Urban Money
Eligibility calculator

Eligibility calculator

AU Small Finance Bank

AU Small Finance Bank
As of March 2018, practically all of the loans granted by AU Small Finance Bank were secured because of its past as a car finance firm, in contrast to most small finance banks that have unsecured loans because of their origin in microfinance. Since bank deposits are less expensive than other sources of funding, the bank has been particularly aggressive in growing its deposits because doing so offers lower returns (lower interest rates) than unsecured loans. In order to establish itself as a comprehensive provider of financial products and services, it has also pushed to diversify into loan products as well as savings products including deposits, payment and transaction banking, and distribution of third-party products.

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Loans offered by AU Small Finance Bank

AU Small Finance Bank LoansInterest RateProcessing FeeLoan Amount/Tenure
AU Small Finance Bank Personal Loan

Up to 30%

Up to 4%

Up to ₹10L

Tenure(1 - 5 Years)

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Features and Benefits of AU Small Finance Bank

AU Small Finance Bank is a growing name in the banking sector, providing its customers with a range of features and benefits. The bank has something to offer everyone, from banking products and services to loans and investments.

Some of the key features and benefits of AU Small Finance Bank include:

  • A wide range of banking products and services: From savings and current accounts to loans and investments, the bank caters to versatile customer needs. 
  • Competitive interest rates: The Bank offers competitive interest rates on its products and services, making it an attractive option for customers seeking funds. 
  • Convenient locations: The Bank has a network of branches and ATMs across the country, making it convenient for customers to access its services.
  • A dedicated customer service team: The Bank has a dedicated customer service team readily available to help customers with any queries or problems they may have.

AU Small Finance Bank Overview

The Fortune 500 Company, AU Small Finance Bank, is an Indian scheduled commercial bank founded in 1996 and headquartered in Jaipur, Rajasthan. The Bank provides banking services to small businesses, rural and semi-urban populations, and under-banked segments of the Indian population. The footprints expanded from 403 Touchpoints in 8 States and 2 Union Territories in 2017 to 953 Touchpoints in 20 States and 2 Union Territories on June 30, 2022.

The bank secured the Small Finance Bank Licence in 2015. With a strong vision 'To be the world's most trusted retail bank', the AU Small Finance Bank has marked its presence across the finance industry. So, if you are looking forward to AU Bank to cope with your financial obligation, you must get acquainted with what financial products and services the bank offers.


From refinancing to reducing your interest, we have the answers right here.

What is the full form of AU Small Finance Bank?

The full form of AU in AU Small Finance Bank stands for Action and Urgency.

Who is the owner of AU Small Finance Bank?

The founder of AU Small Finance Bank is Sanjay Agarwal.

Is AU Small Finance Bank under RBI?

Yes, AU Small Finance Bank is regulated by the rules and regulations of the Reserve Bank of India.

Is AU Bank private or government?

AU Small Finance Bank is a private bank.

How many AU Bank branches are in India?

According to the statistics, the bank has more than 900 touchpoints in India.

What is the difference between a bank and a small finance bank?

A small finance bank is a type of Bank in India that has been created to serve the financial needs of small businesses and underserved sections of the population. Unlike traditional banks, small finance banks typically have lower interest rates and fees than traditional banks.

Is AU Bank a commercial bank?

The AU Small Finance Bank has received the approval of RBI to continue its operations as a commercial bank.

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