Bank of Baroda Balance Check

Bank of Baroda Balance Check
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Written By
Amrita Sinha
Amrita Sinha
Amrita Sinha comes with a background in journalism and mass communication, drawing from her roots in journalism, she has found her voice in the world of finance. As an accomplished writer, she specialises in Financial Services, Mutual Funds, Loan Assessments, Banking & Loan Products. She has established herself as a reliable expert in the field, offering valuable advice to those looking to navigate the various aspects of personal finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Account holders can reach out to the customer care centres set up for any queries and grievances. Customers can avail of the Bank of Baroda Balance Check service from several avenues established by the financial institution. 

The Bank of Baroda is a renowned brand in the banking sector headquartered in Vadodara, Gujarat. The bank is the fourth-largest nationalised bank in the country, catering to the financial and investment requirements of over 132 million customers in India. The bank offers various products and services like personal banking, corporate banking, credit card, loans and savings accounts etc. 

Bank of Baroda Balance Check Enquiry Toll-Free Number 

Customers can dial the following toll-free numbers set up by the bank to cater to their queries and any banking-related issues. 

BOB Account holders can Call these number for Bank of Baroda Balance enquiry or banking-related queries. 1800 258 44 55
1800 102 44 55

Bank of Baroda Balance Check Number

The Bank of Baroda balance check is an online service that the customer can avail of at their discretion. They can review their balance from various avenues such as SMS, missed call, netbanking, mobile application, and ATMs. 

How to Check Bank of Baroda Account Balance Through Missed Call?

Users can check the balance transfer through a missed call service offered by the bank. Customers can reach out to the bank on their registered mobile number, 8468001111. The Bank of Baroda Balance Check will be provided through an SMS. Accountholders can avail of this service 24*7, irrespective of their physical location. Customers of the bank can avail of the below services. 

  • Overdraft Account 
  • Current Account 
  • Cash Credit Account 
  • Current Account 

Customers can facilitate the Bank of Baroda Balance check process up to three times daily. The bank will send up to two daily messages to the customer, maintaining two or more bank accounts with a maximum of 320 characters. This service benefits customers who are not accustomed to internet banking services and want to facilitate the process hassle-free. 

Mediums to Check Bank of Baroda Account Balance 

The Bank of Baroda’s balance check is a widely availed service as it enlightens the customers on their balance. Customers with the bank can review their bank balance by availing of any of the following avenues: 

  • Internet Banking 
  • Missed Call Service 
  • SMS Number 
  • Mini Statement Toll-free number and Passbook 
  • Mobile Banking 
  • ATM services 

Bank of Baroda Balance Check Via SMS

The SMS services offered by the Bank of Baroda offer several avenues along with balance checks such as bob mini statements, chequebooks, etc. The customer can facilitate the Bank of Baroda Balance check service by implementing the following steps: 

STEP 1: Frame a message in the following syntax. 

BAL <space> *last four digits of the Account Number* 

STEP 2: After framing the text, send the message to the number: 8422009988. 

STEP 3: The customer will receive their Bank of Baroda Balance Check details after successfully delivering the message. 

Bank Of Baroda Account Balance Check Via Internet banking

The Bank of Baroda account balance check can also be undertaken via internet banking services. The Bank of Baroda has established an intricate net banking system for users to perform diverse transactions from the comfort of their homes. The customers must register their account with the Bank of Baroda to avail of the netbanking services. They can implement the following steps to establish an account with the Bank of Baroda.

STEP 1: The customer must download the retail user application form from the Bank of Baroda portal. They can also get a physical copy of the form from the nearest branch of the Bank of Baroda. 

STEP 2: The applicant can complete the form and conclude the application by signing the application. 

STEP 3: After filling out the form successfully, the applicant is required to submit the form to the nearest branch of the Bank of Baroda

STEP 4: The bank will issue the applicant a username and a password to the applicant on their registered e-mail ID after processing the application. 

STEP 5: The applicant can reset the password by availing of the “SET PASSWORD” facility.  

Bank of Baroda Account Balance Via Mobile Banking

The Bank of Baroda has consistently adopted cutting-edge technology to cater to the requirements of its customers. That is why the Bank of Baroda has established the M-Connect mobile application so that they can perform services through their mobile phones. The application features a straightforward interface that even first-time users can use hassle-free. 

  • Customers can review their Bank of Baroda account balance from their mobile phones. They can refer to the account statement tab present in the dashboard.
     
  • The customer can also link their Bank, PPF, and overdraft accounts with the bank.
  • Customers can also review account balances and bank statements and transfer funds between their accounts. 

Bank Of Baroda Balance Check Via Passbook

The accountholders with the Bank of Baroda can check their account balance featured on the passbook issued by the bank. They can visit the bank’s nearest branch to update their respective passbooks and review their available balance. 

Bank Of Baroda Balance Check Via ATM

The Bank of Baroda balance check can be facilitated by visiting the ATM. Customers with the bank must visit the nearest Bank of Baroda ATM and use the debit card linked to their bank account. They can select the ‘Check Account Balance’ option featured on the dashboard to review the account balance.

Bank of Baroda Balance Check Via UPI App 

Bank of Baroda account holders can check their bank balance through the UPIs applications on their smartphones. 

  • Open the UPI App on your mobile device. 
  • Login to the UPI account through MPIN and biometrics. 
  • Select the dashboard account section and click “check balance.” 
  • Authenticate the passcode you’ve established. 
  • The balance would be featured on the mobile screen after successful verification. 

Bank of Baroda Balance Check Via USSD

The Bank of Baroda Balance check can be facilitated through the USSD by implementing the steps below:

STEP 1: The account holder must mention *99# from their registered mobile number. The customer will receive a pop-up message where one must mention the code for the preferred languages and click on ‘send’.

STEP 2: The account holder can enter one of the following: 

  • IFSC Code of the first four characters 
  • Three letters of the short name of the bank 
  • Last two digits of the numeric code of the bank account number 

STEP 3: The user is then required to mention the bank balance from the list of options offered by the bank. The account holder should then mention the UPI PIN to review the account balance featured on the screen.

How to Generate a Mini Statement from the Bank of Baroda? 

The account holder can generate a BOB mini statement for their Bank of Baroda account by giving a missed call to the number 8468001122 from their registered mobile number. 

Importance of Bank of Baroda Account Balance

The Bank of Baroda Account Balance Check would provide the following benefits to the account holder: 

  • The bank does not levy any fees on the services offered. 
  • Accountholders can select from the several avenues available to them online and offline. 
  • The account holder can review the transactions performed through the bank account. 
  • Customers would be updated in case of any fraudulent transactions or financial inaccuracies.

Frequently Asked Questions (FAQs)

The balance on my account is incorrect. What action should I take?

The account holder with the bank should reach out to the customer services offered by the Bank of Baroda. They can also visit their nearest branch to get a clear picture of the inaccuracy.

How can I check my last ten transactions in Bob?

The account holder can review the last ten transactions from their netbanking account with the bank. 

How do I check my bank account balance on my phone?

The account holder can use the bank’s mobile application. They can also avail of the missed call and the SMS services established by the bank.

If I don't have a cell phone number, how can I check the amount on my account?

The account holder can refer to their passbook to facilitate their Bank of Baroda balance check.

Is it necessary to visit the bank branch to inquire account balance?

The account holder can also avail of the netbanking and SMS services established to review their Bank of Baroda Balance check.

Are there any SMS charges for the Bank of Baroda account balance check?

No, the number is toll-free, and no charges will be levied to perform the service.

How can I check my Bank of Baroda account balance without a mobile number?

The applicant can visit the nearest branch or refer to the updated passbook.

What is the minimum balance in the Bank of Baroda?

The Bank of Baroda has established a no minimum balance requirement for the account holders.

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