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Financial News
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Bihar Student Credit Card new update 2026 : Scheme Extended till 2030-31, Loans up to Rs 4 lakh
September 09, 2026
Bihar Student Credit Card New Update 2026: The Bihar government has extended the Bihar Student Credit Card Scheme (BSCC) for another five years, keeping the scheme operational until the financial year 2030-31. Eligible students will continue to have access to education loans of up to Rs 4 lakh to finance…
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HDFC Bank Cuts MCLR by up to 10 Bps : What the September 2026 Rate Reduction Means
September 09, 2026
HDFC Bank has reduced its Marginal Cost of Funds-Based Lending Rate (MCLR) across all major tenures, offering some relief to borrowers whose loans are linked to this benchmark. The revised rates came into effect on September 7, 2026, with reductions ranging between 5 and 10 basis points. The HDFC Bank…
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RBI Repo Rate unchanged at 5.25%: What it means for home loans, EMIs and borrowers
August 05, 2026
The Reserve Bank of India has maintained the benchmark repo rate at 5.25% for the fourth consecutive meeting. With lending rates holding steady, borrowers get a predictable window to focus on loan optimization, spread negotiations and smart debt management. The Reserve Bank of India’s Monetary Policy Committee on August 5,…
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RBI Holds Repo Rate at 5.25%: Home Loan EMIs to Stay Stable
June 05, 2026
The Reserve Bank of India (RBI) has kept the repo rate unchanged at 5.25% following the Monetary Policy Committee (MPC) meeting held from 3-5 June 2026. The six-member committee also retained its neutral stance, signaling a cautious approach amid rising global uncertainty, elevated energy prices, and inflation concerns. For borrowers,…
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RBI Holds Repo Rate at 5.25%: EMIs and FD Rates Stay Steady
April 08, 2026
The RBI has kept the repo rate unchanged at 5.25% in its latest policy review. This indicates stability in loan EMIs and deposit rates, as inflation risks and global uncertainty remain in focus. April 8, 2026: The Reserve Bank of India has kept the repo rate unchanged at 5.25% in…
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RBI Repo Rate Unchanged at 5.25%: Impact on Loans, EMIs and Borrowers
February 06, 2026
The Reserve Bank of India on Friday 6, 2026 held the RBI repo rate at 5.25%, opting for policy continuity amid steady domestic growth. February 6, 2026: The Reserve Bank of India has decided to leave the repo rate unchanged at 5.25%, choosing not to alter borrowing costs in its…
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Union Budget 2026-27: Key Highlights for Credit, Loans, and Banking
February 01, 2026
Union Budget 2026-2027 was presented on February 1, 2026, in the Lok Sabha. This year, Finance Minister Nirmala Sitharaman has outlined the government’s financial roadmap for the year ahead under the Viksit Bharat vision, with a strong focus on stability, growth, and long-term economic resilience. This year’s Budget placed a…
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As Housing Gets Costlier, Homebuyers Look to Budget 2026 for Relief
January 30, 2026
Amid sales dipping owing to affordability pressure, India’s Middle Class requires more tax relief and higher incentives to invest in property. At a time when housing affordability in India is under a great deal of stress, homebuyers in India will watch with anticipation as Finance Minister Nirmala Sitharaman prepares to…
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RBI May Cut Repo Rate by 25 BPS, says report
January 28, 2026
Any reduction at this stage will benefit India's affordable housing sector, which is currently reeling from skyrocketing property prices. New Delhi, January 28, 2026: The Reserve Bank of India (RBI) may reduce its benchmark lending rate by another 25 basis points in its monetary policy meeting scheduled for February 6,…
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RBI Repo Rate Cut December 2025 : What It Means for You?
December 05, 2025
RBI has rolled out another repo rate cut on 5th December with immediate effect. The rate has come down to 5.25% after a 25 basis point cut. This entails that home loan EMIs may come down for many borrowers. The RBI rate cut latest news has confirmed that the Monetary…
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