Union Bank Balance Check Number - Via SMS, Toll-Free

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Hepson Franklin
Hepson Franklin
Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.
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Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Checking our bank balance is something we all need to do, and there are plenty of ways to do it. Some banks have this cool app to check your balance, while others have this website thing that gives you all the info about your balance.

Checking your Union Bank of India balance is super easy and convenient. All you need is your account number and your PIN. You can check your balance at any Union Bank of India branch, or just pick up your phone or go online. This blog is all about how we can use the Union Bank of India balance check portal.

Table of Content

Union Bank Balance Enquiry Options

  • Customer Care Number (Toll-Free): 1800-22-2244
  • Balance Inquiry via SMS: Send “UBAL” to 09223008486
  • Missed Call Balance Check Number: +91 9223008586

Union Bank’s Balance Enquiry Number

The phone number to call to check your Union Bank account balance is:

1800 208 2242

This toll-free number works for both Union Bank debit cards and credit cards linked to a Union Bank account.

How to Use the Union Bank Toll-Free Balance Enquiry

To check your account balance using Union Bank’s balance enquiry number, simply follow these steps:

  1. Call 1800 208 2242.
  2. Select your preferred language.
  3. When prompted, enter your 16-digit Union Bank debit card number.
  4. Enter the expiry date of your Union Bank card when asked.
  5. Verify your identity by entering the last 4 digits of your ATM PIN number.
  6. The automated system will then state your available account balance.Once the system has verified your identity, it will immediately retrieve and share your current account balance. The whole process only takes a few minutes.

You can call anytime 24 hours a day, 7 days a week to check your Union Bank balance quickly and easily using the toll-free phone number. This can help you monitor your finances and avoid potential overdrafts on your account.

How to Check Union Bank of India Account Balance via WhatsApp

Union Bank of India offers WhatsApp banking services to check account balances easily. Follow these steps:

  1. Save the official Union Bank WhatsApp number 9666606060 in your phone contacts.
  2. Open WhatsApp and text ‘Hi’ to this number to start the conversation.
  3. Select the ‘Balance Enquiry’ option from the list of services offered.
  4. Enter your Union Bank account number when prompted.
  5. Union Bank will send your account balance details directly on WhatsApp chat.
  6. Register your mobile number with Union Bank to activate WhatsApp banking services.

Using WhatsApp banking, Union Bank of India customers can conveniently check their account balance anytime, anywhere directly through the chat. This provides an additional option along with net banking, mobile banking, SMS and other facilities offered by the bank. Customers must register their mobile number with Union Bank to use WhatsApp banking services.

Check Balance through Missed Call

Union Bank of India’s missed call balance check is available 24/7 and is free of cost. Customers can give a missed call to 09223008586 from their registered mobile number and they will receive an instant SMS with their account balance details. This is a convenient and hassle-free way to check your account balance without having to log into the internet banking portal or visit a branch.

Get Balance Enquiry via SMS

In order to check your balance with Union Bank of India, simply send an SMS “UBAL” to  09223008486. You will then receive an SMS response with your current account balance. Furthermore, to receive a mini statement of your account send an SMS “UMNS” to 09223008486.

Balance Check by Mobile Banking

It is now possible to check your Union Bank of India account balance via Internet Banking. This service allows you to conveniently check your account balance anytime, and from anywhere. All you need is an Internet-enabled device along with your Union Bank of India login credentials. To check your balance, simply log in to your account and navigate to the ‘Account Summary’ page. Your current balance will be displayed here. 


Union Bank of India balance check is now available via the bank’s mobile banking app. Simply follow the steps outlined below:

Step 1: Open the app and log in with your credentials. 

Step 2:  Once you’re logged in, you’ll be able to view your account balance and transactions.

Step 3:  You can also use the mobile banking app to transfer funds, pay bills, and more.

Get Balance information through UPI Applications

For Union Bank of India balance check via a UPI application, you will first need to download and install a UPI-compatible app on your smartphone. Once you have done so, you will need to open the app and sign up for a UPI account using your Union Bank of India account details. Once signed up, you will be able to link your Union Bank of India account to the UPI app and check your balance at any time.

Balance Check through USSD Code

Union Bank of India balance check via USSD is a quick and easy way to check your account balance. All you need is your mobile phone and you can check your balance anytime, from anywhere. To check your balance, simply dial *99# from your mobile phone and follow the prompts.

Union Bank Balance Check at ATM

To check your balance at Union Bank of India, simply visit your nearest ATM and insert your debit card. Once your card is accepted, you will be prompted to enter your PIN number. Once you have entered your PIN, select the “Balance” option from the main menu. Your current balance will then be displayed on the screen. 

Union Bank Balance Check using Passbook

To check your balance at Union Bank of India, you will need to use your passbook. First, locate a passbook updating section at a Union Bank of India branch. If you do not have a passbook, you can request one from a teller. Once you have your passbook, approach a teller and request a balance check. The teller will take your passbook and update the balance information. They will then return the passbook having updated the balance information. 

Other Resources of Union Bank of India:

The Significance of Regular Account Balance Checks

Maintaining a robust account balance is essential for financial well-being. By routinely checking your account balance, you can confirm that you are heading in the right direction with your finances, avoiding any unpleasant surprises.

Frequently reviewing your account balance is a straightforward yet impactful method to keep command over your financial situation. It aids in adhering to your budget, preventing undesirable overdraft fees, or additional charges.

Furthermore, conducting regular account balance checks can help identify any fraudulent activities on your account, serving as a crucial tool in protecting your finances. Timely reporting of any unusual transactions to your bank or financial institution is imperative.

In summary, consistently performing account balance inquiries plays a pivotal role in maintaining financial well-being. It ensures alignment with your financial objectives while steering clear of unexpected charges or fees.

Frequently Asked Questions (FAQs)

Can anyone check my bank account balance?

No, only the account holder can check their balance. This is for security reasons, as anyone who knows your account number could theoretically access your funds if they were able to guess or otherwise obtain your login information.

How can I check my bank balance without online banking?

You can check your bank account balance via toll free number, SMS, missed call, UPI applications, and ATM.

How can I check my bank balance offline?

You can check the balance of your bank account by visiting the nearest bank branch and getting your passbook updated.

The balance on my account is incorrect. What action should I take?

Depending on the situation, you may need to contact your bank or financial institution to resolve the issue. If the error is on your end, you may need to take steps to adjust your records.

How can I check my last 10 transactions in UBI?

You can generate a mini account statement in an ATM.

How do I check my bank account balance on my phone?

There are a few different ways in which you can check your bank account balance on your phone. If you have a smartphone, you can check your balance by logging into your bank’s mobile app. If you don’t have a smartphone, you can still check your balance by calling your bank’s customer service number and using their automated phone system.

If I don't have a mobile number, how can I check the amount on my account?

If you don’t have a mobile number, you can still check the amount in your account by logging into the online banking portal or by visiting your nearest bank branch.

Is it necessary to visit a bank branch to enquire about account balance?

Nowadays, with the advent of technology, it is not necessary to visit a bank branch to enquire about account balance. For instance, most banks have online banking portals where customers can log in and check their account balance. Additionally, many banks offer mobile apps that allow customers to check their account balance on the go.

Are there any SMS charges for Union Bank account balance checks?

No, there is no fee charged for Union Bank of India balance check via SMS.

What is the minimum balance in Union Bank of India?

The minimum balance in Union Bank of India differs from city to city. You must check with your nearest bank branch for minimum balance details.