IIFL Finance Limited

4.5
IIFL Finance Limited (previously IIFL Holdings is one of the foremost financial services players in the country. With its subsidiaries, namely Samasta Microfinance Limited and IIFL Home Finance Limited, it offers a vast range of mortgages and loans to customers.

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Loans offered by IIFL Finance

IIFL Finance LoansInterest RateProcessing FeeLoan Amount/Tenure

IIFL Finance Personal Loan

12.75% - 44%

Up to 9% + applicable taxes

₹5K - ₹5L

Tenure(0 - 3 Years)

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IIFL Finance Home Loan

8.75% - 17%

Up to 2%-6% of loan amount

₹1L - ₹2Cr

Tenure(1 - 30 Years)

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IIFL Finance Loan Against Property

10.65%

Up to 2% of the loan amount

₹1L - ₹2Cr

Tenure(3 - 15 Years)

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IIFL Finance Business Loan

Up to 36%

2% to 6% plus GST with an additional amount of up to Rs 500 charged as convenience fees

₹1L - ₹50L

Tenure(1 - 4 Years)

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IIFL Finance Limited Overview

IIFL Finance Limited (previously IIFL Holdings is one of the foremost financial services players in the country. With its subsidiaries, namely Samasta Microfinance Limited and IIFL Home Finance Limited, it offers a vast range of mortgages and loans to customers.

  • The line-up includes business loans, gold loans, home loans, loans against property and SME financing along with micro finance, construction and developer finance and even capital market finance. 
  • The company has 2,563 branches across more than 500 cities. 
  • It was founded in 1956 and registered as an HFC (housing finance company) with the NHB (National Housing Bank) in 2009. 
  • It offers small-ticket-sized and affordable home loans along with project loans and secured MSME loans. 
  • The NBFC has Rs. 44,249 crore in AUM (assets under management) with a team of 23,775 employees and Rs. 959 crore in total income as of Q1 FY22. 
  • IIFL has more than 6 million customers under its belt with a vision to be the most respected financial services company in India
  • The core values of the company include integrity, transparency and fairness.

FAQs

From loans to affordable interest rates, we have the answers for everything you need to know.

What type of company is IIFL?

India Infoline Finance Limited is an NBFC headquartered in Mumbai, India. It offers various loan products to meet customers’ financial obligations, such as home loans, financing for commercial vehicles, gold loans, and business loans.

Who is the CEO of IIFL?

Nirmal Jain is the founder as well as chairman of India Infoline Finance Limited.

Where is the head office of IIFL?

The head office of IIFL is located in the Thane Industrial Area, Wagle Estate. The area’s pincode is 400604.

How many branches of IIFL are there in India?

IIFL puts forward supreme financial services through a seamless network of over 2000 branches in India with a workforce of 10,500 employees.

How do I contact IIFL?

You can easily contact any customer care executive by calling +91 22 4007 1000.

How can I check my loan details in IIFL?

You can check your loan details either via the official portal by entering your loan details or by calling on 1860-267-3000 or 7039-050-000. However, you must provide the loan reference number along with the registered number to access loan details.

What is the minimum loan amount as per IIFL gold loan scheme?

The minimum loan amount as per the IIFL gold loan scheme is INR 3,000. However, at most, you can get a loan amount of INR 5 lakhs.

What is the interest rate in IIFL?

IIFL offers loans with attractive interest rates beginning at 8.20 percent.

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