- Home
- Personal Loan
- Overdraft Personal Loan
Overdraft Personal Loan
A 10-lakh personal loan is an appealing credit option. As many banks are presently offering digital applications, you can apply and secure the necessary funds without visiting bank branches. Moreover, there’s no need to pledge any collateral. Moreover, most banks nowadays ensure that eligible applicants can expect fund disbursement within a day or two, further enriching the overall appeal of this borrower-friendly personal finance. It is ultimately recognised as a multi-purpose personal loan. I.e., you are allowed to apply any of your personal needs, and banks are typically ready to sanction your loan application in a jiffy. Let's scroll down to know more about this 10 lakh loan.
- Personalized Personal Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Personal Loan Interest rate comparison
Table of Content
Why Need a 10 Lakh Personal Loan?
There could be many reasons why someone would need a 10 lakh personal loan. However, the following are some of the popular reasons people find ideal in applying for a 10 lakh personal loan online:
- To renovate or expand your home.
- To consolidate multiple debts into a single loan.
- To cover medical emergencies or costly treatments.
- To buy a new car or repair an existing one.
- To finance a startup or upgrade an existing business.
- To organise a wedding or cover other family-related expenses.
- To pay for higher education or studies abroad.
10 Lakh Loan Interest Rates & Charges
A 10 lakh loan interest rate and other pertinent charges may vary based on your creditworthiness, chosen lender, loan tenure, etc. Some of the common information about a 10 lakh personal loan, including interest rates and other associated fees, is as follows:
Interest rate
This is a percentage of the principal amount that a lender charges for lending money. This interest is typically required to be paid as part of your EMIs, along with the principal amount. The average personal loan interest rate is approximately 11.50% per annum.
Processing fee
This is a one-time fee charged by the lender for processing the loan application. It covers the costs incurred by the bank in managing the paperwork, administration, and other pertinent expenses associated with your application. This fee is usually a percentage of the loan amount, typically ranging from 0.5% to 3%.
Prepayment or foreclosure fee
This is a fee charged by the lender if the borrower decides to repay the loan before the predetermined tenure ends. It is usually a percentage of the outstanding loan amount, ranging from 0% to 5%.
Late payment fee
This is a penalty charged by the lender for not paying the monthly instalment (EMI) of a personal loan on time. It can typically be a flat fee or a percentage of the unpaid EMI, ranging from 2% to 3% per annum.
Bounce or cheque return fee
This is a fee charged by the lender if the borrower’s cheque or ECS mandate gets bounced or returned due to insufficient funds or other reasons. It is usually a fixed amount, ranging from Rs. 200 to Rs. 500.
Comparison of Interest Rates Offered by Various Banks for Personal Loans of 10 Lakh List of Bank
Let’s examine the interest rates offered by the leading banks in India for a 10 Lakh personal loan online:
Lenders | Interest Rates | Processing Fees |
HDFC Bank | 10.50% p.a. onwards | Up to Rs 4999 + taxes |
ICICI Bank | 10.65% p.a. onwards | Up to 2.50% of the loan amount + taxes |
Axis Bank | 10.49% p.a. onwards | Up to 2.00% of the loan amount + taxes |
SBI Bank | 11.15% p.a. onwards | Up to 1.50% of the loan amount + taxes |
Kotak Bank | 10.99% p.a. onwards | Up to 3.00% of the loan amount + taxes |
Bajaj Finserv | 11.00% p.a. onwards | Up to 3.93% of the loan amount + taxes |
Tata Capital | 10.99% p.a. onwards | up to 5.5% of the loan amount + taxes |
IndusInd Bank | 10.49% p.a. onwards | Up to 3.00% of the loan amount + taxes |
Standard Chartered | 11.49% p.a. onwards | Up to 2.25% of the loan amount + taxes |
IDBI Bank | 10.15% p.a. onwards | 1% of the loan amount + taxes |
Eligibility Criteria for 10 Lakh Personal Loan
Here are the common eligibility criteria for a Rs 10 Lakh loan:
- Age: You must be aged somewhere between 21 and 60 years.
- Income: You must have a regular source of income, either as a salaried or self-employed individual.
- Credit Score: You must have a positive credit history and a good CIBIL score of at least 650 or above.
- Employment: You must have stable and continuous employment or business for at least 2 to 3 years.
- Residence: You should be a resident of India and have a valid ID and address proof.
10 Lakh Personal Loan Repayment Tenures
A typical personal loan features a repayment tenure ranging from 12 to 60 months. However, some lenders are extending this term up to 84 months, allowing you to choose the tenure that best suits your convenience. It’s important to note, though, that extending the tenure reduces the EMI amount but increases the total interest cost. To determine the most suitable tenure for your loan amount and interest rate, you can use a personal loan EMI calculator, which is available on the official website of Urban Money.
How to Get a 10 Lakh Personal Loan?
You can easily apply for an instant personal loan of ₹10 Lakhs by following the steps given below:
- Visit the official website of Urban Money.
- Click on the “Loan” option, and then select “Personal Loan” from the horizontal menu bar on the home screen.
- You will be directed to a new page titled “Personal Loan,” where you can find an array of lenders who offer 10 lakh personal loans.
- Choose the one that best suits your needs by clicking on the “Enquire Now” button.
- A short digital form will appear on your screen. Here, you need to enter your name, mobile number, and city.
- A 6-digit OTP will be sent to the entered mobile number.
- Add the OTP and click the “Submit” button.
- Within a day, our dedicated loan specialist will contact you regarding your chosen lender and guide you until the loan amount is credited to your bank account.
Documents Required for 10 Lakh Personal Loan
Following are the required documents you may need to submit along with a ₹10 Lakh loan application.
- Proof of Identity: PAN Card, Passport, Voter ID or Driving License.
- Proof of Address: Recent copy of Utility Bills, Passport, Driving License or Aadhaar Card.
- Proof of Income: Bank Statement for the last 6 months which shows your salary/income is credited.
- Proof of Employee: Salaried individuals should submit salary slips for the last 3 months, while self-employed individuals may provide documents demonstrating business continuity.
Make today the day you turn your ‘someday’ into reality. If you find yourself in need of a bit of extra cash beyond your current bank balance, and time constraints or a preference for avoiding regular fixed repayments like EMIs are a concern, worry no more. An overdraft loan facility could be the solution you’re looking for. Whether it’s for paying utility bills, managing medical emergencies, settling credit card dues, or handling any unforeseen expenses, an Insta overdraft facility allows you to access the required funds quickly.
A bank overdraft facility is a service provided by banks to their account holders. Those who meet eligibility criteria can withdraw funds up to a specified limit, even if their current balance is zero. These limits may be influenced by your credit profile and past banking transactions. You can repay the amount at your convenience without being tied to a fixed EMI schedule. However, similar to other credit options, repaying the borrowed funds along with the applicable interest rate is a requirement. Keep scrolling to learn more.
Features and Benefits of Personal Loan Overdraft Facility
Here are the applicable features and benefits of an Instant overdraft facility personal loan:
- Easy repayment options: You can pay the interest component monthly and the principal amount as per your cash flow.
- Multiple withdrawals: You can withdraw and repay the loan amount multiple times within the sanctioned limit, without any extra charges.
- Fixed or dropline limit: Depending on the lender, you can opt for a fixed limit that stays the same throughout the loan tenure, or a dropline limit that decreases gradually over time.
- Simple documentation: The paperwork and verification process for an overdraft facility personal loan is minimal and hassle-free.
Interest Rate for Personal Loan Overdraft Comparison
The interest rate for personal loan overdrafts varies depending on the lender, the loan amount, the credit profile of the borrower, and other factors. In general, the interest rate for a personal loan overdraft is higher than the interest rate for a regular personal loan, as it offers more flexibility and convenience to the borrower. However, the borrower only pays interest on the amount they use, not the entire limit, which can help them save on interest costs.
Here are the leading banks in India which offer Flexi Personal Loans:
Variable vs. Fixed Rates
Let’s examine the differences between variable rates and fixed rates regarding overdraft loans:
Variable Interest Rate | Fixed Interest Rate |
The interest rate changes over time based on an underlying benchmark or index. | The interest rate stays the same throughout the loan term. |
The initial interest rate is usually lower than the fixed rate, but it can increase or decrease later. | The interest rate is usually higher than the variable rate, but it is predictable and stable. |
The monthly payments can vary depending on the interest rate fluctuations. | The monthly payments are fixed and easy to budget for as they remain unchanged. |
The total cost of borrowing can be lower or higher depending on the market conditions. | The total cost of borrowing is known in advance and does not change. |
Suitable for borrowers who can afford to take the risk or who plan to pay off the loan quickly. | Suitable for borrowers who prefer certainty and security or who have a long loan term. |
How Does the Overdraft Facility Loan Work?
The following outline describes the typical procedures for how an overdraft facility loan works:
- You can apply for an overdraft facility loan from a lender that suits you best, and get approved for a certain limit based on your eligibility.
- You can withdraw money from your loan account anytime you need, up to the sanctioned limit, using online banking, mobile app, cheque, or ATM.
- You pay interest only on the amount you withdraw, not on the entire limit, at either a fixed or variable rate, depending on your chosen lender. The interest is calculated daily and is billed monthly to your loan account.
- You can repay the loan amount in full or in part, whenever you have surplus funds, without any prepayment charges. You can also withdraw the repaid amount again, as long as it is within the limit and the loan tenure.
Eligibility Criteria
The eligibility criteria for an overdraft facility can vary based on the lender, account type, limit amount, and collateral provided. However, some of the common eligibility criteria for a bank instant OD facility are as follows:
- The applicant must be an Indian citizen.
- The applicant must be somewhere between 21 and 65 years old.
- The applicant must have an existing bank account with their chosen lender.
- You applicant must have a good credit score and repayment history.
- The applicant must have a regular source of income that meets the criteria set by the lender.
Documents Required for a Flexi Personal Loan
To apply for a personal loan overdraft facility, you need to submit the following documents:
- Proof of Identity: PAN Card (mandatory), Aadhaar Card, Driving licence, or Passport.
- Proof of Address: Utility Bills, Voter ID Card, or Ration Card.
- Proof of Income: Bank statement, salary slip, income tax return, etc.
Apply for Overdraft Facility
You can initiate your overdraft loan application through Urban Money’s official website. Alternatively, you can contact our loan specialist by dialling 1800 208 3344, who will be happy to guide you until you secure the necessary funds. Our team of experts strives to provide you with a quick solution and help you make the entire process smoother.
Let’s take a look at a list of features you can expect from an instant personal loan of ₹10 Lakhs:
- Multi-purpose credit option
- Collateral-free finance
- Competitive interest rate
- Flexible repayment term
- Online application process
- Quick approval and disbursal
Key Points Lenders Consider While Offering Personal Loans of Rs 10 Lakh
Here are some of the major factors you may keep your mind while applying for ₹10 Lakh personal loan online:
- Maintain a good credit score
- Reduce your debt-to-income ratio
- Present all your income sources
- Affix co-applicant
- Avoid multiple loan applications
Loans
- SBI Personal Loan of 40000
- BOB Personal Loan of 7 Lakh
- SBI Personal Loan of 7 Lakh
- SBI Personal Loan of 10 Lakh
- BOB Personal Loan of 50000
- BOB Personal Loan of 10 Lakh
- PNB Bank Medical Loan
- HDFC Personal Loan of 3 Lakh
- Canara Bank Housewife Personal Loan
- HDFC Personal Loan of 5 Lakh
- SBI Personal Loan of 10000
- SBI Personal Loan of 25000
- Canara Bank Students Personal Loan
- BOB Bank Wedding Loan
- ICICI Personal Loan of 10000
- ICICI Personal Loan of 5000
- ICICI Personal Loan of 15000
- HDFC Personal Loan of 1 Lakh
- BOB Personal Loan for Doctors
- BOB Personal Loan of 2 Lakh
- Indian Bank Medical Loan
- HDFC Personal Loan of 6 Lakh
- Indusind Bank Personal Loan of 6 Lakh
- SBI Personal Loan of 15,000
- ICICI Personal Loan of 20000
- SBI Personal Loan of 30000
- ICICI Personal Loan of 50000
- SBI Personal Loan of 50000
- ICICI Personal Loan of 1 Lakh
- SBI Personal Loan of 1 Lakh
- SBI Personal Loan of 2 Lakh
- Bank of India Medical Loan
- SBI Personal Loan of 5 Lakh
- SBI Personal Loan of 6 Lakh
- SBI Personal Loan of 8 Lakh
- ICICI Personal Loan of 2 Lakh
- SBI Personal Loan of 9 Lakh
- BOB Personal Loan of 10000
- BOB Personal Loan of 40000
- Bank of Maharashtra Wedding Loan
- BOB Personal Loan of 1 Lakh
- ICICI Personal Loan of 3 Lakh
- BOB Personal Loan of 8 Lakh
- BOB Personal Loan of 9 Lakh
- Karnataka Bank Wedding Loan
- Canara Bank Self Employed Personal Loan
- Karnataka Bank Travel Loan
- Punjab & Sind Bank Medical Loan
- Federal Bank Medical Loan
- Union Bank of India Personal Loan of 6 lakh
- Union Bank Small Personal Loan
- SBI Personal Loan Eligibility Calculator
- RBL Bank Personal Loan of 10 Lakh
- Indusind Bank Personal Loan of 1 Lakh
- Yes Bank Personal Loan of 2 Lakh
- Federal Bank Travel Loan
- ICICI Bank Personal Loan Balance Transfer
- ICICI Personal Loan for Wedding
- Yes Bank Personal Loan of 1 Lakh
- Karur Vysya Bank short term personal loan
- ICICI Credit Card Application Status
- RBL Bank Government Employees Personal loan
- Canara Bank Small Personal Loan
- Indian Bank Personal Loan of 8 lakh
- Federal Bank Personal Loan of 6 Lakh
- Union Bank Housewife Personal loan
- BOB Students Personal Loan
- ICICI Personal Loan of 4 Lakh
- Union Bank of India Personal Loan of 5 lakh
- Federal Bank Personal Loan of 7 Lakh
- Federal Bank Personal Loan of 4 Lakh
- Union Bank Personal Loan for Doctors
- Home Loan for 70000 Salary
- Kotak Mahindra Bank Personal Loan of 7 lakh
- Yes Bank Government Employee Personal loan
- Union Bank Government Employees Personal loan
- Indian Bank small loans
- RBL Bank Personal Loan of 7 Lakh
- Federal Bank Personal Loan of 1 Lakh
- Indusind Bank Personal Loan for Lawyers
- Indian Bank Personal Loan for Doctors
- Indusind Bank Personal Loan for Doctors
- Indusind Bank Students Personal loan
- Axis Bank Personal Loan of 5000
- Axis Bank Personal Loan of 10000
- Axis Bank Personal Loan of 15000
- Axis Bank Personal Loan of 1 lakh
- Indusind Bank Senior Citizens/Pensioners Personal loan
- Karur Vysya Bank Personal Loan for Doctors
- Axis Bank Personal Loan of 2 lakh
- Canara Bank Personal Loan for Wedding
- Union Bank of India Personal Loan of 4 lakh
- Federal Bank Personal Loan of 10 Lakh
- Axis Bank Personal Loan of 3 lakh
- Axis Bank Personal Loan of 4 lakh
- Axis Bank Personal Loan of 5 lakh
- Axis Bank Personal Loan of 6 lakh
- Union Bank Personal Loan for Lawyers
- HSBC Government Employee Personal Loan
- Axis Bank Personal Loan of 7 lakh
- Axis Bank Personal Loan of 40000
- Union Bank of India Personal Loan of 2 lakh
- Indusind Bank Personal Loan of 9 Lakh
- Axis Bank Personal Loan of 8 lakh
- RBL Bank Personal Loan of 8 Lakh
- HDFC Senior Citizen Personal Loan
- HDFC Government Employees Personal Loan
- Indusind Bank Personal Loan of 8 Lakh
- Indusind Bank Personal Loan of 40000
- HDFC Salaried Employee Personal Loan
- HDFC Personal Loan for Doctors
- Federal Bank Personal Loan of 3 Lakh
- HDFC Personal Loan for lawyers
- Axis Senior Citizen Personal Loan
- Yes Bank Personal Loan of 7 Lakh
- Axis Government Employees Personal Loan
- Union Bank Students Personal loan
- Indusind Bank Salaried Employee Personal loan
- Kotak Personal Loan for Wedding
- Urban Money FAQs
- ICICI Personal Loan of 10 Lakh
- Axis Salaried Employee Personal Loan
- Axis Students Personal Loan
- Kotak Mahindra Bank Personal Loan of 6 Lakh
- RBL Bank Personal Loan for Lawyers
- IDBI Bank Personal Loan of 50000
- Punjab Sind Bank overdraft loan
- PMEGP Loan
- RBL Bank Personal Loan Transfer
- Canara Bank Personal Loan of 10 Lakh
- Canara Bank Short-Term loan
- IDFC First Bank Personal Loan of 5000
- ICICI Bnak Self Employed Personal Loan
- RBL Bank Personal Loan of 6 Lakh
- IDFC First Bank Personal Loan of 10000
- Union Bank of India Personal Loan of 1 lakh
- Federal Bank Personal Loan of 50000
- Union Bank Self Employed Personal loan
- Union Bank Salaried Employee Personal loan
- SBI Personal Loan of 5000
- RBL Bank Travel Loan
- IndusInd Bank Medical Loan
- SBI Personal Loan of 3 Lakh
- HSBC Bank Medical Loan
- SBI Personal Loan of 4 Lakh
- ICICI Bnak Personal Loan for Doctors
- RBL Bank Personal Loan of 50000
- ICICI Personal Loan of 6 Lakh
- IDFC First Bank Personal Loan of 20,000
- IDFC First Bank Personal Loan of 2 Lakh
- IDFC First Bank Personal Loan of 25000
- Indian Bank Personal Loan of 10 lakh
- Kotak Mahindra Bank Personal Loan of 5 Lakh
- IDFC First Bank Personal Loan of 40000
- Yes Bank Personal Loan of 50000
- SBI Government Employees Personal Loan
- Indian Bank Salaried Employee Personal loan
- IDBI Bank Personal Loan of 40000
- Karnataka Bank small loans
- IDFC First Bank Personal Loan of 1 Lakh
- Canara Bank Personal Loan of 9 Lakh
- SBI Salaried Employee Personal Loan
- SBI Students Personal Loan
- SBI Housewife Personal Loan
- Yes Bank Personal loan for Doctors
- Indian Bank Personal Loan of 9 lakh
- Canara Bank Personal Loan of 7 Lakh
- Karnataka Bank overdraft loan
- Canara Bank Personal Loan of 6 Lakh
- SBI Self Employed Personal Loan
- SBI Personal Loan for Doctors
- IDFC First Bank Personal Loan of 50000
- SBI Personal Loan for Lawyers
- Union Bank of India Personal Loan of 50000
- Union Bank Senior Citizens/Pensioners Personal loan
- Federal Bank Salaried Employee Personal loan
- BOB Salaried Employee Personal Loan
- HDFC Bank Personal Loan Balance Transfer
- BOB Senior Citizen Personal Loan
- Axis Bnak Personal Loan for Doctors
- Axis Bnak Self Employed Personal Loan
- Axis Bank Fast Forward Home Loan Scheme
- Federal Bank Students Personal loan
- Axis Bnak Housewife Personal Loan
- Kotak Mahindra Bank Personal Loan of 3 Lakh
- Kotak Mahindra Bank Personal Loan of 4 Lakh
- IDFC First Bank Personal Loan of 4 Lakh
- Indian Bank Government Employees Personal loan
- Yes Bank Self Employed Personal loan
- IDFC First Bank Personal Loan of 5 Lakh
- IDFC First Bank Personal Loan of 6 Lakh
- Union Bank overdraft loan
- Yes Bank Students Personal loan
- IDFC First Bank Personal Loan of 7 Lakh
- Union Bank of India Personal Loan of 7 lakh
- Yes Bank Personal Loan of 4 Lakh
- Union Bank of India Personal Loan of 40000
- IDFC First Bank Personal Loan of 8 Lakh
- Personal Loan for Government Employees
- IDFC First Bank Personal Loan of 9 Lakh
- Axis Bank Personal Loan of 30000
- RBL Bank Personal Loan of 9 Lakh
- Yes Bank Personal Loan of 8 Lakh
- RBL Bank Personal Loan of 5 Lakh
- RBL Bank Personal Loan of 1 Lakh
- IDBI Bank Flexi Loan
- BOB Self Employed Personal Loan
- Canara Bank Salaried Employee Personal loan
- Federal Bank Personal Loan of 8 Lakh
- ICICI Personal Loan of 7 Lakh
- PNB Personal Loan of 3 Lakh
- Indiabulls Home Loan Eligibility Calculator
- Yes Bank Salaried Employee Personal loan
- Canara Medical Loan
- HDFC Personal Loan of 15000
- Axis Travel Loan
- Yes Bank Personal Loan of 6 Lakh
- Indusind Bank Personal Loan of 10 Lakh
- Home Loan for 40000 Salary
- Indian Bank Personal Loan of 1 lakh
- RBL Bank Personal Loan of 40000
- IDBI Bank Salaried Employee Personal loan
- Indusind Bank Personal Loan of 4 Lakh
- PNB Personal Loan of 50000
- Home Loan for 20000 Salary
- SBI Bank Personal Loan Balance Transfer
- Indusind Bank Personal Loan of 2 Lakh
- HDFC Personal Loan of 20000
- Federal Bank Personal Loan of 5 Lakh
- Bank of Maharashtra Personal Loan of Rs. 5 Lakh
- PNB Personal Loan of 4 Lakh
- HDFC Personal Loan of 50000
- Personal Loan of 20 Lakh
- Personal Loan for CIBIL Score 650
- Personal Loan for CIBIL Score 650
- IDFC First Bank Personal Loan of 10 Lakh
- Kotak Bank Housewife Personal Loan
- Kotak Bank Personal Loan for Lawyers
- Canara Bank Personal Loan for Senior Citizens
- RBL Bank Salaried Employee Personal loan
- Personal Loan for CIBIL Score of 700
- Canara Bank Personal Loan for Doctors
- Federal Bank Self Employed Personal loan
- Kotak Mahindra Bank Personal Loan of 9 lakh
- IDBI Bank Senior Citizens/Pensioners Personal loan
- RBL Bank Self Employed Personal loan
- RBL Bank Personal Loan of 3 Lakh
- Canara Bank Personal Loan for Lawyers
- PNB short term personal loan
- IDFC Personal Loan for Senior Citizens
- IndusInd Bank Overdraft Loan
- HSBC Bank Flexi Loan
- ICICI Bank Overdraft Loan
- Federal Bank Overdraft Loan
- SBI Overdraft Loan
- Loans
- Bank of India Senior Citizens Personal Loan
- Union Bank Flexi Loan
- ICICI Personal Loan of 8 Lakh
- HDFC Personal Loan of 25000
- Federal Bank Housewife Personal loan
- IDBI Bank Government Employees Personal loan
- IDFC Salaried Employee Personal Loan
- Indian Bank Personal Loan of 2 lakh
- HDFC Bank Overdraft Loan
- Union Bank Personal Loan Transfer
- Indian Bank overdraft loan
- IDFC First Bank Overdraft Loan
- Axis Bank Overdraft Loan
- Kotak Bank Overdraft Loan
- BOB Personal Loan for Lawyers
- IDFC Students Personal Loan
- Yes Bank Overdraft Loan
- IDBI Bank Personal Loan of 2 Lakh
- Yes Bank Housewife Personal loan
- Federal Bank Personal Loan of 9 Lakh
- Canara Bank Overdraft Loan
- Indusind Bank Personal Loan of 30000
- ICICI Bank Flexi Loan
- SBI Flexi Loan
- Kotak Bank Flexi Loan
- Yes Bank Flexi Loan
- Canara Bank Flexi Loan
- ICICI Bank Short Term Loan
- SBI Short Term Loan
- PNB Personal Loan for Doctors
- IDFC First Bank Short Term Loan
- Bank of Maharashtra personal loan transfer
- Axis Bank Short Term Loan
- Bank of India Government Employees Personal Loan
- Yes Bank Short Term Loan
- Kotak Bank Short Term Loan
- SBI Small Personal Loan
- Bank of India Students Personal Loan
- HDFC Bank Small Personal Loan
- Axis Bank Personal Loan of 50000
- IDFC First Bank Small Personal Loan
- IDFC Government Employees Personal Loan
- Indian Bank Personal Loan of 5 lakh
- Axis Bank Small Personal Loan
- RBL Bank Flexi Loan
- Kotak Bank Small Personal Loan
- Bank of India Self Employed Personal Loan
- RBL Bank Personal Loan of 30000
- Kotak Bank Salaried Employee Personal Loan
- IDFC Housewife Personal Loan
- IDFC Self Employed Personal Loan
- IDFC Personal Loan for Doctors
- HSBC Bank Wedding Loan
- IDFC Personal Loan for Lawyers
- HSBC Bank Travel Loan
- PNB Bank Travel Loan
- ICICI Bnak Personal Loan for Lawyers
- BOB Bank Medical Loan
- BOB Bank Travel Loan
- Union Bank Travel Loan
- PNB Students Personal Loan
- Federal Bank Personal Loan for Doctors
- Kotak Mahindra Bank Personal Loan of 10 lakh
- RBL Bank Personal Loan of 4 Lakh
- Indusind Bank Personal Loan of 50000
- Bank of India Personal Loan for Doctors
- Home Loan Eligibility Calculator
- ICICI Bank Small Personal Loan
- Indusind Bank Short Term Personal Loan
- Bank of India Personal Loan for lawyers
- Bank Of Baroda Overdraft Loan
- Yes Bank Small Personal Loan
- RBL Bank Wedding Loan
- PNB Senior Citizens/Pensioners Personal loan
- IndusInd Bank Wedding Loan
- Indian Bank Personal Loan of 6 lakh
- IndusInd Bank Travel Loan
- PNB Bank Wedding Loan
- Union Bank Wedding Loan
- Bank of Maharashtra small loans
- Indian Bank Travel Loan
- Bank of India Wedding Loan
- IDBI Bank Personal Loan of 30000
- ICICI Personal Loan of 9 Lakh
- Union Bank of India Personal Loan of 30000
- Bank of India Travel Loan
- Bank of Maharashtra Medical Loan
- Kotak Mahindra Bank Personal Loan of 50000
- Bank of Maharashtra Senior Citizens Personal Loan
- ICICI Personal Loan for Senior Citizen
- Federal Bank Personal Loan of 2 Lakh
- Bank Of Maharashtra Travel Loan
- Bank of Maharashtra Personal Loan for Doctors
- Karnataka Bank Medical Loan
- Indusind Bank Self Employed Personal loan
- Indusind Bank Government Employees Personal loan
- Punjab & Sind Bank Wedding Loan
- Karnataka Bank Government Employees Personal Loan
- Karur Vysya Bank Medical Loan
- Karur Vysya Bank Wedding Loan
- Federal Bank Wedding Loan
- RBL Bank Housewife Personal loan
- IDBI Bank Wedding Loan
- IDFC First Bank Personal Loan of 3 Lakh
- Indian Bank Students Personal loan
- Indian Bank Personal Loan of 7 lakh
- HDFC Personal Loan of 7 Lakh
- HDFC Personal Loan of 8 Lakh
- Kotak Bank Self Employed Personal Loan
- BOB Personal Loan of 15,000
- Axis Bank Personal Loan Balance Transfer
- BOB Personal Loan of 20,000
- Karur Vysya Bank overdraft loan
- IDBI Bank Personal Loan of 1 Lakh
- BOB Personal Loan of 25000
- Bank of Maharashtra Government Employees Personal Loan
- BOB Personal Loan of 30000
- BOB Personal Loan of 6 Lakh
- BOB Personal Loan of 4 Lakh
- Kotak Bank Personal Loan for Doctors
- Home Loan for 30000 Salary
- BOB Personal Loan of 5 Lakh
- Home Loan for 50000 Salary
- Home Loan for 60000 Salary
- Yes Bank Small Personal Loan
- ICICI Salaried Employee Personal Loan
- Kotak Mahindra Bank Personal Loan of 5000
- Kotak Mahindra Bank Personal Loan of 10000
- IDBI Bank Personal Loan for Lawyers
- Kotak Mahindra Bank Personal Loan of 40000
- Kotak Mahindra Bank Personal Loan of 30000
- Kotak Mahindra Bank Personal Loan of 8 Lakh
- RBL Bank Small Loan
- ICICI Government Employee Personal loan
- Kotak Mahindra Bank Personal Loan of 1 lakh
- Canara Bank Personal Loan of 5000
- Bank of Maharashtra overdraft loan
- Canara Bank Personal Loan of 10000
- Indusind Bank Personal Loan Transfer
- Canara Bank Personal Loan of 15,000
- Punjab & Sind Bank Travel Loan
- Indusind Bank Flexi Loan
- Yes Bank Personal Loan of 40000
- Axis Super Save Home Loan Scheme
- Indian Bank Personal Loan for Lawyers
- Canara Bank Personal Loan of 20,000
- Canara Bank Personal Loan of 25000
- HSBC Bank Short Term Personal Loan
- Canara Bank Personal Loan of 30000
- Karur Vysya Bank small loans
- Canara Bank Personal Loan of 40000
- IDBI Bank small loans
- Indusind Bank Small Loans
- Axis Bnak Personal Loan for Lawyers
- HDFC Personal Loan of 30000
- Federal Bank Short Term Personal Loan
- Axis Personal Loan for Wedding
- HDFC Personal Loan for Wedding
- SBI Personal Loan for Medical
- Canara Bank Personal Loan of 50000
- Canara Bank Personal Loan of 1 Lakh
- Union Bank Short Term Personal Loan
- SBI Personal Loan for Wedding
- HDFC Personal Loan of 5000
- Canara Bank Personal Loan of 2 Lakh
- Canara Bank Personal Loan of 3 Lakh
- RBL Bank Students Personal loan
- HDFC Personal Loan of 40000
- IDBI Bank Personal Loan for Doctors
- RBL Bank Medical Loan
- PNB Personal Loan of 30000
- Canara Bank Personal Loan of 4 Lakh
- Canara Bank Personal Loan of 5 Lakh
- DBI Bank Medical loan
- PNB Salaried Employee Personal loan
- Bank Of India short term personal loan
- Indian Bank Personal Loan of 4 lakh
- Navi Personal Loan Eligibility Calculator
- Axis Bank Personal Loan of 20000
- IDBI Bank Travel Loan
- Yes Bank Personal Loan of 3 Lakh
- Yes Bank Personal Loan of 5 Lakh
- Karur Vysya Bank Travel Loan
- RBL Bank Overdraft Loan
- Federal Bank Salaried Employee Personal Loan
- IDBI Bank Self Employed Personal loan
- Union Bank of India Personal Loan of 10 lakh
- PNB Personal Loan of 2 Lakh
- Canara Bank Government Employees Personal Loan
- IDBI Bank Personal Loan of 5 Lakh
- PNB Government Employees Personal loan
- Bank Of India overdraft loan
- BOB Government Employees Personal Loan
- ICICI Personal Loan of 5 Lakh
- HDFC Personal Loan for Medical
- IDBI Bank Students Personal loan
- IDBI Bank Personal Loan of 4 Lakh
- Axis Bank Empower Home Loan Scheme
- Indian Bank Personal Loan of 3 lakh
- PNB Personal Loan of 1 Lakh
- Kotak Bank Government Employees Personal Loan
- IDFC First Medical Loan
- ICICI Medical Loan
- Axis Bank Personal Loan For Medical
- Yes Bank Personal Loan for Wedding
- IDFC First Personal Loan for Wedding
- Kotak Medical Loan
- Yes Bank Medical Loan
- Indusind Bank Personal Loan of 3 Lakh
- Canara Bank Personal Loan of 8 Lakh
- BOB Housewife Personal Loan
- ICICI Bnak Housewife Personal Loan
- Union Bank of India Personal Loan of 8 lakh
- Indusind Bank Personal Loan of 5 Lakh
- Yes Bank Personal Loan of 9 Lakh
- Axis Bank Personal Loan of 10 lakh
- RBL Bank Short Term Personal Loan
- Kotak Mahindra Bank Personal Loan of 2 Lakh
- Bank of India Salaried Employee Personal Loan
- RBL Bank Personal Loan of 2 Lakh
- HSBC Bank Small Loans
- HDFC Personal Loan of 10000
- HSBC Bank Overdraft Loan
- PNB Personal Loan of 40000
- IDBI Bank Personal Loan of 3 Lakh
- IDFC First Bank Personal Loan Balance Transfer
- Union Bank of India Personal Loan of 9 lakh
- HSBC Bank Personal Loan Transfer
- Bank Of Baroda Small Loans
- Yes Bank Travel Loan
- Kotak Travel Loan
- HDFC Personal Loan of 2 Lakh
- Canara Travel Loan
- HDFC Personal Loan of 4 Lakh
- SBI Personal Loan of 20,000
- Home Loan
- Personal Loan
- Loan Against Property
- Business Loan
- Federal Bank Personal Loan for Lawyers
Bank Wise Home Loan Eligibility Calculator
- SBI Home Loan Eligibility Calculator
- HDFC Home Loan Eligibility Calculator
- Axis Bank Home Loan Eligibility Calculator
- ICICI Home Loan Eligibility Calculator
- LIC Home Loan Eligibility Calculator
- PNB Home Loan Eligibility Calculator
- Canara Bank Home Loan Eligibility Calculator
- Bank of Baroda Home Loan Eligibility Calculator
- Bank of India Home Loan Eligibility Calculator
Frequently Asked Questions (FAQs)
What is an Overdraft Personal loan?
An overdraft personal loan is a facility that banks offer to their account holders, allowing them to withdraw funds beyond their current balance up to a predetermined limit.
Is an Overdraft Personal loan a good Choice?
It largely depends on your financial requirements and situation. Hence, it is prudent to assess factors such as interest rates, terms, repayment capabilities, and other relevant factors before finalising any decision.
What is the Overdraft Personal loan limit?
The limit of an Overdraft Personal Loan is typically based on the applicants’ past transactions, credit profile, and income.