Indiabulls Business Loan

4.5
Indiabulls Consumer Finance Limited offers business loans with interest rates starting from 13.99% per annum. It is an unsecured loan offered to the customers with a repayment tenure between 1 year and 4 years. Indiabulls provides business loans for purposes such as infrastructure investment, improving work capital, expanding business operations, maintaining the inventory and all essential financial assistance.

Apply for Business Loan

+91
Choose City

IndiaBulls Business Loan

Interest Rate

13.99%

Loan Amount

₹5L - ₹25L

EMI Per Lakh

₹2,326

Processing Fees

0.50% for salaried and 1% for SENP (plus applicable taxes and other bona fide levies, if any)

Pre-Payment Charges

Rs.500 (Nil if requested once in quarter)

Features & Benefits of Indiabulls Business Loan

The key features and benefits you need to know before you apply for Indiabulls Business Loan are:

  • Indiabulls has an easy and fast documentation process for business loans. 
  • Customers can apply for a business loan of up to Rs 40 lakh.
  • The repayment tenure is up to 40%.
  • One can take this loan to improve their cash flow. The scheme can be used to restructure purposes, clear debts or boost cash reserves.
  • The loan amount can be used to lease expansive office premises.
  • It can be used to buy or lease machinery and equipment.
  • One can use the loan amount to upgrade to the latest technology.
  • It can be used to expand business in other cities.
  • The loan amount can be used to buy raw material in cases of bulk orders. 
  • Indiabulls business loans also help in taking bigger projects and enhancing operations.

Indiabulls Business Loan Overview

Indiabulls Consumer Finance Limited, currently known as Dhani Loans and Services, offers business loans with interest rates starting from 13.99% per annum. It is an unsecured loan offered to the customers with a repayment tenure between 1 year and 4 years. Indiabulls provides business loans for purposes such as infrastructure investment, up-gradation of plant and machinery, improving work capital, expanding business operations, maintaining the inventory and all essential financial assistance. 

  • Instant disbursement to the account.
  • Easy documentation procedure.
  • Loans of up to Rs 40 Lakh.
  • Repayment tenure of up to 4 years.
  • Services at the doorstep.
  • No security is required.

Documents Required for Indiabulls Business Loan

The list of documents you need to submit to apply for an Indiabulls business loan includes:

  • Address proof such as utility bills, passports, etc.
  • Identity proof such as Aadhaar Card and PAN Card.

How Does the EMI Calculation Work for Indiabulls Business Loan?

Indiabulls Business Loan EMI Calculator helps applicants know the approximate EMI they need to pay every month for servicing their business loan. The EMI amount can be calculated by entering a few details like the loan amount, rate of interest, the repayment tenure and processing fees in the online loan calculator.

Indiabulls Business Loan Customer Care Number

Helpline Number: 1800-572-7777

Monday to Saturday – 9 am to 6 pm

(Except 2nd and 3rd Saturdays and Public Holidays)

FAQs

From refinancing to reducing your interest, we have the answers right here.

How to apply for a business loan in Indiabulls online?

Applying for Indiabulls Business Loan online is a simple and easy process. You need to visit the official website of Indiabulls and follow the process of the business loan application.

What is loan foreclosure?

Loan foreclosure is the amount of full repayment of the remaining amount of loan you need to pay in a single payment rather than paying it in multi EMIs.

Who can apply for an Indiabulls Business Loan?

Only self-employed individuals can apply for a business loan.

Does Indiabulls provide business loans at the best rate of interest?

Yes. Indiabulls offers business loans at an interest rate starting from 13.99% per annum.

What are the KYC documents I will have to submit to apply for a business loan in Indiabulls?

You need to submit your proof of identity and address to apply for a business loan in Indiabulls.

Get your latest Credit Score, FREE

Business Loan Guide

Get in-depth knowledge about all things related to Business Loan and your finances

Debt To Income (DTI) Ratio : Calculation Formula, Types and Limitations
Hepson FranklinNov 20, 2024

Debt To Income (DTI) Ratio : Calculation Formula, Types and Limitations

Better debt management is crucial to avail of the available financial opportunities. Whether you wish to secure a personal loan, business loan, home loan, or even credit card, lenders have various met

What is a Long-Term Loan?
Srivalli SusarlaJul 30, 2024

What is a Long-Term Loan?

A long-term loan is a type of financing that provides borrowers with a substantial amount of money to be repaid over an extended period, typically exceeding one year. Unlike short-term loans that are

Pradhan Mantri MUDRA Yojana
Tushar GautamJul 30, 2024

Pradhan Mantri MUDRA Yojana

The Mudra loan is offered to many business owners with a strong business plan. However, to avail of the loan, one must fulfill the requirements set by the lending institution. Every institution will h

Urban Money