Bank of Baroda

Bank of Baroda

Bank of Baroda, a renowned name in the world of banking, stands as a pillar of financial stability and growth for countless individuals and businesses. With a legacy dating back to 1908, it has consistently strived to offer innovative financial solutions. Bank of Baroda loans are designed to empower your dreams and aspirations. Whether you're planning to purchase your dream home, fund your child's education, or expand your business horizons, applying for a Bank of Baroda loan online is a hassle-free experience.

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Loans offered by Bank of Baroda

Bank of Baroda LoansInterest RateProcessing FeeLoan Amount/Tenure

Bank of Baroda Personal Loan

10.35% - 18.25%


₹1L - ₹20L

Tenure(1 - 7 Years)

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Bank of Baroda Home Loan

8.4% - 10.6%


₹10L - ₹10Cr

Tenure(5 - 30 Years)

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Bank of Baroda Loan Against Property

10.85% - 16.5%

Up to 1% (Rs 8,500 upfront-Rs 75,000)

₹2L - ₹25Cr

Tenure(1 - 15 Years)

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Bank of Baroda Business Loan

6.75% - 13.5%

Up to 3% of the loan amount

₹5L - ₹50L

Tenure(1 - 5 Years)

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Features and Benefits of Bank of Baroda

Bank of Baroda provides its clients with a variety of banking products and services that gives them the freedom and security they require to manage their funds. Bank of Baroda is a one-stop financial place, offering everything from classic banking products and services like Bank of Baroda loans, checking and savings accounts to more innovative offerings like online and mobile banking.

  • Customers can quickly manage their funds and pay invoices by logging in to their accounts online.
  • It provides a full range of banking products, from deposit accounts to loans, as well as payment and collection services and investments.
  • To protect users' privacy and financial information, the online banking service uses modern encryption and layered authentication.
  • The pricing and fees for the products and services are extremely competitive.
  • Bank of Baroda offers consumers excellent value for their money by offering reasonable rates and fees.
  • A high degree of customer service is provided, along with individualised customer care and a variety of beneficial recommendations.
  • India is home to a sizable network of branches and ATMs, making it simple for consumers to access their money.
  • There is a multinational presence, with offices and branches all over the world, making it easy for consumers to access cash and services on a global scale.

Bank of Baroda - An Overview

Bank of Baroda is one of the oldest and largest commercial banks in India. Since its inception in 1908, the bank has provided world-class banking solutions to its customers. It is one of the few banks authorised to conduct business in all 29 Indian states and seven union territories. Bank of Baroda provides its customers with a wide range of products and services, including house loans, business loans, vehicle loans, credit cards, personal loans, fixed deposits, NRI services, gold loans, and much more. The service of Bank of Baroda loan apply online is also available to its customers. Furthermore, the bank has established a dedicated customer service team to ensure that all customer inquiries and complaints are promptly answered. The customer support team also tries to ensure that its clients' online transactions are secure and they do not feel the weight of the Bank of Baroda loan apply.

Services Offered by the Bank of Baroda

Aside from Bank of Baroda loans, deposits, and cards, the bank provides additional services that enhance the value of the bank's banking system, such as capital market services, collection services, ECS, and so on. Look over all of the various services the bank provides to its consumers below:

bob World Tab

'Bob World Tab' is essentially a relationship-based assisted mobility platform providing a seamless trip for branch users, increasing the branch and bank's CASA base. Various Digital Products are also available through this Platform, which eliminates paperwork and ensures complete Digitisation when opening SB & Current Accounts for consumers, resulting in greater Customer Service.

bobWorld Digital Rupee

The Digital Rupee (e₹) is legal money issued by the Reserve Bank of India in the retail sector using blockchain-based components. Also known as the "digital rupee" or e₹, it will combine physical cash attributes such as trust, safety, and settlement finality with atomicity (i.e. immediate settlement of transactions) in digital mode.

Phone Banking

Phone banking is a telephone banking service that gives account information 24 hours a day, seven days a week, from any location and at any time. A consumer can use the Interactive Voice Response or IVR or speak directly with one of the bank's phone banking professionals.


Tokenisation is a security method that replaces your card details with a unique code. This one-of-a-kind code is known as a token. The token is a random string of characters without meaning or value.

Mobile Banking

Users can manage their accounts from any location using the mobile app. Users can check their account statements or make a remittance while at work or commuting. One can use this service to avail Bank of Baroda loan apply online.

Instant Banking

Bank of Baroda Bank's Internet banking service provides its clients with 24-hour, 7-day-a-week access to online banking services. Carry out all your banking transactions from the comfort of your home or office, including account information, Demat account information, online instructions, requests, bill payments, and other merchant payments.

ATMs and Kiosks

There are over 9,200 ATMs installed throughout India, ensuring that you are never too far away from an ATM. Our ATM Banking is a pleasant experience thanks to its user-friendly visual screen and simple instructions in the language of your choice.

Doorstep Banking

Doorstep Banking is one of the primary action points of the Department of Financial Services' strategy for banking changes under the EASE (Enhanced Access & Service Excellence) reforms. PSB Alliance Doorstep Banking Service is a facility created to cater to financial and non-financial banking needs of all Banks' customers under a single umbrella.


FASTag is a thick paper-based tag or gadget that employs Radio Frequency Identification (RFID) technology to pay for tolls directly from the associated Prepaid Wallet, Savings, or Current Account.

Bank of Baroda Corporate office Details with Contact numbers and Email ID

Bank of Baroda customers may need help with carrying out different banking activities like Bank of Baroda loan apply only or cash transfers etc. To help counter these issues, the bank has set up customer service. The following are the details of customer care.

Registered Office

  • Address: Baroda House, Mandvi, Baroda - 390001
  • Contact No: 0265 2316795/2
  • Email:

Head Office

Bank of Baroda: General Manager (Principal Nodal Officer) Baroda Bhawan Address: 7th floor, R.C. Dutt Road, Vadodara - 390007

Corporate Centre

Address: Baroda Corporate Centre, Plot No. C-26, Block G, Bandra Kurla Complex, Bandra (East), Mumbai, 400051 Contact No.: (022) 6698 5000-04 (PBX) Fax: (022) 2652 1955

Contact Centre

Personal Banking:

Toll-Free Number: 1800 5700 (24X7)

Missed call services:

  • Balance Inquiry - 8468001111
  • Mini Statement - 8468001122

For PMJDY and other FI schemes

Toll-Free Number - 1800 102 77 88 (06:00 am to 10:00 pm)


From refinancing to reducing your interest, we have the answers right here.

Is Bank of Baroda Bank government or private?

Bank of Baroda is an Indian state-owned banking and financial services organisation.

Is a zero balance account available in the Bank of Baroda?

Yes, Bank of Baroda allows to open a zero balance account for a certain category of customers.

What is the minimum bank balance in Bank of Baroda?

In urban, metro and semi-urban areas, the minimum bank balance for Bank of Baroda is ₹2000.

How can I check my BoB account balance?

You can get details about your account balance by simply calling at 8468001111 via your registered number.

How can I get my Bank of Baroda Swift code?

The Swift Code of Bank of Baroda can be easily found in the account statement. You can also find it in your net banking account after logging into it.

How can I get my IFSC code from the Bank of Baroda?

You can find Bank of Baroda’s IFSC code either on the front of the passbook or in the chequebook.

Where is the main office of the Bank of Baroda?

The main registered office or headquarter of Bank of Baroda is in Vadodara, Gujarat.

What is Bank of Baroda's customer care number?

The toll-free numbers to contact Bank of Baroda customer care are 1800 258 4455 and 1800 102 4455.

Can I open my account online at the Bank of Baroda?

Yes, you can open an online bank account with the Bank of Baroda after uploading all of the required documents on their website.

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