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BOB Net Banking: Registration, Login and Passwords Reset

BOB Net Banking: Registration, Login and Passwords Reset

Bank of Baroda (BoB) is a well-established public sector bank since 1908. It offers diverse financial services benefitting its customers in many ways. With a vast branch network and global presence, BOB banking serves well to its retail and corporate customers. 

Now that everything is easy with the internet, BOB has decided to offer all the services of a physical bank onto an online portal. Presenting BOB Net Banking and BOB M-Connect Plus. An app for efficient account management and fund transfers. Scroll through the article to learn everything about the application. 

BOB Internet Banking Login Process and Activation

The Bank of Baroda (BOB) Internet Banking login process is designed for easy and secure access to your account. To begin with - 

  • Visit the official BOB Internet Banking website. 
  • Enter your User ID, which is provided to you during the registration process. 
  • Enter your password in the designated field which is usually there under the registration process.
  • Lastly, click on the "Login" button to proceed and access your BOB Internet Banking account.

Activation of BOB Internet Banking:

If you're new to BOB Internet Banking, you'll need to go through the activation process before you can start using the online services. 

  • Begin by registering for Internet Banking on the official BOB website. 
  • After successful registration, you will receive a User ID via email or SMS. This User ID is your unique identifier for logging in. 
  • During your initial login, you will be prompted to set a password. Follow the guidelines provided by BOB to create a strong and secure password. 
  • As an added layer of security, you'll be asked to set up security questions and answers. These questions will enhance the safety of your account.
  • During this process, you need to give them a One-Time Password (OTP) which would be sent to your registered mobile number. This step ensures the authorised individual has access to the account. 
  • Once the activation is complete, you can use your User ID and newly set password to log in to your BOB Internet Banking account. 

Please note that during your first login, you might be required to change your password for added security. 

Features and Benefits of BOB Net Banking

In BOB, the online platform of the bank features that are beneficial to their customers. Here are some of the features/benefits of the BOB online banking application - 

  • BOB Net Banking maximises the convenience of accessing your account information 24/7. 
  • You can initiate fund transfers instantly using NEFT, RTGS, or IMPS, which is especially helpful for urgent payments and money transfers.
  • It saves you time and effort by giving you the freedom of online bill payments, fund transfers, and other transactions within seconds. It is in every way faster than traditional methods. 
  • The ability to manage debit card settings, request cheque book issuance, and stop payments gives you more control over your financial activities and security.
  • The online platform employs security measures to protect your financial information and transactions, ensuring that your banking activities are safe and secure.
  • For corporate users, BOB Net Banking offers multiple workflows, which can include features like bulk payment facilities and streamlined account management.

Transaction Limits and Beneficiary Addition Limits

Bank of Baroda net banking platform, BarodaConnect, enforces specific transaction limits for various types of transactions. For retail customers, NEFT transfers typically have a maximum limit of Rs. 5 lakhs per day, while RTGS transfers vary but are generally higher, ranging from Rs. 2 lakhs to Rs. 10 lakhs or more. IMPS transfers for retail customers often have a limit of Rs. 2 lakhs per day. Corporate customers usually enjoy higher transaction limits, which can range from Rs. 10 lakhs to Rs. 75 lakhs or more per day for NEFT and RTGS transactions. On top of it, there are beneficiary additional limits in place to prevent misuse, though these limits can vary. It's advised to refer to Bank of Baroda's official website or contact customer support for the latest and most accurate information regarding these limits.

How to Retrieve the User ID on BarodaConnect?

Retrieving your User ID on BarodaConnect is a simple process. Follow these steps:

  • Go to the official BarodaConnect website.
  • On the login page, look for the "Forgot User ID" or similar option.
  • You will be asked to provide certain details for verification, such as your registered mobile number, account number, or other relevant information.
  • Complete the verification process as prompted. This may involve receiving an OTP on your registered mobile number.
  • After successful verification, your User ID will be displayed on the screen or sent to your registered email/mobile.

How to Reset the Password on BarodaConnect?

Resetting your password on BarodaConnect is a straightforward process. Here's how you can do it:

Online Password Reset:

  • Log in to your BarodaConnect account using your User ID and current password.
  • Navigate to the "Profile" or "Settings" section of your account.
  • Look for an option like "Change Password" or "Reset Password".
  • Verify your identity by providing your registered mobile number, answering security questions, or entering an OTP sent to your mobile.
  • Once verified, create a new password. Ensure it is a strong combination of letters, numbers, and special characters.
  • Enter the new password again to confirm it.
  • Save the changes, and your password will be updated.

Offline Password Reset:

  • If you're unable to reset the password online, visit your nearest Bank of Baroda branch.
  • Fill out a password reset form provided by the bank.
  • Submit the form along with any required identification documents.
  • Once your request is processed and verified, your password will be updated.

How to Reset Transaction Password on BarodaConnect?

Resetting your transaction password on BarodaConnect is simple and can be done through various methods. Here's how:

Method 1: Resetting Online

  • Log in to your BarodaConnect account using your User ID and current Transaction Password.
  • Go to the "Profile" or "Settings" section.
  • Look for an option like "Reset Transaction Password" or "Change Transaction Password."
  • Verify your identity by providing your registered mobile number, answering security questions, or entering an OTP sent to your mobile.
  • After verification, set a new Transaction Password using a combination of letters, numbers, and special characters.
  • Enter the new password again to confirm.
  • Save the changes, and you'll receive a confirmation.

Method 2: Resetting at the Branch

  • Visit your nearest Bank of Baroda branch.
  • Fill out a form for resetting your Transaction Password.
  • Submit the form along with required documents to the branch staff.
  • Once approved, you'll receive a new Transaction Password.

Method 3: Contact Customer Care

  • Contact Bank of Baroda's customer care helpline.
  • Request a reset of your Transaction Password.
  • Follow the instructions provided by the customer care representative.

How to Transfer Funds on BarodaConnect?

You can seamlessly transfer funds using BarodaConnect through various modes:

BOB NEFT Transfer (National Electronic Funds Transfer): 

NEFT is an electronic funds transfer system that can transfer funds from one bank to another. So, you can send your money in Bank of Baroda accounts to accounts in other banks. To initiate an NEFT transfer:

  • Log in to your BarodaConnect account.
  • From the main menu, select the 'Transfer' option.
  • Choose 'Transfer to another bank NEFT'.
  • Fill in the recipient's bank details, including bank name, account number, and IFSC code.
  • Enter the amount you want to transfer.
  • Review the details and confirm the transfer.
  • The transfer will be processed through NEFT, and the funds will be credited to the recipient's account usually on the same day or the next working day.

BOB RTGS Transfer (Real-Time Gross Settlement): 

RTGS is a real-time money transfer system that allows you to send large sums of money securely and quickly. To initiate an RTGS transfer:

  • Log in to your BarodaConnect account.
  • Navigate to the 'Transfer' section.
  • Select 'Transfer to other banks RTGS'.
  • Enter the recipient's bank details, including bank name, account number, and IFSC code.
  • Provide the transfer amount that meets the RTGS minimum threshold.
  • Review the information and confirm the transfer.
  • RTGS transfers are processed instantly and are typically used for higher-value transactions that require immediate settlement.

BOB IMPS Transfer (Immediate Payment Service): 

IMPS allows you to make instant fund transfers 24/7, even on weekends and holidays. It's particularly useful for smaller transactions and quick transfers. 

To use IMPS on BarodaConnect:

  • Log in to your BarodaConnect account.
  • Go to the 'Fund Transfer' section.
  • Choose 'Other Bank' and then 'IMPS.'
  • Provide the recipient's bank details, including bank name, account number, and IFSC code.
  • Enter the amount you wish to transfer.
  • Confirm the details and initiate the IMPS transfer.
  • IMPS transfers are processed immediately, and the funds are credited to the recipient's account within seconds.

Bank of Baroda Mobile Banking App

The Bank of Baroda net banking via mobile aka BOB M-Connect Plus, is designed to offer a convenient way to manage your banking needs. With its user-friendly interface, the app safely allows you to perform a wide range of financial activities within a few minutes. From checking your account balance and transaction history to transferring funds to other accounts or paying bills, you can do everything at the convenience of your home. The app also provides personalised features like setting up transaction limits, scheduling recurring payments, and accessing customer support. Download the app, follow the simple registration process, and enjoy the flexibility of banking whenever and wherever you need it.

How to Register and Activate BOB M-Connect Services?

To begin with, download BOB M-Connect Plus from the app store. It is available for both Android and IOS users. Once installed, select "New User Registration" and put your registered mobile number and account type (Retail/Customer) details in the respective cellsVerify your details with the OTP sent to your mobile to create a User ID and MPIN. next, you'll be able to link your account through your registered mobile number and account number. You can Protect your account and strengthen the security by choosing personalised security questions. These questions can be anything only you know. Accept the Terms and Conditions, and your account will be created on your end. After the bank's approval, you'll receive a confirmation SMS about your account activation. Now, log in with your User ID and MPIN to access the BOB M-Connect services.

FAQ About BOB Net Banking

Are there any charges applicable for using BOB M-Connect Plus?

Bank of Baroda’s M-Connect Plus mobile banking app was offered without any charges. However, please verify the current status with the bank.

Can I apply for BOB Net banking services without a BOB bank account?

No, you cannot apply for BOB net banking services without a Bank of Baroda (BOB) bank account. Net banking services are typically available to customers who hold an account with Bank of Baroda.

Can I transfer money on weekends through Bank of Baroda net banking?

Yes, you can transfer money on weekends using Bank of Baroda net banking. The NEFT and IMPS services are available 24/7, allowing you to transfer funds even on Saturdays, Sundays, and public holidays.

Who is not eligible to apply for BOB net banking?

Dormant account holders, inoperative account holders, minors, and holders with garnishee/attachment orders are not eligible for BOB net banking services.

What to do if I forget my bob net banking login?

If you forget your BOB net banking login, visit the website, retrieve your User ID by providing details and OTP, then reset your password by answering security questions, entering OTP, and creating a new password to access your account.