Bajaj Finserv Home Loan

4.5

Bajaj Finserv Home Loan is one of the most flexible home loans available on the market. To apply for a Bajaj Finserv home loan, you can submit an online application. Bajaj Finserv home loan requirements are very easy to meet. Bajaj Finserv home loans have several advantages including zero foreclosure charges, flexible repayment tenure and a loan top-up option of up to 1 Crore.

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Bajaj Finserv Home Loan

  • Interest Rate

    8.45% - 15%

  • Loan Amount

    ₹1L - ₹15Cr

  • EMI Per Lakh

    ₹2,049 - ₹2,379

  • Processing Fees

    Up to 0.50 % of the loan amount + GST and other applicable statutory levies
  • Pre-Payment Charges

    NIL

Plan Offered

Term Loan

Showing Data for CIBIL Score 775 - 1000

Bajaj Home Loan

  • CIBIL: 775 - 1000

  • CIBIL: 725 - 749

  • CIBIL: 750 - 774

Bajaj Home Loan

CIBIL: 775 - 1000

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CIBIL Score range

  • CIBIL: 775 - 1000

  • CIBIL: 725 - 749

  • CIBIL: 750 - 774

  • CIBIL: 0 - 725

Showing Data for CIBIL Score 775 - 1000

  • Salaried
  • Self-Employed (Non-Professional)
  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
Upto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.40%8.40%
  • Salaried
  • Self-Employed (Non-Professional)
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
MumbaiUpto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.40%8.40%
PuneUpto 45 LacsNew8.50%8.50%
Upto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.50%8.50%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.50%8.50%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.50%8.50%
Above 1.5 CrNew8.40%8.40%
Kalyan-DombivaliUpto 45 LacsNew8.50%8.50%
Upto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.50%8.50%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.50%8.50%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.50%8.50%
Above 1.5 CrNew8.40%8.40%
Pimpri-ChinchwadUpto 45 LacsNew8.50%8.50%
Upto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.50%8.50%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.50%8.50%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.50%8.50%
Above 1.5 CrNew8.40%8.40%
ThaneUpto 45 LacsNew8.50%8.50%
Upto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.50%8.50%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.50%8.50%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.50%8.50%
Above 1.5 CrNew8.40%8.40%
Vasai-VirarUpto 45 LacsNew8.50%8.50%
Upto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.50%8.50%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.50%8.50%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.50%8.50%
Above 1.5 CrNew8.40%8.40%
Navi MumbaiUpto 45 LacsNew8.40%8.40%
45 Lacs to 75 LacsNew8.40%8.40%
75 Lacs to 1.5 CrNew8.40%8.40%
Above 1.5 CrNew8.40%8.40%

Last updated on: 22, Jun 2024

ABB

Showing Data for CIBIL Score 725 - 1000

Bajaj ABB Home Loan

  • CIBIL: 725 - 1000

Bajaj ABB Home Loan

CIBIL: 725 - 1000

CIBIL Score range

  • CIBIL: 725 - 1000

Showing Data for CIBIL Score 725 - 1000

  • Self-Employed (Non-Professional)
  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
Below 45 LacsNew8.70%8.70%
45 Lacs to 75 LacsNew8.70%8.70%
75 Lacs to 1.5 CrNew8.70%8.70%
Above 1.5 CrNew8.70%8.70%
  • Self-Employed (Non-Professional)
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
MumbaiBelow 45 LacsNew8.70%8.70%
45 Lacs to 75 LacsNew8.70%8.70%
75 Lacs to 1.5 CrNew8.70%8.70%
Above 1.5 CrNew8.70%8.70%

Last updated on: 22, Jun 2024

Gross Professional Receipt

Showing Data for CIBIL Score 725 - 1000

Bajaj GPR Home Loan

  • CIBIL: 725 - 1000

Bajaj GPR Home Loan

CIBIL: 725 - 1000

CIBIL Score range

  • CIBIL: 725 - 1000

Showing Data for CIBIL Score 725 - 1000

  • Self-Employed
Loan AmountLoan TypeMen (ROI)Women (ROI)
Below 45 LacsNew8.80%8.80%
45 Lacs to 75 LacsNew8.80%8.80%
75 Lacs to 1.5 CrNew8.80%8.80%
Above 1.5 CrNew8.80%8.80%
  • Self-Employed
CityLoan AmountLoan TypeMen (ROI)Women (ROI)
MumbaiBelow 45 LacsNew8.80%8.80%
45 Lacs to 75 LacsNew8.80%8.80%
75 Lacs to 1.5 CrNew8.80%8.80%
Above 1.5 CrNew8.80%8.80%

Last updated on: 22, Jun 2024

Features and Benefits of Bajaj Finserv Home Loan

Flexible Repayment

Bajaj Finserv provides flexible EMI repayment plans. You can plan your finances accordingly and repay your housing loan at your pace in 30 years.

Top-up on Existing Loan

A top-up is financial help provided by banks and NBFCs that allows you to borrow an additional amount on your existing loan. Bajaj Finserv provides their customers with top-up loans on balance transfers of existing loans. You can avail a top-up of up to INR 1 Crore with Bajaj Finserv.

Minimal Documentation

Bajaj Finserv offers home loans with simple processing and minimal documentation.

Quick Disbursal

Bajaj Finserv disburses approved loans within 48 hours of verification to provide an optimum experience to the customer.

Attractive Interest Rates

Bajaj Finserv offers flexible and affordable home loans. You can avail of a home loan up to INR 5 crores with interest rates ranging between 8.6% to 14% per annum.

Zero Prepayment Charges

A prepayment is an option provided by banks and NBFCs that allows customers to repay the loan before maturity. Usually, financial institutions charge a percentage of the loan amount if you opt for prepayment. But with Bajaj Finserv, you can prepay your loan and save up on your interest without paying any foreclosure charges.

Bajaj Finserv Home Loan: Fees and Charges

Processing Fees Upto 6% of the loan amount
EMI bounce charges Upto INR 3000
Penal Interest Upto 2%
Secure Fee ( one time) Upto INR 4,999
Loan statement charges NIL
Principal and Interest statement charges NIL
Prepayment or foreclosure charges NIL

Bajaj Finserv: Types of Home Loans

Bajaj Finserv provides a wide range of home loans tailored according to the needs of their customers.

Home Loan Balance Transfer

Bajaj Finserv offers a balance transfer on home loans. It provides a facility to transfer an existing home loan to the NBFC hassle-free. With Bajaj Finserv balance transfer, you can avail of low-interest rates, long term loans and top up on the existing loan.

Top-up Loan

Bajaj Finserv provides a top-up in addition to the home loan. A top-up is a financial help offered by the banks and NBFCs that allows you to borrow an additional amount on the existing loan.

Joint Home Loans

You can share your finances by opting for a joint home loan with your spouse, parents or siblings. You can share the repayment responsibilities with your co-applicant.

Women's Home Loans

Bajaj Finserv provides home loans specially customized for women at competitive rates. This loan type supports women to become independent house owners.

Home Construction Loan

A home construction loan offers funds specifically for home construction. Bajaj Finserv also provides a top-up to cover home decor expenses after the construction of the house.

Plot for Purchase

Bajaj Finserv provides finances for purchasing a plot for the construction of your house.

Home Loan for Professionals

Bajaj Finserv provides ample finances at attractive interest rates for professionals like home loans for private employees, government employees, advocates and bank employees.

Documents required for Bajaj Finserv Home Loan

KYC Documents
  • Aadhaar Card
  • Passport
  • Driving License
  • Voter ID
Income Proof
  • Previous 3 months’ salary slips
  • Previous 6 months’ bank account statements
  • Employee ID card
Other Documents Property documents

Bajaj Finserv: Home Loan EMI Calculator

EMI means estimated monthly instalments. It refers to the amount payable every month towards the repayment of your home loan. A home loan EMI calculator is a tool provided by Bajaj Finserv on their website that helps you to compute the estimated monthly payments. Enter the desired loan amount, tenure and interest rate in the allocated boxes and get the estimated figures in seconds.

FAQs

From refinancing to reducing your interest, we have the answers right here.

Does Bajaj Finserv provide home loans at the best rate?

Yes, Bajaj Finserv provides home loans at affordable interest rates, starting from 6.65%.

Does Bajaj Finserv check for a CIBIL score for a home loan?

Yes, Bajaj Finserv considers the CIBIL score of home loan applicants to determine the best possible home loan interest rate for the latter. The applicant should maintain a minimum score of 750 to avail best offers.

What is the maximum amount of home loan I can get from Bajaj Finserv?

Based on your CIBIL score, repayment history, financial stability and other considerations. You can get a home loan for a maximum of INR 5 crores at Bajaj Finserv.

Does Bajaj Finserv have a fixed rate of interest on a home loan?

Bajaj Finserv offers home loans at both fixed and floating interest rates.

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