Bajaj Finserv

Bajaj Finserv
Bajaj Finserv was formed in April 2007 as a result of its demerger from Bajaj Auto Limited to further the Group's interests in financial services. This demerger enabled Bajaj Finserv to independently run the core businesses of Lending, Protection, and saving. Bajaj Finserv Limited is the holding company for the businesses dealing with financial services of the Bajaj Group.

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Loans offered by Bajaj Finserv

Bajaj Finserv LoansInterest RateProcessing FeeLoan Amount/Tenure

Bajaj Finserv Personal Loan

11% - 37%

Up to 3.93% of loan amount

₹20K - ₹40L

Tenure(0 - 8 Years)

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Bajaj Finserv Home Loan

8.45% - 15%

Up to 0.50 % of the loan amount + GST and other applicable statutory levies

₹1L - ₹15Cr

Tenure(1 - 40 Years)

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Bajaj Finserv Loan Against Property

9.85% - 18%

Up to 3.54%

Up to ₹5Cr

Tenure(1 - 20 Years)

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Bajaj Finserv Business Loan

9.75% - 25%

Up to 5%

₹5L - ₹30L

Tenure(1 - 12 Years)

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Features of Bajaj Finserv Bank

Bajaj Finserv is a holding company for all the financial services business under the Bajaj Group. It serves millions of customers through its highly innovative financial services for loans, asset protection, insurance, asset management, income protection, etc. Bajaj has over 33,000 distribution points spread over 497 rural occasions with 294 consumer branches.

Given below are some of the features and benefits of Bajaj Finserv Bank:

  • You can get loans from Bajaj Finserv starting at Rs. 1,104 per lakh. This enables you to borrow according to your requirements and manage your repayments with ease.
  • If the applicant meets the basic eligibility, they can get their loan approval within 5 minutes.
  • Bajaj Finserv disburses the loan amount in the bank account within 24 hours of approval.
  • You can choose convenient loan tenures of upto 60 months to easily repay your loan amount.
  • There are no hidden fees and charges.


From refinancing to reducing your interest, we have the answers right here.

Who is the owner of Bajaj Finserv Bank?

Sanjiv Bajaj is the managing director and chairman of Bajaj Finserv Limited. This is the holding company for all the financial services companies for Bajaj.

Is Bajaj Finserv a government company?

Bajaj Finserv is registered with the Registrar of Companies in Pune as a non-govt financial company.

Is Bajaj Finserv regulated by the RBI?

Yes, Bajaj Finserv is regulated by the RBI. It is registered as a deposit-taking NBFC-Investment and Credit Company with the RBI.

How can I get a loan from Bajaj Finserv?

You can easily get a loan from Bajaj Finserv by checking your eligibility and getting approval online. You can also get approved the same day and receive the funds within 24 hours.

What is the current rate of interest in Bajaj Finserv?

You can acquire a loan from Bajaj Finserv at interest rates starting from 13% per annum.

Can I pay Bajaj Finserv Loan EMI online?

Yes, you can easily make Bajaj Finserv Loan EMI online through various different payment methods.

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