IIFL Finance Home Loan

4.5

Whether buying or building, IIFL Finance home loan options cater to different needs, making homeownership a reality for many customers. IIFL Finance home loan is designed to make owning your dream home simple and stress-free. You can use it to purchase a new property, construct a house, or upgrade your home. The process is easy to manage, with minimal paperwork and flexible repayment options. Fast approvals ensure you don’t face unnecessary delays in achieving your goals. IIFL Finance housing loan provides clear terms and expert guidance to support you throughout the journey.

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IIFL Finance Home Loan

Interest Rate

8.5%

Loan Amount

₹1L - ₹2Cr

EMI Per Lakh

₹2,052

Processing Fees

Up to 2%-6% of loan amount

Pre-Payment Charges

Nill

Plan Offered

Term Loan

Showing Data for CIBIL Score 700 - 1000

IIFL Home Loan

  • CIBIL: 700 - 1000

IIFL Home Loan

CIBIL: 700 - 1000

CIBIL Score range

  • CIBIL: 700 - 1000

Showing Data for CIBIL Score 700 - 1000

  • Salaried
  • Self-Employed (Non-Professional)
  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
Any Loan AmountNew8.90%8.90%
  • Salaried
  • Self-Employed (Non-Professional)
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
MumbaiAny Loan AmountNew8.90%8.90%

Last updated on: 27, Mar 2025

ABB

Showing Data for CIBIL Score 700 - 1000

IIFL ABB Home Loan

  • CIBIL: 700 - 1000

IIFL ABB Home Loan

CIBIL: 700 - 1000

CIBIL Score range

  • CIBIL: 700 - 1000

Showing Data for CIBIL Score 700 - 1000

  • Self-Employed (Non-Professional)
  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
10 Lacs to 3 CrNew9.50%9.50%
  • Self-Employed (Non-Professional)
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
Mumbai10 Lacs to 3 CrNew9.50%9.50%

Last updated on: 27, Mar 2025

Features & Benefits of IIFL Home Loans

  • Easy digital applications and quick sanctioning process. 
  • Digital process with minimal paperwork. 
  • Attractive interest rates on home loans. 
  • PMAY interest subsidies.

IIFL Home Loan Overview

It is comparatively easier to apply for IIFL home loans without any hassles. You can get the benefits of a seamless IIFL home loan online application procedure along with getting a really competitive IIFL home loan interest rate as well. IIFL Home Loans are available for a wider spectrum of customers along with accompanying technical and legal assistance alongside. You can apply for buying a plot, home, apartment, bungalow and so on. The maximum tenure goes up to 25 years and there is a quick and digital procedure for home loan processing and disbursement.

Documents Required for IIFL Home Loans

KYC Documents Identity Proof and Address Proof
Income Proof Last 6 months’ bank statements and ITR/Form-16/salary slips
Property Documents Copy of entire property document chain, copy of receipt given to the developer, copy of the sale agreement, and copy of the buyer agreement

FAQs

From refinancing to reducing your interest, we have the answers right here.

Is a Home Loan A Tax Saving Deduction?

Yes you can save taxes on home loans under the Sections 80C and 24 respectively.

What is The Minimum Salary For A Home Loan?

The minimum salary for taking a home loan is usually between Rs. 25,000 and Rs. 30,000.

Can I Take Two Home Loans At A Time?

You can take two home loans simultaneously without any issues.

When Does The Loan Repayment Period Start?

The repayment period starts from the month after the one in which the loan has been disbursed.

Does IIFL Provide Home Loan at the best rate?

Yes, you can expect attractive interest rates at IIFL, beginning from 8.20% onwards.

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