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Bank of Baroda

Bank of Baroda

Bank of Baroda is a state-owned Indian and international banking and financial services entity that is headquartered in Vadodara (previously called Baroda) in Gujarat.

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Loans offered by Bank of Baroda

  • Home Loan
Loan Amount:₹1L - ₹10Cr
Interest Rate:6.9% - 8.25%
Processing Fee:Up to 0.5%
Tenure:30 Years
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  • Personal Loan
Loan Amount:₹10K - ₹15L
Interest Rate:10.99%
Processing Fee:Up to 2%
Tenure:7 Years
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  • Loan Against Property
Loan Amount:₹2L - ₹2Cr
Interest Rate:8.6% - 14.25%
Processing Fee:0.35% - 1%
Tenure:15 Years
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  • Business Loan
Loan Amount:₹5L - ₹50L
Interest Rate:Up to 14.1%
Processing Fee:0.75% - 1%
Tenure:5 Years
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ProductsInterest RateProcessing FeeLoan Amount/Tenure
Home Loan

6.9% - 8.25%

Up to 0.5%

₹1L - ₹10Cr

Tenure(Up to 30 Years)

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Personal Loan


Up to 2%

₹10K - ₹15L

Tenure(1 - 7 Years)

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Loan Against Property

8.6% - 14.25%

0.35% - 1%

₹2L - ₹2Cr

Tenure(1 - 15 Years)

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Business Loan

Up to 14.1%

0.75% - 1%

₹5L - ₹50L

Tenure(1 - 5 Years)

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Bank of Baroda Overview

Bank of Baroda is a state-owned Indian and international banking and financial services entity that is headquartered in Vadodara (previously called Baroda) in Gujarat. 

  • Bank of Baroda was established on 20th July, 1908, by the erstwhile Maharaja of Baroda, Sayajirao Gaekwad III. The bank was nationalized on 19th July, 1969 by the Indian Government.
  • The first branch was set up in 1937 in Calcutta. 
  • The Bank of Baroda story is characterized by enterprise, a futuristic vision and pro-active corporate governance.

The mission of the bank is to be a high-ranked national bank adhering to global standards with a firm commitment towards enhancing the value of stakeholders via care, concern and competence.

Services Offered by Bank of Baroda

Personal Banking Services Collection Services
Agriculture Sector Services ECS
Corporate Banking Services E-Stamping
Agri Services- Baroda Kisan Government Business Schemes
Merchant Payment Solutions National Pension Scheme
Aadhar Seva Kendra One-Time Settlement
ASBA Facilities State-Wise Bank GSTIN
Atal Pension Yojana Bank of Baroda FinTalk
  • Project Navoday with its shared services center which is a unique initiative in nationalized banking. 
  • Bank of Baroda has taken various strategic initiatives including the development of a new technology platform covering its domestic, global and subsidiary functions. 
  • Customers get access to internet banking, payment of indirect/direct taxes and other State Government taxes. 
  • Payment of railway tickets, utility bills, online shopping, donations to temples and payment of institutional fees. 
  • Wide ATM network throughout India along with mobile ATMs for select cities. 
  • Direct salary upload, state tax payments and trade finance for corporate clients. 
  • Prepaid gift cards and mobile banking (Baroda M-Connect). 
  • Global treasury solutions overseas along with centralized SWIFT functions via its Mumbai data centre. 
  • Payment messaging system and anti-money laundering check and compliance. 
  • Value added services like collection services, remittances and ECS along with appraisal merchant banking and cash management remittance. 
  • Ancillary Services- Food Agro Based Units Under Agriculture, Scheme for Financial Facility Under PM Formalization of Micro Food Processing. 
  • Agri Services- Baroda Kisan. 
  • Correspondent Banking, Global Trade Service, Foreign Currency Credits, External Commercial Borrowings, Foreign Currency Non-Resident Loans, Compliance and Risk, International Treasury, Remittance from India. 
  • Instant Banking- Internet Banking, BoB World (Mobile Banking), WhatsApp Banking, Cards, ATMs & Kiosks, BoB World Wave Wearable Smart Watch for Contactless Payments, FASTag, Tokenization.
Savings Account Baroda Salary Classic, Baroda Platinum Savings Bank Account, Baroda Advantage Savings Account, Sukanya Samriddhi Yojana Account and Pradhan Mantri Jan Dhan Yojana Account.
Current Account Baroda Advantage, Baroda Premium, Baroda Premium Current Account Privilege, Baroda Start-Up Current Account and Baroda Scale-Up Current Account
Term Deposit Long Term Deposits, Short Term Deposits, Capital Gain Account
Baroda Advance Against Securities Loan Against Mutual Funds, Shares, and Bonds and Debentures
Education Loan Baroda Scholar, Baroda Vidya and Baroda Education Loan for students of elite institutions
Gold Loan Retail Gold Loan, Agri Gold Loan
Investment Products Alternative Investment Products, Mutual Funds, Baroda 3 in 1 Trading Account, Demat Account
General Insurance Chola Fire-Property, Overseas Mediclaim Business and Holiday, Auto Secure Private Car Package Policy
Life Insurance IndiaFirst Group Term Plan, IndiaFirst Life Little Champ Plan, IndiaFirst Life Cash Back Plan
Health Insurance Accident Care Individual Insurance Policy, Health Assurance and Star Cardiac Care Insurance Policy
Safe Deposit Lockers Baroda Pre Approved Personal Loan
Public Provident Fund Baroda Car Loan
Baroda Home Loan Baroda Two Wheeler Loan
Baroda Personal Loan Pre Approved Micro PL
Baroda Personal Loan COVID 19 Baroda Overdraft for E-Commerce Business
Baroda Pre Approved Home Loan Baroda Tankerz Loan
Baroda Home Loan Advantage E-Kisan Vikas Patra Scheme, Sovereign Gold Bonds, Floating Rate Savings Bonds and Senior Citizens Savings Deposit

Bank of Baroda Corporate Office and Contact Details

Contact number- 1800 258 44 55 or 1800 102 44 55. 

Head Office- Bank of Baroda, General Manager (Principal Nodal Officer), Baroda Bhawan, 7th Floor, R.C. Dutt Road, Vadodara- 390007. 

Corporate Centre- Bank of Baroda, Baroda Corporate Centre, Plot Number C-26, Block-G, Bandra Kurla Complex, Bandra (East), Mumbai – 400051.


From refinancing to reducing your interest, we have the answers right here.

Is Bank of Baroda Bank government or private?

Bank of Baroda is an Indian state-owned banking and financial services organisation.

Is a zero balance account available in the Bank of Baroda?

Yes, Bank of Baroda allows to open a zero balance account for a certain category of customers.

What is the minimum bank balance in Bank of Baroda?

In urban, metro and semi-urban areas, the minimum bank balance for Bank of Baroda is ₹2000.

How can I check my BoB account balance?

You can get details about your account balance by simply calling at 8468001111 via your registered number.

How can I get my Bank of Baroda Swift code?

The Swift Code of Bank of Baroda can be easily found in the account statement. You can also find it in your net banking account after logging into it.

How can I get my IFSC code from the Bank of Baroda?

You can find Bank of Baroda’s IFSC code either on the front of the passbook or in the chequebook.

Where is the main office of the Bank of Baroda?

The main registered office or headquarter of Bank of Baroda is in Vadodara, Gujarat.

What is Bank of Baroda's customer care number?

The toll-free numbers to contact Bank of Baroda customer care are 1800 258 4455 and 1800 102 4455.

Can I open my account online at the Bank of Baroda?

Yes, you can open an online bank account with the Bank of Baroda after uploading all of the required documents on their website.

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