http://cdn.urbanmoney.com/banklogo/idfc-logo.svg

FIRST Classic Credit Card

When you seek good value and exceptional rewards.

  • Shopping

    Shopping

  • Lifetime Free

    Lifetime Free

  • Rewards

    Rewards

Apply Now
FIRST Classic Credit Card

Key Features

  • Up to 10X reward points.

  • Upto 25% discount on tickets.

  • No joining/annual fee.

  • Up to 15% off at more than 3000+ health and wellness outlets.

  • Movies

    • Monthly 25% discount (up to Rs. 100) on purchase of movie tickets via District by Zomato mobile app.

  • Lounge Access

    • 4 complimentary railway lounge visits every quarter (subject to monthly spend of Rs. 20,000).

  • Fuel

    • 1% fuel surcharge waiver up to Rs. 200 every month on fuel spends of Rs. 200 to Rs. 5,000.

  • Dining

    • Up to 20% off on dining at more than 1,500 restaurants.

  • Insurance

    • Personal accident cover worth Rs. 2 lakh & complimentary lost card liability cover of Rs. 25,000.

Get your CIBIL Credit Report worth ₹500 for FREE

5 Lac+ people have got their Credit Scores for FREE!

Get Free Credit Score

Latest from the Credit Card Blog

Get in-depth knowledge about all things related to Credit Card and your finances

Dec 22, 2025

HSBC Credit Cards

HSBC Credit Card Fees and Charges Before you choose an HSBC Bank credit card, it helps to know the basic fees linked to everyday use. Here is a clear breakdown of the standard charges, based on the of

Dec 22, 2025

IndusInd Bank Credit Cards

IndusInd Bank Credit Card Fees and Charges IndusInd Bank credit cards provide simple payment solutions, reward opportunities and lifestyle benefits for different types of users. Let’s have a look at c

Dec 22, 2025

Earn Rewards on Every Spend With HDFC Bank Credit Card

HDFC Credit Card Fees and Charges Before you pick any HDFC credit cards, it helps to know the main charges that usually apply. These costs can change by card type, but the overall pattern stays simila

Dec 22, 2025

Presenting ICICI BANK Credit Card

ICICI Credit Cards Credit Card Fees and Charges Before you choose an ICICI Bank credit card, it is essential to understand the key costs associated with it. These charges affect how much you actually

Dec 11, 2025

Axis Bank Credit Cards

Choosing a credit card becomes easier when you know what each bank offers, and Axis Bank has built a wide range that fits everyday spending and long-term plans. People often look at rewards, travel pe

Dec 11, 2025

Lifetime Free Credit Cards

What are Lifetime Free Credit Cards? A lifetime free credit card is a product that remains free for its entire duration. There is no joining charge at the start and no renewal charge in later years. T

Dec 09, 2025

Top Shopping Credit Cards

What are Shopping Credit Cards? Shopping credit cards are designed to reward everyday retail transactions such as groceries, fashion, pharmacy, electronics, and large online orders. Every transaction

Dec 04, 2025

Best Movies Credit Cards 2025

Key Features of Movie Credit Cards Hunting for the best credit card for movie tickets? Or a free movie ticket credit card that cuts weekend costs? Here’s what these cards usually pack. Buy-1-Get-1 (B

Nov 14, 2025

Best Online Shopping Credit Cards

What are Online Shopping Credit Cards? Online shopping credit cards are credit cards designed for purchases made over the internet. They reward your digital spending with extra benefits such as cashba

Nov 13, 2025

Best Cashback Credit Cards

What is a Cashback Credit Card? A cashback credit card is simple – you spend money and get some back. With money-back credit cards, the bank credits a rupee value to your account for eligible purchase

Nov 24, 2025

Credit Card

What is a Credit Card? A credit card is a payment card that allows the cardholder to borrow money from a financial institution to make purchases. The cardholder can then pay back the borrowed amount,

Jan 06, 2025

List of Credit Rating Agencies in India – Top Agencies & Their Services

List of Credit Rating Agencies CRISIL (Credit Rating Information Services of India Limited) Established in 1987, CRISIL is India’s first credit rating agency. It provides ratings, research, risk, and

Jan 03, 2025

How to Check Credit Card Status Online – Track HDFC, Axis, SBI & More

Track your Credit Card Application Online Tracking your credit card application online is a simple process. Most banks and financial institutions offer online tracking through their website or mobile

Dec 19, 2024

How to Close Your Bank of Baroda Credit Card

Bank of Baroda Credit Card Closure Online and Offline If you are mulling over how to close the Bank of Baroda credit card, here are a few steps to solve your dilemma. To close a Bank of Baroda

Dec 17, 2024

Easy Steps to Close Your RBL Credit Card Account

How to Close Your RBL Bank Credit Card? Here are the ways to cancel an RBL Bank credit card: Email You can cancel your RBL Bank credit card by sending an email. You must include specific details in th

Most Popular on Urban Money

Disclaimer:

The website may provide information about various loan products, insurance products, credit scores & links to other websites or resources over which urbanmoney.com does not have control as such information & links are received from the Banks, NBFCs, Insurance companies & credit rating agencies. Users of this website acknowledge that urbanmoney.com is providing these information & links only as a convenience, and further agree that urbanmoney.com is not responsible for the veracity of such information. Please note that users are advised to independently verify the information & do other requisite due diligence before making any decision and that urbanmoney.com nor its employees, partners, and associated staff are not accountable for any loss, harm, or damage due to usage of information from this website.  And further that user’s use of links to such external websites are subject to the terms of use and privacy policies located on those sites.