- Home
- Banks In India
- Cholamandalam Finance
Cholamandalam Finance
Cholamandalam Finance provides home loans with clear terms and quick support. The process is easy and works well for salaried and self-employed applicants. Cholamandalam Finance products include loans for home purchase, construction, and extension. You can apply at branches or online. The interest rates are competitive, and repayment is flexible. It’s a good fit for borrowers who need customised loan solutions and fast approval.
Unlock Best Home Loan Offers From 10+ Lenders
Loans offered by Cholamandalam Finance
Cholamandalam Finance Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
---|---|---|---|---|
Cholamandalam Finance Home Loan | 13% - 19% | Up to 1.5% of the loan amount | ₹5L - ₹50L Tenure(15 - 30 Years) | Know More |
Cholamandalam Finance Loan Against Property | 14% - 19% | Rs 10,000 plus GST (per property) | ₹5L - ₹7.5Cr Tenure(Up to 15 Years) | Know More |
Features and Benefits of Cholamandalam Investment and Finance Company
Cholamandalam Investment and Finance Company provides various financial products and services to cater to versatile client requirements; SME loans, vehicle loans, rural and Agri products, and wealth management are among the most captivating. Below depicted are some significant features and benefits offered by Chola:
Attractive Interest Rates
Whether you explore Cholamandalam Investment and Finance Company for loans, wealth management, securities, or any other financial product, you unlock doors to attractive interest rates compared to other providers.
Minimal Documentation
There is no need to provide hundreds of documents to prove your identity and financial stability to secure a loan. The documentation is quick and easy. With minimal documentation requirements, Chola aims to offer hassle-free loans in the minimum possible period.
Quick Loan Disbursal
Cholamandalam Investment and Finance Company is quite popular with rapid evaluation, loan processing, and sanction. You will not have to wait months to get approval from the lender. As an applicant, you only need to ensure that you prepare the required documents.
Flexible Repayment Tenures on Loans
With Cholamandalam Investment and Finance Company, you get the feature to choose a repayment tenure that is best suitable as per your financial conditions. Chola offers a flexible repayment tenure for vehicle loans, loans against property, and home loans.
FAQs
From loans to affordable interest rates, we have the answers for everything you need to know.
Is Cholamandalam a Banking company?
No, Cholamandalam is a Non-Banking Financial Company with more than 16 Lakh satisfied customers.
What is the interest rate of Cholamandalam?
Cholamandalam Investment and Finance Company offers financial products at a starting interest rate of 9%.
Where is Cholamandalam's head office?
The head office of Cholamandalam Investment and Finance Company is located at Parrys, Chennai.
Is Cholamandalam a NBFC?
Yes, Cholamandalam is a NBFC, established in 1978.
Who is the founder of Cholamandalam finance?
The founder of Cholamandalam Investments & Finance Company Ltd. is Yogesh Nimbale.
How many branches of Cholamandalam are there in India?
There are 1,098 branches of Cholamandalam in India.
Quick Links
Get your latest Credit Score, FREE
Latest from the Blog
Get in-depth knowledge about all things related to and your finances

RBI Holds Repo Rate at 5.5%, Keeps GDP Growth Forecast at 6.5%
The RBI kept the repo rate steady at 5.5 per cent on Wednesday. The decision was taken at the end of the Monetary Policy Committee meeting. Governor Sanjay Malhotra said the committee maintained a ne

Home Loans Get Costlier : SBI Increases Interest Rates by 25 Basis Points
From August 1, 2025, SBI has increased its home loan interest rates by 25 basis points. The bottom rate holds at 7.50 per cent. At the top, the rate has moved to 8.70 per cent, above the earlier cap o

SBI Slashes Lending and Deposit Rates After RBI's Jumbo Repo Cut
In a move reflecting the broader shift in monetary policy, the State Bank of India (SBI) has announced a reduction in its key lending and deposit rates. The revision follows the Reserve Bank of India’