL outlets. Applicable on fuel transactions between Rs. 400 and Rs. 4,000 per month.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1% value-back by earning 5 EDGE reward points per Rs. 100 spent on online shopping. Applicable on online transactions between Rs. 100 and Rs. 5,000.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1 EDGE reward point on every Rs. 100 spent, except on rent, wallet, insurance, gold/jewellery, utilities & government-related spends.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>10% discount on booking movie tickets through BookMyShow app or website.</label>
        </li>
 </ul></div>

Upto 5% value-back on Indian Oil fuel spends.

Domestic airport lounge visits every year.

2X rewards on grocery & supermarket spends.

1% unlimited fuel surcharge waiver on fuel spends made at all IOCL outlets across India.

Fee waived off on spending Rs. 3.5 lakh in the previous year.

Annual Fee Waiver

Up to 15% discount, max. Rs. 500 off once per month, on dining bills worth min. value of Rs. 2,500 at partner restaurants via EazyDiner.

Dining Discount

Indian Oil Axis Bank Credit Card is available on the Rupay Network. Consumers can add this Rupay Credit Card to their UPI apps and continue to avail benefits on UPI transactions as well.

Note

Axis Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Up to 5% savings on your fuel expenses.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2.5% savings as Rewards on Grocery & Utility expenses.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2.5% savings as Rewards on IDFC FIRST FASTag recharge.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>2X Rewards on other retail transactions.</label>
        </li>
</ul></div>

Up to 6.5% savings on your fuel expenses.

Upto 5% savings as Rewards on Grocery & Utility expenses.

Upto 25% off on 1 movie/month via Paytm.

Annual fee waiver on spending Rs. 1.5 lakh in the previous year.

Complimentary roadside assistance worth Rs. 1,399 up to 4 times in a year.

Personal accident cover worth Rs. 2 lakh and lost card liability cover worth Rs. 25,000.

Rs. 500 gift voucher on the 1st HPCL fuel transaction.

5% cashback of up to Rs. 1,000 on first EMI conversion.

Welcome Benefits

IDFC First Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none; padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Joining benefit of 2,000 Reward Points on activation and fee payment and ₹100 cash back on HP Pay App</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>4% cashback and savings of 1% fuel surcharge on fuel purchases at HPCL fuel pumps, at any bank POS machine</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Additional 1.5% back (in Loyalty Points) on all fuel purchases through the HP Pay app at HPCL outlets</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>Complimentary 24x7 Road Side Assistance (RSA) services</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>5% back (in Reward Points) on utility, grocery and departmental store purchases</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>1 complimentary domestic airport lounge access, per quarter</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>2 Reward Points per ₹100 spent on retail purchases, except on fuel</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label>25% discount, up to ₹100 per transaction, on movie ticket bookings on BookMyShow and INOX, twice a month on each</label>
    </li>
  </ul>
</div>

Joining Benefit: 2,000 Reward Points + ₹100 cashback on HP Pay.

4% cashback + 1% fuel surcharge waiver at HPCL.

Extra 1.5% back in Loyalty Points via HP Pay.

Complimentary 24x7 Road Side Assistance (RSA) services.

5% back (in Reward Points) on utility, grocery and departmental store purchases.

1 complimentary domestic airport lounge access, per quarter.

2 Reward Points per ₹100 spent on retail purchases, except on fuel.

25% discount, up to ₹100 per transaction, on movie ticket bookings on BookMyShow and INOX, twice a month on each.

Personal accident insurance.

ICICI Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 500 + Taxes | Renewal Fee waived on annual spends of Rs 50 K</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% of spends as fuel points at IndianOil outlets upto 250 fuel points per month for 1st 6 months and 150 fuel points per month post 6 months from card issuance</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>5% of spends as fuel points on Groceries, Bill Payments (upto 100 Fuel Points per month)</label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1 Fuel Point for every Rs.150 spent on all other purchases</label>
        </li>
    </ul></div>

1% fuel surcharge waiver (Max ₹250/month).

Free IndianOil XTRAREWARDSTM membership.

Annual fee waived on ₹50,000+ spend.

HDFC Credit Card

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