Bajaj Finserv

Features of Bajaj Finserv Bank

Bajaj Finserv is a holding company for all the financial services business under the Bajaj Group. It serves millions of customers through its highly innovative financial services for loans, asset protection, insurance, asset management, income protection, etc. Bajaj has over 33,000 distribution points spread over 497 rural occasions with 294 consumer branches.

Given below are some of the features and benefits of Bajaj Finserv Bank:

• You can get loans from Bajaj Finserv starting at Rs. 1,104 per lakh. This enables you to borrow according to your requirements and manage your repayments with ease.
• If the applicant meets the basic eligibility, they can get their loan approval within 5 minutes.
• Bajaj Finserv disburses the loan amount in the bank account within 24 hours of approval.
• You can choose convenient loan tenures of upto 60 months to easily repay your loan amount.
• There are no hidden fees and charges.

Services Offered by Bajaj Finserv Bank

Given below are some of the services offered by Bajaj Finserv Bank:

Personal Loan

Bajaj Finserv offers personal loans to salaried applicant’s starting at 13% per annum for a maximum loan amount of upto Rs. 25 lakhs and repayment tenure of upto 5 years. It also offers personal loan products to self-employed applicants starting at 17% per annum for a maximum of Rs. 45 lakhs and repayment tenure of upto 7 years. It provides simple and instant documentation with same day disbursal of loan amount. They also provide pre-approved loan offers to select applicants. Given below are some of the features of this loan product:

• Same day disbursement of loan amount
• Instant loan approval loan amount in 5 minutes
• Pay 45% lower EMI amounts with the flexi personal loan option

Business Loan

Bajaj Finserv is one of the leading NBFCs that provide business loans to applicants with interest rates starting at 17% per annum. The ideal applicant can get a loan amount of upto Rs. 45 lakhs with a maximum tenure of upto 60 months. This loan can be availed for business expansion purposes, to enhance the cash flow, purchasing equipment, to meet working capital requirements, etc. Given below are some of the features of this loan product:

• Lower your EMI amount by almost 50%
• Get extended payment tenures
• No collateral required and simple documentation process

Home Loan

Bajaj offers home loan products with interest rates starting at 6.75% per annum, for a maximum amount of Rs. 5 crores for salaried and professional applicants. There are a number of benefits attached with the Bajaj Finserv home loan like flexibility in loan tenure, and the option to top up the loan amount during balance transfer. They also offer pre-approved loan offers to select applicants with interest rates starting from 6.65% per annum. Given below are some of the features of this home loan product:

• Hassle-free processing and instant approval
• These are external benchmark linked loans, like the repo rates
• 0% prepayment or foreclosure charges for home loans from Bajaj Finserv
• Extended loan tenure of upto 30 years

Loan Against Property

Bajaj Finserv provides loan against property to applicants with interest rates starting from 7% per annum and repayment tenure of upto 30 years. With this product, you can get a loan amount of upto Rs. 5 crore. Since these loans are linked to external market conditions, the borrower can get the benefit of lower EMI payments when the market conditions are favorable. Given below are some of the features of a loan against property from Bajaj Finserv:

• You get the option of unlimited partial repayment and withdrawal with the choice to just pay the interest amount as EMIs initially
• There are no prepayment or foreclosure charges
• You can manage your account seamlessly online via the customer portal

Bajaj Finserv Bank Corporate Office Details

Given below are the essential contact details of the Bajaj Finserv Bank Corporate Office:

Address	6th Floor Bajaj Finserv Corporate Office Off Pune-Ahmednagar Road, Viman Nagar, Pune- 411014
Phone	8698010101
E-Mail	investors@bajajfinserv.in