Urban Money

HDFC NetBanking – Registration, Login and Reset IPIN

Recall the time when you have to stand in long bank queues for hours to get done with your banking transactions. Bygones are the days! If you have an account in HDFC bank, you can carry out financial transactions without ever having to go to a bank through HDFC net banking. The bank offers its customers easy-to-access and convenient net banking services that can be used to carry out many banking-related functions online. All the customer needs to do is register for the net banking facility using any of the ways mentioned in this blog. In this blog, we will take a look at the different ways through which you can register for HDFC net banking, how to log in, and the various transactions you can carry out using the service.

HDFC Netbanking Registration Process

Banking with HDFC has never been easier, owing to the launch of their netbanking platform. The platform makes it very easy to access any banking-related information and to make out all kinds of transactions. To get started with HDFC netbanking, you need to follow the steps given below:

  • The first step to registering for HDFC netbanking service is to visit the official website and click on the 'Register Now' button. You will get redirected to the registration form, where you need to enter certain details like your name, email address, date of birth, and mobile number.
  • Once you have entered all the details, you will be redirected to a verification page where you will need to answer some security questions and enter your phone's IMEI number.
  • After completing these steps, you can proceed to log in to the account by clicking the 'Login Now' button on the homepage. You will be required to enter your username and password.

HDFC Netbanking Registration Via Phone Banking

Given below is the step-by-step process to register for HDFC netbanking via phone banking:

Step 1: The account holder needs to give a call to the bank's phone banking number. The customer further needs to provide their customer ID and Telephone Identification Number (TIN)/Debit Card PIN.

Step 2: The HDFC phone banking will receive your netbanking registration request.

Step 3: The IPIN will then be sent to the customer's registered address within five working days.

HDFC Netbanking Registration Via Registration Form

If you do not have an active internet connection or a smart device, you can still register for HDFC netbanking. All you have to do is, submit the form for the same along with all the supporting documents at the bank's registration counter. 

Steps to Register For HDFC Net Banking Through ATM

Given below is the step-by-step process to register for the HDFC net banking service by visiting the ATM:

1: Visit the nearest HDFC bank ATM.

2: Insert your ATM card and enter your 4-digit PIN.

3: The screen will display some options; click on the 'Other Option' icon on the home screen.

4: Click on "NetBanking Registration" and proceed.

5: The IPIN and login credentials will be sent to the customer's registered address.

Steps to Reset the HDFC Net Banking Password

In case you have forgotten your password, you can always recover it by following an easy procedure. Given below is the step-by-step process to recover your net banking password:

Step 1: Visit the official HDFC Bank netbanking portal, enter your Customer ID and click on ‘Continue’.

Reset the HDFC Net Banking Password

Step 2: Click on the “Forgot IPIN (Password)” on the top right section of the next screen.

Forgot IPIN option in HDFC bank

Step 3: Enter your “HDGF Bank Customer ID” on the next page and click on ‘Go’.

Customer id option in HDFC bank

Step 4: Choose from the below-given methods to continue with the authorisation process-

HDFC netbanking authorisation

  • Via debit card details and OTP received on the registered mobile number
  • Using email address and OTP sent on the registered phone number

Step 5: On the next page, enter all the required details.

Step 6: Now enter your new netbanking IPIN.

enter your new netbanking in HDFC bank

Step 7: Login to your HDFC net banking account using the new IPIN you just set.

Login Process of HDFC NetBanking

Account holders need to follow the below-depicted steps to log in to their HDFC netbanking account:

Step 1: Visit the official HDFC netbanking portal.

Step 2: Click on the ‘Login’ button.

HDFC netbanking portal

Step 3: On the resulting page, click on the  “Continue to Netbanking” option, this will redirect you to the HDFC Netbanking login page.

HDFC Netbanking login

Step 4: Enter your Customer ID and click on the ‘Continue’ button.

HDFC bank Customer ID and IPIN

Step 5: Enter your IPIN/password and confirm the secure access message and image to continue to login.

HDFC Netbanking Services

Owing to the ease of accessing HDFC netbanking, account holders can now access several banking-related services on the portal. Users will be required to register themselves and log in using their credentials. Given below are some of the services available on the HDFC netbanking portal:

Transaction Services

  • Fund Transfer (within HDFC Bank)
  • Fund Transfer (Outside HDFC Bank)
  • Open Fixed Deposit
  • Open Recurring Deposit
  • Fixed Deposit Sweep-in
  • Overdraft against FD

Enquiry Services

  • You can access the account summary
  • You can check your HDFC account balance 
  • Obtain HDFC mini statement 
  • View and download the account statement 
  • TDS enquiry
  • View the status of a cheque

Miscellaneous

  • Submit IPO application
  • Halt the payment of a cheque
  • Change login password
  • Request for a new chequebook
  • View Tax Credit Statements
  • Confirm KYC Details
  • Update profile details

Different Types of HDFC Netbanking Transactions

Given below are the different types of transactions that you can carry out using your HDFC net banking account:

Type of Transaction Transaction Limit
Transfer to another HDFC account Re. 1 to Rs. 25 lakh /day
IMPS P2A – Instant Transfer Re. 1 to Rs. 25 lakh /day
Transfer to other bank (NEFT) Re. 1 to Rs. 25 lakh /day
Transfer to other bank (RTGS) Rs. 2 lakh to Rs. 25 lakh per day
IMPS P2P – Instant Transfer -
Transfer to eCMS Account Re.1 to Rs.10 lakh per day
Foreign Outward Remittance Up to 5,000 USD equivalent per remittance
Cardless Cash Withdrawal -

HDFC Netbanking Features

HDFC netbanking service offers an array of features and benefits to its customers that make it easier for them to manage all banking-associated activities. Given below are some of the features of HDFC Netbanking:

  • Customers can easily check their account balance and download account statements from the last five years.
  • Customers can use the service to open an HDFC fixed deposit or recurring deposit account.
  • You can easily transfer money to an HDFC or third-party account using RTGS, IMPS, or NEFT.
  • Account holders can easily make utility payments such as landline bills, water bills, and electricity bills.
  • Availability of credit card bill payments and analysis.
  • Conveniently invest in Mutual Funds.
  • Update PAN card and Aadhaar Card details.
  • Customers can check and track loan-related information on the netbanking portal.

HDFC Net Banking Helpline Numbers

In case you have any queries about HDFC net banking, you can reach out to a bank representative on the bank's dedicated helpline numbers. Given below are the statewide helpline numbers for HDFC net banking:

In case you have any queries about HDFC net banking, you can reach out to a bank representative on the bank’s dedicated helpline numbers. Given below are the statewise helpline numbers for HDFC net banking:

Name of City Helpline Number
Pune 020 6160 6161
Ahmedabad 079 6160 6161
Mumbai 022 6160 6161
Bengaluru 080 6160 6161
Lucknow 0522 6160 616
Chandigarh 0172 6160 616
Kolkata 033 6160 6161
Chennai 044 6160 6161
Jaipur 0141 6160 616
Cochin 0484 6160 616
Indore 0731 6160 616
Delhi & NCR 011 6160 6161
Hyderabad 040 6160 6161

HDFC Bank Timings

HDFC Bank is working 5 days a week, that is Monday to Friday. The bank operates on 2nd and fourth Saturdays, Check more details of HDFC Bank Timings.

Working Days  Banking Hours
Monday to Friday 9:30 AM to 3:30 PM
Saturdays (first, third, and fifth) 9:30 AM to 3:30 PM
Saturdays (second and fourth) closed
Sundays closed

FAQ's About HDFC NetBanking

How do I receive my PIN?

Once you have successfully signed up for HDFC net banking, you will receive your IPIN on the registered address within five working days.

How much money is transferable through IMPS in HDFC Netbanking?

Currently, there is no limit for IMPS transactions through your HDFC net banking account.

How can I activate HDFC NetBanking online?

Users can activate their HDFC netbanking using the phone banking facility provided by HDFC bank.

How much time does it take to transfer money through net banking?

Transferring money from one bank account to another usually takes 3-4 hours, depending on the mode you use. If you choose to use

 the RTGS or NEFT method, the transfer can be immediate also.

How can I apply for HDFC credit cards using netbanking?

Login to your HDFC netbanking account and log in using your Customer ID and IPIN. Click on ‘Credit Cards’ on the menu and enter all the required information to apply for a credit card.